# Bare Financial Services, Inc

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2009426. Source: https://holderbook.com/funds/2009426-bare-financial-services-inc/

- Reported value: $435.9M
- Positions: 1,784
- Weight of the ten largest: 66.2%
- Filed: 2026-07-27

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $47.3M | 63,107 | 10.8% | 11 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $39.3M | 180,434 | 9.0% | 11 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $39.3M | 315,023 | 9.0% | 10 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $37.4M | 387,397 | 8.6% | 11 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $36.6M | 498,411 | 8.4% | 10 |
| NORTHERN LTS FD TR IV | [WWJD](https://holderbook.com/stocks/WWJD/) | $20.3M | 533,340 | 4.7% | 11 |
| PIMCO ETF TR | [PYLD](https://holderbook.com/stocks/PYLD/) | $19.6M | 740,647 | 4.5% | 9 |
| NORTHERN LTS FD TR IV | [IBD](https://holderbook.com/stocks/IBD/) | $18.9M | 795,094 | 4.3% | 11 |
| STRATEGY SHS | [ELCV](https://holderbook.com/stocks/ELCV/) | $14.9M | 452,904 | 3.4% | 4 |
| ISHARES INC | [EMXC](https://holderbook.com/stocks/EMXC/) | $14.9M | 145,341 | 3.4% | 11 |
| CROSSMARK ETF TRUST | [CLCG](https://holderbook.com/stocks/CLCG/) | $13.5M | 466,901 | 3.1% | 4 |
| VANGUARD SCOTTSDALE FDS | [VONG](https://holderbook.com/stocks/VONG/) | $13.3M | 103,701 | 3.0% | 11 |
| TIMOTHY PLAN | [TPSC](https://holderbook.com/stocks/TPSC/) | $13.0M | 271,703 | 3.0% | 11 |
| TIMOTHY PLAN | [TPLC](https://holderbook.com/stocks/TPLC/) | $10.8M | 215,243 | 2.5% | 11 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $10.5M | 34,210 | 2.4% | 11 |
| NORTHERN LTS FD TR IV | [BIBL](https://holderbook.com/stocks/BIBL/) | $9.6M | 166,570 | 2.2% | 11 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $7.5M | 70,033 | 1.7% | 11 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $4.9M | 154,602 | 1.1% | 3 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $4.7M | 21,335 | 1.1% | 11 |
| CAPITAL GROUP INTL FOCUS EQT | [CGXU](https://holderbook.com/stocks/CGXU/) | $4.6M | 132,486 | 1.1% | 11 |
| ISHARES TR | [IWO](https://holderbook.com/stocks/IWO/) | $4.5M | 11,420 | 1.0% | 11 |
| ELEVATION SERIES TRUST | [SOVF](https://holderbook.com/stocks/SOVF/) | $4.5M | 150,990 | 1.0% | 7 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $4.1M | 17,853 | 0.9% | 11 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $3.4M | 9,241 | 0.8% | 11 |
| CAPITAL GROUP CORE BALANCED | [CGBL](https://holderbook.com/stocks/CGBL/) | $1.9M | 51,052 | 0.4% | 9 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $1.8M | 6,318 | 0.4% | 11 |
| TIMOTHY PLAN | [TPHD](https://holderbook.com/stocks/TPHD/) | $1.7M | 39,535 | 0.4% | 11 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $1.7M | 5,498 | 0.4% | 11 |
| CAPITAL GROUP DIVIDEND GROWE | [CGDG](https://holderbook.com/stocks/CGDG/) | $1.6M | 41,782 | 0.4% | 5 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $1.4M | 18,256 | 0.3% | 9 |
| NORTHERN LTS FD TR IV | [ISMD](https://holderbook.com/stocks/ISMD/) | $1.4M | 27,551 | 0.3% | 11 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $937.2K | 7,841 | 0.2% | 10 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $859.0K | 4,293 | 0.2% | 11 |
| CAPITAL GRP FIXED INCM ETF T | [CGMU](https://holderbook.com/stocks/CGMU/) | $828.2K | 30,150 | 0.2% | 11 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $826.2K | 2,312 | 0.2% | 11 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $795.6K | 5,785 | 0.2% | 11 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $773.0K | 2,585 | 0.2% | 10 |
| FULTON FINL CORP PA | [FULT](https://holderbook.com/stocks/FULT/) | $450.4K | 18,621 | 0.1% | 11 |
| PNC FINL SVCS GROUP INC | [PNC](https://holderbook.com/stocks/PNC/) | $450.0K | 1,828 | 0.1% | 11 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $439.5K | 1,178 | 0.1% | 11 |
| AMERICAN CENTY ETF TR | [AVDE](https://holderbook.com/stocks/AVDE/) | $316.7K | 3,551 | 0.1% | 1 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $282.9K | 768 | 0.1% | 11 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $252.3K | 349 | 0.1% | 6 |
| MID PENN BANCORP INC | [MPB](https://holderbook.com/stocks/MPB/) | $250.5K | 7,189 | 0.1% | 2 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $242.8K | 418 | 0.1% | 11 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $220.2K | 1,156 | 0.1% | 11 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $219.5K | 581 | 0.1% | 6 |
| S & T BANCORP INC | [STBA](https://holderbook.com/stocks/STBA/) | $217.2K | 4,425 | 0.0% | 11 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $212.1K | 873 | 0.0% | 11 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $205.5K | 178 | 0.0% | 6 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $193.5K | 812 | 0.0% | 11 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $191.4K | 1,371 | 0.0% | 11 |
