# MYECFO, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1986457. Source: https://holderbook.com/funds/1986457-myecfo-llc/

- Reported value: $265.0M
- Positions: 73
- Weight of the ten largest: 71.7%
- Filed: 2026-08-10

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $74.6M | 2,577,055 | 28.2% | 15 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $33.7M | 472,297 | 12.7% | 15 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $16.2M | 584,925 | 6.1% | 15 |
| ISHARES TR | [CMF](https://holderbook.com/stocks/CMF/) | $13.9M | 241,609 | 5.3% | 15 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $13.0M | 562,920 | 4.9% | 15 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $10.9M | 182,620 | 4.1% | 15 |
| PIMCO ETF TR | [CORP](https://holderbook.com/stocks/CORP/) | $8.6M | 88,576 | 3.2% | 15 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $6.7M | 42,740 | 2.5% | 15 |
| SCHWAB STRATEGIC TR | [SCHR](https://holderbook.com/stocks/SCHR/) | $6.2M | 253,261 | 2.4% | 15 |
| ISHARES TR | [NYF](https://holderbook.com/stocks/NYF/) | $6.1M | 112,730 | 2.3% | 15 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $5.4M | 15,236 | 2.1% | 15 |
| SCHWAB STRATEGIC TR | [SCMB](https://holderbook.com/stocks/SCMB/) | $4.3M | 167,230 | 1.6% | 15 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $3.9M | 107,761 | 1.5% | 15 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $3.8M | 10,770 | 1.4% | 15 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $3.2M | 4,635 | 1.2% | 15 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $3.1M | 8,410 | 1.2% | 15 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.9M | 12,375 | 1.1% | 15 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $2.9M | 92,155 | 1.1% | 15 |
| ABRDN SILVER ETF TRUST | [SIVR](https://holderbook.com/stocks/SIVR/) | $2.9M | 51,427 | 1.1% | 15 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $2.7M | 32,445 | 1.0% | 15 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $2.7M | 9,382 | 1.0% | 15 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $2.7M | 76,290 | 1.0% | 11 |
| WORLD GOLD TR | [GLDM](https://holderbook.com/stocks/GLDM/) | $2.1M | 26,651 | 0.8% | 12 |
| ISHARES TR | [GNMA](https://holderbook.com/stocks/GNMA/) | $2.0M | 45,377 | 0.8% | 15 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $2.0M | 8,215 | 0.8% | 15 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $1.4M | 19,065 | 0.5% | 15 |
| ARROWHEAD PHARMACEUTICALS IN | [ARWR](https://holderbook.com/stocks/ARWR/) | $1.4M | 17,497 | 0.5% | 10 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $1.3M | 1,764 | 0.5% | 15 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $1.3M | 34,931 | 0.5% | 15 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $1.2M | 13,812 | 0.4% | 15 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $1.2M | 10,911 | 0.4% | 15 |
| AFFIRM HLDGS INC | [AFRM](https://holderbook.com/stocks/AFRM/) | $1.1M | 13,921 | 0.4% | 12 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.1M | 2,990 | 0.4% | 3 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $906.4K | 7,584 | 0.3% | 10 |
| SCHWAB STRATEGIC TR | [SCHY](https://holderbook.com/stocks/SCHY/) | $816.6K | 25,736 | 0.3% | 15 |
| BLACKROCK MUNIHLDNGS CALI | [MUC](https://holderbook.com/stocks/MUC/) | $812.6K | 73,838 | 0.3% | 2 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $764.1K | 3,819 | 0.3% | 10 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $742.2K | 7,697 | 0.3% | 6 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $711.0K | 9,685 | 0.3% | 13 |
