# Altiora Financial Group, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1986156. Source: https://holderbook.com/funds/1986156-altiora-financial-group-llc/

- Reported value: $634.5M
- Positions: 112
- Weight of the ten largest: 60.1%
- Filed: 2026-08-10

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $128.1M | 2,886,811 | 20.2% | 15 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $54.1M | 1,468,984 | 8.5% | 15 |
| DIMENSIONAL ETF TRUST | [DFSD](https://holderbook.com/stocks/DFSD/) | $41.9M | 876,910 | 6.6% | 9 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $37.7M | 101,977 | 5.9% | 15 |
| VANGUARD INSTL INDEX FD | [VBIL](https://holderbook.com/stocks/VBIL/) | $36.2M | 477,767 | 5.7% | 3 |
| DIMENSIONAL ETF TRUST | [DCOR](https://holderbook.com/stocks/DCOR/) | $18.3M | 223,160 | 2.9% | 9 |
| SCHWAB STRATEGIC TR | [SCHR](https://holderbook.com/stocks/SCHR/) | $17.0M | 687,514 | 2.7% | 15 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $16.4M | 234,704 | 2.6% | 15 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $16.1M | 318,638 | 2.5% | 11 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $15.4M | 279,469 | 2.4% | 15 |
| EA SERIES TRUST | [BOXX](https://holderbook.com/stocks/BOXX/) | $13.3M | 113,970 | 2.1% | 3 |
| SIMPLIFY EXCHANGE TRADED FUN | [CTA](https://holderbook.com/stocks/CTA/) | $13.1M | 503,393 | 2.1% | 8 |
| SIMPLIFY EXCHANGE TRADED FUN | [CDX](https://holderbook.com/stocks/CDX/) | $12.1M | 572,852 | 1.9% | 5 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $11.6M | 435,988 | 1.8% | 15 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $10.5M | 98,775 | 1.7% | 15 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $9.8M | 182,333 | 1.6% | 15 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $9.1M | 111,570 | 1.4% | 15 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $9.0M | 104,712 | 1.4% | 15 |
| VANGUARD WELLINGTON FD | [VTES](https://holderbook.com/stocks/VTES/) | $8.9M | 87,674 | 1.4% | 9 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $8.8M | 150,390 | 1.4% | 15 |
| VANGUARD SCOTTSDALE FDS | [VGIT](https://holderbook.com/stocks/VGIT/) | $8.6M | 145,256 | 1.4% | 15 |
| ISHARES TR | [SGOV](https://holderbook.com/stocks/SGOV/) | $8.1M | 80,209 | 1.3% | 14 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $8.0M | 333,017 | 1.3% | 15 |
| DIMENSIONAL ETF TRUST | [DUHP](https://holderbook.com/stocks/DUHP/) | $5.9M | 141,876 | 0.9% | 10 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $5.8M | 67,274 | 0.9% | 15 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $5.6M | 67,906 | 0.9% | 15 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $5.3M | 51,816 | 0.8% | 15 |
| SPDR SERIES TRUST | [BILS](https://holderbook.com/stocks/BILS/) | $5.2M | 52,463 | 0.8% | 15 |
| DIMENSIONAL ETF TRUST | [DUSB](https://holderbook.com/stocks/DUSB/) | $5.2M | 102,137 | 0.8% | 9 |
| VANGUARD CALIF TAX FREE FDS | [VTEC](https://holderbook.com/stocks/VTEC/) | $5.0M | 50,000 | 0.8% | 3 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $4.9M | 64,394 | 0.8% | 15 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $4.3M | 105,182 | 0.7% | 15 |
| LITMAN GREGORY FDS TR | [DBMF](https://holderbook.com/stocks/DBMF/) | $4.1M | 133,389 | 0.6% | 2 |
| DIMENSIONAL ETF TRUST | [DFAU](https://holderbook.com/stocks/DFAU/) | $3.5M | 68,359 | 0.6% | 15 |
| DIMENSIONAL ETF TRUST | [DFIP](https://holderbook.com/stocks/DFIP/) | $3.3M | 78,994 | 0.5% | 11 |
| DIMENSIONAL ETF TRUST | [DIHP](https://holderbook.com/stocks/DIHP/) | $3.2M | 93,873 | 0.5% | 10 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $3.0M | 18,130 | 0.5% | 2 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $2.9M | 10,181 | 0.5% | 15 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $2.8M | 3,725 | 0.4% | 15 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.6M | 7,040 | 0.4% | 15 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $2.6M | 51,569 | 0.4% | 15 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $2.4M | 5,795 | 0.4% | 11 |
| ISHARES TR | [GOVT](https://holderbook.com/stocks/GOVT/) | $2.2M | 94,459 | 0.3% | 3 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $1.7M | 7,831 | 0.3% | 15 |
| SCHWAB STRATEGIC TR | [SCHJ](https://holderbook.com/stocks/SCHJ/) | $1.7M | 69,420 | 0.3% | 11 |
| DIMENSIONAL ETF TRUST | [DFIC](https://holderbook.com/stocks/DFIC/) | $1.7M | 44,944 | 0.3% | 15 |
| SIMPLIFY EXCHANGE TRADED FUN | [SBAR](https://holderbook.com/stocks/SBAR/) | $1.5M | 58,291 | 0.2% | 2 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.5M | 4,187 | 0.2% | 11 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.5M | 6,154 | 0.2% | 11 |
| DIMENSIONAL ETF TRUST | [DISV](https://holderbook.com/stocks/DISV/) | $1.3M | 31,617 | 0.2% | 10 |
| DIMENSIONAL ETF TRUST | [DFSU](https://holderbook.com/stocks/DFSU/) | $1.2M | 26,000 | 0.2% | 10 |
| VANGUARD WORLD FD | [VPU](https://holderbook.com/stocks/VPU/) | $1.1M | 5,650 | 0.2% | 11 |
