# Towneley Capital Management, Inc / DE

> Institutional holdings reported to the SEC as of Q3 2026 on Form 13F. CIK 2004980. Source: https://holderbook.com/funds/2004980-towneley-capital-management-inc-de/

- Reported value: $504.7M
- Positions: 45
- Weight of the ten largest: 86.3%
- Filed: 2026-10-09

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $168.8M | 451,179 | 33.5% | 12 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $67.5M | 794,281 | 13.4% | 12 |
| HARBOR ETF TRUST | [WINN](https://holderbook.com/stocks/WINN/) | $39.3M | 1,144,161 | 7.8% | 10 |
| VANGUARD SCOTTSDALE FDS | [VGIT](https://holderbook.com/stocks/VGIT/) | $34.8M | 614,724 | 6.9% | 12 |
| JANUS DETROIT STR TR | [JMBS](https://holderbook.com/stocks/JMBS/) | $26.8M | 633,992 | 5.3% | 12 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $26.1M | 337,464 | 5.2% | 12 |
| PUTNAM ETF TRUST | [PVAL](https://holderbook.com/stocks/PVAL/) | $22.0M | 418,247 | 4.4% | 5 |
| ETFS GOLD TR | [SGOL](https://holderbook.com/stocks/SGOL/) | $19.6M | 494,788 | 3.9% | 12 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $17.4M | 367,749 | 3.5% | 12 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $13.4M | 562,783 | 2.7% | 12 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $10.6M | 89,711 | 2.1% | 11 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $10.2M | 258,253 | 2.0% | 12 |
| ABRDN PRECIOUS METALS BASKET | [GLTR](https://holderbook.com/stocks/GLTR/) | $9.1M | 48,632 | 1.8% | 12 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $8.7M | 111,036 | 1.7% | 12 |
| VANGUARD SCOTTSDALE FDS | [VGLT](https://holderbook.com/stocks/VGLT/) | $7.3M | 144,915 | 1.4% | 12 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $4.0M | 10,620 | 0.8% | 12 |
| VANECK ETF TRUST | [ANGL](https://holderbook.com/stocks/ANGL/) | $3.9M | 141,952 | 0.8% | 12 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $1.6M | 10,159 | 0.3% | 3 |
| BANK OF N T BUTTERFIELD & SO | [NTB](https://holderbook.com/stocks/NTB/) | $1.6M | 27,155 | 0.3% | 3 |
| PIMCO ETF TR | [MINT](https://holderbook.com/stocks/MINT/) | $1.4M | 13,850 | 0.3% | 3 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $1.1M | 1,483 | 0.2% | 12 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $872.2K | 2,096 | 0.2% | 4 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $819.8K | 9,873 | 0.2% | 12 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $678.5K | 11,787 | 0.1% | 12 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $645.8K | 7,167 | 0.1% | 12 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $558.7K | 10,158 | 0.1% | 12 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $539.0K | 769 | 0.1% | 2 |
| SPDR INDEX SHS FDS | [CWI](https://holderbook.com/stocks/CWI/) | $529.7K | 13,107 | 0.1% | 12 |
| DIMENSIONAL ETF TRUST | [DFSU](https://holderbook.com/stocks/DFSU/) | $417.9K | 8,859 | 0.1% | 12 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $396.7K | 1,836 | 0.1% | 12 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $358.5K | 720 | 0.1% | 12 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $351.8K | 5,295 | 0.1% | 12 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $315.4K | 4,074 | 0.1% | 12 |
| CAPITAL GROUP CORE EQUITY ET | [CGUS](https://holderbook.com/stocks/CGUS/) | $311.5K | 7,000 | 0.1% | 2 |
| FIRST TR EXCHANGE TRADED FD | [CIBR](https://holderbook.com/stocks/CIBR/) | $309.3K | 3,000 | 0.1% | 2 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $302.4K | 3,644 | 0.1% | 12 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $282.6K | 4,028 | 0.1% | 7 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $258.5K | 5,252 | 0.1% | 12 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $249.2K | 4,462 | 0.0% | 4 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $243.0K | 3,099 | 0.0% | 12 |
| GLOBAL SELF STORAGE INC | [SELF](https://holderbook.com/stocks/SELF/) | $240.8K | 49,047 | 0.0% | 12 |
| SPROTT ASSET MANAGEMENT LP | [PHYS](https://holderbook.com/stocks/PHYS/) | $234.8K | 7,510 | 0.0% | 5 |
| NUSHARES ETF TR | [NULC](https://holderbook.com/stocks/NULC/) | $228.6K | 4,110 | 0.0% | 2 |
| DIMENSIONAL ETF TRUST | [DFSI](https://holderbook.com/stocks/DFSI/) | $225.5K | 4,991 | 0.0% | 4 |
| VANGUARD WORLD FD | [VSGX](https://holderbook.com/stocks/VSGX/) | $219.4K | 2,706 | 0.0% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +7.1% | +14.8% | -7.7% | 100% |
| Q1 2026 | -1.0% | -4.6% | +3.6% | 100% |
| Q4 2025 | +2.7% | +2.4% | +0.3% | 100% |
| Q3 2025 | +6.2% | +7.8% | -1.6% | 100% |
| Q2 2025 | +6.6% | +10.5% | -3.8% | 100% |
| Q1 2025 | -0.0% | -4.6% | +4.5% | 100% |
| Q4 2024 | -1.3% | +2.1% | -3.4% | 100% |
| Q3 2024 | +5.4% | +5.4% | -0.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2026 | $504.7M | 45 |
| Q2 2026 | $509.5M | 46 |
| Q1 2026 | $477.8M | 42 |
| Q4 2025 | $474.3M | 40 |
| Q3 2025 | $460.4M | 38 |
| Q2 2025 | $435.9M | 34 |
| Q1 2025 | $427.5M | 44 |
| Q4 2024 | $421.0M | 45 |
| Q3 2024 | $441.5M | 39 |
| Q2 2024 | $426.4M | 39 |
| Q1 2024 | $406.7M | 47 |
| Q4 2023 | $390.2M | 45 |