# Commonwealth Retirement Investments LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1963787. Source: https://holderbook.com/funds/1963787-commonwealth-retirement-investments-llc/

- Reported value: $368.4M
- Positions: 417
- Weight of the ten largest: 34.2%
- Filed: 2026-08-03

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $27.5M | 72,778 | 7.5% | 15 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $14.1M | 56,009 | 3.8% | 15 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $13.2M | 51,914 | 3.6% | 15 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $12.9M | 34,705 | 3.5% | 15 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $10.7M | 83,307 | 2.9% | 15 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $9.9M | 13,227 | 2.7% | 15 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $9.8M | 66,714 | 2.7% | 15 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $9.6M | 27,329 | 2.6% | 15 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $9.6M | 57,873 | 2.6% | 11 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $8.6M | 116,970 | 2.3% | 11 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $8.4M | 19,357 | 2.3% | 8 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $7.7M | 56,569 | 2.1% | 15 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $7.6M | 23,201 | 2.1% | 15 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $7.5M | 14,755 | 2.0% | 15 |
| MORGAN STANLEY | [MS](https://holderbook.com/stocks/MS/) | $7.4M | 35,181 | 2.0% | 1 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $7.0M | 96,961 | 1.9% | 13 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $6.6M | 15,970 | 1.8% | 13 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $6.5M | 55,605 | 1.8% | 15 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $6.1M | 17,747 | 1.7% | 11 |
| PGIM ETF TR | [PULS](https://holderbook.com/stocks/PULS/) | $5.6M | 113,351 | 1.5% | 15 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $5.4M | 7,423 | 1.5% | 12 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $5.2M | 37,688 | 1.4% | 12 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $5.1M | 22,609 | 1.4% | 10 |
| BLACKROCK ETF TRUST | [DYNF](https://holderbook.com/stocks/DYNF/) | $5.0M | 73,637 | 1.4% | 10 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $4.7M | 56,585 | 1.3% | 14 |
| HP INC | [HPQ](https://holderbook.com/stocks/HPQ/) | $4.5M | 204,084 | 1.2% | 13 |
| EXXONMOBIL HOLDINGS CORP COM SHS | [XOM](https://holderbook.com/stocks/XOM/) | $4.5M | 32,750 | 1.2% | 1 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $4.3M | 8,379 | 1.2% | 11 |
| ALLSTATE CORP | [ALL](https://holderbook.com/stocks/ALL/) | $4.0M | 16,679 | 1.1% | 9 |
| METLIFE INC | [MET](https://holderbook.com/stocks/MET/) | $3.9M | 46,359 | 1.1% | 15 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $3.6M | 46,489 | 1.0% | 15 |
| COMCAST CORP NEW | [CMCSA](https://holderbook.com/stocks/CMCSA/) | $3.6M | 144,895 | 1.0% | 1 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $3.5M | 12,119 | 1.0% | 15 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $3.4M | 16,830 | 0.9% | 4 |
| REGIONS FINANCIAL CORP NEW | [RF](https://holderbook.com/stocks/RF/) | $3.4M | 111,131 | 0.9% | 5 |