| ISHARES TR | [IGOV](https://holderbook.com/stocks/IGOV/) | $683.0K | 16,646 | 0.3% | 2 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $676.7K | 1,609 | 0.3% | 15 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $653.7K | 24,668 | 0.2% | 15 |
| NUVEEN AMT FREE QLTY MUN INC | [NEA](https://holderbook.com/stocks/NEA/) | $585.8K | 49,900 | 0.2% | 15 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $560.6K | 2,369 | 0.2% | 12 |
| COLUMBIA ETF TR II | [XCEM](https://holderbook.com/stocks/XCEM/) | $560.0K | 10,590 | 0.2% | 3 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $542.1K | 11,193 | 0.2% | 4 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $533.4K | 1,066 | 0.2% | 14 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $524.3K | 712 | 0.2% | 5 |
| VANGUARD WORLD FD | [VSGX](https://holderbook.com/stocks/VSGX/) | $521.2K | 6,330 | 0.2% | 5 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $518.9K | 6,440 | 0.2% | 10 |
| ISHARES TR | [DSI](https://holderbook.com/stocks/DSI/) | $498.4K | 3,500 | 0.2% | 13 |
| ISHARES TR | [IAGG](https://holderbook.com/stocks/IAGG/) | $484.7K | 9,580 | 0.2% | 1 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $484.6K | 1,299 | 0.2% | 14 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $433.2K | 769 | 0.2% | 13 |
| BOX INC | [BOX](https://holderbook.com/stocks/BOX/) | $429.2K | 16,172 | 0.2% | 15 |
| SELECT SECTOR SPDR TR | [XLU](https://holderbook.com/stocks/XLU/) | $420.8K | 9,280 | 0.2% | 12 |
| ISHARES INC | [EWA](https://holderbook.com/stocks/EWA/) | $388.9K | 13,810 | 0.1% | 2 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $376.7K | 2,293 | 0.1% | 2 |
| VANGUARD NY TAX FREE FDS | [MUNY](https://holderbook.com/stocks/MUNY/) | $370.2K | 3,560 | 0.1% | 1 |
| VANGUARD WORLD FD | [VPU](https://holderbook.com/stocks/VPU/) | $351.5K | 1,796 | 0.1% | 9 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $320.2K | 428 | 0.1% | 10 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $293.6K | 12,163 | 0.1% | 5 |
| VANGUARD WORLD FD | [VDE](https://holderbook.com/stocks/VDE/) | $288.6K | 1,922 | 0.1% | 15 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $283.9K | 945 | 0.1% | 4 |
| SNOWFLAKE INC | [SNOW](https://holderbook.com/stocks/SNOW/) | $236.6K | 930 | 0.1% | 1 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $235.3K | 1,685 | 0.1% | 1 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $226.1K | 1,654 | 0.1% | 2 |
| SPDR INDEX SHS FDS | [DWX](https://holderbook.com/stocks/DWX/) | $217.4K | 4,731 | 0.1% | 4 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $216.1K | 1,473 | 0.1% | 10 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $204.8K | 3,820 | 0.1% | 1 |
| ISHARES TR | [IXN](https://holderbook.com/stocks/IXN/) | $202.3K | 1,400 | 0.1% | 1 |
| OPENDOOR TECHNOLOGIES INC | [OPEN](https://holderbook.com/stocks/OPEN/) | $71.6K | 15,500 | 0.0% | 3 |
| ATAIBECKLEY INC | [ATAI](https://holderbook.com/stocks/ATAI/) | $54.8K | 10,389 | 0.0% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.6% | +14.8% | -5.2% | 100% |
| Q1 2026 | -1.6% | -4.6% | +3.0% | 100% |
| Q4 2025 | +3.4% | +2.4% | +1.0% | 100% |
| Q3 2025 | +6.9% | +7.8% | -0.9% | 100% |
| Q2 2025 | +7.2% | +10.5% | -3.3% | 100% |
| Q1 2025 | -1.1% | -4.6% | +3.4% | 100% |
| Q4 2024 | -1.7% | +2.1% | -3.9% | 100% |
| Q3 2024 | +5.4% | +5.4% | -0.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $265.0M | 73 |
| Q1 2026 | $239.0M | 66 |
| Q4 2025 | $235.6M | 64 |
| Q3 2025 | $219.8M | 61 |
| Q2 2025 | $203.9M | 59 |
| Q1 2025 | $189.0M | 58 |
| Q4 2024 | $185.3M | 57 |
| Q3 2024 | $184.6M | 57 |
| Q2 2024 | $173.4M | 55 |
| Q1 2024 | $170.5M | 56 |
| Q4 2023 | $158.7M | 51 |
| Q3 2023 | $144.2M | 48 |