# Lakeshore Financial Planning, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2000571. Source: https://holderbook.com/funds/2000571-lakeshore-financial-planning-inc/

- Reported value: $310.7M
- Positions: 92
- Weight of the ten largest: 74.2%
- Filed: 2026-07-13

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $60.4M | 80,686 | 19.5% | 12 |
| PGIM ETF TR | [PULS](https://holderbook.com/stocks/PULS/) | $38.0M | 767,769 | 12.2% | 12 |
| DIMENSIONAL ETF TRUST | [DFLV](https://holderbook.com/stocks/DFLV/) | $30.3M | 767,113 | 9.8% | 12 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $23.7M | 34,551 | 7.6% | 12 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $23.2M | 432,788 | 7.5% | 12 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $15.4M | 51,457 | 5.0% | 6 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $11.5M | 363,303 | 3.7% | 12 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $10.9M | 37,537 | 3.5% | 12 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $9.0M | 128,433 | 2.9% | 12 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $8.0M | 37,547 | 2.6% | 12 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $7.9M | 21,272 | 2.6% | 12 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $6.1M | 41,028 | 2.0% | 12 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $5.6M | 7,581 | 1.8% | 12 |
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $4.8M | 19,141 | 1.6% | 12 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $3.8M | 8,897 | 1.2% | 12 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $3.7M | 11,366 | 1.2% | 12 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $3.5M | 65,342 | 1.1% | 12 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $3.2M | 23,601 | 1.0% | 8 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $2.8M | 36,084 | 0.9% | 12 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $2.4M | 8,104 | 0.8% | 12 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $2.2M | 26,354 | 0.7% | 12 |
| GLOBAL X FDS | [DTCR](https://holderbook.com/stocks/DTCR/) | $1.6M | 51,381 | 0.5% | 1 |
| SOFI TECHNOLOGIES INC | [SOFI](https://holderbook.com/stocks/SOFI/) | $1.4M | 78,427 | 0.5% | 10 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.3M | 3,695 | 0.4% | 12 |
| PGIM ETF TR | [PAAA](https://holderbook.com/stocks/PAAA/) | $1.1M | 21,770 | 0.4% | 6 |
| FIFTH THIRD BANCORP | [FITB](https://holderbook.com/stocks/FITB/) | $1.1M | 19,689 | 0.4% | 11 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $1.0M | 9,415 | 0.3% | 1 |
| PGIM ETF TR | [PSH](https://holderbook.com/stocks/PSH/) | $999.9K | 20,047 | 0.3% | 4 |
| DTE ENERGY CO | [DTE](https://holderbook.com/stocks/DTE/) | $917.9K | 6,023 | 0.3% | 12 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $869.0K | 4,343 | 0.3% | 9 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $843.5K | 10,376 | 0.3% | 12 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $802.7K | 8,386 | 0.3% | 12 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $792.0K | 3,323 | 0.3% | 12 |
| VANGUARD WORLD FD | [MGK](https://holderbook.com/stocks/MGK/) | $737.4K | 8,388 | 0.2% | 6 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $642.6K | 4,700 | 0.2% | 10 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $630.3K | 6,068 | 0.2% | 12 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $607.9K | 2,249 | 0.2% | 12 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $602.6K | 807 | 0.2% | 12 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $593.1K | 1,681 | 0.2% | 12 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $568.8K | 7,967 | 0.2% | 3 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $548.7K | 586 | 0.2% | 12 |
| NORTHROP GRUMMAN CORP | [NOC](https://holderbook.com/stocks/NOC/) | $509.3K | 1,000 | 0.2% | 12 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $496.7K | 1,955 | 0.2% | 12 |
| DELTA AIR LINES INC | [DAL](https://holderbook.com/stocks/DAL/) | $473.1K | 5,051 | 0.2% | 5 |
| ISHARES TR | [IFRA](https://holderbook.com/stocks/IFRA/) | $461.8K | 7,326 | 0.1% | 2 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $455.6K | 1,510 | 0.1% | 2 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $446.9K | 1,888 | 0.1% | 6 |
| WASTE MGMT INC DEL | [WM](https://holderbook.com/stocks/WM/) | $444.8K | 1,995 | 0.1% | 12 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $440.8K | 881 | 0.1% | 10 |
