# BEACON FINANCIAL PLANNING, INC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1966066. Source: https://holderbook.com/funds/1966066-beacon-financial-planning-inc/

- Reported value: $294.6M
- Positions: 85
- Weight of the ten largest: 61.6%
- Filed: 2026-08-06

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $39.8M | 53,211 | 13.5% | 15 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $33.5M | 45,449 | 11.4% | 15 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $21.9M | 415,135 | 7.4% | 15 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $20.6M | 41,158 | 7.0% | 15 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $17.0M | 220,317 | 5.8% | 15 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $10.9M | 35,796 | 3.7% | 15 |
| WELLTOWER INC | [WELL](https://holderbook.com/stocks/WELL/) | $9.7M | 42,657 | 3.3% | 9 |
| ISHARES TR | [SOXX](https://holderbook.com/stocks/SOXX/) | $9.6M | 14,994 | 3.3% | 12 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $9.5M | 300,191 | 3.2% | 13 |
| INVESCO ACTIVELY MANAGED EXC | [GTO](https://holderbook.com/stocks/GTO/) | $9.0M | 192,081 | 3.1% | 15 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $7.5M | 17,875 | 2.6% | 15 |
| ISHARES TR | [MTUM](https://holderbook.com/stocks/MTUM/) | $7.3M | 21,244 | 2.5% | 8 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $7.2M | 32,870 | 2.4% | 11 |
| BLACKROCK ETF TRUST | [DYNF](https://holderbook.com/stocks/DYNF/) | $6.3M | 92,373 | 2.1% | 7 |
| INVESCO EXCH TRADED FD TR II | [XSHQ](https://holderbook.com/stocks/XSHQ/) | $6.1M | 125,141 | 2.1% | 11 |
| ISHARES TR | [HYDB](https://holderbook.com/stocks/HYDB/) | $5.5M | 117,216 | 1.9% | 7 |
| VANGUARD WELLINGTON FD | [VFQY](https://holderbook.com/stocks/VFQY/) | $4.4M | 25,958 | 1.5% | 12 |
| VANGUARD WHITEHALL FDS | [VIGI](https://holderbook.com/stocks/VIGI/) | $4.3M | 46,515 | 1.5% | 8 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $4.3M | 45,432 | 1.5% | 3 |
| VANGUARD ADMIRAL FDS INC | [VOOV](https://holderbook.com/stocks/VOOV/) | $3.9M | 17,824 | 1.3% | 8 |
| J P MORGAN EXCHANGE TRADED F | [JEPQ](https://holderbook.com/stocks/JEPQ/) | $3.4M | 54,547 | 1.1% | 8 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $3.3M | 16,582 | 1.1% | 14 |
| INVESCO EXCHANGE TRADED FD T | [SPGP](https://holderbook.com/stocks/SPGP/) | $2.9M | 24,028 | 1.0% | 13 |
| BLACKROCK ETF TRUST II | [BINC](https://holderbook.com/stocks/BINC/) | $2.9M | 55,828 | 1.0% | 7 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $2.5M | 33,163 | 0.9% | 7 |
| PIMCO ETF TR | [PYLD](https://holderbook.com/stocks/PYLD/) | $2.3M | 86,911 | 0.8% | 8 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $2.1M | 7,317 | 0.7% | 15 |
| PROFESIONALLY MANAGED PORTFO | [AKRE](https://holderbook.com/stocks/AKRE/) | $1.9M | 34,934 | 0.6% | 3 |
| VANGUARD SCOTTSDALE FDS | [VONG](https://holderbook.com/stocks/VONG/) | $1.7M | 13,553 | 0.6% | 5 |
| VANGUARD WORLD FD | [ESGV](https://holderbook.com/stocks/ESGV/) | $1.6M | 12,277 | 0.6% | 15 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $1.5M | 11,927 | 0.5% | 9 |
| INTUITIVE SURGICAL INC | [ISRG](https://holderbook.com/stocks/ISRG/) | $1.5M | 3,666 | 0.5% | 15 |
| VANECK ETF TRUST | [SMH](https://holderbook.com/stocks/SMH/) | $1.4M | 2,073 | 0.5% | 2 |
| BLACKROCK ETF TRUST | [BAI](https://holderbook.com/stocks/BAI/) | $1.4M | 25,679 | 0.5% | 2 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $1.3M | 1,938 | 0.5% | 15 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $1.3M | 4,234 | 0.4% | 15 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $1.2M | 39,741 | 0.4% | 9 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.2M | 4,606 | 0.4% | 13 |
| VERTIV HOLDINGS CO | [VRT](https://holderbook.com/stocks/VRT/) | $1.1M | 3,344 | 0.4% | 2 |
| ISHARES TR | [IBHF](https://holderbook.com/stocks/IBHF/) | $879.6K | 38,834 | 0.3% | 2 |
| PIMCO ETF TR | [MINT](https://holderbook.com/stocks/MINT/) | $848.9K | 8,420 | 0.3% | 2 |
| ISHARES TR | [IBDR](https://holderbook.com/stocks/IBDR/) | $840.5K | 34,689 | 0.3% | 5 |
| ISHARES TR | [IBDS](https://holderbook.com/stocks/IBDS/) | $787.0K | 32,494 | 0.3% | 2 |
