# INSTRUMENTAL WEALTH, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1976010. Source: https://holderbook.com/funds/1976010-instrumental-wealth-llc/

- Reported value: $197.5M
- Positions: 89
- Weight of the ten largest: 74.5%
- Filed: 2026-07-16

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $27.0M | 349,506 | 13.6% | 14 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $26.8M | 194,694 | 13.6% | 14 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $24.1M | 249,690 | 12.2% | 7 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $17.1M | 75,196 | 8.6% | 14 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $14.3M | 19,073 | 7.2% | 14 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $11.5M | 54,025 | 5.8% | 6 |
| ISHARES TR | [IBDY](https://holderbook.com/stocks/IBDY/) | $10.8M | 418,536 | 5.5% | 11 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $6.7M | 30,417 | 3.4% | 4 |
| ISHARES TR | [IWO](https://holderbook.com/stocks/IWO/) | $5.2M | 13,188 | 2.6% | 6 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $3.7M | 18,336 | 1.9% | 13 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $3.5M | 12,259 | 1.8% | 14 |
| ISHARES TR | [IBDV](https://holderbook.com/stocks/IBDV/) | $2.4M | 108,765 | 1.2% | 11 |
| ISHARES TR | [IBCA](https://holderbook.com/stocks/IBCA/) | $2.4M | 91,787 | 1.2% | 4 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.1M | 5,541 | 1.0% | 14 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.9M | 7,935 | 1.0% | 14 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.6M | 4,543 | 0.8% | 14 |
| RIVIAN AUTOMOTIVE INC | [RIVN](https://holderbook.com/stocks/RIVN/) | $1.6M | 90,657 | 0.8% | 1 |
| HERITAGE INSURANCE HLDGS INC | [HRTG](https://holderbook.com/stocks/HRTG/) | $1.6M | 60,060 | 0.8% | 14 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.5M | 4,306 | 0.8% | 12 |
| AMPLIFY ETF TR | [HACK](https://holderbook.com/stocks/HACK/) | $1.3M | 11,948 | 0.6% | 10 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $1.2M | 2,960 | 0.6% | 14 |
| ISHARES TR | [ICLN](https://holderbook.com/stocks/ICLN/) | $1.0M | 51,208 | 0.5% | 13 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.0M | 2,763 | 0.5% | 8 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $998.5K | 1,719 | 0.5% | 4 |
| ISHARES TR | [CMF](https://holderbook.com/stocks/CMF/) | $938.1K | 16,276 | 0.5% | 8 |
| FIDELITY COVINGTON TRUST | [FTEC](https://holderbook.com/stocks/FTEC/) | $917.8K | 3,214 | 0.5% | 13 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $901.3K | 12,623 | 0.5% | 7 |
| CENTENE CORP DEL | [CNC](https://holderbook.com/stocks/CNC/) | $852.6K | 13,282 | 0.4% | 1 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $808.8K | 1,436 | 0.4% | 13 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $738.2K | 1,755 | 0.4% | 8 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $727.7K | 5,323 | 0.4% | 14 |
| SELLAS LIFE SCIENCES GROUP I | [SLS](https://holderbook.com/stocks/SLS/) | $662.9K | 44,914 | 0.3% | 4 |
| VANECK ETF TRUST | [SMH](https://holderbook.com/stocks/SMH/) | $635.5K | 969 | 0.3% | 5 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $623.7K | 835 | 0.3% | 6 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $612.1K | 530 | 0.3% | 1 |
| PINNACLE FINL PARTNERS INC | [PNFP](https://holderbook.com/stocks/PNFP/) | $581.4K | 5,764 | 0.3% | 2 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $571.4K | 1,142 | 0.3% | 11 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $562.5K | 6,921 | 0.3% | 14 |
| TYSON FOODS INC | [TSN](https://holderbook.com/stocks/TSN/) | $548.9K | 9,588 | 0.3% | 1 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $543.6K | 453 | 0.3% | 10 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $529.3K | 1,617 | 0.3% | 10 |
| FIDELITY WISE ORIGIN BITCOIN | [FBTC](https://holderbook.com/stocks/FBTC/) | $528.1K | 10,345 | 0.3% | 6 |
| STRYKER CORPORATION | [SYK](https://holderbook.com/stocks/SYK/) | $519.1K | 1,649 | 0.3% | 9 |
| ISHARES TR | [IWY](https://holderbook.com/stocks/IWY/) | $492.2K | 1,694 | 0.2% | 11 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $476.3K | 1,146 | 0.2% | 4 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $431.2K | 2,601 | 0.2% | 14 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $429.3K | 1,251 | 0.2% | 8 |
| ISHARES TR | [PFF](https://holderbook.com/stocks/PFF/) | $428.0K | 14,037 | 0.2% | 13 |
