# PANORAMIC INVESTMENT ADVISORS, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1967332. Source: https://holderbook.com/funds/1967332-panoramic-investment-advisors-llc/

- Reported value: $209.1M
- Positions: 141
- Weight of the ten largest: 39.1%
- Filed: 2026-08-13

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $29.2M | 332,122 | 14.0% | 12 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $7.9M | 227,702 | 3.8% | 12 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $7.9M | 91,944 | 3.8% | 12 |
| VANGUARD MALVERN FDS | [VPLS](https://holderbook.com/stocks/VPLS/) | $7.2M | 92,412 | 3.4% | 9 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $6.0M | 175,967 | 2.8% | 12 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $5.9M | 16,690 | 2.8% | 12 |
| ISHARES TR | [ICSH](https://holderbook.com/stocks/ICSH/) | $5.0M | 99,644 | 2.4% | 12 |
| DIMENSIONAL ETF TRUST | [DFLV](https://holderbook.com/stocks/DFLV/) | $4.5M | 113,194 | 2.1% | 8 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $4.2M | 132,403 | 2.0% | 12 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $4.1M | 5,534 | 1.9% | 12 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $3.7M | 23,474 | 1.8% | 12 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $3.7M | 38,002 | 1.8% | 12 |
| BLACKROCK ETF TRUST | [BAI](https://holderbook.com/stocks/BAI/) | $3.6M | 68,712 | 1.7% | 4 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $3.4M | 4,583 | 1.6% | 12 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $3.4M | 59,374 | 1.6% | 12 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $3.4M | 9,380 | 1.6% | 12 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $3.3M | 90,195 | 1.6% | 12 |
| VANECK ETF TRUST | [MOAT](https://holderbook.com/stocks/MOAT/) | $3.3M | 31,275 | 1.6% | 12 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $3.2M | 86,533 | 1.5% | 12 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $3.0M | 4,347 | 1.4% | 12 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $2.9M | 5,842 | 1.4% | 12 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $2.9M | 14,304 | 1.4% | 10 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $2.8M | 9,671 | 1.3% | 12 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $2.8M | 52,133 | 1.3% | 12 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $2.7M | 22,689 | 1.3% | 12 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $2.6M | 89,992 | 1.2% | 12 |
| ISHARES TR | [TLT](https://holderbook.com/stocks/TLT/) | $2.5M | 29,403 | 1.2% | 11 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $2.2M | 10,250 | 1.1% | 11 |
| FIDELITY WISE ORIGIN BITCOIN | [FBTC](https://holderbook.com/stocks/FBTC/) | $2.1M | 40,882 | 1.0% | 9 |
| ISHARES TR | [MAXJ](https://holderbook.com/stocks/MAXJ/) | $2.0M | 69,150 | 1.0% | 8 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $2.0M | 26,240 | 1.0% | 3 |
| ISHARES BITCOIN TRUST ETF | [IBIT](https://holderbook.com/stocks/IBIT/) | $1.8M | 55,129 | 0.9% | 9 |
| NORTHERN LTS FD TR III | [QQH](https://holderbook.com/stocks/QQH/) | $1.8M | 20,601 | 0.8% | 12 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.7M | 7,246 | 0.8% | 12 |
| ISHARES TR | [IDV](https://holderbook.com/stocks/IDV/) | $1.6M | 37,790 | 0.7% | 12 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.6M | 2,764 | 0.7% | 11 |
