# Sterling Wealth Management, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2011149. Source: https://holderbook.com/funds/2011149-sterling-wealth-management-inc/

- Reported value: $402.3M
- Positions: 116
- Weight of the ten largest: 59.2%
- Filed: 2026-07-30

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $44.3M | 119,686 | 11.0% | 10 |
| DIMENSIONAL ETF TRUST | [DUHP](https://holderbook.com/stocks/DUHP/) | $28.0M | 670,845 | 7.0% | 8 |
| DIMENSIONAL ETF TRUST | [DFCF](https://holderbook.com/stocks/DFCF/) | $26.3M | 623,012 | 6.5% | 8 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $25.5M | 365,048 | 6.3% | 10 |
| DIMENSIONAL ETF TRUST | [DUSB](https://holderbook.com/stocks/DUSB/) | $25.3M | 499,163 | 6.3% | 10 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $20.3M | 284,974 | 5.0% | 10 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $19.5M | 483,895 | 4.8% | 10 |
| DIMENSIONAL ETF TRUST | [DFSD](https://holderbook.com/stocks/DFSD/) | $18.7M | 391,353 | 4.6% | 8 |
| DIMENSIONAL ETF TRUST | [DFLV](https://holderbook.com/stocks/DFLV/) | $15.1M | 382,903 | 3.8% | 10 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $15.1M | 275,221 | 3.8% | 10 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $15.0M | 182,371 | 3.7% | 10 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $11.5M | 191,948 | 2.8% | 10 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $11.1M | 250,822 | 2.8% | 10 |
| HUBBELL INC | [HUBB](https://holderbook.com/stocks/HUBB/) | $9.5M | 18,090 | 2.4% | 10 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $7.7M | 31,793 | 1.9% | 10 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $6.3M | 116,430 | 1.6% | 10 |
| DIMENSIONAL ETF TRUST | [DFGX](https://holderbook.com/stocks/DFGX/) | $6.0M | 112,208 | 1.5% | 8 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $5.5M | 64,216 | 1.4% | 10 |
| DIMENSIONAL ETF TRUST | [DISV](https://holderbook.com/stocks/DISV/) | $4.8M | 118,388 | 1.2% | 10 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $4.0M | 48,750 | 1.0% | 10 |
| DIMENSIONAL ETF TRUST | [DFIS](https://holderbook.com/stocks/DFIS/) | $3.5M | 101,028 | 0.9% | 10 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $3.4M | 11,579 | 0.8% | 10 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $3.3M | 12,187 | 0.8% | 10 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $3.2M | 41,259 | 0.8% | 10 |
| ISHARES TR | [IUSV](https://holderbook.com/stocks/IUSV/) | $2.9M | 26,258 | 0.7% | 10 |
| DIMENSIONAL ETF TRUST | [DFGR](https://holderbook.com/stocks/DFGR/) | $2.8M | 98,331 | 0.7% | 10 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $2.7M | 28,327 | 0.7% | 10 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $2.4M | 7,228 | 0.6% | 10 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $2.2M | 2,916 | 0.5% | 10 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $2.1M | 2,015 | 0.5% | 10 |
| DIMENSIONAL ETF TRUST | [DFAW](https://holderbook.com/stocks/DFAW/) | $2.0M | 24,139 | 0.5% | 8 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.9M | 13,932 | 0.5% | 10 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.7M | 4,689 | 0.4% | 10 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $1.7M | 5,134 | 0.4% | 10 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $1.6M | 11,130 | 0.4% | 10 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $1.6M | 32,378 | 0.4% | 10 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.6M | 6,208 | 0.4% | 10 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $1.4M | 16,275 | 0.3% | 10 |
| DIMENSIONAL ETF TRUST | [DFNM](https://holderbook.com/stocks/DFNM/) | $1.3M | 27,665 | 0.3% | 7 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.2M | 5,998 | 0.3% | 9 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $1.2M | 8,524 | 0.3% | 10 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $1.1M | 27,747 | 0.3% | 10 |
| SHERWIN WILLIAMS CO | [SHW](https://holderbook.com/stocks/SHW/) | $1.1M | 3,311 | 0.3% | 10 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $1.1M | 7,139 | 0.3% | 10 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $1.1M | 1,695 | 0.3% | 10 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.0M | 2,813 | 0.2% | 10 |
| GORMAN RUPP CO | [GRC](https://holderbook.com/stocks/GRC/) | $865.6K | 9,435 | 0.2% | 10 |
| DIMENSIONAL ETF TRUST | [DGCB](https://holderbook.com/stocks/DGCB/) | $831.6K | 15,212 | 0.2% | 2 |
| DIMENSIONAL ETF TRUST | [DFGP](https://holderbook.com/stocks/DFGP/) | $830.9K | 15,257 | 0.2% | 2 |
| SCHWAB STRATEGIC TR | [SCYB](https://holderbook.com/stocks/SCYB/) | $824.3K | 31,485 | 0.2% | 2 |
| COMCAST CORP NEW | [CMCSA](https://holderbook.com/stocks/CMCSA/) | $820.8K | 33,435 | 0.2% | 10 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $813.1K | 1,625 | 0.2% | 10 |
