# Citizens Business Bank

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1948632. Source: https://holderbook.com/funds/1948632-citizens-business-bank/

- Reported value: $664.1M
- Positions: 139
- Weight of the ten largest: 43.0%
- Filed: 2026-08-03

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $70.0M | 634,403 | 10.5% | 50 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $62.6M | 877,904 | 9.4% | 48 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $35.0M | 174,957 | 5.3% | 53 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $23.3M | 61,760 | 3.5% | 26 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $21.4M | 74,065 | 3.2% | 42 |
| QUANTA SVCS INC | [PWR](https://holderbook.com/stocks/PWR/) | $19.9M | 27,642 | 3.0% | 35 |
| CVB FINL CORP | [CVBF](https://holderbook.com/stocks/CVBF/) | $15.5M | 342,861 | 2.3% | 55 |
| DELL TECHNOLOGIES INC | [DELL](https://holderbook.com/stocks/DELL/) | $13.0M | 30,122 | 2.0% | 13 |
| ISHARES INC | [EMXC](https://holderbook.com/stocks/EMXC/) | $12.5M | 121,930 | 1.9% | 20 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $12.4M | 33,371 | 1.9% | 55 |
| MARVELL TECHNOLOGY INC | [MRVL](https://holderbook.com/stocks/MRVL/) | $12.2M | 40,884 | 1.8% | 21 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $12.0M | 33,685 | 1.8% | 43 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $11.7M | 39,093 | 1.8% | 55 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $11.7M | 49,260 | 1.8% | 28 |
| J P MORGAN EXCHANGE TRADED F | [JBND](https://holderbook.com/stocks/JBND/) | $11.1M | 206,667 | 1.7% | 5 |
| PALANTIR TECHNOLOGIES INC | [PLTR](https://holderbook.com/stocks/PLTR/) | $10.8M | 92,899 | 1.6% | 10 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $10.7M | 14,300 | 1.6% | 55 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $10.6M | 101,959 | 1.6% | 55 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $9.5M | 13,802 | 1.4% | 43 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $9.1M | 26,753 | 1.4% | 28 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $8.1M | 24,882 | 1.2% | 55 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $8.1M | 142,032 | 1.2% | 42 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $8.0M | 7,882 | 1.2% | 52 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $7.6M | 30,391 | 1.2% | 54 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $7.4M | 50,215 | 1.1% | 55 |
| TRAVELERS COMPANIES INC | [TRV](https://holderbook.com/stocks/TRV/) | $7.4M | 22,274 | 1.1% | 54 |
| DIAMONDBACK ENERGY INC | [FANG](https://holderbook.com/stocks/FANG/) | $7.1M | 40,216 | 1.1% | 23 |
| AST SPACEMOBILE INC | [ASTS](https://holderbook.com/stocks/ASTS/) | $6.3M | 70,698 | 0.9% | 1 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $6.2M | 67,276 | 0.9% | 13 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $6.1M | 47,347 | 0.9% | 17 |
| DOMINION ENERGY INC | [D](https://holderbook.com/stocks/D/) | $6.1M | 88,978 | 0.9% | 9 |
| DUTCH BROS INC | [BROS](https://holderbook.com/stocks/BROS/) | $6.0M | 84,052 | 0.9% | 3 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $5.9M | 52,479 | 0.9% | 55 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $5.9M | 34,572 | 0.9% | 55 |
