# WARNER FINANCIAL, INC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1927175. Source: https://holderbook.com/funds/1927175-warner-financial-inc/

- Reported value: $340.1M
- Positions: 145
- Weight of the ten largest: 46.8%
- Filed: 2026-07-09

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $36.8M | 168,994 | 10.8% | 19 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $34.0M | 394,862 | 10.0% | 19 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $23.8M | 333,534 | 7.0% | 19 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $11.3M | 15,295 | 3.3% | 19 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $10.4M | 306,809 | 3.1% | 19 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $10.2M | 126,727 | 3.0% | 19 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $9.6M | 40,709 | 2.8% | 19 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $9.1M | 13,246 | 2.7% | 19 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $7.3M | 263,304 | 2.1% | 19 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $6.7M | 78,752 | 2.0% | 19 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $6.6M | 110,483 | 1.9% | 19 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $5.8M | 26,457 | 1.7% | 19 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $5.7M | 163,018 | 1.7% | 19 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $5.6M | 18,416 | 1.6% | 19 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $5.1M | 53,572 | 1.5% | 14 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $5.0M | 17,138 | 1.5% | 19 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $4.8M | 13,156 | 1.4% | 19 |
| ISHARES TR | [IQLT](https://holderbook.com/stocks/IQLT/) | $4.7M | 95,167 | 1.4% | 19 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $4.4M | 18,114 | 1.3% | 19 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $3.9M | 125,438 | 1.1% | 15 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $3.9M | 72,757 | 1.1% | 19 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $3.8M | 5,131 | 1.1% | 19 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $3.8M | 120,114 | 1.1% | 19 |
| CAPITAL GROUP GROWTH ETF | [CGGR](https://holderbook.com/stocks/CGGR/) | $3.7M | 78,372 | 1.1% | 10 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $3.7M | 48,045 | 1.1% | 19 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $3.7M | 23,252 | 1.1% | 19 |
| FIDELITY COVINGTON TRUST | [FENI](https://holderbook.com/stocks/FENI/) | $3.5M | 88,115 | 1.0% | 5 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $3.5M | 14,046 | 1.0% | 19 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $3.4M | 45,860 | 1.0% | 19 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $3.3M | 4,455 | 1.0% | 19 |
| ISHARES TR | [IEI](https://holderbook.com/stocks/IEI/) | $3.3M | 28,092 | 1.0% | 19 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $2.4M | 24,438 | 0.7% | 19 |
| ISHARES TR | [VLUE](https://holderbook.com/stocks/VLUE/) | $2.3M | 11,742 | 0.7% | 15 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $2.2M | 26,617 | 0.7% | 19 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.2M | 9,329 | 0.7% | 19 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $2.2M | 59,738 | 0.6% | 19 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $2.2M | 7,716 | 0.6% | 19 |
| DIREXION SHARES ETF TRUST | [QQQE](https://holderbook.com/stocks/QQQE/) | $2.0M | 16,010 | 0.6% | 17 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.9M | 5,440 | 0.6% | 3 |
| ISHARES TR | [IFRA](https://holderbook.com/stocks/IFRA/) | $1.9M | 30,403 | 0.6% | 19 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.9M | 5,389 | 0.6% | 3 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $1.9M | 35,399 | 0.5% | 19 |
| FIDELITY COVINGTON TRUST | [FELG](https://holderbook.com/stocks/FELG/) | $1.7M | 38,802 | 0.5% | 3 |
| ISHARES TR | [DMXF](https://holderbook.com/stocks/DMXF/) | $1.7M | 20,031 | 0.5% | 9 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $1.5M | 5,014 | 0.5% | 15 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $1.5M | 7,427 | 0.4% | 15 |
| T ROWE PRICE EXCHANGE-TRADED | [TCAF](https://holderbook.com/stocks/TCAF/) | $1.4M | 34,612 | 0.4% | 11 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $1.4M | 9,156 | 0.4% | 19 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $1.4M | 7,097 | 0.4% | 19 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $1.3M | 1,124 | 0.4% | 11 |
| CAPITAL GROUP INTERNATIONAL | [CGIE](https://holderbook.com/stocks/CGIE/) | $1.3M | 35,573 | 0.4% | 3 |
| ISHARES TR | [ITA](https://holderbook.com/stocks/ITA/) | $1.3M | 5,386 | 0.4% | 15 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $1.3M | 4,204 | 0.4% | 19 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $1.3M | 3,387 | 0.4% | 19 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $1.3M | 12,993 | 0.4% | 19 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.2M | 3,213 | 0.4% | 19 |
