# RETIREMENT GUYS FORMULA LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1933059. Source: https://holderbook.com/funds/1933059-retirement-guys-formula-llc/

- Reported value: $265.7M
- Positions: 158
- Weight of the ten largest: 24.3%
- Filed: 2026-07-30

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $15.5M | 306,792 | 5.8% | 8 |
| LISTED FDS TR | [HEGD](https://holderbook.com/stocks/HEGD/) | $7.9M | 294,582 | 3.0% | 19 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $6.7M | 9,135 | 2.5% | 19 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $6.1M | 75,977 | 2.3% | 19 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $5.4M | 18,818 | 2.0% | 19 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $4.7M | 83,530 | 1.8% | 17 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $4.6M | 48,125 | 1.7% | 4 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $4.5M | 133,514 | 1.7% | 19 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $4.5M | 6,164 | 1.7% | 19 |
| PIMCO ETF TR | [PYLD](https://holderbook.com/stocks/PYLD/) | $4.5M | 167,989 | 1.7% | 1 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $4.4M | 5,858 | 1.6% | 14 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $4.3M | 16,934 | 1.6% | 10 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $4.2M | 3,529 | 1.6% | 6 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $4.2M | 12,301 | 1.6% | 4 |
| J P MORGAN EXCHANGE TRADED F | [JEPQ](https://holderbook.com/stocks/JEPQ/) | $4.1M | 67,455 | 1.6% | 6 |
| FIRST TR EXCHANGE-TRADED FD | [KNG](https://holderbook.com/stocks/KNG/) | $4.1M | 80,287 | 1.5% | 6 |
| J P MORGAN EXCHANGE TRADED F | [JIVE](https://holderbook.com/stocks/JIVE/) | $4.0M | 43,842 | 1.5% | 2 |
| FIRST TR EXCHANGE-TRADED FD | [FVD](https://holderbook.com/stocks/FVD/) | $3.3M | 69,379 | 1.3% | 15 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $3.3M | 28,760 | 1.2% | 4 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $3.3M | 16,264 | 1.2% | 19 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $3.2M | 37,183 | 1.2% | 10 |
| CENCORA INC | [COR](https://holderbook.com/stocks/COR/) | $3.1M | 10,912 | 1.2% | 16 |
| GILEAD SCIENCES INC | [GILD](https://holderbook.com/stocks/GILD/) | $3.0M | 23,848 | 1.1% | 2 |
| FIRST TR EXCHANGE-TRADED FD | [IGLD](https://holderbook.com/stocks/IGLD/) | $3.0M | 142,918 | 1.1% | 1 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $3.0M | 12,577 | 1.1% | 19 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $3.0M | 8,478 | 1.1% | 18 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $2.9M | 21,682 | 1.1% | 19 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $2.8M | 2,664 | 1.1% | 2 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $2.8M | 2,407 | 1.1% | 4 |
| CUMMINS INC | [CMI](https://holderbook.com/stocks/CMI/) | $2.7M | 3,770 | 1.0% | 8 |
| AMPHENOL CORP | [APH](https://holderbook.com/stocks/APH/) | $2.6M | 14,767 | 1.0% | 2 |
| ARISTA NETWORKS INC | [ANET](https://holderbook.com/stocks/ANET/) | $2.6M | 15,232 | 1.0% | 7 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $2.5M | 73,108 | 1.0% | 1 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $2.5M | 19,784 | 1.0% | 6 |