| CINCINNATI FINL CORP | [CINF](https://holderbook.com/stocks/CINF/) | $431.0K | 2,328 | 0.1% | 12 |
| DT MIDSTREAM INC | [DTM](https://holderbook.com/stocks/DTM/) | $430.6K | 2,933 | 0.1% | 8 |
| RACKSPACE TECHNOLOGY INC | [RXT](https://holderbook.com/stocks/RXT/) | $424.4K | 65,000 | 0.1% | 1 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $411.6K | 2,805 | 0.1% | 12 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $408.0K | 7,159 | 0.1% | 12 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $396.5K | 392 | 0.1% | 7 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $385.9K | 3,108 | 0.1% | 12 |
| AFLAC INC | [AFL](https://holderbook.com/stocks/AFL/) | $383.8K | 3,272 | 0.1% | 12 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $356.5K | 4,062 | 0.1% | 3 |
| SEMPRA | [SRE](https://holderbook.com/stocks/SRE/) | $351.7K | 3,793 | 0.1% | 12 |
| SYMBOTIC INC | [SYM](https://holderbook.com/stocks/SYM/) | $350.7K | 7,803 | 0.1% | 1 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $346.1K | 1,374 | 0.1% | 12 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $345.6K | 3,051 | 0.1% | 8 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $341.4K | 606 | 0.1% | 11 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $309.1K | 2,214 | 0.1% | 1 |
| CCC INTELLIGENT SOLUTIONS HL | [CCC](https://holderbook.com/stocks/CCC/) | $302.0K | 58,520 | 0.1% | 12 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $301.1K | 3,426 | 0.1% | 3 |
| ROCKET COS INC | [RKT](https://holderbook.com/stocks/RKT/) | $295.7K | 18,777 | 0.1% | 1 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $289.2K | 1,973 | 0.1% | 12 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $288.6K | 3,024 | 0.1% | 11 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $279.9K | 1,547 | 0.1% | 8 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $277.9K | 810 | 0.1% | 11 |
| FORD MTR CO | [F](https://holderbook.com/stocks/F/) | $276.8K | 19,914 | 0.1% | 12 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $272.9K | 970 | 0.1% | 8 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $270.5K | 1,632 | 0.1% | 12 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $268.2K | 1,451 | 0.1% | 1 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $263.3K | 626 | 0.1% | 4 |
| AMKOR TECHNOLOGY INC | [AMKR](https://holderbook.com/stocks/AMKR/) | $258.7K | 3,000 | 0.1% | 1 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $255.2K | 1,615 | 0.1% | 2 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $249.5K | 1,028 | 0.1% | 4 |
| ISHARES TR | [IUSG](https://holderbook.com/stocks/IUSG/) | $237.9K | 1,265 | 0.1% | 1 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $236.8K | 4,713 | 0.1% | 12 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $233.8K | 2,287 | 0.1% | 2 |
| PINNACLE WEST CAP CORP | [PNW](https://holderbook.com/stocks/PNW/) | $226.9K | 2,121 | 0.1% | 1 |
| FLEX LTD | [FLEX](https://holderbook.com/stocks/FLEX/) | $226.9K | 1,400 | 0.1% | 1 |
| GILEAD SCIENCES INC | [GILD](https://holderbook.com/stocks/GILD/) | $221.7K | 1,753 | 0.1% | 3 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $220.7K | 530 | 0.1% | 1 |
| JOHNSON CONTROLS INTERNATION | [JCI](https://holderbook.com/stocks/JCI/) | $217.9K | 1,491 | 0.1% | 1 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $216.7K | 1,599 | 0.1% | 4 |
| SELECT SECTOR SPDR TR | [XLY](https://holderbook.com/stocks/XLY/) | $215.9K | 1,840 | 0.1% | 4 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $210.6K | 2,186 | 0.1% | 12 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $201.5K | 547 | 0.1% | 3 |
| BANK OF NY MELLON CORP | [BNY](https://holderbook.com/stocks/BNY/) | $201.3K | 1,392 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.0% | +14.8% | -4.9% | 100% |
| Q1 2026 | -3.4% | -4.6% | +1.3% | 100% |
| Q4 2025 | +1.9% | +2.4% | -0.4% | 100% |
| Q3 2025 | +6.3% | +7.8% | -1.6% | 100% |
| Q2 2025 | +5.2% | +10.5% | -5.2% | 100% |
| Q1 2025 | -2.4% | -4.6% | +2.1% | 100% |
| Q4 2024 | +0.8% | +2.1% | -1.4% | 100% |
| Q3 2024 | +6.1% | +5.4% | +0.7% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $310.7M | 92 |
| Q1 2026 | $275.8M | 85 |
| Q4 2025 | $279.9M | 86 |
| Q3 2025 | $269.4M | 83 |
| Q2 2025 | $248.8M | 77 |
| Q1 2025 | $240.1M | 78 |
| Q4 2024 | $234.4M | 79 |
| Q3 2024 | $227.0M | 74 |
| Q2 2024 | $204.8M | 68 |
| Q1 2024 | $197.6M | 68 |
| Q4 2023 | $180.0M | 62 |
| Q3 2023 | $175.4M | 62 |