# Retirement Solution LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1914606. Source: https://holderbook.com/funds/1914606-retirement-solution-llc/

- Reported value: $511.4M
- Positions: 75
- Weight of the ten largest: 90.1%
- Filed: 2026-08-11

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| DIMENSIONAL ETF TRUST | [DFSU](https://holderbook.com/stocks/DFSU/) | $255.5M | 5,478,280 | 49.9% | 14 |
| DIMENSIONAL ETF TRUST | [DUHP](https://holderbook.com/stocks/DUHP/) | $55.0M | 1,317,557 | 10.8% | 14 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $36.7M | 448,251 | 7.2% | 21 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $30.9M | 696,213 | 6.0% | 14 |
| DIMENSIONAL ETF TRUST | [DFSV](https://holderbook.com/stocks/DFSV/) | $25.5M | 658,005 | 5.0% | 14 |
| DIMENSIONAL ETF TRUST | [DFSI](https://holderbook.com/stocks/DFSI/) | $15.8M | 349,466 | 3.1% | 14 |
| DIMENSIONAL ETF TRUST | [DFSE](https://holderbook.com/stocks/DFSE/) | $12.6M | 256,769 | 2.5% | 14 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $12.1M | 32,396 | 2.4% | 23 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $9.4M | 32,654 | 1.8% | 23 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $7.3M | 9,935 | 1.4% | 23 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $5.0M | 4,336 | 1.0% | 11 |
| DIMENSIONAL ETF TRUST | [DFAU](https://holderbook.com/stocks/DFAU/) | $4.5M | 87,483 | 0.9% | 23 |
| AES CORP | [AES](https://holderbook.com/stocks/AES/) | $2.7M | 182,925 | 0.5% | 1 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $2.7M | 72,393 | 0.5% | 14 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.6M | 10,800 | 0.5% | 13 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $2.3M | 22,367 | 0.4% | 22 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $2.1M | 2,988 | 0.4% | 8 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $1.6M | 2,204 | 0.3% | 23 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.6M | 1,706 | 0.3% | 23 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $1.4M | 6,547 | 0.3% | 1 |
| CADENCE DESIGN SYSTEM INC | [CDNS](https://holderbook.com/stocks/CDNS/) | $1.3M | 3,595 | 0.3% | 1 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.2M | 2,386 | 0.2% | 1 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.1M | 2,969 | 0.2% | 4 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $962.2K | 2,600 | 0.2% | 4 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $926.8K | 7,464 | 0.2% | 5 |
| HORMEL FOODS CORP | [HRL](https://holderbook.com/stocks/HRL/) | $797.7K | 32,140 | 0.2% | 1 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $792.6K | 3,961 | 0.2% | 5 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $775.0K | 8,997 | 0.2% | 9 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $759.8K | 1,806 | 0.1% | 14 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $697.0K | 2,479 | 0.1% | 3 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $679.6K | 3,567 | 0.1% | 5 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $649.7K | 1,839 | 0.1% | 2 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $641.9K | 1,229 | 0.1% | 2 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $638.7K | 5,344 | 0.1% | 7 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $633.9K | 2,482 | 0.1% | 4 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $610.0K | 509 | 0.1% | 2 |
| MPLX LP | [MPLX](https://holderbook.com/stocks/MPLX/) | $569.0K | 10,101 | 0.1% | 1 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $516.8K | 3,780 | 0.1% | 2 |
| VIAVI SOLUTIONS INC | [VIAV](https://holderbook.com/stocks/VIAV/) | $496.6K | 10,400 | 0.1% | 7 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $418.1K | 1,107 | 0.1% | 3 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $370.8K | 2,050 | 0.1% | 1 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $362.4K | 1,107 | 0.1% | 2 |