| SELECT SECTOR SPDR TR | [XLP](https://holderbook.com/stocks/XLP/) | $2.5M | 29,815 | 0.9% | 19 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $2.4M | 6,334 | 0.9% | 4 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $2.4M | 15,925 | 0.9% | 9 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $2.3M | 6,758 | 0.9% | 15 |
| EOG RES INC | [EOG](https://holderbook.com/stocks/EOG/) | $2.3M | 17,567 | 0.9% | 12 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.3M | 6,074 | 0.9% | 19 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $2.2M | 18,706 | 0.8% | 19 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $2.2M | 6,308 | 0.8% | 4 |
| GENERAL DYNAMICS CORP | [GD](https://holderbook.com/stocks/GD/) | $2.2M | 6,172 | 0.8% | 2 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $2.2M | 14,414 | 0.8% | 12 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $2.2M | 3,841 | 0.8% | 19 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $2.1M | 29,619 | 0.8% | 14 |
| SERVICENOW INC | [NOW](https://holderbook.com/stocks/NOW/) | $2.1M | 20,753 | 0.8% | 4 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $2.0M | 6,771 | 0.8% | 11 |
| SIMPLIFY EXCHANGE TRADED FUN | [CTA](https://holderbook.com/stocks/CTA/) | $2.0M | 77,492 | 0.8% | 7 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $2.0M | 9,099 | 0.7% | 10 |
| INNOVATOR ETFS TRUST | [PDEC](https://holderbook.com/stocks/PDEC/) | $2.0M | 43,030 | 0.7% | 3 |
| CBOE GLOBAL MKTS INC | [CBOE](https://holderbook.com/stocks/CBOE/) | $1.9M | 7,826 | 0.7% | 4 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $1.9M | 12,624 | 0.7% | 19 |
| INNOVATOR ETFS TRUST | [PAUG](https://holderbook.com/stocks/PAUG/) | $1.8M | 40,076 | 0.7% | 2 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $1.8M | 22,493 | 0.7% | 19 |
| DTE ENERGY CO | [DTE](https://holderbook.com/stocks/DTE/) | $1.8M | 11,696 | 0.7% | 19 |
| NEWMONT CORP | [NEM](https://holderbook.com/stocks/NEM/) | $1.8M | 18,749 | 0.7% | 2 |
| INVESCO EXCH TRADED FD TR II | [SOXQ](https://holderbook.com/stocks/SOXQ/) | $1.7M | 14,792 | 0.6% | 1 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $1.7M | 23,015 | 0.6% | 2 |
| DIMENSIONAL ETF TRUST | [DFAU](https://holderbook.com/stocks/DFAU/) | $1.6M | 31,269 | 0.6% | 18 |
| DT MIDSTREAM INC | [DTM](https://holderbook.com/stocks/DTM/) | $1.6M | 11,007 | 0.6% | 2 |
| DIMENSIONAL ETF TRUST | [DFLV](https://holderbook.com/stocks/DFLV/) | $1.6M | 40,272 | 0.6% | 15 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $1.6M | 18,447 | 0.6% | 7 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $1.6M | 18,912 | 0.6% | 18 |
| AMERICAN ELEC PWR CO INC | [AEP](https://holderbook.com/stocks/AEP/) | $1.5M | 11,276 | 0.6% | 10 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $1.5M | 15,947 | 0.6% | 4 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $1.5M | 11,905 | 0.6% | 10 |
| WISDOMTREE TR | [DGRW](https://holderbook.com/stocks/DGRW/) | $1.5M | 15,738 | 0.6% | 15 |
| GOLDMAN SACHS PHYSICAL GOLD | [AAAU](https://holderbook.com/stocks/AAAU/) | $1.5M | 37,757 | 0.6% | 11 |
| NOVARTIS AG | [NVS](https://holderbook.com/stocks/NVS/) | $1.5M | 9,489 | 0.6% | 6 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $1.5M | 16,756 | 0.6% | 6 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $1.5M | 25,108 | 0.6% | 1 |
| COLGATE PALMOLIVE CO | [CL](https://holderbook.com/stocks/CL/) | $1.4M | 15,747 | 0.5% | 19 |
