# Mill Creek Capital Advisors, LLC

> Institutional holdings reported to the SEC as of Q1 2026 on Form 13F. CIK 1964962. Source: https://holderbook.com/funds/1964962-mill-creek-capital-advisors-llc/

- Reported value: $4.9B
- Positions: 260
- Weight of the ten largest: 76.5%
- Filed: 2026-05-14

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $1.1B | 2,497,362 | 22.4% | 14 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $1.0B | 5,237,874 | 21.1% | 14 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $464.2M | 5,357,466 | 9.5% | 14 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $419.6M | 4,635,334 | 8.6% | 14 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $175.0M | 2,508,449 | 3.6% | 14 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $132.1M | 1,331,097 | 2.7% | 13 |
| ISHARES TR | [GOVT](https://holderbook.com/stocks/GOVT/) | $116.9M | 5,103,565 | 2.4% | 12 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $106.1M | 488,482 | 2.2% | 14 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $95.7M | 316,577 | 2.0% | 14 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $94.3M | 157,877 | 1.9% | 14 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $77.2M | 118,772 | 1.6% | 14 |
| ISHARES TR | [MBB](https://holderbook.com/stocks/MBB/) | $72.9M | 767,705 | 1.5% | 12 |
| VANGUARD SCOTTSDALE FDS | [VTC](https://holderbook.com/stocks/VTC/) | $72.0M | 937,634 | 1.5% | 12 |
| LATTICE STRATEGIES TR | [RODM](https://holderbook.com/stocks/RODM/) | $69.8M | 1,769,836 | 1.4% | 14 |
| ISHARES TR | [ACWI](https://holderbook.com/stocks/ACWI/) | $56.8M | 410,591 | 1.2% | 14 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $55.6M | 227,635 | 1.1% | 14 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $48.4M | 130,652 | 1.0% | 14 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $40.8M | 529,718 | 0.8% | 14 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $40.2M | 158,397 | 0.8% | 14 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $22.4M | 34,276 | 0.5% | 14 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $21.5M | 66,972 | 0.4% | 14 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $21.2M | 240,917 | 0.4% | 14 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $20.1M | 28 | 0.4% | 14 |
| VANGUARD WORLD FD | [ESGV](https://holderbook.com/stocks/ESGV/) | $19.5M | 173,348 | 0.4% | 14 |
| ISHARES TR | [SCZ](https://holderbook.com/stocks/SCZ/) | $19.0M | 241,779 | 0.4% | 14 |
| ISHARES TR | [ACWX](https://holderbook.com/stocks/ACWX/) | $16.9M | 246,494 | 0.3% | 14 |
| ISHARES TR | [AGZ](https://holderbook.com/stocks/AGZ/) | $13.9M | 127,093 | 0.3% | 12 |
| SPDR INDEX SHS FDS | [CWI](https://holderbook.com/stocks/CWI/) | $12.7M | 348,384 | 0.3% | 14 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $11.9M | 24,931 | 0.2% | 14 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $11.9M | 122,662 | 0.2% | 14 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $10.8M | 83,921 | 0.2% | 14 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $10.2M | 27,679 | 0.2% | 14 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $9.9M | 88,502 | 0.2% | 14 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $9.7M | 19,398 | 0.2% | 14 |
| ISHARES TR | [IJJ](https://holderbook.com/stocks/IJJ/) | $9.6M | 72,186 | 0.2% | 14 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $9.5M | 45,742 | 0.2% | 14 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $9.4M | 378,508 | 0.2% | 14 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $9.3M | 64,277 | 0.2% | 14 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $8.9M | 20,900 | 0.2% | 14 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $8.9M | 156,474 | 0.2% | 14 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $8.5M | 13,787 | 0.2% | 14 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $7.9M | 27,010 | 0.2% | 14 |
| ISHARES TR | [IJK](https://holderbook.com/stocks/IJK/) | $7.8M | 77,366 | 0.2% | 14 |
| ISHARES TR | [IWS](https://holderbook.com/stocks/IWS/) | $7.7M | 52,609 | 0.2% | 14 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $7.2M | 19,414 | 0.1% | 14 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $6.9M | 24,087 | 0.1% | 14 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $6.9M | 23,939 | 0.1% | 14 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $6.3M | 55,806 | 0.1% | 14 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $6.0M | 23,056 | 0.1% | 14 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $6.0M | 24,023 | 0.1% | 14 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $5.8M | 83,315 | 0.1% | 8 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $5.8M | 199,485 | 0.1% | 14 |
| INVESCO EXCHANGE TRADED FD T | [PWB](https://holderbook.com/stocks/PWB/) | $5.8M | 45,920 | 0.1% | 14 |