| SPDR SERIES TRUST | [SPHY](https://holderbook.com/stocks/SPHY/) | $424.9K | 18,127 | 0.2% | 14 |
| NUVEEN S&P 500 DYNAMIC OVERW | [SPXX](https://holderbook.com/stocks/SPXX/) | $419.9K | 22,529 | 0.2% | 2 |
| ISHARES TR | [IUSG](https://holderbook.com/stocks/IUSG/) | $385.2K | 2,048 | 0.2% | 3 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $369.3K | 3,260 | 0.2% | 7 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $368.7K | 510 | 0.2% | 1 |
| SERVICENOW INC | [NOW](https://holderbook.com/stocks/NOW/) | $357.4K | 3,599 | 0.2% | 1 |
| GLOBAL X FDS | [PAVE](https://holderbook.com/stocks/PAVE/) | $354.8K | 6,021 | 0.2% | 4 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $338.3K | 1,332 | 0.2% | 3 |
| GRAYSCALE ETHEREUM STAKING | [ETH](https://holderbook.com/stocks/ETH/) | $331.9K | 22,085 | 0.2% | 3 |
| SPDR SERIES TRUST | [CWB](https://holderbook.com/stocks/CWB/) | $327.3K | 3,036 | 0.2% | 4 |
| FIDELITY COVINGTON TRUST | [FNCL](https://holderbook.com/stocks/FNCL/) | $319.0K | 4,167 | 0.2% | 4 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $307.0K | 288 | 0.2% | 3 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $301.6K | 3,641 | 0.2% | 4 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $296.6K | 684 | 0.2% | 1 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $290.7K | 2,475 | 0.1% | 1 |
| WHEELS UP EXPERIENCE INC | - | $266.5K | 29,710 | 0.1% | 1 |
| FLEXSHARES TR | [NFRA](https://holderbook.com/stocks/NFRA/) | $266.1K | 4,150 | 0.1% | 1 |
| ISHARES TR | [SOXX](https://holderbook.com/stocks/SOXX/) | $265.6K | 414 | 0.1% | 1 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $260.4K | 4,362 | 0.1% | 9 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $258.7K | 1,430 | 0.1% | 1 |
| PACER FDS TR | [ICOW](https://holderbook.com/stocks/ICOW/) | $256.5K | 6,163 | 0.1% | 14 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $250.5K | 488 | 0.1% | 2 |
| LENNAR CORP | [LEN](https://holderbook.com/stocks/LEN/) | $245.9K | 2,718 | 0.1% | 3 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $245.8K | 658 | 0.1% | 1 |
| VANGUARD WORLD FD | [VOX](https://holderbook.com/stocks/VOX/) | $245.8K | 1,336 | 0.1% | 4 |
| ARISTA NETWORKS INC | [ANET](https://holderbook.com/stocks/ANET/) | $243.8K | 1,435 | 0.1% | 1 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $242.8K | 3,172 | 0.1% | 3 |
| TIDAL TRUST II | [MSTY](https://holderbook.com/stocks/MSTY/) | $241.9K | 19,779 | 0.1% | 3 |
| INVESCO EXCHANGE TRADED FD T | [XMMO](https://holderbook.com/stocks/XMMO/) | $241.4K | 1,419 | 0.1% | 1 |
| SEAGATE TECHNOLOGY HLDNGS PL | [STX](https://holderbook.com/stocks/STX/) | $240.1K | 249 | 0.1% | 1 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $239.5K | 1,864 | 0.1% | 2 |
| SPACE EXPLORATION TECHN CORP | [SPCX](https://holderbook.com/stocks/SPCX/) | $232.2K | 1,359 | 0.1% | 1 |
| NEBIUS GROUP N.V. | [NBIS](https://holderbook.com/stocks/NBIS/) | $228.8K | 829 | 0.1% | 1 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $226.8K | 752 | 0.1% | 1 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $224.5K | 240 | 0.1% | 3 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $217.1K | 1,555 | 0.1% | 1 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $215.8K | 2,612 | 0.1% | 4 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $211.8K | 842 | 0.1% | 1 |
| VERTEX PHARMACEUTICALS INC | [VRTX](https://holderbook.com/stocks/VRTX/) | $211.8K | 426 | 0.1% | 1 |
| PIMCO CORPORATE & INCOME OPP | [PTY](https://holderbook.com/stocks/PTY/) | $175.4K | 14,578 | 0.1% | 12 |
| NUSCALE PWR CORP | [SMR](https://holderbook.com/stocks/SMR/) | $174.6K | 17,405 | 0.1% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +12.0% | +14.8% | -2.8% | 100% |
| Q1 2026 | -2.4% | -4.6% | +2.2% | 96% |
| Q4 2025 | +1.7% | +2.4% | -0.6% | 99% |
| Q3 2025 | +5.9% | +7.8% | -1.9% | 100% |
| Q2 2025 | +8.3% | +10.5% | -2.2% | 101% |
| Q1 2025 | -4.1% | -4.6% | +0.4% | 99% |
| Q4 2024 | -0.8% | +2.1% | -3.0% | 99% |
| Q3 2024 | +5.6% | +5.4% | +0.2% | 99% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $197.5M | 89 |
| Q1 2026 | $162.7M | 73 |
| Q4 2025 | $166.8M | 72 |
| Q3 2025 | $142.6M | 71 |
| Q2 2025 | $125.8M | 59 |
| Q1 2025 | $110.4M | 56 |
| Q4 2024 | $105.7M | 51 |
| Q3 2024 | $102.6M | 46 |
| Q2 2024 | $96.8M | 45 |
| Q1 2024 | $229.7M | 43 |
| Q4 2023 | $92.6M | 41 |
| Q3 2023 | $85.6M | 36 |