| TIDAL TRUST I | [GRNY](https://holderbook.com/stocks/GRNY/) | $1.5M | 54,715 | 0.7% | 4 |
| NORTHERN LTS FD TR III | [LGH](https://holderbook.com/stocks/LGH/) | $1.5M | 23,593 | 0.7% | 12 |
| GLOBAL X FDS | [SHLD](https://holderbook.com/stocks/SHLD/) | $1.5M | 24,792 | 0.7% | 3 |
| WISDOMTREE TR | [DGRW](https://holderbook.com/stocks/DGRW/) | $1.4M | 14,421 | 0.7% | 11 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.3M | 3,599 | 0.6% | 12 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $1.3M | 15,374 | 0.6% | 12 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $1.3M | 9,268 | 0.6% | 12 |
| INVESCO EXCH TRADED FD TR II | [PCEF](https://holderbook.com/stocks/PCEF/) | $1.2M | 60,418 | 0.6% | 12 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $1.2M | 13,083 | 0.6% | 11 |
| FIRST TR EXCHANGE-TRADED FD | [RDVY](https://holderbook.com/stocks/RDVY/) | $1.2M | 14,366 | 0.6% | 12 |
| WISDOMTREE TR | [DTD](https://holderbook.com/stocks/DTD/) | $1.1M | 12,121 | 0.5% | 12 |
| J P MORGAN EXCHANGE TRADED F | [JEPQ](https://holderbook.com/stocks/JEPQ/) | $1.1M | 17,775 | 0.5% | 11 |
| MORGAN STANLEY ETF TRUST | [EVSM](https://holderbook.com/stocks/EVSM/) | $1.1M | 21,598 | 0.5% | 8 |
| ISHARES TR | [ISCV](https://holderbook.com/stocks/ISCV/) | $1.1M | 13,625 | 0.5% | 12 |
| AIM ETF PRODUCTS TRUST | [JANT](https://holderbook.com/stocks/JANT/) | $1.1M | 24,175 | 0.5% | 11 |
| ISHARES INC | [EMXC](https://holderbook.com/stocks/EMXC/) | $1.0M | 10,013 | 0.5% | 12 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $975.2K | 10,747 | 0.5% | 12 |
| WELLTOWER INC | [WELL](https://holderbook.com/stocks/WELL/) | $954.2K | 4,204 | 0.5% | 12 |
| GOLDMAN SACHS ETF TR | [GPIQ](https://holderbook.com/stocks/GPIQ/) | $911.1K | 15,362 | 0.4% | 3 |
| VANGUARD WHITEHALL FDS | [VYMI](https://holderbook.com/stocks/VYMI/) | $901.0K | 9,175 | 0.4% | 12 |
| DOUBLELINE ETF TRUST | [DBND](https://holderbook.com/stocks/DBND/) | $883.3K | 19,375 | 0.4% | 10 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $880.0K | 4,136 | 0.4% | 11 |
| ISHARES TR | [GOVT](https://holderbook.com/stocks/GOVT/) | $814.6K | 35,759 | 0.4% | 1 |
| CROWDSTRIKE HLDGS INC | [CRWD](https://holderbook.com/stocks/CRWD/) | $796.7K | 1,044 | 0.4% | 8 |
| BLACKROCK ETF TRUST II | [CLOA](https://holderbook.com/stocks/CLOA/) | $790.9K | 15,236 | 0.4% | 3 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $715.7K | 4,357 | 0.3% | 12 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $670.0K | 1,593 | 0.3% | 11 |
| BLACKROCK ETF TRUST II | [BINC](https://holderbook.com/stocks/BINC/) | $664.7K | 12,700 | 0.3% | 9 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $663.3K | 1,756 | 0.3% | 6 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $663.2K | 12,371 | 0.3% | 10 |
| PNC FINL SVCS GROUP INC | [PNC](https://holderbook.com/stocks/PNC/) | $633.3K | 2,572 | 0.3% | 2 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $618.4K | 8,019 | 0.3% | 12 |
| AIM ETF PRODUCTS TRUST | [JUNT](https://holderbook.com/stocks/JUNT/) | $617.9K | 16,350 | 0.3% | 11 |
| AIM ETF PRODUCTS TRUST | [OCTT](https://holderbook.com/stocks/OCTT/) | $617.5K | 13,250 | 0.3% | 12 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $617.4K | 1,676 | 0.3% | 12 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $597.1K | 4,367 | 0.3% | 12 |
