# Keener Financial Planning LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2004495. Source: https://holderbook.com/funds/2004495-keener-financial-planning-llc/

- Reported value: $279.6M
- Positions: 61
- Weight of the ten largest: 89.1%
- Filed: 2026-07-31

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SPDR SERIES TRUST | [SPTM](https://holderbook.com/stocks/SPTM/) | $103.8M | 1,143,398 | 37.1% | 11 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $58.7M | 824,065 | 21.0% | 11 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $26.0M | 175,331 | 9.3% | 11 |
| AMERICAN CENTY ETF TR | [AVLV](https://holderbook.com/stocks/AVLV/) | $22.4M | 245,336 | 8.0% | 9 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $16.0M | 268,016 | 5.7% | 11 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $7.5M | 20,336 | 2.7% | 11 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $4.9M | 97,444 | 1.8% | 11 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $3.3M | 11,303 | 1.2% | 11 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $3.2M | 53,193 | 1.2% | 11 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $3.2M | 72,736 | 1.2% | 11 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $2.7M | 19,574 | 1.0% | 11 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $1.6M | 9,760 | 0.6% | 11 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.4M | 7,242 | 0.5% | 11 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $1.3M | 1,781 | 0.5% | 11 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $1.3M | 5,901 | 0.5% | 11 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $1.2M | 21,467 | 0.4% | 11 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $1.2M | 7,236 | 0.4% | 11 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $930.0K | 2,843 | 0.3% | 11 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $879.0K | 2,357 | 0.3% | 11 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $867.0K | 10,975 | 0.3% | 11 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $824.0K | 16,301 | 0.3% | 11 |
| VANGUARD SCOTTSDALE FDS | [VTWO](https://holderbook.com/stocks/VTWO/) | $800.0K | 6,591 | 0.3% | 11 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $735.0K | 613 | 0.3% | 11 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $700.0K | 7,251 | 0.3% | 7 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $687.0K | 8,315 | 0.2% | 11 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $608.0K | 21,006 | 0.2% | 11 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $607.0K | 1,701 | 0.2% | 11 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $567.0K | 827 | 0.2% | 11 |
| ISHARES TR | [SUSB](https://holderbook.com/stocks/SUSB/) | $556.0K | 22,259 | 0.2% | 10 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $500.0K | 1,000 | 0.2% | 11 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $499.0K | 6,800 | 0.2% | 11 |
| ISHARES TR | [SUSC](https://holderbook.com/stocks/SUSC/) | $491.0K | 21,246 | 0.2% | 11 |
| ISHARES TR | [EUSB](https://holderbook.com/stocks/EUSB/) | $484.0K | 11,142 | 0.2% | 7 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $463.0K | 1,530 | 0.2% | 11 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $457.0K | 8,832 | 0.2% | 11 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $445.0K | 3,744 | 0.2% | 5 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $437.0K | 753 | 0.2% | 5 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $435.0K | 6,225 | 0.2% | 11 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $408.0K | 3,977 | 0.1% | 11 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $392.0K | 3,464 | 0.1% | 11 |
| NUSHARES ETF TR | [NUDM](https://holderbook.com/stocks/NUDM/) | $378.0K | 9,451 | 0.1% | 11 |
| ISHARES INC | [ESGE](https://holderbook.com/stocks/ESGE/) | $352.0K | 6,451 | 0.1% | 11 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $350.0K | 4,231 | 0.1% | 11 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $347.0K | 4,465 | 0.1% | 11 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $335.0K | 950 | 0.1% | 11 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $330.0K | 876 | 0.1% | 11 |
| SPDR SERIES TRUST | [SHM](https://holderbook.com/stocks/SHM/) | $316.0K | 6,607 | 0.1% | 11 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $311.0K | 1,147 | 0.1% | 11 |
| ISHARES TR | [IJS](https://holderbook.com/stocks/IJS/) | $308.0K | 2,257 | 0.1% | 11 |
| NUSHARES ETF TR | [NULV](https://holderbook.com/stocks/NULV/) | $289.0K | 5,796 | 0.1% | 11 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $279.0K | 374 | 0.1% | 11 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $276.0K | 1,138 | 0.1% | 1 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $265.0K | 733 | 0.1% | 11 |
| MARVELL TECHNOLOGY INC | [MRVL](https://holderbook.com/stocks/MRVL/) | $258.0K | 867 | 0.1% | 1 |
| ISHARES TR | [ESML](https://holderbook.com/stocks/ESML/) | $253.0K | 4,538 | 0.1% | 11 |
| ISHARES INC | [EMXC](https://holderbook.com/stocks/EMXC/) | $246.0K | 2,407 | 0.1% | 1 |
| HILTON WORLDWIDE HLDGS INC | [HLT](https://holderbook.com/stocks/HLT/) | $239.0K | 724 | 0.1% | 8 |
| SPDR SERIES TRUST | [SPSB](https://holderbook.com/stocks/SPSB/) | $207.0K | 6,916 | 0.1% | 2 |
| FIFTH THIRD BANCORP | [FITB](https://holderbook.com/stocks/FITB/) | $206.0K | 3,667 | 0.1% | 1 |
| ISHARES TR | [DMXF](https://holderbook.com/stocks/DMXF/) | $205.0K | 2,430 | 0.1% | 1 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $200.0K | 2,028 | 0.1% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +13.2% | +14.8% | -1.6% | 100% |
| Q1 2026 | -0.3% | -4.6% | +4.4% | 100% |
| Q4 2025 | +2.8% | +2.4% | +0.4% | 100% |
| Q3 2025 | +6.9% | +7.8% | -0.9% | 100% |
| Q2 2025 | +9.2% | +10.5% | -1.2% | 100% |
| Q1 2025 | -1.9% | -4.6% | +2.7% | 100% |
| Q4 2024 | -2.0% | +2.1% | -4.2% | 100% |
| Q3 2024 | +6.5% | +5.4% | +1.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $279.6M | 61 |
| Q1 2026 | $237.9M | 58 |
| Q4 2025 | $231.4M | 58 |
| Q3 2025 | $215.6M | 207 |
| Q2 2025 | $200.6M | 208 |
| Q1 2025 | $153.8M | 171 |
| Q4 2024 | $169.3M | 171 |
| Q3 2024 | $152.7M | 176 |
| Q2 2024 | $153.3M | 181 |
| Q1 2024 | $145.4M | 186 |
| Q4 2023 | $129.3M | 178 |