| RBB FD INC | [TBIL](https://holderbook.com/stocks/TBIL/) | $1.2M | 23,892 | 0.4% | 4 |
| VANGUARD WHITEHALL FDS | [VIGI](https://holderbook.com/stocks/VIGI/) | $1.2M | 12,568 | 0.3% | 15 |
| VANECK ETF TRUST | [MOAT](https://holderbook.com/stocks/MOAT/) | $1.2M | 11,238 | 0.3% | 19 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $1.2M | 14,113 | 0.3% | 4 |
| CAPITAL GROUP DIVIDEND VALUE | [CGDV](https://holderbook.com/stocks/CGDV/) | $1.2M | 23,487 | 0.3% | 8 |
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $1.1M | 4,313 | 0.3% | 19 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $1.1M | 29,866 | 0.3% | 17 |
| VANGUARD WORLD FD | [VSGX](https://holderbook.com/stocks/VSGX/) | $1.1M | 12,990 | 0.3% | 4 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $1.1M | 1,505 | 0.3% | 19 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $1.0M | 13,552 | 0.3% | 15 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $996.3K | 12,921 | 0.3% | 11 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $977.8K | 1,954 | 0.3% | 19 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $966.6K | 6,184 | 0.3% | 19 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $931.5K | 807 | 0.3% | 3 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $926.5K | 6,005 | 0.3% | 16 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $879.3K | 3,627 | 0.3% | 19 |
| BANK OF NY MELLON CORP | [BNY](https://holderbook.com/stocks/BNY/) | $872.9K | 6,036 | 0.3% | 6 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $854.7K | 6,883 | 0.3% | 19 |
| VANGUARD WELLESLEY INCOME FD | [VDIG](https://holderbook.com/stocks/VDIG/) | $706.4K | 11,308 | 0.2% | 1 |
| SCHWAB STRATEGIC TR | [FNDA](https://holderbook.com/stocks/FNDA/) | $697.2K | 18,319 | 0.2% | 11 |
| VANGUARD WORLD FD | [VOX](https://holderbook.com/stocks/VOX/) | $648.4K | 3,525 | 0.2% | 19 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $635.5K | 2,132 | 0.2% | 19 |
| VANECK ETF TRUST | [PPH](https://holderbook.com/stocks/PPH/) | $628.2K | 5,745 | 0.2% | 15 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $621.1K | 2,067 | 0.2% | 10 |
| FIDELITY COVINGTON TRUST | [FELV](https://holderbook.com/stocks/FELV/) | $612.3K | 15,273 | 0.2% | 3 |
| ISHARES TR | [IHAK](https://holderbook.com/stocks/IHAK/) | $598.0K | 9,850 | 0.2% | 11 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $597.7K | 11,544 | 0.2% | 11 |
| ISHARES TR | [SUSA](https://holderbook.com/stocks/SUSA/) | $573.0K | 3,713 | 0.2% | 19 |
| DIMENSIONAL ETF TRUST | [DFLV](https://holderbook.com/stocks/DFLV/) | $570.6K | 14,430 | 0.2% | 11 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $565.7K | 1,083 | 0.2% | 19 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $563.0K | 2,217 | 0.2% | 19 |
| FIDELITY COVINGTON TRUST | [FHLC](https://holderbook.com/stocks/FHLC/) | $551.1K | 7,134 | 0.2% | 15 |
| ISHARES TR | [USMV](https://holderbook.com/stocks/USMV/) | $530.6K | 5,501 | 0.2% | 19 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $514.1K | 5,194 | 0.2% | 19 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $507.5K | 702 | 0.1% | 2 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $506.5K | 3,705 | 0.1% | 19 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $483.0K | 948 | 0.1% | 19 |
| SPDR SERIES TRUST | [XBI](https://holderbook.com/stocks/XBI/) | $478.4K | 3,023 | 0.1% | 3 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $474.8K | 19,719 | 0.1% | 17 |
| VANGUARD INTL EQUITY INDEX F | [VGK](https://holderbook.com/stocks/VGK/) | $465.9K | 5,262 | 0.1% | 5 |
| ISHARES TR | [IBB](https://holderbook.com/stocks/IBB/) | $452.4K | 2,379 | 0.1% | 11 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $420.8K | 2,326 | 0.1% | 6 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $419.6K | 4,082 | 0.1% | 19 |
| VANGUARD WORLD FD | [ESGV](https://holderbook.com/stocks/ESGV/) | $419.2K | 3,170 | 0.1% | 5 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +13.0% | +14.8% | -1.9% | 100% |
| Q1 2026 | -1.9% | -4.6% | +2.8% | 100% |
| Q4 2025 | +2.1% | +2.4% | -0.3% | 100% |
| Q3 2025 | +6.3% | +7.8% | -1.5% | 100% |
| Q2 2025 | +8.3% | +10.5% | -2.2% | 100% |
| Q1 2025 | -2.0% | -4.6% | +2.6% | 100% |
| Q4 2024 | -1.1% | +2.1% | -3.3% | 100% |
| Q3 2024 | +6.7% | +5.4% | +1.3% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $340.1M | 145 |
| Q1 2026 | $291.6M | 135 |
| Q4 2025 | $288.1M | 132 |
| Q3 2025 | $267.8M | 124 |
| Q2 2025 | $242.3M | 115 |
| Q1 2025 | $226.1M | 114 |
| Q4 2024 | $232.7M | 113 |
| Q3 2024 | $225.5M | 114 |
| Q2 2024 | $205.1M | 111 |
| Q1 2024 | $199.6M | 108 |
| Q4 2023 | $177.5M | 101 |
| Q3 2023 | $150.7M | 92 |