| FIRST TR EXCH TRADED FD III | [FCAL](https://holderbook.com/stocks/FCAL/) | $5.9M | 118,489 | 0.9% | 2 |
| UBER TECHNOLOGIES INC | [UBER](https://holderbook.com/stocks/UBER/) | $5.9M | 81,295 | 0.9% | 17 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $5.8M | 16,467 | 0.9% | 55 |
| SNOWFLAKE INC | [SNOW](https://holderbook.com/stocks/SNOW/) | $5.8M | 22,732 | 0.9% | 7 |
| BWX TECHNOLOGIES INC | [BWXT](https://holderbook.com/stocks/BWXT/) | $5.5M | 28,353 | 0.8% | 5 |
| US BANCORP | [USB](https://holderbook.com/stocks/USB/) | $5.5M | 91,206 | 0.8% | 55 |
| EXPEDIA GROUP INC | [EXPE](https://holderbook.com/stocks/EXPE/) | $5.5M | 21,328 | 0.8% | 12 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $5.4M | 10,852 | 0.8% | 52 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $5.4M | 19,759 | 0.8% | 55 |
| CHENIERE ENERGY INC | [LNG](https://holderbook.com/stocks/LNG/) | $5.2M | 21,700 | 0.8% | 37 |
| SHERWIN WILLIAMS CO | [SHW](https://holderbook.com/stocks/SHW/) | $4.8M | 13,825 | 0.7% | 2 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $4.7M | 25,361 | 0.7% | 55 |
| COLGATE PALMOLIVE CO | [CL](https://holderbook.com/stocks/CL/) | $4.7M | 51,142 | 0.7% | 6 |
| TOAST INC | [TOST](https://holderbook.com/stocks/TOST/) | $4.6M | 165,425 | 0.7% | 1 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $4.6M | 13,022 | 0.7% | 12 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $4.6M | 8,896 | 0.7% | 35 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $3.8M | 53,443 | 0.6% | 4 |
| PROGRESSIVE CORP | [PGR](https://holderbook.com/stocks/PGR/) | $3.7M | 17,081 | 0.6% | 4 |
| VEEVA SYS INC | [VEEV](https://holderbook.com/stocks/VEEV/) | $3.6M | 20,454 | 0.5% | 4 |
| DANAHER CORP DEL | [DHR](https://holderbook.com/stocks/DHR/) | $3.5M | 18,458 | 0.5% | 52 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $3.4M | 34,887 | 0.5% | 30 |
| ULTA BEAUTY INC | [ULTA](https://holderbook.com/stocks/ULTA/) | $3.2M | 7,098 | 0.5% | 26 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $3.1M | 21,301 | 0.5% | 3 |
| VERALTO CORP | [VLTO](https://holderbook.com/stocks/VLTO/) | $2.9M | 33,194 | 0.4% | 11 |
| INGERSOLL RAND INC | [IR](https://holderbook.com/stocks/IR/) | $2.9M | 35,771 | 0.4% | 12 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $2.8M | 65,092 | 0.4% | 55 |
| EDWARDS LIFESCIENCES CORP | [EW](https://holderbook.com/stocks/EW/) | $2.7M | 29,865 | 0.4% | 10 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $2.2M | 18,796 | 0.3% | 55 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $2.2M | 28,421 | 0.3% | 55 |
| CATHAY GEN BANCORP | [CATY](https://holderbook.com/stocks/CATY/) | $1.8M | 14,520 | 0.3% | 55 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.8M | 1,654 | 0.3% | 13 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $1.6M | 6,372 | 0.2% | 13 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.4M | 5,643 | 0.2% | 55 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $1.4M | 3,858 | 0.2% | 42 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $1.3M | 1,776 | 0.2% | 28 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $1.2M | 4,377 | 0.2% | 13 |
| ENTERGY CORP NEW | [ETR](https://holderbook.com/stocks/ETR/) | $1.2M | 10,595 | 0.2% | 13 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $1.2M | 3,470 | 0.2% | 4 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $1.2M | 1,623 | 0.2% | 1 |