| CONSTELLATION ENERGY CORP | [CEG](https://holderbook.com/stocks/CEG/) | $189.2K | 762 | 0.0% | 11 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $170.3K | 405 | 0.0% | 11 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $167.9K | 228 | 0.0% | 11 |
| CAPITAL GRP FIXED INCM ETF T | [CGSD](https://holderbook.com/stocks/CGSD/) | $167.8K | 6,521 | 0.0% | 3 |
| CAPITAL GRP FIXED INCM ETF T | [CGCP](https://holderbook.com/stocks/CGCP/) | $166.9K | 7,489 | 0.0% | 3 |
| SEACOAST BKG CORP FLA | [SBCF](https://holderbook.com/stocks/SBCF/) | $161.7K | 4,864 | 0.0% | 10 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $161.7K | 494 | 0.0% | 11 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $158.1K | 316 | 0.0% | 6 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $138.3K | 1,434 | 0.0% | 10 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $133.2K | 910 | 0.0% | 10 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $132.4K | 1,030 | 0.0% | 11 |
| ISHARES TR | [IWS](https://holderbook.com/stocks/IWS/) | $129.0K | 784 | 0.0% | 10 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $128.3K | 363 | 0.0% | 10 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $122.2K | 217 | 0.0% | 5 |
| PPL CORP | [PPL](https://holderbook.com/stocks/PPL/) | $111.7K | 3,072 | 0.0% | 11 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $111.5K | 93 | 0.0% | 6 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $111.2K | 1,830 | 0.0% | 10 |
| FORD MTR CO | [F](https://holderbook.com/stocks/F/) | $101.5K | 7,305 | 0.0% | 10 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $98.4K | 286 | 0.0% | 5 |
| AST SPACEMOBILE INC | [ASTS](https://holderbook.com/stocks/ASTS/) | $98.2K | 1,105 | 0.0% | 10 |
| SANDISK CORP | [SNDK](https://holderbook.com/stocks/SNDK/) | $93.2K | 41 | 0.0% | 4 |
| EXXONMOBIL HOLDINGS CORP COM SHS | [XOM](https://holderbook.com/stocks/XOM/) | $92.3K | 675 | 0.0% | 1 |
| THOR INDS INC | [THO](https://holderbook.com/stocks/THO/) | $89.3K | 1,188 | 0.0% | 11 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $89.1K | 1,096 | 0.0% | 11 |
| ISHARES TR | [IYF](https://holderbook.com/stocks/IYF/) | $87.7K | 688 | 0.0% | 11 |
| ASML HLDG NV | [ASML](https://holderbook.com/stocks/ASML/) | $87.5K | 44 | 0.0% | 6 |
| ISHARES TR | [IAT](https://holderbook.com/stocks/IAT/) | $85.6K | 1,376 | 0.0% | 11 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $80.2K | 185 | 0.0% | 6 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $78.6K | 1,380 | 0.0% | 11 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $78.5K | 668 | 0.0% | 6 |
| PRUDENTIAL FINL INC | [PRU](https://holderbook.com/stocks/PRU/) | $77.3K | 716 | 0.0% | 7 |
| EXELON CORP | [EXC](https://holderbook.com/stocks/EXC/) | $72.6K | 1,558 | 0.0% | 11 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $71.3K | 67 | 0.0% | 6 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $70.5K | 200 | 0.0% | 11 |
| WP CAREY INC | [WPC](https://holderbook.com/stocks/WPC/) | $68.1K | 952 | 0.0% | 11 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $67.6K | 197 | 0.0% | 6 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $65.4K | 175 | 0.0% | 9 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $65.2K | 1,217 | 0.0% | 11 |
| SILA REALTY TRUST INC | [SILA](https://holderbook.com/stocks/SILA/) | $63.3K | 2,084 | 0.0% | 9 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $62.3K | 53 | 0.0% | 9 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $61.0K | 1,210 | 0.0% | 10 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $60.3K | 200 | 0.0% | 6 |
| ROYAL BK CDA | [RY](https://holderbook.com/stocks/RY/) | $60.0K | 290 | 0.0% | 6 |
| ARISTA NETWORKS INC | [ANET](https://holderbook.com/stocks/ANET/) | $56.1K | 330 | 0.0% | 6 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $55.5K | 335 | 0.0% | 11 |
| NORTHERN LTS FD TR IV | [PTL](https://holderbook.com/stocks/PTL/) | $55.1K | 193 | 0.0% | 9 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $53.4K | 104 | 0.0% | 5 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $52.8K | 360 | 0.0% | 6 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.4% | +14.8% | -4.5% | 100% |
| Q1 2026 | +0.2% | -4.6% | +4.9% | 100% |
| Q4 2025 | +1.5% | +2.4% | -0.9% | 97% |
| Q3 2025 | +5.7% | +7.8% | -2.2% | 100% |
| Q2 2025 | +6.7% | +10.5% | -3.8% | 100% |
| Q1 2025 | -1.3% | -4.6% | +3.3% | 100% |
| Q4 2024 | -2.6% | +2.1% | -4.8% | 100% |
| Q3 2024 | +6.6% | +5.4% | +1.2% | 96% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $435.9M | 1,784 |
| Q1 2026 | $378.3M | 1,729 |
| Q4 2025 | $359.5M | 1,532 |
| Q3 2025 | $334.8M | 1,392 |
| Q2 2025 | $296.5M | 1,206 |
| Q1 2025 | $260.2M | 936 |
| Q4 2024 | $248.7M | 145 |
| Q3 2024 | $243.5M | 151 |
| Q2 2024 | $190.2M | 155 |
| Q1 2024 | $104.1M | 133 |
| Q4 2023 | $49.7M | 107 |