# Werba Rubin Papier Wealth Management

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1971029. Source: https://holderbook.com/funds/1971029-werba-rubin-papier-wealth-management/

- Reported value: $823.5M
- Positions: 309
- Weight of the ten largest: 51.9%
- Filed: 2026-07-28

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| AMERICAN CENTY ETF TR | [AVUS](https://holderbook.com/stocks/AVUS/) | $98.3M | 767,323 | 11.9% | 2 |
| AMERICAN CENTY ETF TR | [AVDE](https://holderbook.com/stocks/AVDE/) | $78.2M | 876,278 | 9.5% | 2 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $55.0M | 440,829 | 6.7% | 2 |
| AMERICAN CENTY ETF TR | [AVDV](https://holderbook.com/stocks/AVDV/) | $34.9M | 338,706 | 4.2% | 2 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $33.9M | 117,297 | 4.1% | 2 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $31.6M | 429,826 | 3.8% | 7 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $26.7M | 122,581 | 3.2% | 10 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $25.5M | 296,253 | 3.1% | 13 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $23.2M | 115,980 | 2.8% | 15 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $20.2M | 209,840 | 2.5% | 2 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $16.2M | 170,993 | 2.0% | 8 |
| SCHWAB STRATEGIC TR | [SCHQ](https://holderbook.com/stocks/SCHQ/) | $14.6M | 465,471 | 1.8% | 8 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $13.5M | 249,131 | 1.6% | 15 |
| DIMENSIONAL ETF TRUST | [DFSD](https://holderbook.com/stocks/DFSD/) | $13.2M | 276,507 | 1.6% | 6 |
| AMERICAN CENTY ETF TR | [AVSF](https://holderbook.com/stocks/AVSF/) | $10.3M | 221,889 | 1.3% | 2 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $10.1M | 183,415 | 1.2% | 15 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $9.8M | 237,423 | 1.2% | 15 |
| CAPITAL GRP FIXED INCM ETF T | [CGCB](https://holderbook.com/stocks/CGCB/) | $8.3M | 315,605 | 1.0% | 5 |
| VANGUARD WHITEHALL FDS | [VIGI](https://holderbook.com/stocks/VIGI/) | $7.3M | 77,823 | 0.9% | 10 |
| VANGUARD MALVERN FDS | [VSDB](https://holderbook.com/stocks/VSDB/) | $7.1M | 92,933 | 0.9% | 4 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $7.1M | 203,775 | 0.9% | 15 |
| AMERICAN CENTY ETF TR | [AVIG](https://holderbook.com/stocks/AVIG/) | $6.4M | 153,581 | 0.8% | 2 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $6.2M | 139,544 | 0.8% | 15 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $6.2M | 8,960 | 0.7% | 15 |
| ISHARES INC | [EMXC](https://holderbook.com/stocks/EMXC/) | $6.0M | 58,302 | 0.7% | 13 |
| AMERICAN CENTY ETF TR | [AVLV](https://holderbook.com/stocks/AVLV/) | $5.6M | 61,694 | 0.7% | 2 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $5.4M | 15,191 | 0.7% | 15 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $5.0M | 11,607 | 0.6% | 3 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $4.8M | 12,982 | 0.6% | 15 |
| PROCEPT BIOROBOTICS CORP | [PRCT](https://holderbook.com/stocks/PRCT/) | $4.8M | 210,587 | 0.6% | 6 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $4.7M | 79,267 | 0.6% | 15 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $4.7M | 19,731 | 0.6% | 2 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $4.7M | 56,788 | 0.6% | 15 |