| ENTERGY CORP NEW | [ETR](https://holderbook.com/stocks/ETR/) | $1.4M | 12,556 | 0.5% | 2 |
| WASTE MGMT INC DEL | [WM](https://holderbook.com/stocks/WM/) | $1.4M | 6,177 | 0.5% | 10 |
| SPDR INDEX SHS FDS | [FEZ](https://holderbook.com/stocks/FEZ/) | $1.4M | 19,797 | 0.5% | 1 |
| BRITISH AMERN TOB PLC | [BTI](https://holderbook.com/stocks/BTI/) | $1.4M | 21,910 | 0.5% | 2 |
| NATHANS FAMOUS INC | [NATH](https://holderbook.com/stocks/NATH/) | $1.4M | 13,315 | 0.5% | 2 |
| AIM ETF PRODUCTS TRUST | [SIXJ](https://holderbook.com/stocks/SIXJ/) | $1.3M | 36,974 | 0.5% | 12 |
| VANECK ETF TRUST | [ANGL](https://holderbook.com/stocks/ANGL/) | $1.3M | 45,885 | 0.5% | 15 |
| ASTRAZENECA PLC | [AZN](https://holderbook.com/stocks/AZN/) | $1.3M | 7,056 | 0.5% | 2 |
| J P MORGAN EXCHANGE TRADED F | [JCPB](https://holderbook.com/stocks/JCPB/) | $1.3M | 28,286 | 0.5% | 7 |
| ATMOS ENERGY CORP | [ATO](https://holderbook.com/stocks/ATO/) | $1.3M | 7,596 | 0.5% | 4 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $1.3M | 4,814 | 0.5% | 11 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $1.3M | 40,888 | 0.5% | 19 |
| VANGUARD WORLD FD | [MGK](https://holderbook.com/stocks/MGK/) | $1.2M | 13,938 | 0.5% | 10 |
| CASEYS GEN STORES INC | [CASY](https://holderbook.com/stocks/CASY/) | $1.2M | 1,536 | 0.5% | 6 |
| HERSHEY CO | [HSY](https://holderbook.com/stocks/HSY/) | $1.2M | 6,846 | 0.5% | 10 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $1.2M | 13,233 | 0.5% | 6 |
| INNOVATOR ETFS TRUST | [DDFL](https://holderbook.com/stocks/DDFL/) | $1.2M | 55,727 | 0.4% | 4 |
| MCKESSON CORP | [MCK](https://holderbook.com/stocks/MCK/) | $1.0M | 1,347 | 0.4% | 2 |
| FRANKLIN TEMPLETON DIGITAL H | [EZBC](https://holderbook.com/stocks/EZBC/) | $1.0M | 29,824 | 0.4% | 7 |
| INNOVATOR ETFS TRUST | [IJAN](https://holderbook.com/stocks/IJAN/) | $987.7K | 25,938 | 0.4% | 2 |
| GALECTIN THERAPEUTICS INC | [GALT](https://holderbook.com/stocks/GALT/) | $979.3K | 211,053 | 0.4% | 12 |
| ARK ETF TR | [ARKK](https://holderbook.com/stocks/ARKK/) | $920.5K | 11,389 | 0.3% | 5 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $883.0K | 765 | 0.3% | 3 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $805.8K | 1,131 | 0.3% | 6 |
| VANGUARD BD INDEX FDS | [BLV](https://holderbook.com/stocks/BLV/) | $793.5K | 11,504 | 0.3% | 6 |
| PACER FDS TR | [PSFF](https://holderbook.com/stocks/PSFF/) | $754.5K | 21,991 | 0.3% | 19 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $707.2K | 9,925 | 0.3% | 6 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.1% | +14.8% | -5.7% | 100% |
| Q1 2026 | -0.7% | -4.6% | +4.0% | 100% |
| Q4 2025 | +0.6% | +2.4% | -1.7% | 100% |
| Q3 2025 | +6.7% | +7.8% | -1.1% | 100% |
| Q2 2025 | +5.0% | +10.5% | -5.4% | 100% |
| Q1 2025 | -2.0% | -4.6% | +2.6% | 100% |
| Q4 2024 | -0.9% | +2.1% | -3.1% | 100% |
| Q3 2024 | +6.4% | +5.4% | +1.0% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $265.7M | 158 |
| Q1 2026 | $217.4M | 154 |
| Q4 2025 | $219.3M | 150 |
| Q3 2025 | $284.2M | 169 |
| Q2 2025 | $263.3M | 145 |
| Q1 2025 | $201.3M | 137 |
| Q4 2024 | $198.3M | 135 |
| Q3 2024 | $215.1M | 128 |
| Q2 2024 | $208.6M | 124 |
| Q1 2024 | $205.1M | 123 |
| Q4 2023 | $186.5M | 127 |
| Q3 2023 | $143.7M | 120 |