# Ritter Daniher Financial Advisory LLC / DE

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1936603. Source: https://holderbook.com/funds/1936603-ritter-daniher-financial-advisory-llc-de/

- Reported value: $656.8M
- Positions: 602
- Weight of the ten largest: 61.3%
- Filed: 2026-07-14

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $105.2M | 140,529 | 16.0% | 17 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $49.9M | 658,931 | 7.6% | 17 |
| PIMCO ETF TR | [PYLD](https://holderbook.com/stocks/PYLD/) | $48.1M | 1,813,823 | 7.3% | 8 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $37.6M | 388,888 | 5.7% | 17 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $37.5M | 388,904 | 5.7% | 17 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $32.8M | 425,279 | 5.0% | 17 |
| JANUS DETROIT STR TR | [VNLA](https://holderbook.com/stocks/VNLA/) | $32.0M | 655,300 | 4.9% | 6 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $23.1M | 155,426 | 3.5% | 17 |
| WISDOMTREE TR | [QGRW](https://holderbook.com/stocks/QGRW/) | $22.8M | 345,390 | 3.5% | 7 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $13.8M | 20,105 | 2.1% | 17 |
| DIMENSIONAL ETF TRUST | [DFIS](https://holderbook.com/stocks/DFIS/) | $11.9M | 338,811 | 1.8% | 7 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $10.4M | 70,754 | 1.6% | 17 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $10.3M | 35,444 | 1.6% | 17 |
| LCNB CORP | [LCNB](https://holderbook.com/stocks/LCNB/) | $9.6M | 543,927 | 1.5% | 17 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $8.8M | 11,986 | 1.3% | 17 |
| FIRST TR EXCHANGE-TRADED FD | [RDVY](https://holderbook.com/stocks/RDVY/) | $8.7M | 107,924 | 1.3% | 4 |
| INVESCO EXCH TRADED FD TR II | [QQQM](https://holderbook.com/stocks/QQQM/) | $8.5M | 28,008 | 1.3% | 4 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $6.6M | 20,232 | 1.0% | 17 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $6.4M | 17,821 | 1.0% | 17 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $5.2M | 21,634 | 0.8% | 17 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $5.1M | 32,495 | 0.8% | 11 |
| FIRST TR EXCHNG TRADED FD VI | [DJUL](https://holderbook.com/stocks/DJUL/) | $5.1M | 101,806 | 0.8% | 4 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $4.9M | 22,632 | 0.8% | 9 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $4.8M | 20,435 | 0.7% | 17 |
| FIRST TR EXCHNG TRADED FD VI | [DDEC](https://holderbook.com/stocks/DDEC/) | $4.4M | 92,646 | 0.7% | 4 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $4.0M | 10,679 | 0.6% | 17 |
| CINTAS CORP | [CTAS](https://holderbook.com/stocks/CTAS/) | $3.8M | 22,265 | 0.6% | 17 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $3.7M | 30,779 | 0.6% | 8 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $3.2M | 35,980 | 0.5% | 5 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $2.7M | 31,127 | 0.4% | 9 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $2.3M | 6,638 | 0.4% | 17 |
| T ROWE PRICE EXCHANGE-TRADED | [TGRW](https://holderbook.com/stocks/TGRW/) | $2.3M | 47,488 | 0.3% | 17 |
| FIRST TR EXCH TRADED FD III | [FPE](https://holderbook.com/stocks/FPE/) | $2.2M | 125,201 | 0.3% | 4 |
| FIRST TR EXCHNG TRADED FD VI | [DAUG](https://holderbook.com/stocks/DAUG/) | $2.2M | 47,252 | 0.3% | 4 |
| FIRST TR EXCHNG TRADED FD VI | [DMAY](https://holderbook.com/stocks/DMAY/) | $2.2M | 46,326 | 0.3% | 4 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $2.0M | 35,696 | 0.3% | 15 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $2.0M | 2,698 | 0.3% | 4 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.9M | 3,341 | 0.3% | 12 |
| ISHARES TR | [IJT](https://holderbook.com/stocks/IJT/) | $1.8M | 10,132 | 0.3% | 17 |
| ISHARES TR | [IJJ](https://holderbook.com/stocks/IJJ/) | $1.8M | 12,144 | 0.3% | 17 |
| FIRST TR EXCHNG TRADED FD VI | [DAPR](https://holderbook.com/stocks/DAPR/) | $1.8M | 43,585 | 0.3% | 1 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $1.8M | 3,716 | 0.3% | 17 |
| AMERICAN CENTY ETF TR | [AVIV](https://holderbook.com/stocks/AVIV/) | $1.8M | 22,836 | 0.3% | 17 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $1.8M | 12,012 | 0.3% | 17 |
| ISHARES TR | [IJK](https://holderbook.com/stocks/IJK/) | $1.7M | 14,820 | 0.3% | 17 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $1.7M | 34,164 | 0.3% | 11 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $1.7M | 1,429 | 0.3% | 17 |
| FIRST TR EXCHNG TRADED FD VI | [DJUN](https://holderbook.com/stocks/DJUN/) | $1.7M | 34,730 | 0.3% | 4 |
| J P MORGAN EXCHANGE TRADED F | [JAVA](https://holderbook.com/stocks/JAVA/) | $1.6M | 20,776 | 0.3% | 11 |
| FIRST TR EXCHANGE-TRADED FD | [SDVY](https://holderbook.com/stocks/SDVY/) | $1.6M | 37,926 | 0.2% | 4 |
| VANGUARD ADMIRAL FDS INC | [VIOO](https://holderbook.com/stocks/VIOO/) | $1.5M | 11,227 | 0.2% | 17 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $1.5M | 2 | 0.2% | 6 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $1.5M | 3,452 | 0.2% | 17 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $1.4M | 11,562 | 0.2% | 17 |
