# Horizons Wealth Management

> Institutional holdings reported to the SEC as of Q3 2026 on Form 13F. CIK 1943228. Source: https://holderbook.com/funds/1943228-horizons-wealth-management/

- Reported value: $160.4M
- Positions: 162
- Weight of the ten largest: 59.6%
- Filed: 2026-10-05

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $17.6M | 49,911 | 11.0% | 17 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $15.1M | 214,408 | 9.4% | 17 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $12.3M | 156,941 | 7.7% | 17 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $11.4M | 39,982 | 7.1% | 17 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $10.9M | 121,841 | 6.8% | 17 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $6.6M | 93,541 | 4.1% | 17 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $6.1M | 59,100 | 3.8% | 17 |
| ISHARES U S ETF TR | [CMDY](https://holderbook.com/stocks/CMDY/) | $5.7M | 89,945 | 3.6% | 17 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $5.6M | 118,816 | 3.5% | 17 |
| INVESCO EXCH TRD SLF IDX FD | [BSCT](https://holderbook.com/stocks/BSCT/) | $4.2M | 232,358 | 2.6% | 15 |
| INVESCO EXCH TRD SLF IDX FD | [BSCS](https://holderbook.com/stocks/BSCS/) | $4.2M | 208,883 | 2.6% | 17 |
| INVESCO EXCH TRD SLF IDX FD | [BSCR](https://holderbook.com/stocks/BSCR/) | $4.0M | 204,575 | 2.5% | 17 |
| INVESCO EXCH TRD SLF IDX FD | [BSCU](https://holderbook.com/stocks/BSCU/) | $3.8M | 237,166 | 2.4% | 12 |
| INVESCO EXCH TRD SLF IDX FD | [BSCV](https://holderbook.com/stocks/BSCV/) | $3.6M | 230,415 | 2.3% | 9 |
| INVESCO EXCH TRD SLF IDX FD | [BSCQ](https://holderbook.com/stocks/BSCQ/) | $3.3M | 169,753 | 2.1% | 17 |
| INVESCO EXCH TRD SLF IDX FD | [BSJR](https://holderbook.com/stocks/BSJR/) | $2.9M | 130,191 | 1.8% | 17 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $2.6M | 25,112 | 1.6% | 17 |
| VANGUARD BD INDEX FDS | [BLV](https://holderbook.com/stocks/BLV/) | $2.3M | 37,020 | 1.4% | 17 |
| INVESCO EXCH TRD SLF IDX FD | [BSJQ](https://holderbook.com/stocks/BSJQ/) | $2.2M | 98,342 | 1.4% | 17 |
| SELECT SECTOR SPDR TR | [XLRE](https://holderbook.com/stocks/XLRE/) | $2.0M | 49,917 | 1.3% | 13 |
| INVESCO EXCH TRD SLF IDX FD | [BSCW](https://holderbook.com/stocks/BSCW/) | $2.0M | 102,498 | 1.3% | 4 |
| ISHARES TR | [IAGG](https://holderbook.com/stocks/IAGG/) | $1.7M | 35,339 | 1.1% | 17 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $1.7M | 2,735 | 1.0% | 17 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.3M | 1,998 | 0.8% | 17 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $1.3M | 13,888 | 0.8% | 17 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $1.3M | 765 | 0.8% | 17 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $1.3M | 51,497 | 0.8% | 17 |
| ISHARES TR | [IBTI](https://holderbook.com/stocks/IBTI/) | $1.2M | 56,063 | 0.8% | 7 |
| ISHARES TR | [IBTH](https://holderbook.com/stocks/IBTH/) | $1.1M | 50,986 | 0.7% | 14 |
| ISHARES TR | [IBTG](https://holderbook.com/stocks/IBTG/) | $1.0M | 44,441 | 0.6% | 15 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $934.2K | 1,220 | 0.6% | 17 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $883.6K | 6,495 | 0.6% | 17 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $810.0K | 17,103 | 0.5% | 17 |