| INVESCO EXCH TRADED FD TR II | [SPLV](https://holderbook.com/stocks/SPLV/) | $596.5K | 7,964 | 0.3% | 12 |
| FIRST TR EXCHANGE-TRADED FD | [FTCS](https://holderbook.com/stocks/FTCS/) | $577.3K | 6,147 | 0.3% | 12 |
| AB ACTIVE ETFS INC | [SYFI](https://holderbook.com/stocks/SYFI/) | $569.9K | 15,956 | 0.3% | 3 |
| ISHARES TR | [ICVT](https://holderbook.com/stocks/ICVT/) | $519.1K | 4,264 | 0.2% | 3 |
| VANGUARD WORLD FD | [VFH](https://holderbook.com/stocks/VFH/) | $516.6K | 3,926 | 0.2% | 12 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $514.6K | 6,815 | 0.2% | 9 |
| VANGUARD WORLD FD | [VDC](https://holderbook.com/stocks/VDC/) | $486.9K | 2,159 | 0.2% | 12 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $486.8K | 838 | 0.2% | 1 |
| ISHARES TR | [DSI](https://holderbook.com/stocks/DSI/) | $462.8K | 3,250 | 0.2% | 4 |
| COMFORT SYS USA INC | [FIX](https://holderbook.com/stocks/FIX/) | $445.9K | 225 | 0.2% | 2 |
| ISHARES TR | [IJJ](https://holderbook.com/stocks/IJJ/) | $428.4K | 2,900 | 0.2% | 12 |
| VANGUARD WORLD FD | [VDE](https://holderbook.com/stocks/VDE/) | $420.2K | 2,799 | 0.2% | 12 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $420.2K | 449 | 0.2% | 5 |
| MIDCAP FINANCIAL INVSTMNT CO | [MFIC](https://holderbook.com/stocks/MFIC/) | $411.1K | 40,780 | 0.2% | 12 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $409.5K | 2,933 | 0.2% | 1 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $391.6K | 919 | 0.2% | 10 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $389.8K | 13,243 | 0.2% | 9 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $383.9K | 13,861 | 0.2% | 5 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $372.0K | 4,850 | 0.2% | 11 |
| ISHARES SILVER TR | [SLV](https://holderbook.com/stocks/SLV/) | $371.8K | 6,954 | 0.2% | 4 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $369.4K | 2,875 | 0.2% | 12 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $356.3K | 1,089 | 0.2% | 7 |
| AIM ETF PRODUCTS TRUST | [APRT](https://holderbook.com/stocks/APRT/) | $345.2K | 7,525 | 0.2% | 8 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $344.9K | 341 | 0.2% | 2 |
| NORTHERN LTS FD TR IV | [IBD](https://holderbook.com/stocks/IBD/) | $344.7K | 14,500 | 0.2% | 3 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $343.5K | 1,149 | 0.2% | 12 |
| DBX ETF TR | [DBEF](https://holderbook.com/stocks/DBEF/) | $339.8K | 6,220 | 0.2% | 5 |
| REALTY INCOME CORP | [O](https://holderbook.com/stocks/O/) | $335.6K | 5,416 | 0.2% | 12 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.2% | +14.8% | -4.7% | 100% |
| Q1 2026 | -3.1% | -4.6% | +1.5% | 100% |
| Q4 2025 | +1.3% | +2.4% | -1.1% | 100% |
| Q3 2025 | +7.3% | +7.8% | -0.5% | 100% |
| Q2 2025 | +8.1% | +10.5% | -2.3% | 100% |
| Q1 2025 | -3.4% | -4.6% | +1.2% | 100% |
| Q4 2024 | +1.7% | +2.1% | -0.4% | 100% |
| Q2 2024 | +0.6% | +4.0% | -3.4% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $209.1M | 141 |
| Q1 2026 | $184.9M | 130 |
| Q4 2025 | $184.0M | 126 |
| Q3 2025 | $177.8M | 125 |
| Q2 2025 | $162.9M | 121 |
| Q1 2025 | $148.1M | 115 |
| Q4 2024 | $153.5M | 118 |
| Q3 2024 | $144.7M | 118 |
| Q1 2024 | $135.7M | 113 |
| Q4 2023 | $115.7M | 103 |
| Q3 2023 | $108.8M | 99 |
| Q4 2022 | $97.5M | 94 |