# W.H. Cornerstone Investments Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1940823. Source: https://holderbook.com/funds/1940823-w-h-cornerstone-investments-inc/

- Reported value: $176.8M
- Positions: 141
- Weight of the ten largest: 46.0%
- Filed: 2026-08-07

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $26.0M | 70,334 | 14.7% | 16 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $9.7M | 136,299 | 5.5% | 15 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $7.6M | 26,318 | 4.3% | 16 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $6.1M | 17,100 | 3.5% | 16 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $6.1M | 76,942 | 3.4% | 12 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $6.0M | 123,327 | 3.4% | 12 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $5.4M | 65,936 | 3.1% | 12 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $5.1M | 13,693 | 2.9% | 16 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $4.9M | 20,599 | 2.8% | 16 |
| SCHWAB STRATEGIC TR | [SCHR](https://holderbook.com/stocks/SCHR/) | $4.3M | 173,179 | 2.4% | 11 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $4.0M | 4,258 | 2.3% | 16 |
| DIMENSIONAL ETF TRUST | [DFSV](https://holderbook.com/stocks/DFSV/) | $3.0M | 77,473 | 1.7% | 11 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $2.9M | 3,930 | 1.7% | 16 |
| DIMENSIONAL ETF TRUST | [DFEM](https://holderbook.com/stocks/DFEM/) | $2.8M | 69,073 | 1.6% | 11 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $2.7M | 111,555 | 1.5% | 5 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $2.0M | 3,735 | 1.1% | 16 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.9M | 7,419 | 1.1% | 16 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $1.8M | 15,537 | 1.0% | 16 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $1.6M | 2,193 | 0.9% | 16 |
| DIMENSIONAL ETF TRUST | [DFGX](https://holderbook.com/stocks/DFGX/) | $1.6M | 29,480 | 0.9% | 5 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $1.6M | 10,630 | 0.9% | 16 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $1.5M | 4,417 | 0.9% | 16 |
| PIMCO ETF TR | [MUNI](https://holderbook.com/stocks/MUNI/) | $1.5M | 28,288 | 0.8% | 16 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $1.5M | 16,504 | 0.8% | 16 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.4M | 7,220 | 0.8% | 9 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $1.4M | 3,527 | 0.8% | 15 |
| DIMENSIONAL ETF TRUST | [DFGR](https://holderbook.com/stocks/DFGR/) | $1.4M | 49,531 | 0.8% | 11 |
| SYSCO CORP | [SYY](https://holderbook.com/stocks/SYY/) | $1.4M | 17,092 | 0.8% | 16 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $1.4M | 48,987 | 0.8% | 11 |
| DIMENSIONAL ETF TRUST | [DISV](https://holderbook.com/stocks/DISV/) | $1.4M | 35,225 | 0.8% | 11 |
| ECOLAB INC | [ECL](https://holderbook.com/stocks/ECL/) | $1.4M | 5,004 | 0.8% | 16 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.4M | 10,122 | 0.8% | 16 |
| WISDOMTREE TR | [AGGY](https://holderbook.com/stocks/AGGY/) | $1.3M | 31,017 | 0.8% | 1 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $1.3M | 10,647 | 0.8% | 3 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $1.2M | 11,405 | 0.7% | 16 |
| AFLAC INC | [AFL](https://holderbook.com/stocks/AFL/) | $1.2M | 10,296 | 0.7% | 16 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.1M | 3,474 | 0.6% | 12 |
| WISDOMTREE TR | [MTGP](https://holderbook.com/stocks/MTGP/) | $1.1M | 24,500 | 0.6% | 1 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $1.1M | 3,531 | 0.6% | 2 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $1.0M | 19,280 | 0.6% | 16 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $1.0M | 2,352 | 0.6% | 10 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $958.4K | 8,159 | 0.5% | 16 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $925.7K | 1,846 | 0.5% | 16 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $882.0K | 3,505 | 0.5% | 2 |
| SHERWIN WILLIAMS CO | [SHW](https://holderbook.com/stocks/SHW/) | $881.4K | 2,560 | 0.5% | 16 |
| BLACKROCK INC | [BLK](https://holderbook.com/stocks/BLK/) | $870.8K | 906 | 0.5% | 7 |
| LINDE PLC | [LIN](https://holderbook.com/stocks/LIN/) | $853.3K | 1,644 | 0.5% | 14 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $851.5K | 2,822 | 0.5% | 5 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $844.6K | 16,698 | 0.5% | 16 |
| AMERICAN CENTY ETF TR | [AVDV](https://holderbook.com/stocks/AVDV/) | $819.9K | 7,956 | 0.5% | 2 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $790.3K | 659 | 0.4% | 16 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $785.4K | 5,184 | 0.4% | 15 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $764.2K | 3,466 | 0.4% | 16 |
| VANGUARD SCOTTSDALE FDS | [VGIT](https://holderbook.com/stocks/VGIT/) | $721.5K | 12,233 | 0.4% | 12 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $713.5K | 4,305 | 0.4% | 2 |