| CUMMINS INC | [CMI](https://holderbook.com/stocks/CMI/) | $791.7K | 1,110 | 0.2% | 10 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $788.9K | 5,650 | 0.2% | 4 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $763.7K | 3,035 | 0.2% | 10 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $756.2K | 6,438 | 0.2% | 10 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $679.0K | 4,344 | 0.2% | 10 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $608.0K | 3,668 | 0.2% | 10 |
| AMERICAN ELEC PWR CO INC | [AEP](https://holderbook.com/stocks/AEP/) | $596.7K | 4,361 | 0.1% | 10 |
| VANGUARD WORLD FD | [ESGV](https://holderbook.com/stocks/ESGV/) | $586.8K | 4,438 | 0.1% | 10 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $583.0K | 486 | 0.1% | 10 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $573.6K | 3,104 | 0.1% | 10 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $570.6K | 1,615 | 0.1% | 10 |
| LINCOLN ELEC HLDGS INC | [LECO](https://holderbook.com/stocks/LECO/) | $552.5K | 2,081 | 0.1% | 10 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $541.7K | 4,532 | 0.1% | 7 |
| YUM BRANDS INC | [YUM](https://holderbook.com/stocks/YUM/) | $541.4K | 3,387 | 0.1% | 6 |
| ISHARES TR | [REET](https://holderbook.com/stocks/REET/) | $539.5K | 19,534 | 0.1% | 10 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $531.8K | 9,221 | 0.1% | 10 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $511.9K | 2,349 | 0.1% | 7 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $500.3K | 2,099 | 0.1% | 10 |
| CVS HEALTH CORP | [CVS](https://holderbook.com/stocks/CVS/) | $483.1K | 4,670 | 0.1% | 5 |
| PHILLIPS 66 | [PSX](https://holderbook.com/stocks/PSX/) | $478.4K | 2,830 | 0.1% | 3 |
| MARSH & MCLENNAN COS INC | [MRSH](https://holderbook.com/stocks/MRSH/) | $469.5K | 2,817 | 0.1% | 10 |
| AMERIPRISE FINL INC | [AMP](https://holderbook.com/stocks/AMP/) | $468.9K | 1,022 | 0.1% | 10 |
| ILLINOIS TOOL WKS INC | [ITW](https://holderbook.com/stocks/ITW/) | $464.4K | 1,717 | 0.1% | 10 |
| CHUBB LIMITED | [CB](https://holderbook.com/stocks/CB/) | $461.7K | 1,355 | 0.1% | 1 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $460.2K | 1,305 | 0.1% | 10 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $458.6K | 5,643 | 0.1% | 10 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $437.8K | 1,159 | 0.1% | 2 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $432.0K | 1,156 | 0.1% | 9 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $409.3K | 7,904 | 0.1% | 10 |
| JOHN HANCOCK EXCHANGE TRADED | [JHMM](https://holderbook.com/stocks/JHMM/) | $407.0K | 5,429 | 0.1% | 10 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $402.7K | 5,223 | 0.1% | 1 |
| COLGATE PALMOLIVE CO | [CL](https://holderbook.com/stocks/CL/) | $394.3K | 4,301 | 0.1% | 1 |
| BRISTOL-MYERS SQUIBB CO | [BMY](https://holderbook.com/stocks/BMY/) | $385.2K | 6,686 | 0.1% | 10 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $384.2K | 5,340 | 0.1% | 3 |
| INVESTORS TITLE CO NC | [ITIC](https://holderbook.com/stocks/ITIC/) | $354.7K | 1,296 | 0.1% | 10 |
| ISHARES TR | [IJS](https://holderbook.com/stocks/IJS/) | $351.1K | 2,568 | 0.1% | 10 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $347.8K | 481 | 0.1% | 1 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $339.5K | 289 | 0.1% | 2 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $339.2K | 14,087 | 0.1% | 1 |
| RYDER SYS INC | [R](https://holderbook.com/stocks/R/) | $324.2K | 1,229 | 0.1% | 4 |
| VANECK ETF TRUST | [SMH](https://holderbook.com/stocks/SMH/) | $324.0K | 494 | 0.1% | 4 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $322.1K | 6,369 | 0.1% | 10 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $317.5K | 2,140 | 0.1% | 10 |
| CONOCOPHILLIPS | [COP](https://holderbook.com/stocks/COP/) | $312.9K | 3,010 | 0.1% | 3 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $303.8K | 2,364 | 0.1% | 10 |
| HOWMET AEROSPACE INC | [HWM](https://holderbook.com/stocks/HWM/) | $303.0K | 1,127 | 0.1% | 5 |
| ISHARES TR | [IQLT](https://holderbook.com/stocks/IQLT/) | $292.1K | 5,896 | 0.1% | 10 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $290.0K | 1,879 | 0.1% | 10 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.4% | +14.8% | -5.5% | 100% |
| Q1 2026 | +0.6% | -4.6% | +5.2% | 100% |
| Q4 2025 | +2.1% | +2.4% | -0.3% | 100% |
| Q3 2025 | +5.8% | +7.8% | -2.1% | 100% |
| Q1 2025 | -1.4% | -4.6% | +3.2% | 100% |
| Q4 2024 | -2.2% | +2.1% | -4.3% | 100% |
| Q3 2024 | +6.7% | +5.4% | +1.2% | 100% |
| Q2 2024 | -0.8% | +4.0% | -4.9% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $402.3M | 116 |
| Q1 2026 | $364.3M | 112 |
| Q4 2025 | $350.5M | 106 |
| Q3 2025 | $329.9M | 110 |
| Q2 2025 | $293.5M | 110 |
| Q4 2024 | $270.8M | 108 |
| Q3 2024 | $267.9M | 111 |
| Q2 2024 | $210.7M | 101 |
| Q1 2024 | $201.0M | 96 |
| Q4 2023 | $177.8M | 93 |