# Arbor Wealth Advisors LLC

> Institutional holdings reported to the SEC as of Q3 2026 on Form 13F. CIK 2009890. Source: https://holderbook.com/funds/2009890-arbor-wealth-advisors-llc/

- Reported value: $160.6M
- Positions: 60
- Weight of the ten largest: 73.0%
- Filed: 2026-10-09

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $37.3M | 172,441 | 23.2% | 12 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $26.3M | 310,134 | 16.4% | 12 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $14.0M | 49,067 | 8.7% | 12 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $8.4M | 36,177 | 5.2% | 12 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $7.5M | 20,102 | 4.7% | 12 |
| BORGWARNER INC | [BWA](https://holderbook.com/stocks/BWA/) | $6.5M | 108,718 | 4.1% | 12 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $5.1M | 115,776 | 3.2% | 12 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $4.7M | 40,169 | 2.9% | 12 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $3.7M | 48,972 | 2.3% | 12 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $3.6M | 23,214 | 2.2% | 12 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $3.4M | 48,376 | 2.1% | 12 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $3.4M | 4,441 | 2.1% | 12 |
| VANGUARD INSTL INDEX FD | [VBIL](https://holderbook.com/stocks/VBIL/) | $2.4M | 32,135 | 1.5% | 5 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $2.4M | 3,095 | 1.5% | 12 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $2.0M | 2,437 | 1.2% | 12 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.8M | 3,692 | 1.1% | 12 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $1.7M | 7,340 | 1.1% | 12 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.7M | 3,278 | 1.0% | 12 |
| LEAR CORP | [LEA](https://holderbook.com/stocks/LEA/) | $1.7M | 14,191 | 1.0% | 12 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $1.4M | 23,495 | 0.9% | 12 |
| BLACKSTONE INC | [BX](https://holderbook.com/stocks/BX/) | $1.1M | 9,370 | 0.7% | 4 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $1.0M | 1,496 | 0.7% | 12 |
| GENERAL DYNAMICS CORP | [GD](https://holderbook.com/stocks/GD/) | $1.0M | 3,095 | 0.6% | 12 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.0M | 3,096 | 0.6% | 12 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $989.2K | 17,986 | 0.6% | 12 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $916.6K | 2,690 | 0.6% | 9 |
| AMERICAN CENTY ETF TR | [AVLV](https://holderbook.com/stocks/AVLV/) | $795.9K | 8,800 | 0.5% | 4 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $761.9K | 4,909 | 0.5% | 12 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $711.5K | 8,265 | 0.4% | 12 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $704.7K | 2,048 | 0.4% | 8 |
| APTIV PLC | [APTV](https://holderbook.com/stocks/APTV/) | $688.3K | 16,000 | 0.4% | 8 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $597.0K | 2,396 | 0.4% | 8 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $589.9K | 9,650 | 0.4% | 12 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $587.0K | 1,366 | 0.4% | 12 |
| SANDISK CORP | [SNDK](https://holderbook.com/stocks/SNDK/) | $574.2K | 330 | 0.4% | 3 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $569.5K | 5,337 | 0.4% | 8 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $569.2K | 7,812 | 0.4% | 12 |
| COGNIZANT TECHNOLOGY SOLUTIO | [CTSH](https://holderbook.com/stocks/CTSH/) | $551.4K | 9,600 | 0.3% | 12 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $537.8K | 6,000 | 0.3% | 12 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $525.2K | 1,262 | 0.3% | 12 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $479.3K | 1,439 | 0.3% | 12 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $473.5K | 1,910 | 0.3% | 12 |
| DTE ENERGY CO | [DTE](https://holderbook.com/stocks/DTE/) | $463.8K | 3,808 | 0.3% | 12 |
| BOEING CO | [BA](https://holderbook.com/stocks/BA/) | $452.1K | 2,430 | 0.3% | 2 |
| FORD MTR CO | [F](https://holderbook.com/stocks/F/) | $442.8K | 36,719 | 0.3% | 12 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $442.2K | 2,382 | 0.3% | 11 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $430.4K | 3,164 | 0.3% | 12 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $381.4K | 15,631 | 0.2% | 12 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $368.9K | 4,765 | 0.2% | 12 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $327.7K | 1,152 | 0.2% | 9 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $302.0K | 860 | 0.2% | 6 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $275.6K | 2,200 | 0.2% | 6 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $257.2K | 6,947 | 0.2% | 6 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $242.1K | 1,060 | 0.2% | 2 |
| VERSIGENT PLC | [VGNT](https://holderbook.com/stocks/VGNT/) | $239.7K | 5,333 | 0.1% | 2 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $235.1K | 2,427 | 0.1% | 8 |
| DT MIDSTREAM INC | [DTM](https://holderbook.com/stocks/DTM/) | $227.5K | 1,904 | 0.1% | 6 |
| DELTA AIR LINES INC | [DAL](https://holderbook.com/stocks/DAL/) | $208.7K | 2,500 | 0.1% | 2 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $207.0K | 782 | 0.1% | 1 |
| VALERO ENERGY CORP | [VLO](https://holderbook.com/stocks/VLO/) | $202.3K | 522 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +12.1% | +14.8% | -2.7% | 100% |
| Q1 2026 | +1.2% | -4.6% | +5.8% | 100% |
| Q4 2025 | +2.3% | +2.4% | -0.1% | 100% |
| Q3 2025 | +7.5% | +7.8% | -0.3% | 100% |
| Q2 2025 | +7.2% | +10.5% | -3.2% | 100% |
| Q1 2025 | -1.1% | -4.6% | +3.4% | 100% |
| Q4 2024 | -3.8% | +2.1% | -6.0% | 100% |
| Q3 2024 | +7.5% | +5.4% | +2.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2026 | $160.6M | 60 |
| Q2 2026 | $163.6M | 60 |
| Q1 2026 | $142.5M | 56 |
| Q4 2025 | $140.3M | 56 |
| Q3 2025 | $133.9M | 55 |
| Q2 2025 | $123.3M | 54 |
| Q1 2025 | $112.1M | 48 |
| Q4 2024 | $112.2M | 52 |
| Q3 2024 | $110.9M | 48 |
| Q2 2024 | $101.3M | 45 |
| Q1 2024 | $105.9M | 46 |
| Q4 2023 | $97.2M | 43 |