| AFLAC INC | [AFL](https://holderbook.com/stocks/AFL/) | $3.2M | 27,381 | 0.9% | 5 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $3.0M | 9,955 | 0.8% | 12 |
| CONOCOPHILLIPS | [COP](https://holderbook.com/stocks/COP/) | $3.0M | 28,687 | 0.8% | 5 |
| MARSH & MCLENNAN COS INC | [MRSH](https://holderbook.com/stocks/MRSH/) | $3.0M | 17,770 | 0.8% | 1 |
| BLACKROCK ETF TRUST | [BAI](https://holderbook.com/stocks/BAI/) | $2.9M | 55,411 | 0.8% | 5 |
| INTUIT | [INTU](https://holderbook.com/stocks/INTU/) | $2.7M | 10,533 | 0.7% | 1 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $2.6M | 7,243 | 0.7% | 9 |
| PRICE T ROWE GROUP INC | [TROW](https://holderbook.com/stocks/TROW/) | $2.6M | 22,878 | 0.7% | 5 |
| ISHARES TR | [MTUM](https://holderbook.com/stocks/MTUM/) | $2.5M | 7,306 | 0.7% | 7 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $2.5M | 19,734 | 0.7% | 15 |
| BLACKROCK ETF TRUST | [THRO](https://holderbook.com/stocks/THRO/) | $2.4M | 54,861 | 0.6% | 5 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $2.3M | 10,637 | 0.6% | 14 |
| BEST BUY INC | [BBY](https://holderbook.com/stocks/BBY/) | $2.3M | 30,208 | 0.6% | 13 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $2.1M | 13,736 | 0.6% | 9 |
| PGIM ETF TR | [PUSH](https://holderbook.com/stocks/PUSH/) | $2.0M | 40,429 | 0.6% | 5 |
| PRUDENTIAL FINL INC | [PRU](https://holderbook.com/stocks/PRU/) | $2.0M | 18,868 | 0.6% | 12 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $2.0M | 2,171 | 0.6% | 15 |
| TRACTOR SUPPLY CO | [TSCO](https://holderbook.com/stocks/TSCO/) | $2.0M | 62,320 | 0.5% | 9 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $1.9M | 8,577 | 0.5% | 12 |
| PAYCHEX INC | [PAYX](https://holderbook.com/stocks/PAYX/) | $1.8M | 18,108 | 0.5% | 11 |
| DARDEN RESTAURANTS INC | [DRI](https://holderbook.com/stocks/DRI/) | $1.8M | 8,548 | 0.5% | 9 |
| TRAVELERS COMPANIES INC | [TRV](https://holderbook.com/stocks/TRV/) | $1.7M | 5,301 | 0.5% | 5 |
| PRINCIPAL FINANCIAL GROUP IN | [PFG](https://holderbook.com/stocks/PFG/) | $1.7M | 15,545 | 0.5% | 5 |
| EOG RES INC | [EOG](https://holderbook.com/stocks/EOG/) | $1.6M | 12,478 | 0.4% | 5 |
| BLACKROCK ETF TRUST | [BLCR](https://holderbook.com/stocks/BLCR/) | $1.6M | 30,826 | 0.4% | 2 |
| AMPHENOL CORP | [APH](https://holderbook.com/stocks/APH/) | $1.5M | 8,372 | 0.4% | 1 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $1.5M | 3,917 | 0.4% | 1 |
| BANK OF NY MELLON CORP | [BNY](https://holderbook.com/stocks/BNY/) | $1.4M | 9,998 | 0.4% | 12 |
| CINTAS CORP | [CTAS](https://holderbook.com/stocks/CTAS/) | $1.4M | 8,456 | 0.4% | 5 |
| MARATHON PETE CORP | [MPC](https://holderbook.com/stocks/MPC/) | $1.4M | 5,468 | 0.4% | 1 |
| ANALOG DEVICES INC | [ADI](https://holderbook.com/stocks/ADI/) | $1.4M | 3,434 | 0.4% | 15 |
| BLACKROCK ETF TRUST | [IDEF](https://holderbook.com/stocks/IDEF/) | $1.3M | 41,639 | 0.4% | 2 |
| WASTE MGMT INC DEL | [WM](https://holderbook.com/stocks/WM/) | $1.3M | 5,891 | 0.4% | 15 |
| DIAMONDBACK ENERGY INC | [FANG](https://holderbook.com/stocks/FANG/) | $1.3M | 7,275 | 0.3% | 1 |
| UNITED PARCEL SVCS INC | [UPS](https://holderbook.com/stocks/UPS/) | $1.3M | 11,864 | 0.3% | 15 |
| M & T BK CORP | [MTB](https://holderbook.com/stocks/MTB/) | $1.1M | 4,808 | 0.3% | 15 |