| ISHARES TR | [IJT](https://holderbook.com/stocks/IJT/) | $5.6M | 38,749 | 0.1% | 14 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $5.5M | 31,786 | 0.1% | 14 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $5.5M | 9,509 | 0.1% | 14 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $5.5M | 41,084 | 0.1% | 14 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $5.1M | 79,133 | 0.1% | 7 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $5.0M | 23,465 | 0.1% | 14 |
| INVESCO EXCHANGE TRADED FD T | [PWV](https://holderbook.com/stocks/PWV/) | $4.8M | 69,013 | 0.1% | 14 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $4.5M | 7,824 | 0.1% | 14 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $4.3M | 73,895 | 0.1% | 4 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $4.3M | 8,692 | 0.1% | 14 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $4.1M | 161,959 | 0.1% | 4 |
| SEI INVTS CO | [SEIC](https://holderbook.com/stocks/SEIC/) | $4.0M | 51,309 | 0.1% | 3 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $3.9M | 26,591 | 0.1% | 8 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $3.8M | 17,497 | 0.1% | 14 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $3.6M | 4,258 | 0.1% | 13 |
| ETORO GROUP LTD | [ETOR](https://holderbook.com/stocks/ETOR/) | $3.6M | 119,301 | 0.1% | 2 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $3.6M | 24,361 | 0.1% | 14 |
| ZETA GLOBAL HOLDINGS CORP | [ZETA](https://holderbook.com/stocks/ZETA/) | $3.5M | 219,789 | 0.1% | 6 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $3.5M | 9,694 | 0.1% | 14 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $3.4M | 46,315 | 0.1% | 14 |
| INDEPENDENCE RLTY TR INC | [IRT](https://holderbook.com/stocks/IRT/) | $3.3M | 221,091 | 0.1% | 5 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $3.2M | 25,843 | 0.1% | 14 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $3.2M | 104,054 | 0.1% | 10 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $3.1M | 16,126 | 0.1% | 8 |
| VANGUARD SCOTTSDALE FDS | [VONV](https://holderbook.com/stocks/VONV/) | $3.0M | 32,512 | 0.1% | 8 |
| ISHARES BITCOIN TRUST ETF | [IBIT](https://holderbook.com/stocks/IBIT/) | $2.9M | 75,523 | 0.1% | 7 |
| VANGUARD SCOTTSDALE FDS | [VONG](https://holderbook.com/stocks/VONG/) | $2.9M | 26,313 | 0.1% | 8 |
| ISHARES TR | [IWO](https://holderbook.com/stocks/IWO/) | $2.8M | 8,964 | 0.1% | 8 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $2.7M | 15,938 | 0.1% | 14 |
| PROSHARES TR | [TQQQ](https://holderbook.com/stocks/TQQQ/) | $2.6M | 61,663 | 0.1% | 14 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $2.5M | 8,385 | 0.1% | 14 |
| PROFESIONALLY MANAGED PORTFO | [AKRE](https://holderbook.com/stocks/AKRE/) | $2.4M | 46,006 | 0.0% | 2 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $2.4M | 5,499 | 0.0% | 14 |
| KENVUE INC | [KVUE](https://holderbook.com/stocks/KVUE/) | $2.1M | 123,186 | 0.0% | 11 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $2.1M | 9,805 | 0.0% | 14 |
| ISHARES TR | [IBTG](https://holderbook.com/stocks/IBTG/) | $2.1M | 89,775 | 0.0% | 10 |
| SONY GROUP CORP | [SONY](https://holderbook.com/stocks/SONY/) | $2.1M | 99,290 | 0.0% | 14 |
| SPDR INDEX SHS FDS | [GWX](https://holderbook.com/stocks/GWX/) | $2.0M | 47,111 | 0.0% | 14 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $1.9M | 19,564 | 0.0% | 14 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.9M | 6,022 | 0.0% | 14 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $1.9M | 20,936 | 0.0% | 8 |
| FIVE STAR BANCORP | [FSBC](https://holderbook.com/stocks/FSBC/) | $1.8M | 46,602 | 0.0% | 1 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $1.7M | 12,047 | 0.0% | 7 |
| ISHARES INC | [EZU](https://holderbook.com/stocks/EZU/) | $1.7M | 27,367 | 0.0% | 8 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.6M | 1,640 | 0.0% | 14 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $1.6M | 15,012 | 0.0% | 14 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $1.6M | 47,130 | 0.0% | 14 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q1 2026 | -2.0% | -4.6% | +2.6% | 100% |
| Q4 2025 | +2.0% | +2.4% | -0.4% | 100% |
| Q3 2025 | +6.9% | +7.8% | -0.9% | 100% |
| Q2 2025 | +8.9% | +10.5% | -1.6% | 100% |
| Q1 2025 | -1.6% | -4.6% | +2.9% | 100% |
| Q4 2024 | -1.0% | +2.1% | -3.1% | 100% |
| Q3 2024 | +6.3% | +5.4% | +0.9% | 100% |
| Q2 2024 | +1.8% | +4.0% | -2.3% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q1 2026 | $4.9B | 260 |
| Q4 2025 | $4.9B | 251 |
| Q3 2025 | $4.9B | 271 |
| Q2 2025 | $4.5B | 263 |
| Q1 2025 | $4.1B | 251 |
| Q4 2024 | $4.2B | 259 |
| Q3 2024 | $4.2B | 249 |
| Q2 2024 | $3.9B | 259 |
| Q1 2024 | $3.7B | 240 |
| Q4 2023 | $3.4B | 238 |
| Q3 2023 | $3.0B | 225 |
| Q2 2023 | $3.1B | 239 |