| VANGUARD INTL EQUITY INDEX F | [VNQI](https://holderbook.com/stocks/VNQI/) | $773.4K | 18,189 | 0.5% | 15 |
| ISHARES TR | [ICF](https://holderbook.com/stocks/ICF/) | $743.0K | 11,813 | 0.5% | 17 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $732.0K | 3,519 | 0.5% | 17 |
| INVESCO EXCH TRD SLF IDX FD | [BSJS](https://holderbook.com/stocks/BSJS/) | $697.3K | 32,558 | 0.4% | 12 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $659.8K | 9,170 | 0.4% | 17 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $607.4K | 1,623 | 0.4% | 17 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $591.5K | 844 | 0.4% | 17 |
| INVESCO EXCH TRD SLF IDX FD | [BSMU](https://holderbook.com/stocks/BSMU/) | $543.2K | 26,000 | 0.3% | 11 |
| INVESCO EXCH TRD SLF IDX FD | [BSMQ](https://holderbook.com/stocks/BSMQ/) | $535.5K | 22,863 | 0.3% | 17 |
| INVESCO EXCH TRD SLF IDX FD | [BSMT](https://holderbook.com/stocks/BSMT/) | $518.3K | 23,279 | 0.3% | 15 |
| INVESCO EXCH TRD SLF IDX FD | [BSMS](https://holderbook.com/stocks/BSMS/) | $508.4K | 22,298 | 0.3% | 17 |
| INVESCO EXCH TRD SLF IDX FD | [BSMR](https://holderbook.com/stocks/BSMR/) | $480.2K | 20,644 | 0.3% | 17 |
| PRIMORIS SVCS CORP | [PRIM](https://holderbook.com/stocks/PRIM/) | $472.7K | 6,343 | 0.3% | 6 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $471.1K | 7,943 | 0.3% | 17 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $391.1K | 338 | 0.2% | 13 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $372.0K | 747 | 0.2% | 17 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $366.8K | 2,928 | 0.2% | 17 |
| INVESCO EXCH TRD SLF IDX FD | [BSMV](https://holderbook.com/stocks/BSMV/) | $350.6K | 17,625 | 0.2% | 4 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $342.1K | 1,373 | 0.2% | 17 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $310.5K | 3,826 | 0.2% | 15 |
| INVESCO EXCH TRD SLF IDX FD | [BSCX](https://holderbook.com/stocks/BSCX/) | $304.7K | 15,236 | 0.2% | 1 |
| TRAVELERS COMPANIES INC | [TRV](https://holderbook.com/stocks/TRV/) | $289.5K | 812 | 0.2% | 15 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $274.4K | 8,410 | 0.2% | 17 |
| ISHARES TR | [IBDS](https://holderbook.com/stocks/IBDS/) | $251.8K | 10,438 | 0.2% | 17 |
| ISHARES TR | [IBDR](https://holderbook.com/stocks/IBDR/) | $249.6K | 10,295 | 0.2% | 17 |
| ISHARES TR | [IBTJ](https://holderbook.com/stocks/IBTJ/) | $246.6K | 11,616 | 0.2% | 1 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $228.4K | 1,000 | 0.1% | 17 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $227.7K | 444 | 0.1% | 17 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $201.9K | 249 | 0.1% | 13 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $201.5K | 1,888 | 0.1% | 17 |
| ISHARES TR | [IGLB](https://holderbook.com/stocks/IGLB/) | $192.7K | 4,220 | 0.1% | 17 |
| ARISTA NETWORKS INC | [ANET](https://holderbook.com/stocks/ANET/) | $162.9K | 800 | 0.1% | 7 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $137.8K | 496 | 0.1% | 17 |
| VANGUARD ADMIRAL FDS INC | [VOOV](https://holderbook.com/stocks/VOOV/) | $136.9K | 622 | 0.1% | 6 |