| VANGUARD ADMIRAL FDS INC | [IVOO](https://holderbook.com/stocks/IVOO/) | $1.4M | 10,947 | 0.2% | 17 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $1.4M | 10,201 | 0.2% | 17 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $1.4M | 4,037 | 0.2% | 17 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $1.4M | 46,854 | 0.2% | 17 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.3M | 9,833 | 0.2% | 17 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $1.3M | 6,639 | 0.2% | 4 |
| INVESCO EXCHANGE TRADED FD T | [SPGP](https://holderbook.com/stocks/SPGP/) | $1.3M | 10,593 | 0.2% | 4 |
| BOOKING HOLDINGS INC | [BKNG](https://holderbook.com/stocks/BKNG/) | $1.3M | 7,203 | 0.2% | 4 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $1.3M | 13,685 | 0.2% | 4 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $1.2M | 14,493 | 0.2% | 14 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $1.2M | 4,880 | 0.2% | 5 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $1.2M | 13,273 | 0.2% | 17 |
| ISHARES TR | [IJS](https://holderbook.com/stocks/IJS/) | $1.2M | 8,447 | 0.2% | 17 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $1.2M | 5,405 | 0.2% | 8 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $1.1M | 10,326 | 0.2% | 17 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.1M | 1,215 | 0.2% | 17 |
| FIRST TR EXCHNG TRADED FD VI | [DOCT](https://holderbook.com/stocks/DOCT/) | $1.1M | 23,165 | 0.2% | 3 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $1.1M | 10,399 | 0.2% | 17 |
| FIRST TR EXCH TRADED FD III | [FPEI](https://holderbook.com/stocks/FPEI/) | $1.0M | 53,177 | 0.2% | 4 |
| J P MORGAN EXCHANGE TRADED F | [JMST](https://holderbook.com/stocks/JMST/) | $985.3K | 19,320 | 0.2% | 17 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $977.7K | 1,904 | 0.1% | 17 |
| ELEVANCE HEALTH INC FORMERLY | [ELV](https://holderbook.com/stocks/ELV/) | $948.6K | 2,453 | 0.1% | 17 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $934.1K | 13,110 | 0.1% | 17 |
| VANECK ETF TRUST | [MOAT](https://holderbook.com/stocks/MOAT/) | $876.0K | 8,427 | 0.1% | 4 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $858.8K | 2,833 | 0.1% | 4 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $846.4K | 2,817 | 0.1% | 17 |
| NORFOLK SOUTHN CORP | [NSC](https://holderbook.com/stocks/NSC/) | $845.4K | 2,687 | 0.1% | 17 |
| PACER FDS TR | [COWZ](https://holderbook.com/stocks/COWZ/) | $836.7K | 13,451 | 0.1% | 4 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $836.2K | 2,270 | 0.1% | 17 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $815.8K | 4,077 | 0.1% | 17 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $810.4K | 13,331 | 0.1% | 8 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $805.9K | 1,079 | 0.1% | 17 |
| ROYAL CARIBBEAN GROUP | [RCL](https://holderbook.com/stocks/RCL/) | $759.8K | 2,393 | 0.1% | 17 |
| FIRST TR EXCHNG TRADED FD VI | [DFEB](https://holderbook.com/stocks/DFEB/) | $728.1K | 14,420 | 0.1% | 4 |
| IQVIA HLDGS INC | [IQV](https://holderbook.com/stocks/IQV/) | $726.1K | 3,758 | 0.1% | 4 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $688.8K | 8,998 | 0.1% | 17 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $682.0K | 3,770 | 0.1% | 5 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $668.9K | 3,526 | 0.1% | 17 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $655.0K | 1,734 | 0.1% | 17 |
| ANALOG DEVICES INC | [ADI](https://holderbook.com/stocks/ADI/) | $607.9K | 1,531 | 0.1% | 4 |
| BANK OF NY MELLON CORP | [BNY](https://holderbook.com/stocks/BNY/) | $605.8K | 4,189 | 0.1% | 4 |
| ISHARES TR | [IWS](https://holderbook.com/stocks/IWS/) | $572.8K | 3,480 | 0.1% | 17 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $562.7K | 4,030 | 0.1% | 17 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $553.9K | 5,755 | 0.1% | 17 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $547.9K | 2,413 | 0.1% | 17 |
| LINCOLN ELEC HLDGS INC | [LECO](https://holderbook.com/stocks/LECO/) | $539.0K | 2,030 | 0.1% | 17 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +11.2% | +14.8% | -3.6% | 100% |
| Q1 2026 | -1.9% | -4.6% | +2.8% | 100% |
| Q4 2025 | +1.9% | +2.4% | -0.4% | 100% |
| Q3 2025 | +6.3% | +7.8% | -1.5% | 100% |
| Q2 2025 | +7.5% | +10.5% | -2.9% | 100% |
| Q1 2025 | -2.4% | -4.6% | +2.2% | 100% |
| Q4 2024 | -1.2% | +2.1% | -3.3% | 100% |
| Q3 2024 | +6.6% | +5.4% | +1.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $656.8M | 602 |
| Q1 2026 | $589.4M | 590 |
| Q4 2025 | $596.2M | 595 |
| Q3 2025 | $567.9M | 460 |
| Q2 2025 | $407.2M | 336 |
| Q1 2025 | $366.6M | 310 |
| Q4 2024 | $354.2M | 312 |
| Q3 2024 | $344.1M | 317 |
| Q2 2024 | $313.8M | 309 |
| Q1 2024 | $302.2M | 302 |
| Q4 2023 | $269.7M | 347 |
| Q3 2023 | $236.8M | 354 |