# United Community Bank

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 2000314. Source: https://holderbook.com/funds/2000314-united-community-bank/

- Reported value: $323.4M
- Positions: 534
- Weight of the ten largest: 33.5%
- Filed: 2026-08-13

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $30.2M | 60,354 | 9.3% | 19 |
| ISHARES GOLD TRUST MICRO | [IAUM](https://holderbook.com/stocks/IAUM/) | $13.9M | 347,362 | 4.3% | 6 |
| INVESCO EXCHANGE TRADED FD T | [PBP](https://holderbook.com/stocks/PBP/) | $11.4M | 496,225 | 3.5% | 6 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $9.6M | 92,548 | 3.0% | 12 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $8.3M | 11,121 | 2.6% | 19 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $7.9M | 21,321 | 2.4% | 19 |
| INVESCO EXCHANGE TRADED FD T | [SPHQ](https://holderbook.com/stocks/SPHQ/) | $6.9M | 76,985 | 2.1% | 4 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $6.9M | 89,727 | 2.1% | 12 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $6.7M | 78,736 | 2.1% | 19 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $6.5M | 17,525 | 2.0% | 19 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $6.2M | 71,958 | 1.9% | 19 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $5.5M | 22,286 | 1.7% | 12 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $4.4M | 15,299 | 1.4% | 19 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $4.1M | 26,058 | 1.3% | 19 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $4.0M | 5,328 | 1.2% | 19 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $3.8M | 46,469 | 1.2% | 2 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $3.6M | 24,222 | 1.1% | 12 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $3.6M | 30,569 | 1.1% | 19 |
| J P MORGAN EXCHANGE TRADED F | [JCPB](https://holderbook.com/stocks/JCPB/) | $3.3M | 70,569 | 1.0% | 2 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $3.3M | 10,015 | 1.0% | 19 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $3.3M | 43,322 | 1.0% | 19 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $3.3M | 32,844 | 1.0% | 2 |
| SPDR SERIES TRUST | [FLRN](https://holderbook.com/stocks/FLRN/) | $2.8M | 90,310 | 0.9% | 2 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $2.8M | 13,860 | 0.9% | 19 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $2.7M | 38,384 | 0.8% | 12 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $2.7M | 35,326 | 0.8% | 2 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $2.7M | 14,937 | 0.8% | 19 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $2.7M | 32,635 | 0.8% | 2 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $2.6M | 15,975 | 0.8% | 19 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.4M | 10,215 | 0.8% | 19 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $2.4M | 9,661 | 0.8% | 19 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $2.4M | 6,753 | 0.7% | 19 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $2.3M | 38,055 | 0.7% | 19 |
| VANGUARD SCOTTSDALE FDS | [VGIT](https://holderbook.com/stocks/VGIT/) | $2.2M | 37,028 | 0.7% | 2 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $2.2M | 11,297 | 0.7% | 12 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $2.1M | 16,030 | 0.6% | 19 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $2.1M | 25,338 | 0.6% | 19 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $2.1M | 5,837 | 0.6% | 19 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $2.0M | 5,189 | 0.6% | 19 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $1.9M | 14,888 | 0.6% | 11 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $1.9M | 6,699 | 0.6% | 19 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.8M | 3,254 | 0.6% | 19 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $1.8M | 86,120 | 0.6% | 19 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $1.8M | 1,486 | 0.6% | 19 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $1.7M | 19,761 | 0.5% | 19 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.7M | 4,722 | 0.5% | 19 |
| BRISTOL-MYERS SQUIBB CO | [BMY](https://holderbook.com/stocks/BMY/) | $1.7M | 28,994 | 0.5% | 16 |
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $1.6M | 30,808 | 0.5% | 2 |
| PNC FINL SVCS GROUP INC | [PNC](https://holderbook.com/stocks/PNC/) | $1.6M | 6,523 | 0.5% | 18 |
| ONEOK INC NEW | [OKE](https://holderbook.com/stocks/OKE/) | $1.6M | 18,408 | 0.5% | 12 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.6M | 1,659 | 0.5% | 11 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $1.5M | 13,590 | 0.5% | 12 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $1.5M | 2,125 | 0.5% | 9 |