| BOEING CO | [BA](https://holderbook.com/stocks/BA/) | $355.0K | 1,640 | 0.1% | 5 |
| ISHARES TR | [GNMA](https://holderbook.com/stocks/GNMA/) | $354.3K | 8,010 | 0.1% | 23 |
| ANNALY CAPITAL MANAGEMENT IN | [NLY](https://holderbook.com/stocks/NLY/) | $353.1K | 15,790 | 0.1% | 4 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $332.2K | 2,791 | 0.1% | 5 |
| INVESCO EXCH TRD SLF IDX FD | [BSCQ](https://holderbook.com/stocks/BSCQ/) | $322.3K | 16,508 | 0.1% | 23 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $311.8K | 1,029 | 0.1% | 4 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $311.1K | 2,500 | 0.1% | 5 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $306.6K | 2,707 | 0.1% | 1 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $302.0K | 1,246 | 0.1% | 5 |
| VANGUARD ADMIRAL FDS INC | [VOOG](https://holderbook.com/stocks/VOOG/) | $291.0K | 3,522 | 0.1% | 5 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $290.9K | 1,335 | 0.1% | 2 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $279.8K | 2,382 | 0.1% | 1 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $277.7K | 493 | 0.1% | 2 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $275.3K | 1,676 | 0.1% | 8 |
| CINTAS CORP | [CTAS](https://holderbook.com/stocks/CTAS/) | $266.9K | 1,569 | 0.1% | 3 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $262.9K | 351 | 0.1% | 1 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $251.3K | 990 | 0.0% | 1 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $250.7K | 834 | 0.0% | 1 |
| MOTOROLA SOLUTIONS INC | [MSI](https://holderbook.com/stocks/MSI/) | $247.4K | 596 | 0.0% | 1 |
| PALANTIR TECHNOLOGIES INC | [PLTR](https://holderbook.com/stocks/PLTR/) | $238.6K | 2,045 | 0.0% | 1 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $232.0K | 621 | 0.0% | 1 |
| KEYSIGHT TECHNOLOGIES INC | [KEYS](https://holderbook.com/stocks/KEYS/) | $231.7K | 662 | 0.0% | 1 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $226.3K | 2,051 | 0.0% | 1 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $221.9K | 3,718 | 0.0% | 1 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $212.1K | 601 | 0.0% | 1 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $210.3K | 2,747 | 0.0% | 1 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $210.1K | 575 | 0.0% | 1 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $206.4K | 2,869 | 0.0% | 1 |
| NOKIA CORP | [NOK](https://holderbook.com/stocks/NOK/) | $204.2K | 15,379 | 0.0% | 6 |
| DAKTRONICS INC | [DAKT](https://holderbook.com/stocks/DAKT/) | $195.6K | 10,000 | 0.0% | 7 |
| TELEFONAKTIEBOLAGET LM ERICS | [ERIC](https://holderbook.com/stocks/ERIC/) | $156.7K | 14,057 | 0.0% | 7 |
| VAALCO ENERGY INC | [EGY](https://holderbook.com/stocks/EGY/) | $76.9K | 15,144 | 0.0% | 8 |
| UNISYS CORP | [UIS](https://holderbook.com/stocks/UIS/) | $68.8K | 18,800 | 0.0% | 8 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +14.0% | +14.8% | -0.8% | 100% |
| Q1 2026 | -4.2% | -4.6% | +0.5% | 100% |
| Q4 2025 | +2.1% | +2.4% | -0.2% | 100% |
| Q3 2025 | +7.8% | +7.8% | -0.1% | 100% |
| Q2 2025 | +9.8% | +10.5% | -0.6% | 100% |
| Q1 2025 | -4.6% | -4.6% | -0.0% | 100% |
| Q4 2024 | +0.5% | +2.1% | -1.6% | 100% |
| Q3 2024 | +6.0% | +5.4% | +0.6% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $511.4M | 75 |
| Q1 2026 | $422.8M | 57 |
| Q4 2025 | $451.5M | 60 |
| Q3 2025 | $419.3M | 48 |
| Q2 2025 | $391.8M | 44 |
| Q1 2025 | $352.4M | 39 |
| Q4 2024 | $381.9M | 49 |
| Q3 2024 | $410.5M | 57 |
| Q2 2024 | $372.2M | 39 |
| Q1 2024 | $369.1M | 38 |
| Q4 2023 | $338.0M | 43 |
| Q3 2023 | $303.0M | 41 |