| ISHARES TR | [IYE](https://holderbook.com/stocks/IYE/) | $1.1M | 20,141 | 0.3% | 3 |
| TRANE TECHNOLOGIES PLC | [TT](https://holderbook.com/stocks/TT/) | $1.1M | 2,194 | 0.3% | 5 |
| BRISTOL-MYERS SQUIBB CO | [BMY](https://holderbook.com/stocks/BMY/) | $1.0M | 17,829 | 0.3% | 9 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.0M | 4,284 | 0.3% | 15 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $942.3K | 8,320 | 0.3% | 15 |
| TRUIST FINL CORP | [TFC](https://holderbook.com/stocks/TFC/) | $895.0K | 17,965 | 0.2% | 13 |
| CENCORA INC | [COR](https://holderbook.com/stocks/COR/) | $844.4K | 2,984 | 0.2% | 15 |
| FASTENAL CO | [FAST](https://holderbook.com/stocks/FAST/) | $841.0K | 17,509 | 0.2% | 11 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $831.4K | 6,696 | 0.2% | 15 |
| DOMINION ENERGY INC | [D](https://holderbook.com/stocks/D/) | $825.1K | 12,082 | 0.2% | 15 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $779.0K | 1,043 | 0.2% | 15 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $704.1K | 22,205 | 0.2% | 15 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $644.1K | 2,368 | 0.2% | 13 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $632.2K | 2,248 | 0.2% | 9 |
| PNC FINL SVCS GROUP INC | [PNC](https://holderbook.com/stocks/PNC/) | $602.3K | 2,446 | 0.2% | 12 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $581.4K | 790 | 0.2% | 8 |
| HERSHEY CO | [HSY](https://holderbook.com/stocks/HSY/) | $573.4K | 3,268 | 0.2% | 12 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $565.8K | 2,391 | 0.2% | 15 |
| NORFOLK SOUTHN CORP | [NSC](https://holderbook.com/stocks/NSC/) | $540.2K | 1,717 | 0.1% | 11 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $535.1K | 3,386 | 0.1% | 15 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $534.8K | 5,893 | 0.1% | 5 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $534.1K | 1,792 | 0.1% | 13 |
| LENNAR CORP | [LEN](https://holderbook.com/stocks/LEN/) | $533.4K | 5,895 | 0.1% | 9 |
| CME GROUP INC | [CME](https://holderbook.com/stocks/CME/) | $444.3K | 2,012 | 0.1% | 13 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $436.9K | 4,735 | 0.1% | 9 |
| L3HARRIS TECHNOLOGIES INC | [LHX](https://holderbook.com/stocks/LHX/) | $425.3K | 1,463 | 0.1% | 14 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $378.2K | 3,916 | 0.1% | 4 |
| ENTERPRISE PRODS PARTNERS L | [EPD](https://holderbook.com/stocks/EPD/) | $367.6K | 10,000 | 0.1% | 3 |
| CF INDUSTRIES HOLD | [CF](https://holderbook.com/stocks/CF/) | $357.5K | 3,302 | 0.1% | 9 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.3% | +14.8% | -4.6% | 100% |
| Q1 2026 | +2.3% | -4.6% | +6.9% | 100% |
| Q4 2025 | +1.4% | +2.4% | -1.0% | 100% |
| Q3 2025 | +7.4% | +7.8% | -0.4% | 100% |
| Q2 2025 | +5.7% | +10.5% | -4.7% | 100% |
| Q1 2025 | -0.5% | -4.6% | +4.0% | 100% |
| Q4 2024 | +0.2% | +2.1% | -1.9% | 100% |
| Q3 2024 | +6.9% | +5.4% | +1.5% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $368.4M | 417 |
| Q1 2026 | $323.2M | 120 |
| Q4 2025 | $310.6M | 433 |
| Q3 2025 | $294.2M | 117 |
| Q2 2025 | $263.0M | 110 |
| Q1 2025 | $245.9M | 94 |
| Q4 2024 | $242.8M | 99 |
| Q3 2024 | $238.5M | 91 |
| Q2 2024 | $218.4M | 92 |
| Q1 2024 | $209.4M | 80 |
| Q4 2023 | $188.8M | 83 |
| Q3 2023 | $173.3M | 68 |