| GILEAD SCIENCES INC | [GILD](https://holderbook.com/stocks/GILD/) | $1.5M | 11,912 | 0.5% | 12 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $1.5M | 2,032 | 0.5% | 12 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $1.5M | 1,279 | 0.5% | 6 |
| SPDR SERIES TRUST | [SPSB](https://holderbook.com/stocks/SPSB/) | $1.5M | 48,760 | 0.5% | 2 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $1.4M | 33,515 | 0.4% | 19 |
| BLACKROCK INC | [BLK](https://holderbook.com/stocks/BLK/) | $1.3M | 1,396 | 0.4% | 7 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.3M | 5,108 | 0.4% | 19 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $1.3M | 3,762 | 0.4% | 19 |
| CSX CORP | [CSX](https://holderbook.com/stocks/CSX/) | $1.3M | 27,124 | 0.4% | 9 |
| CITIGROUP INC | [C](https://holderbook.com/stocks/C/) | $1.3M | 9,146 | 0.4% | 11 |
| FRANKLIN RESOURCES INC | [BEN](https://holderbook.com/stocks/BEN/) | $1.3M | 37,849 | 0.4% | 12 |
| EMERSON ELEC CO | [EMR](https://holderbook.com/stocks/EMR/) | $1.2M | 8,697 | 0.4% | 12 |
| DARDEN RESTAURANTS INC | [DRI](https://holderbook.com/stocks/DRI/) | $1.2M | 5,913 | 0.4% | 19 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $1.2M | 20,775 | 0.4% | 2 |
| US BANCORP | [USB](https://holderbook.com/stocks/USB/) | $1.2M | 19,359 | 0.4% | 19 |
| BP PLC | [BP](https://holderbook.com/stocks/BP/) | $1.2M | 31,536 | 0.4% | 9 |
| MORGAN STANLEY | [MS](https://holderbook.com/stocks/MS/) | $1.1M | 5,496 | 0.4% | 12 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $1.1M | 1,582 | 0.3% | 19 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $1.1M | 11,127 | 0.3% | 1 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $1.0M | 11,155 | 0.3% | 13 |
| TORONTO DOMINION BK ONT | [TD](https://holderbook.com/stocks/TD/) | $1.0M | 8,455 | 0.3% | 12 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $1.0M | 2,390 | 0.3% | 19 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $959.4K | 1,868 | 0.3% | 19 |
| UNITED PARCEL SVCS INC | [UPS](https://holderbook.com/stocks/UPS/) | $952.1K | 8,857 | 0.3% | 19 |
| AMPHENOL CORP | [APH](https://holderbook.com/stocks/APH/) | $945.1K | 5,360 | 0.3% | 6 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $941.4K | 884 | 0.3% | 19 |
| ENBRIDGE INC | [ENB](https://holderbook.com/stocks/ENB/) | $939.1K | 17,323 | 0.3% | 19 |
| TRUIST FINL CORP | [TFC](https://holderbook.com/stocks/TFC/) | $914.7K | 18,360 | 0.3% | 19 |
| OMEGA HEALTHCARE INVS INC | [OHI](https://holderbook.com/stocks/OHI/) | $892.3K | 18,715 | 0.3% | 18 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $885.3K | 6,437 | 0.3% | 12 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $876.8K | 3,915 | 0.3% | 18 |
| TARGET CORP | [TGT](https://holderbook.com/stocks/TGT/) | $863.9K | 6,614 | 0.3% | 19 |
| GOLDMAN SACHS ETF TR | [GBIL](https://holderbook.com/stocks/GBIL/) | $853.7K | 8,523 | 0.3% | 2 |
| VALERO ENERGY CORP | [VLO](https://holderbook.com/stocks/VLO/) | $808.9K | 3,106 | 0.3% | 19 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $801.6K | 8,313 | 0.2% | 12 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $800.4K | 1,571 | 0.2% | 19 |
| COMCAST CORP NEW | [CMCSA](https://holderbook.com/stocks/CMCSA/) | $789.5K | 32,159 | 0.2% | 19 |
| AUTOZONE INC | [AZO](https://holderbook.com/stocks/AZO/) | $789.4K | 247 | 0.2% | 6 |
| KIMBERLY-CLARK CORP | [KMB](https://holderbook.com/stocks/KMB/) | $773.1K | 7,043 | 0.2% | 12 |
| DELTA AIR LINES INC | [DAL](https://holderbook.com/stocks/DAL/) | $773.1K | 8,254 | 0.2% | 11 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $760.7K | 2,249 | 0.2% | 9 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $751.2K | 13,183 | 0.2% | 19 |
| ISHARES TR | [IGV](https://holderbook.com/stocks/IGV/) | $748.8K | 8,265 | 0.2% | 12 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $731.5K | 6,120 | 0.2% | 19 |
| WISDOMTREE TR | [DGRW](https://holderbook.com/stocks/DGRW/) | $717.1K | 7,499 | 0.2% | 7 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $676.5K | 1,295 | 0.2% | 4 |
| MEDTRONIC PLC | [MDT](https://holderbook.com/stocks/MDT/) | $654.8K | 8,370 | 0.2% | 19 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +7.1% | +14.8% | -7.7% | 100% |
| Q1 2026 | -0.9% | -4.6% | +3.7% | 100% |
| Q4 2025 | +1.7% | +2.4% | -0.6% | 100% |
| Q3 2025 | +5.1% | +7.8% | -2.7% | 100% |
| Q2 2025 | +3.5% | +10.5% | -6.9% | 100% |
| Q1 2025 | +1.1% | -4.6% | +5.6% | 100% |
| Q4 2024 | -1.4% | +2.1% | -3.6% | 100% |
| Q3 2024 | +7.6% | +5.4% | +2.2% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $323.4M | 534 |
| Q1 2026 | $299.9M | 564 |
| Q4 2025 | $264.5M | 551 |
| Q3 2025 | $323.0M | 590 |
| Q2 2025 | $292.3M | 502 |
| Q1 2025 | $268.4M | 486 |
| Q4 2024 | $256.9M | 404 |
| Q3 2024 | $256.2M | 360 |
| Q2 2024 | $247.5M | 387 |
| Q1 2024 | $257.5M | 355 |
| Q4 2023 | $236.1M | 365 |
| Q3 2023 | $204.1M | 337 |