| REPUBLIC SVCS INC | [RSG](https://holderbook.com/stocks/RSG/) | $695.6K | 3,265 | 0.4% | 16 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $669.4K | 2,989 | 0.4% | 16 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $654.8K | 1,575 | 0.4% | 2 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $619.7K | 1,100 | 0.4% | 8 |
| AMERICAN WTR WKS CO INC NEW | [AWK](https://holderbook.com/stocks/AWK/) | $600.2K | 4,562 | 0.3% | 6 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $571.0K | 5,363 | 0.3% | 15 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $561.9K | 4,150 | 0.3% | 16 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $561.5K | 3,418 | 0.3% | 16 |
| MEDTRONIC PLC | [MDT](https://holderbook.com/stocks/MDT/) | $553.2K | 7,072 | 0.3% | 8 |
| CHUBB LIMITED | [CB](https://holderbook.com/stocks/CB/) | $551.8K | 1,619 | 0.3% | 2 |
| T-MOBILE US INC | [TMUS](https://holderbook.com/stocks/TMUS/) | $530.7K | 3,164 | 0.3% | 7 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $527.4K | 4,167 | 0.3% | 2 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $523.6K | 518 | 0.3% | 9 |
| CELESTICA INC | [CLS](https://holderbook.com/stocks/CLS/) | $501.6K | 1,375 | 0.3% | 5 |
| PPG INDS INC | [PPG](https://holderbook.com/stocks/PPG/) | $492.3K | 4,059 | 0.3% | 6 |
| ISHARES TR | [DSI](https://holderbook.com/stocks/DSI/) | $489.3K | 3,437 | 0.3% | 16 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $482.8K | 1,717 | 0.3% | 4 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $474.5K | 1,256 | 0.3% | 8 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $466.6K | 5,633 | 0.3% | 2 |
| ISHARES TR | [TLH](https://holderbook.com/stocks/TLH/) | $463.2K | 4,616 | 0.3% | 1 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $460.6K | 2,814 | 0.3% | 16 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $458.5K | 1,090 | 0.3% | 8 |
| ISHARES INC | [EMXC](https://holderbook.com/stocks/EMXC/) | $450.1K | 4,400 | 0.3% | 2 |
| CHEMED CORP NEW | [CHE](https://holderbook.com/stocks/CHE/) | $449.6K | 965 | 0.3% | 2 |
| ALLEGION PLC | [ALLE](https://holderbook.com/stocks/ALLE/) | $448.7K | 3,194 | 0.3% | 4 |
| AMERICAN ELEC PWR CO INC | [AEP](https://holderbook.com/stocks/AEP/) | $447.6K | 3,271 | 0.3% | 8 |
| CONSOLIDATED EDISON INC | [ED](https://holderbook.com/stocks/ED/) | $443.0K | 4,004 | 0.3% | 2 |
| EVERSOURCE ENERGY | [ES](https://holderbook.com/stocks/ES/) | $436.8K | 6,044 | 0.2% | 2 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $431.4K | 4,754 | 0.2% | 16 |
| GENUINE PARTS CO | [GPC](https://holderbook.com/stocks/GPC/) | $425.0K | 3,602 | 0.2% | 2 |
| EMCOR GROUP INC | [EME](https://holderbook.com/stocks/EME/) | $422.4K | 509 | 0.2% | 2 |
| BECTON DICKINSON & CO | [BDX](https://holderbook.com/stocks/BDX/) | $422.1K | 2,789 | 0.2% | 16 |
| WISDOMTREE TR | [USFR](https://holderbook.com/stocks/USFR/) | $412.0K | 8,183 | 0.2% | 1 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $405.8K | 1,121 | 0.2% | 12 |
| WISDOMTREE TR | [QSIG](https://holderbook.com/stocks/QSIG/) | $403.0K | 8,340 | 0.2% | 1 |
| CARPENTER TECHNOLOGY CORP | [CRS](https://holderbook.com/stocks/CRS/) | $400.1K | 649 | 0.2% | 2 |
| WISDOMTREE TR | [WTAI](https://holderbook.com/stocks/WTAI/) | $397.8K | 8,381 | 0.2% | 4 |
| ATMOS ENERGY CORP | [ATO](https://holderbook.com/stocks/ATO/) | $388.4K | 2,255 | 0.2% | 6 |
| J P MORGAN EXCHANGE TRADED F | [JMUB](https://holderbook.com/stocks/JMUB/) | $387.8K | 7,655 | 0.2% | 5 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $378.3K | 4,655 | 0.2% | 16 |
| CHURCH & DWIGHT CO INC | [CHD](https://holderbook.com/stocks/CHD/) | $376.9K | 3,891 | 0.2% | 16 |
| SMITH A O CORP | [AOS](https://holderbook.com/stocks/AOS/) | $375.1K | 5,980 | 0.2% | 2 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $371.6K | 1,375 | 0.2% | 2 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $351.0K | 2,732 | 0.2% | 1 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $346.2K | 1,425 | 0.2% | 16 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +7.3% | +14.8% | -7.5% | 100% |
| Q1 2026 | -1.9% | -4.6% | +2.7% | 100% |
| Q4 2025 | +1.0% | +2.4% | -1.4% | 100% |
| Q3 2025 | +5.3% | +7.8% | -2.6% | 100% |
| Q2 2025 | +4.6% | +10.5% | -5.8% | 100% |
| Q1 2025 | -2.6% | -4.6% | +2.0% | 100% |
| Q4 2024 | -0.6% | +2.1% | -2.8% | 100% |
| Q3 2024 | +5.1% | +5.4% | -0.3% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $176.8M | 141 |
| Q1 2026 | $160.0M | 129 |
| Q4 2025 | $165.9M | 113 |
| Q3 2025 | $164.0M | 115 |
| Q2 2025 | $157.8M | 115 |
| Q1 2025 | $144.7M | 110 |
| Q4 2024 | $149.8M | 118 |
| Q3 2024 | $148.1M | 121 |
| Q2 2024 | $141.1M | 122 |
| Q1 2024 | $138.8M | 131 |
| Q4 2023 | $126.1M | 127 |
| Q3 2023 | $113.8M | 127 |