| AMERICAN CENTY ETF TR | [AVGE](https://holderbook.com/stocks/AVGE/) | $4.5M | 45,424 | 0.5% | 2 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $4.3M | 17,657 | 0.5% | 15 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $3.8M | 10,159 | 0.5% | 15 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $3.5M | 17,897 | 0.4% | 10 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $3.5M | 11,268 | 0.4% | 10 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $3.4M | 4,599 | 0.4% | 15 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $3.4M | 9,510 | 0.4% | 15 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $3.3M | 46,508 | 0.4% | 15 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $3.1M | 5,507 | 0.4% | 15 |
| BITWISE 10 CRYPTO INDEX ETF | [BITW](https://holderbook.com/stocks/BITW/) | $2.9M | 77,246 | 0.4% | 2 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $2.9M | 5,776 | 0.4% | 2 |
| DIMENSIONAL ETF TRUST | [DFAU](https://holderbook.com/stocks/DFAU/) | $2.8M | 54,597 | 0.3% | 7 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $2.8M | 83,102 | 0.3% | 15 |
| AMERICAN CENTY ETF TR | [AVIV](https://holderbook.com/stocks/AVIV/) | $2.8M | 35,626 | 0.3% | 2 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $2.7M | 7,351 | 0.3% | 15 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $2.5M | 6,885 | 0.3% | 10 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $2.5M | 7,194 | 0.3% | 15 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $2.4M | 3,221 | 0.3% | 15 |
| SERVICENOW INC | [NOW](https://holderbook.com/stocks/NOW/) | $2.4M | 24,296 | 0.3% | 9 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $2.4M | 5,711 | 0.3% | 15 |
| ISHARES TR | [SOXX](https://holderbook.com/stocks/SOXX/) | $2.3M | 3,659 | 0.3% | 15 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $2.3M | 6,999 | 0.3% | 15 |
| AMERICAN CENTY ETF TR | [AVGB](https://holderbook.com/stocks/AVGB/) | $2.2M | 43,810 | 0.3% | 5 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $2.1M | 17,677 | 0.3% | 15 |
| SANDISK CORP | [SNDK](https://holderbook.com/stocks/SNDK/) | $2.0M | 899 | 0.2% | 2 |
| MARQETA INC | [MQ](https://holderbook.com/stocks/MQ/) | $2.0M | 493,118 | 0.2% | 15 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $2.0M | 25,926 | 0.2% | 15 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $2.0M | 49,422 | 0.2% | 15 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.9M | 14,184 | 0.2% | 15 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $1.8M | 21,361 | 0.2% | 15 |
| VANGUARD SCOTTSDALE FDS | [VGLT](https://holderbook.com/stocks/VGLT/) | $1.7M | 31,055 | 0.2% | 4 |
| DIMENSIONAL ETF TRUST | [DISV](https://holderbook.com/stocks/DISV/) | $1.7M | 42,308 | 0.2% | 15 |
| AMERICAN CENTY ETF TR | [AVRE](https://holderbook.com/stocks/AVRE/) | $1.6M | 33,719 | 0.2% | 2 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $1.6M | 15,108 | 0.2% | 10 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.5M | 4,094 | 0.2% | 13 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $1.5M | 1,280 | 0.2% | 9 |
| DIMENSIONAL ETF TRUST | [DFCF](https://holderbook.com/stocks/DFCF/) | $1.5M | 36,322 | 0.2% | 6 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $1.5M | 2,046 | 0.2% | 1 |
| AMERICAN CENTY ETF TR | [AVSC](https://holderbook.com/stocks/AVSC/) | $1.5M | 20,381 | 0.2% | 2 |