| PIMCO ETF TR | [BOND](https://holderbook.com/stocks/BOND/) | $769.9K | 8,349 | 0.3% | 15 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $742.1K | 7,144 | 0.3% | 3 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $707.4K | 2,968 | 0.2% | 14 |
| ISHARES TR | [IBTG](https://holderbook.com/stocks/IBTG/) | $658.4K | 28,766 | 0.2% | 7 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $656.7K | 7,623 | 0.2% | 14 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $630.0K | 2,662 | 0.2% | 15 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $613.7K | 1,645 | 0.2% | 15 |
| ISHARES TR | [IBDT](https://holderbook.com/stocks/IBDT/) | $613.3K | 24,288 | 0.2% | 3 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $602.5K | 1,705 | 0.2% | 13 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $596.7K | 5,804 | 0.2% | 15 |
| INVESCO EXCH TRADED FD TR II | [IDMO](https://holderbook.com/stocks/IDMO/) | $560.5K | 9,297 | 0.2% | 1 |
| ISHARES TR | [IBTH](https://holderbook.com/stocks/IBTH/) | $494.5K | 22,106 | 0.2% | 2 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $482.7K | 1,278 | 0.2% | 2 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $412.7K | 4,827 | 0.1% | 15 |
| ISHARES TR | [IBTI](https://holderbook.com/stocks/IBTI/) | $400.2K | 18,077 | 0.1% | 2 |
| ISHARES TR | [IBDU](https://holderbook.com/stocks/IBDU/) | $393.0K | 16,969 | 0.1% | 2 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $389.1K | 1,714 | 0.1% | 15 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $387.5K | 6,861 | 0.1% | 2 |
| BROOKFIELD CORP | [BN](https://holderbook.com/stocks/BN/) | $368.9K | 8,662 | 0.1% | 2 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $366.2K | 1,025 | 0.1% | 2 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $337.8K | 2,721 | 0.1% | 2 |
| VANECK ETF TRUST | [NLR](https://holderbook.com/stocks/NLR/) | $337.2K | 2,908 | 0.1% | 2 |
| ISHARES TR | [IBHG](https://holderbook.com/stocks/IBHG/) | $316.8K | 14,346 | 0.1% | 2 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $313.7K | 540 | 0.1% | 1 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $278.5K | 1,146 | 0.1% | 2 |
| MARKEL GROUP INC | [MKL](https://holderbook.com/stocks/MKL/) | $277.3K | 142 | 0.1% | 2 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $273.4K | 2,841 | 0.1% | 4 |
| ISHARES TR | [IBDW](https://holderbook.com/stocks/IBDW/) | $272.0K | 13,051 | 0.1% | 2 |
| ECOLAB INC | [ECL](https://holderbook.com/stocks/ECL/) | $269.6K | 968 | 0.1% | 11 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $244.7K | 212 | 0.1% | 1 |
| QUANTA SVCS INC | [PWR](https://holderbook.com/stocks/PWR/) | $243.4K | 338 | 0.1% | 1 |
| VANGUARD WORLD FD | [VOX](https://holderbook.com/stocks/VOX/) | $241.0K | 1,310 | 0.1% | 2 |
| ISHARES TR | [IBDV](https://holderbook.com/stocks/IBDV/) | $233.4K | 10,705 | 0.1% | 1 |
| INVESCO EXCHANGE TRADED FD T | [PPA](https://holderbook.com/stocks/PPA/) | $228.5K | 1,293 | 0.1% | 2 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $225.3K | 2,720 | 0.1% | 1 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $218.9K | 778 | 0.1% | 1 |
| BLACKROCK ETF TRUST | [THRO](https://holderbook.com/stocks/THRO/) | $218.2K | 5,062 | 0.1% | 1 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $216.4K | 1,429 | 0.1% | 2 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $213.9K | 3,002 | 0.1% | 1 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $206.1K | 1,406 | 0.1% | 1 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $204.6K | 553 | 0.1% | 1 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $203.3K | 621 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +14.0% | +14.8% | -0.8% | 100% |
| Q1 2026 | -2.8% | -4.6% | +1.9% | 100% |
| Q4 2025 | +0.8% | +2.4% | -1.6% | 99% |
| Q3 2025 | +7.4% | +7.8% | -0.4% | 100% |
| Q2 2025 | +6.7% | +10.5% | -3.8% | 100% |
| Q1 2025 | -1.8% | -4.6% | +2.7% | 100% |
| Q4 2024 | +0.7% | +2.1% | -1.4% | 100% |
| Q3 2024 | +6.7% | +5.4% | +1.2% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $294.6M | 85 |
| Q1 2026 | $258.2M | 76 |
| Q4 2025 | $207.3M | 51 |
| Q3 2025 | $193.1M | 53 |
| Q2 2025 | $179.1M | 50 |
| Q1 2025 | $174.0M | 48 |
| Q4 2024 | $171.8M | 48 |
| Q3 2024 | $162.0M | 44 |
| Q2 2024 | $147.3M | 40 |
| Q1 2024 | $143.2M | 36 |
| Q4 2023 | $127.7M | 34 |
| Q3 2023 | $115.7M | 32 |