| DIMENSIONAL ETF TRUST | [DFEM](https://holderbook.com/stocks/DFEM/) | $1.1M | 26,911 | 0.2% | 15 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $1.1M | 898 | 0.2% | 12 |
| SPDR SERIES TRUST | [SPTS](https://holderbook.com/stocks/SPTS/) | $1.1M | 36,813 | 0.2% | 15 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.1M | 2,959 | 0.2% | 11 |
| VANGUARD MALVERN FDS | [VCRB](https://holderbook.com/stocks/VCRB/) | $1.0M | 13,002 | 0.2% | 1 |
| DIMENSIONAL ETF TRUST | [DFEV](https://holderbook.com/stocks/DFEV/) | $967.5K | 22,676 | 0.2% | 15 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $855.3K | 15,010 | 0.1% | 11 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $820.4K | 877 | 0.1% | 15 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $804.2K | 19,999 | 0.1% | 7 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $764.4K | 7,103 | 0.1% | 15 |
| GLOBAL X FDS | [MLPX](https://holderbook.com/stocks/MLPX/) | $725.4K | 9,848 | 0.1% | 6 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $718.8K | 3,298 | 0.1% | 11 |
| BILL HOLDINGS INC | [BILL](https://holderbook.com/stocks/BILL/) | $687.0K | 19,000 | 0.1% | 15 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $681.6K | 4,112 | 0.1% | 15 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $669.8K | 9,400 | 0.1% | 2 |
| KRANESHARES TRUST | [KMLM](https://holderbook.com/stocks/KMLM/) | $659.8K | 23,975 | 0.1% | 2 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $578.3K | 3,748 | 0.1% | 7 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $574.7K | 1,560 | 0.1% | 15 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $550.0K | 737 | 0.1% | 10 |
| ISHARES TR | [IDEV](https://holderbook.com/stocks/IDEV/) | $549.4K | 6,173 | 0.1% | 2 |
| AMERICAN CENTY ETF TR | [AVIV](https://holderbook.com/stocks/AVIV/) | $526.5K | 6,800 | 0.1% | 15 |
| SCHWAB STRATEGIC TR | [SCMB](https://holderbook.com/stocks/SCMB/) | $516.4K | 20,000 | 0.1% | 11 |
| SPDR SERIES TRUST | [SPSB](https://holderbook.com/stocks/SPSB/) | $511.7K | 17,050 | 0.1% | 15 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $485.9K | 1,603 | 0.1% | 11 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $475.1K | 645 | 0.1% | 2 |
| ISHARES TR | [IJS](https://holderbook.com/stocks/IJS/) | $473.7K | 3,466 | 0.1% | 15 |
| SIMPLIFY EXCHANGE TRADED FUN | [FOXY](https://holderbook.com/stocks/FOXY/) | $454.3K | 15,251 | 0.1% | 2 |
| AMERICAN CENTY ETF TR | [AVLV](https://holderbook.com/stocks/AVLV/) | $446.0K | 4,890 | 0.1% | 15 |
| SPACE EXPLORATION TECHN CORP | [SPCX](https://holderbook.com/stocks/SPCX/) | $443.2K | 2,594 | 0.1% | 1 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $432.4K | 406 | 0.1% | 4 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $431.4K | 1,038 | 0.1% | 11 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $427.8K | 5,549 | 0.1% | 2 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $426.8K | 5,478 | 0.1% | 2 |
| DIMENSIONAL ETF TRUST | [DFSI](https://holderbook.com/stocks/DFSI/) | $410.4K | 9,100 | 0.1% | 9 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $406.4K | 953 | 0.1% | 15 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $404.6K | 1,593 | 0.1% | 13 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $378.3K | 1,100 | 0.1% | 14 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $375.8K | 2,563 | 0.1% | 15 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $364.1K | 4,608 | 0.1% | 12 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $350.1K | 1,441 | 0.1% | 15 |
| ISHARES TR | [IUSG](https://holderbook.com/stocks/IUSG/) | $318.8K | 1,695 | 0.1% | 2 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $301.7K | 1,000 | 0.0% | 1 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $285.6K | 3,410 | 0.0% | 6 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $277.3K | 2,448 | 0.0% | 9 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $277.2K | 847 | 0.0% | 7 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $276.3K | 1,381 | 0.0% | 11 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $261.3K | 3,560 | 0.0% | 1 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $256.8K | 2,158 | 0.0% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +6.0% | +14.8% | -8.9% | 100% |
| Q1 2026 | -0.3% | -4.6% | +4.4% | 100% |
| Q4 2025 | +1.5% | +2.4% | -0.8% | 100% |
| Q3 2025 | +4.9% | +7.8% | -2.9% | 100% |
| Q2 2025 | +5.2% | +10.5% | -5.2% | 100% |
| Q1 2025 | -0.9% | -4.6% | +3.6% | 100% |
| Q4 2024 | -0.8% | +2.1% | -2.9% | 100% |
| Q3 2024 | +4.7% | +5.4% | -0.7% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $634.5M | 112 |
| Q1 2026 | $607.1M | 110 |
| Q4 2025 | $580.2M | 97 |
| Q3 2025 | $546.7M | 94 |
| Q2 2025 | $511.8M | 93 |
| Q1 2025 | $470.3M | 91 |
| Q4 2024 | $459.6M | 93 |
| Q3 2024 | $452.3M | 91 |
| Q2 2024 | $416.6M | 84 |
| Q1 2024 | $368.3M | 82 |
| Q4 2023 | $345.1M | 74 |
| Q3 2023 | $215.3M | 57 |