# Finer Wealth Management, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1929071. Source: https://holderbook.com/funds/1929071-finer-wealth-management-inc/

- Reported value: $223.8M
- Positions: 88
- Weight of the ten largest: 55.1%
- Filed: 2026-08-03

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $19.2M | 66,516 | 8.6% | 19 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $16.3M | 81,613 | 7.3% | 19 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $15.1M | 12,592 | 6.7% | 19 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $12.8M | 21,980 | 5.7% | 18 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $12.4M | 34,833 | 5.6% | 19 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $12.0M | 32,062 | 5.3% | 19 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $10.5M | 9,816 | 4.7% | 19 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $10.4M | 43,752 | 4.7% | 19 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $7.6M | 13,536 | 3.4% | 19 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $7.0M | 21,352 | 3.1% | 19 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $5.8M | 45,368 | 2.6% | 19 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $5.5M | 48,688 | 2.5% | 19 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $5.3M | 11,115 | 2.4% | 19 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $3.9M | 26,805 | 1.8% | 19 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $3.5M | 25,382 | 1.6% | 19 |
| ASML HLDG NV | [ASML](https://holderbook.com/stocks/ASML/) | $3.3M | 1,647 | 1.5% | 5 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $3.1M | 7,284 | 1.4% | 19 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $3.0M | 71,192 | 1.3% | 19 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $3.0M | 32,665 | 1.3% | 12 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $2.9M | 10,825 | 1.3% | 19 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $2.8M | 135,607 | 1.3% | 19 |
| ISHARES BITCOIN TRUST ETF | [IBIT](https://holderbook.com/stocks/IBIT/) | $2.8M | 82,763 | 1.2% | 7 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $2.5M | 15,316 | 1.1% | 19 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $2.2M | 27,638 | 1.0% | 19 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $2.2M | 1,944 | 1.0% | 19 |
| PALANTIR TECHNOLOGIES INC | [PLTR](https://holderbook.com/stocks/PLTR/) | $2.2M | 18,893 | 1.0% | 6 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $2.1M | 29,368 | 0.9% | 19 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $2.1M | 5,860 | 0.9% | 19 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $2.1M | 14,757 | 0.9% | 19 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $2.0M | 5,413 | 0.9% | 19 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $1.9M | 16,334 | 0.9% | 19 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $1.9M | 13,798 | 0.8% | 19 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $1.7M | 9,070 | 0.8% | 19 |
| ISHARES TR | [EIRL](https://holderbook.com/stocks/EIRL/) | $1.6M | 20,838 | 0.7% | 2 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $1.4M | 12,914 | 0.6% | 7 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.4M | 3,643 | 0.6% | 15 |
| SALESFORCE INC | [CRM](https://holderbook.com/stocks/CRM/) | $1.3M | 8,383 | 0.6% | 19 |
| ISHARES TR | [IBB](https://holderbook.com/stocks/IBB/) | $1.3M | 6,742 | 0.6% | 10 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $1.2M | 14,809 | 0.5% | 3 |
| BRITISH AMERN TOB PLC | [BTI](https://holderbook.com/stocks/BTI/) | $1.0M | 16,650 | 0.5% | 17 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.0M | 4,020 | 0.5% | 19 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.0M | 1,080 | 0.5% | 3 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $994.1K | 1,331 | 0.4% | 19 |
| GRAYSCALE BITCOIN TRUST ETF | [GBTC](https://holderbook.com/stocks/GBTC/) | $991.0K | 21,771 | 0.4% | 10 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $952.2K | 1,869 | 0.4% | 12 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $904.0K | 2,175 | 0.4% | 5 |
| XCEL ENERGY INC | [XEL](https://holderbook.com/stocks/XEL/) | $878.6K | 10,942 | 0.4% | 8 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $826.9K | 14,511 | 0.4% | 19 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $688.6K | 1,086 | 0.3% | 19 |
