# FinDec Wealth Services, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1916066. Source: https://holderbook.com/funds/1916066-findec-wealth-services-inc/

- Reported value: $84.6M
- Positions: 32
- Weight of the ten largest: 87.1%
- Filed: 2026-08-06

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| CAPITAL GRP FIXED INCM ETF T | [CGCP](https://holderbook.com/stocks/CGCP/) | $15.1M | 676,714 | 17.8% | 15 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $11.3M | 334,533 | 13.4% | 15 |
| DIMENSIONAL ETF TRUST | [DFLV](https://holderbook.com/stocks/DFLV/) | $10.9M | 276,532 | 12.9% | 15 |
| DIMENSIONAL ETF TRUST | [DFAU](https://holderbook.com/stocks/DFAU/) | $10.5M | 202,390 | 12.4% | 15 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $7.2M | 173,603 | 8.5% | 15 |
| DIMENSIONAL ETF TRUST | [DFCF](https://holderbook.com/stocks/DFCF/) | $5.3M | 126,375 | 6.3% | 15 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $4.5M | 55,531 | 5.3% | 15 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $4.3M | 14,205 | 5.1% | 15 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $2.6M | 6,905 | 3.0% | 6 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $2.1M | 53,004 | 2.5% | 15 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $2.0M | 71,239 | 2.3% | 15 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $1.3M | 17,133 | 1.6% | 6 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $1.0M | 27,593 | 1.2% | 15 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $668.2K | 973 | 0.8% | 15 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $636.4K | 2,199 | 0.8% | 15 |
| CAPITAL GROUP DIVIDEND VALUE | [CGDV](https://holderbook.com/stocks/CGDV/) | $533.3K | 10,823 | 0.6% | 15 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $514.3K | 2,570 | 0.6% | 12 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $488.5K | 3,608 | 0.6% | 15 |
| ISHARES TR | [IHI](https://holderbook.com/stocks/IHI/) | $450.1K | 9,109 | 0.5% | 15 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $388.6K | 924 | 0.5% | 4 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $358.7K | 5,132 | 0.4% | 15 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $325.8K | 11,071 | 0.4% | 15 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $293.4K | 5,432 | 0.3% | 15 |
| CAPITAL GROUP GROWTH ETF | [CGGR](https://holderbook.com/stocks/CGGR/) | $266.4K | 5,645 | 0.3% | 11 |
| CAPITAL GROUP GBL GROWTH EQT | [CGGO](https://holderbook.com/stocks/CGGO/) | $254.0K | 6,001 | 0.3% | 14 |
| CAPITAL GROUP CORE EQUITY ET | [CGUS](https://holderbook.com/stocks/CGUS/) | $240.6K | 5,410 | 0.3% | 15 |
| PUBLIC STORAGE | [PSA](https://holderbook.com/stocks/PSA/) | $232.0K | 729 | 0.3% | 1 |
| DIMENSIONAL ETF TRUST | [DFSD](https://holderbook.com/stocks/DFSD/) | $230.2K | 4,820 | 0.3% | 15 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $212.0K | 288 | 0.3% | 1 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $205.4K | 2,495 | 0.2% | 15 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $204.2K | 578 | 0.2% | 1 |
| SOUNDHOUND AI INC | [SOUN](https://holderbook.com/stocks/SOUN/) | $97.0K | 15,000 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +9.3% | +14.8% | -5.5% | 100% |
| Q1 2026 | -2.0% | -4.6% | +2.7% | 100% |
| Q4 2025 | +1.8% | +2.4% | -0.5% | 100% |
| Q3 2025 | +5.8% | +7.8% | -2.0% | 100% |
| Q2 2025 | +7.0% | +10.5% | -3.4% | 100% |
| Q1 2025 | -1.2% | -4.6% | +3.3% | 100% |
| Q4 2024 | -1.1% | +2.1% | -3.2% | 100% |
| Q3 2024 | +5.8% | +5.4% | +0.3% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $84.6M | 32 |
| Q1 2026 | $81.8M | 30 |
| Q4 2025 | $93.2M | 32 |
| Q3 2025 | $96.6M | 34 |
| Q2 2025 | $95.6M | 35 |
| Q1 2025 | $101.1M | 38 |
| Q4 2024 | $144.0M | 39 |
| Q3 2024 | $172.3M | 42 |
| Q2 2024 | $158.4M | 41 |
| Q1 2024 | $159.1M | 43 |
| Q4 2023 | $149.7M | 43 |
| Q3 2023 | $138.4M | 44 |