| NEWMONT CORP | [NEM](https://holderbook.com/stocks/NEM/) | $1.0M | 10,863 | 0.2% | 10 |
| NOBLE CORP PLC | [NE](https://holderbook.com/stocks/NE/) | $1.0M | 27,097 | 0.2% | 4 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $1.0M | 7,404 | 0.2% | 1 |
| GILEAD SCIENCES INC | [GILD](https://holderbook.com/stocks/GILD/) | $967.9K | 7,661 | 0.1% | 13 |
| ALLEGION PLC | [ALLE](https://holderbook.com/stocks/ALLE/) | $964.3K | 6,864 | 0.1% | 2 |
| MEDPACE HLDGS INC | [MEDP](https://holderbook.com/stocks/MEDP/) | $948.0K | 1,790 | 0.1% | 4 |
| BAKER HUGHES COMPANY | [BKR](https://holderbook.com/stocks/BKR/) | $940.5K | 16,946 | 0.1% | 15 |
| WATSCO INC | [WSO](https://holderbook.com/stocks/WSO/) | $924.7K | 2,219 | 0.1% | 2 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $896.6K | 2,104 | 0.1% | 47 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $895.2K | 957 | 0.1% | 25 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $882.7K | 1,255 | 0.1% | 8 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $825.0K | 5,626 | 0.1% | 55 |
| KEYSIGHT TECHNOLOGIES INC | [KEYS](https://holderbook.com/stocks/KEYS/) | $823.0K | 2,351 | 0.1% | 4 |
| POOL CORP | [POOL](https://holderbook.com/stocks/POOL/) | $770.2K | 3,584 | 0.1% | 1 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $765.9K | 8,002 | 0.1% | 13 |
| CVS HEALTH CORP | [CVS](https://holderbook.com/stocks/CVS/) | $763.4K | 7,379 | 0.1% | 3 |
| METLIFE INC | [MET](https://holderbook.com/stocks/MET/) | $751.4K | 8,881 | 0.1% | 10 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $748.9K | 1 | 0.1% | 42 |
| CUMMINS INC | [CMI](https://holderbook.com/stocks/CMI/) | $722.5K | 1,013 | 0.1% | 13 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $704.6K | 1,408 | 0.1% | 11 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $699.3K | 2,587 | 0.1% | 55 |
| KIMBERLY-CLARK CORP | [KMB](https://holderbook.com/stocks/KMB/) | $659.9K | 3,006 | 0.1% | 55 |
| SPROUTS FMRS MKT INC | [SFM](https://holderbook.com/stocks/SFM/) | $655.5K | 7,750 | 0.1% | 4 |
| FASTENAL CO | [FAST](https://holderbook.com/stocks/FAST/) | $653.7K | 13,611 | 0.1% | 4 |
| ANALOG DEVICES INC | [ADI](https://holderbook.com/stocks/ADI/) | $643.0K | 1,619 | 0.1% | 4 |
| HEICO CORP NEW | [HEI](https://holderbook.com/stocks/HEI/) | $631.5K | 1,773 | 0.1% | 4 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $535.7K | 6,482 | 0.1% | 7 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +12.9% | +14.8% | -1.9% | 98% |
| Q1 2026 | -1.4% | -4.6% | +3.2% | 99% |
| Q4 2025 | +1.9% | +2.4% | -0.5% | 99% |
| Q3 2025 | +8.7% | +7.8% | +0.9% | 98% |
| Q2 2025 | +11.1% | +10.5% | +0.6% | 98% |
| Q1 2025 | -4.3% | -4.6% | +0.2% | 98% |
| Q4 2024 | +1.7% | +2.1% | -0.5% | 98% |
| Q3 2024 | +5.9% | +5.4% | +0.4% | 98% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $664.1M | 139 |
| Q1 2026 | $610.3M | 135 |
| Q4 2025 | $605.3M | 134 |
| Q3 2025 | $599.2M | 147 |
| Q2 2025 | $514.6M | 101 |
| Q1 2025 | $461.0M | 100 |
| Q4 2024 | $534.9M | 105 |
| Q3 2024 | $495.5M | 107 |
| Q2 2024 | $472.9M | 102 |
| Q1 2024 | $479.8M | 107 |
| Q4 2023 | $453.7M | 107 |
| Q3 2023 | $425.5M | 105 |