| CADENCE DESIGN SYSTEM INC | [CDNS](https://holderbook.com/stocks/CDNS/) | $1.5M | 3,979 | 0.2% | 10 |
| CAPITAL GRP FIXED INCM ETF T | [CGSD](https://holderbook.com/stocks/CGSD/) | $1.5M | 57,393 | 0.2% | 4 |
| TARGET CORP | [TGT](https://holderbook.com/stocks/TGT/) | $1.5M | 11,305 | 0.2% | 1 |
| ISHARES TR | [IWY](https://holderbook.com/stocks/IWY/) | $1.5M | 5,016 | 0.2% | 15 |
| DIMENSIONAL ETF TRUST | [DFIC](https://holderbook.com/stocks/DFIC/) | $1.4M | 37,712 | 0.2% | 15 |
| DIMENSIONAL ETF TRUST | [DCOR](https://holderbook.com/stocks/DCOR/) | $1.4M | 16,933 | 0.2% | 6 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.4M | 1,463 | 0.2% | 15 |
| INVESCO EXCH TRD SLF IDX FD | [BSJQ](https://holderbook.com/stocks/BSJQ/) | $1.3M | 56,304 | 0.2% | 15 |
| HEWLETT PACKARD ENTERPRISE C | [HPE](https://holderbook.com/stocks/HPE/) | $1.3M | 28,267 | 0.2% | 13 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $1.3M | 15,206 | 0.2% | 7 |
| KEYSIGHT TECHNOLOGIES INC | [KEYS](https://holderbook.com/stocks/KEYS/) | $1.2M | 3,423 | 0.1% | 9 |
| DIMENSIONAL ETF TRUST | [DFIS](https://holderbook.com/stocks/DFIS/) | $1.2M | 33,627 | 0.1% | 14 |
| GRAYSCALE BITCOIN MINI TR ET | [BTC](https://holderbook.com/stocks/BTC/) | $1.2M | 45,151 | 0.1% | 2 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $1.2M | 8,347 | 0.1% | 3 |
| DIMENSIONAL ETF TRUST | [DFEM](https://holderbook.com/stocks/DFEM/) | $1.1M | 28,069 | 0.1% | 5 |
| GILEAD SCIENCES INC | [GILD](https://holderbook.com/stocks/GILD/) | $1.1M | 8,749 | 0.1% | 12 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.1M | 4,317 | 0.1% | 15 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $1.1M | 13,296 | 0.1% | 15 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $1.1M | 1,480 | 0.1% | 2 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $1.1M | 4,226 | 0.1% | 15 |
| ISHARES TR | [IBHF](https://holderbook.com/stocks/IBHF/) | $1.1M | 46,860 | 0.1% | 10 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $1.1M | 2,061 | 0.1% | 15 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.1M | 987 | 0.1% | 10 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $1.0M | 10,656 | 0.1% | 15 |
| ASML HLDG NV | [ASML](https://holderbook.com/stocks/ASML/) | $1.0M | 516 | 0.1% | 14 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $1.0M | 888 | 0.1% | 2 |
| PUTNAM ETF TRUST | [FTCA](https://holderbook.com/stocks/FTCA/) | $1.0M | 137,103 | 0.1% | 3 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $1.0M | 2,121 | 0.1% | 9 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.3% | +14.8% | -4.5% | 100% |
| Q1 2026 | -2.3% | -4.6% | +2.3% | 100% |
| Q4 2025 | +2.3% | +2.4% | -0.0% | 99% |
| Q3 2025 | +6.7% | +7.8% | -1.2% | 100% |
| Q2 2025 | +7.7% | +10.5% | -2.7% | 100% |
| Q1 2025 | -2.3% | -4.6% | +2.2% | 100% |
| Q4 2024 | -0.9% | +2.1% | -3.1% | 99% |
| Q3 2024 | +5.9% | +5.4% | +0.4% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $823.5M | 309 |
| Q1 2026 | $718.1M | 278 |
| Q4 2025 | $369.0M | 232 |
| Q3 2025 | $619.1M | 241 |
| Q2 2025 | $532.2M | 230 |
| Q1 2025 | $459.8M | 192 |
| Q4 2024 | $423.9M | 195 |
| Q3 2024 | $426.3M | 193 |
| Q2 2024 | $362.3M | 168 |
| Q1 2024 | $344.9M | 153 |
| Q4 2023 | $294.6M | 121 |
| Q3 2023 | $281.0M | 124 |