| ISHARES TR | [IQLT](https://holderbook.com/stocks/IQLT/) | $136.9K | 2,767 | 0.1% | 6 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $135.9K | 2,496 | 0.1% | 17 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $129.5K | 380 | 0.1% | 17 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $124.5K | 850 | 0.1% | 17 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $107.7K | 164 | 0.1% | 17 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $107.4K | 1,323 | 0.1% | 17 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $106.4K | 1,067 | 0.1% | 17 |
| DBX ETF TR | [HYLB](https://holderbook.com/stocks/HYLB/) | $105.6K | 2,998 | 0.1% | 17 |
| WISDOMTREE TR | [EZM](https://holderbook.com/stocks/EZM/) | $88.3K | 1,233 | 0.1% | 17 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $84.1K | 1,014 | 0.1% | 17 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $81.1K | 1,039 | 0.1% | 17 |
| CHUBB LIMITED | [CB](https://holderbook.com/stocks/CB/) | $77.7K | 239 | 0.0% | 17 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $77.4K | 616 | 0.0% | 11 |
| INVESCO EXCHANGE TRADED FD T | [RFG](https://holderbook.com/stocks/RFG/) | $76.7K | 1,297 | 0.0% | 17 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $75.0K | 407 | 0.0% | 13 |
| INVESCO EXCH TRD SLF IDX FD | [BSJT](https://holderbook.com/stocks/BSJT/) | $74.2K | 3,592 | 0.0% | 7 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $70.7K | 170 | 0.0% | 17 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $70.5K | 105 | 0.0% | 13 |
| VICTORY PORTFOLIOS II | [CFO](https://holderbook.com/stocks/CFO/) | $69.8K | 900 | 0.0% | 17 |
| SPDR SERIES TRUST | [MDYG](https://holderbook.com/stocks/MDYG/) | $67.7K | 648 | 0.0% | 17 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $59.6K | 204 | 0.0% | 6 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $58.7K | 426 | 0.0% | 17 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $58.3K | 205 | 0.0% | 13 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $54.7K | 360 | 0.0% | 17 |
| WISDOMTREE TR | [EES](https://holderbook.com/stocks/EES/) | $53.7K | 832 | 0.0% | 17 |
| IDEXX LABS INC | [IDXX](https://holderbook.com/stocks/IDXX/) | $52.2K | 100 | 0.0% | 13 |
| ISHARES TR | [ITA](https://holderbook.com/stocks/ITA/) | $51.2K | 247 | 0.0% | 3 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $50.1K | 116 | 0.0% | 17 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $49.2K | 211 | 0.0% | 17 |
| ISHARES TR | [IWS](https://holderbook.com/stocks/IWS/) | $44.8K | 279 | 0.0% | 17 |
| INVESCO EXCH TRD SLF IDX FD | [BSMW](https://holderbook.com/stocks/BSMW/) | $43.9K | 1,858 | 0.0% | 1 |
| ISHARES TR | [IJT](https://holderbook.com/stocks/IJT/) | $43.3K | 270 | 0.0% | 17 |
| NNN REIT INC | [NNN](https://holderbook.com/stocks/NNN/) | $40.1K | 975 | 0.0% | 17 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +6.3% | +14.8% | -8.5% | 98% |
| Q1 2026 | -0.0% | -4.6% | +4.6% | 98% |
| Q4 2025 | +0.2% | +2.4% | -2.2% | 95% |
| Q3 2025 | +3.9% | +7.8% | -3.9% | 98% |
| Q2 2025 | +3.9% | +10.5% | -6.5% | 98% |
| Q1 2025 | -0.1% | -4.6% | +4.5% | 98% |
| Q4 2024 | -2.6% | +2.1% | -4.8% | 96% |
| Q3 2024 | +5.9% | +5.4% | +0.5% | 96% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2026 | $160.4M | 162 |
| Q1 2026 | $152.5M | 166 |
| Q4 2025 | $152.6M | 165 |
| Q3 2025 | $146.8M | 168 |
| Q2 2025 | $140.3M | 176 |
| Q1 2025 | $134.4M | 177 |
| Q4 2024 | $131.2M | 168 |
| Q3 2024 | $130.2M | 172 |
| Q2 2024 | $126.4M | 173 |
| Q1 2024 | $152.6M | 182 |
| Q4 2023 | $152.6M | 182 |
| Q3 2023 | $137.2M | 185 |