| CMS ENERGY CORP | [CMS](https://holderbook.com/stocks/CMS/) | $688.5K | 9,000 | 0.3% | 8 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $678.7K | 671 | 0.3% | 19 |
| ISHARES SILVER TR | [SLV](https://holderbook.com/stocks/SLV/) | $672.0K | 12,568 | 0.3% | 3 |
| EVERSOURCE ENERGY | [ES](https://holderbook.com/stocks/ES/) | $664.1K | 9,190 | 0.3% | 19 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $606.6K | 2,410 | 0.3% | 4 |
| GRAYSCALE ETHEREUM STAKING E | [ETHE](https://holderbook.com/stocks/ETHE/) | $589.8K | 46,225 | 0.3% | 8 |
| STRATEGY INC | [MSTR](https://holderbook.com/stocks/MSTR/) | $517.6K | 5,954 | 0.2% | 7 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $509.3K | 680 | 0.2% | 19 |
| CENTERPOINT ENERGY INC | [CNP](https://holderbook.com/stocks/CNP/) | $486.6K | 11,050 | 0.2% | 19 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $483.1K | 13,370 | 0.2% | 10 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $473.2K | 2,000 | 0.2% | 19 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $454.0K | 1,523 | 0.2% | 12 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $450.8K | 1,278 | 0.2% | 19 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $428.3K | 856 | 0.2% | 2 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $421.1K | 12,444 | 0.2% | 19 |
| SPACE EXPLORATION TECHN CORP | [SPCX](https://holderbook.com/stocks/SPCX/) | $408.0K | 2,388 | 0.2% | 1 |
| KRAFT HEINZ CO | [KHC](https://holderbook.com/stocks/KHC/) | $368.4K | 15,598 | 0.2% | 19 |
| WISEKEY INTERNATIONAL HLDS L | [WKEY](https://holderbook.com/stocks/WKEY/) | $362.3K | 49,497 | 0.2% | 7 |
| ENERGY TRANSFER L P | [ET](https://holderbook.com/stocks/ET/) | $357.5K | 18,697 | 0.2% | 18 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $356.0K | 4,986 | 0.2% | 11 |
| SOUTHERN COPPER CORP | [SCCO](https://holderbook.com/stocks/SCCO/) | $327.2K | 1,878 | 0.1% | 2 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $323.7K | 3,382 | 0.1% | 10 |
| SEALSQ CORP | [LAES](https://holderbook.com/stocks/LAES/) | $316.4K | 100,451 | 0.1% | 7 |
| FORD MTR CO | [F](https://holderbook.com/stocks/F/) | $296.8K | 21,355 | 0.1% | 2 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $296.5K | 3,081 | 0.1% | 19 |
| AIR PRODUCTS AND CHEMICALS I | [APD](https://holderbook.com/stocks/APD/) | $291.5K | 994 | 0.1% | 19 |
| BRISTOL-MYERS SQUIBB CO | [BMY](https://holderbook.com/stocks/BMY/) | $288.5K | 5,007 | 0.1% | 19 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $286.5K | 11,896 | 0.1% | 4 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $282.4K | 1,004 | 0.1% | 8 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $267.7K | 785 | 0.1% | 1 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $263.4K | 3,187 | 0.1% | 7 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $259.9K | 8,195 | 0.1% | 19 |
| UNITED STS OIL FD LP | [USO](https://holderbook.com/stocks/USO/) | $251.0K | 2,358 | 0.1% | 2 |
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $248.2K | 984 | 0.1% | 1 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $235.1K | 685 | 0.1% | 19 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $232.1K | 321 | 0.1% | 1 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $227.6K | 1,258 | 0.1% | 5 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $218.5K | 2,486 | 0.1% | 1 |
| UNITED STATES ANTIMONY CORP | [UAMY](https://holderbook.com/stocks/UAMY/) | $121.0K | 16,668 | 0.1% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +14.3% | +14.8% | -0.6% | 99% |
| Q1 2026 | -4.0% | -4.6% | +0.6% | 100% |
| Q4 2025 | +3.1% | +2.4% | +0.8% | 100% |
| Q3 2025 | +7.3% | +7.8% | -0.6% | 100% |
| Q2 2025 | +11.0% | +10.5% | +0.5% | 100% |
| Q1 2025 | -5.0% | -4.6% | -0.5% | 100% |
| Q4 2024 | +2.6% | +2.1% | +0.4% | 100% |
| Q3 2024 | +3.0% | +5.4% | -2.5% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $223.8M | 88 |
| Q1 2026 | $199.4M | 86 |
| Q4 2025 | $206.7M | 83 |
| Q3 2025 | $200.7M | 86 |
| Q2 2025 | $187.1M | 86 |
| Q1 2025 | $166.9M | 86 |
| Q4 2024 | $174.5M | 82 |
| Q3 2024 | $162.0M | 79 |
| Q2 2024 | $155.0M | 73 |
| Q1 2024 | $152.3M | 77 |
| Q4 2023 | $134.3M | 79 |
| Q3 2023 | $125.0M | 80 |