# BetterWealth, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1911702. Source: https://holderbook.com/funds/1911702-betterwealth-llc/

- Reported value: $565.3M
- Positions: 86
- Weight of the ten largest: 79.7%
- Filed: 2026-07-22

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $125.9M | 2,837,675 | 22.3% | 17 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $66.6M | 1,808,735 | 11.8% | 17 |
| VANGUARD INSTL INDEX FD | [VBIL](https://holderbook.com/stocks/VBIL/) | $51.7M | 682,813 | 9.1% | 4 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $47.5M | 164,003 | 8.4% | 19 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $40.0M | 521,246 | 7.1% | 7 |
| RBB FUND TRUST | [EBI](https://holderbook.com/stocks/EBI/) | $37.8M | 582,580 | 6.7% | 6 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $23.7M | 304,624 | 4.2% | 17 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $20.4M | 163,569 | 3.6% | 7 |
| CAPITAL GROUP INTL FOCUS EQT | [CGXU](https://holderbook.com/stocks/CGXU/) | $20.2M | 584,586 | 3.6% | 7 |
| AMERICAN CENTY ETF TR | [AVRE](https://holderbook.com/stocks/AVRE/) | $16.5M | 347,592 | 2.9% | 15 |
| CAPITAL GROUP DIVIDEND VALUE | [CGDV](https://holderbook.com/stocks/CGDV/) | $12.2M | 248,383 | 2.2% | 7 |
| CAPITAL GROUP GROWTH ETF | [CGGR](https://holderbook.com/stocks/CGGR/) | $10.4M | 219,968 | 1.8% | 7 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $10.1M | 104,621 | 1.8% | 7 |
| DIMENSIONAL ETF TRUST | [DISV](https://holderbook.com/stocks/DISV/) | $6.7M | 165,836 | 1.2% | 17 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $5.6M | 15,963 | 1.0% | 19 |
| DIMENSIONAL ETF TRUST | [DIHP](https://holderbook.com/stocks/DIHP/) | $5.6M | 164,305 | 1.0% | 17 |
| DIMENSIONAL ETF TRUST | [DUHP](https://holderbook.com/stocks/DUHP/) | $5.2M | 125,450 | 0.9% | 17 |
| DIMENSIONAL ETF TRUST | [DFEM](https://holderbook.com/stocks/DFEM/) | $5.2M | 126,772 | 0.9% | 17 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $5.1M | 62,187 | 0.9% | 19 |
| DIMENSIONAL ETF TRUST | [DFSV](https://holderbook.com/stocks/DFSV/) | $3.7M | 94,439 | 0.6% | 17 |
| DIMENSIONAL ETF TRUST | [DFSU](https://holderbook.com/stocks/DFSU/) | $2.7M | 57,685 | 0.5% | 14 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $2.3M | 11,355 | 0.4% | 12 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $2.1M | 8,413 | 0.4% | 19 |
| SHOPIFY INC | [SHOP](https://holderbook.com/stocks/SHOP/) | $2.1M | 18,317 | 0.4% | 2 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $2.0M | 2,966 | 0.4% | 10 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $1.9M | 4,557 | 0.3% | 19 |
| VANGUARD WORLD FD | [VCEB](https://holderbook.com/stocks/VCEB/) | $1.6M | 26,192 | 0.3% | 14 |
| DIMENSIONAL ETF TRUST | [DFSD](https://holderbook.com/stocks/DFSD/) | $1.6M | 32,981 | 0.3% | 8 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $1.2M | 17,488 | 0.2% | 17 |
| DIMENSIONAL ETF TRUST | [DFSI](https://holderbook.com/stocks/DFSI/) | $1.2M | 26,765 | 0.2% | 14 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $1.0M | 1,423 | 0.2% | 14 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $1.0M | 18,261 | 0.2% | 17 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $913.7K | 1,826 | 0.2% | 11 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $902.1K | 3,785 | 0.2% | 19 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $896.2K | 12,579 | 0.2% | 6 |
| DIMENSIONAL ETF TRUST | [DFSB](https://holderbook.com/stocks/DFSB/) | $888.1K | 17,042 | 0.2% | 14 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $844.9K | 732 | 0.1% | 3 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $838.2K | 1,138 | 0.1% | 6 |
| KLA CORP | [KLAC](https://holderbook.com/stocks/KLAC/) | $810.6K | 2,687 | 0.1% | 12 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $784.2K | 654 | 0.1% | 13 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $759.3K | 2,208 | 0.1% | 2 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $694.2K | 1,195 | 0.1% | 3 |
| EVERSOURCE ENERGY | [ES](https://holderbook.com/stocks/ES/) | $686.7K | 9,502 | 0.1% | 4 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $678.9K | 1,820 | 0.1% | 19 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $666.7K | 1,802 | 0.1% | 2 |
| DIMENSIONAL ETF TRUST | [DFSE](https://holderbook.com/stocks/DFSE/) | $638.8K | 13,068 | 0.1% | 14 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $604.7K | 3,648 | 0.1% | 19 |
| ANALOG DEVICES INC | [ADI](https://holderbook.com/stocks/ADI/) | $593.8K | 1,495 | 0.1% | 2 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $546.2K | 1,528 | 0.1% | 5 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $512.8K | 1,183 | 0.1% | 3 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $499.9K | 4,256 | 0.1% | 19 |
| ZYMEWORKS INC | [ZYME](https://holderbook.com/stocks/ZYME/) | $486.8K | 18,622 | 0.1% | 1 |
| SCHWAB STRATEGIC TR | [FNDE](https://holderbook.com/stocks/FNDE/) | $446.8K | 11,261 | 0.1% | 2 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $422.3K | 3,729 | 0.1% | 9 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $400.6K | 1,838 | 0.1% | 19 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $390.0K | 14,078 | 0.1% | 2 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $378.3K | 1,248 | 0.1% | 2 |
| LISTED FDS TR | [MAGS](https://holderbook.com/stocks/MAGS/) | $374.5K | 5,825 | 0.1% | 9 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $347.5K | 4,065 | 0.1% | 19 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $346.9K | 2,537 | 0.1% | 15 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $342.0K | 1,445 | 0.1% | 2 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $338.6K | 318 | 0.1% | 2 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $331.3K | 10,652 | 0.1% | 2 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $304.1K | 10,332 | 0.1% | 2 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $296.2K | 905 | 0.1% | 4 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $291.4K | 3,526 | 0.1% | 7 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $284.5K | 381 | 0.1% | 6 |
| ISHARES TR | [LRGF](https://holderbook.com/stocks/LRGF/) | $284.1K | 3,756 | 0.1% | 2 |
| AVIDBANK HLDGS INC | [AVBH](https://holderbook.com/stocks/AVBH/) | $280.2K | 8,484 | 0.0% | 4 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $278.4K | 737 | 0.0% | 2 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $276.0K | 295 | 0.0% | 7 |
| EXPONENT INC | [EXPO](https://holderbook.com/stocks/EXPO/) | $274.2K | 4,667 | 0.0% | 19 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $274.2K | 9,469 | 0.0% | 2 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $270.6K | 480 | 0.0% | 4 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $269.6K | 1,459 | 0.0% | 1 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $266.0K | 2,603 | 0.0% | 19 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $249.6K | 4,731 | 0.0% | 2 |
| US BANCORP | [USB](https://holderbook.com/stocks/USB/) | $247.1K | 4,091 | 0.0% | 3 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $245.5K | 678 | 0.0% | 2 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $234.9K | 551 | 0.0% | 4 |
| PG&E CORP | [PCG](https://holderbook.com/stocks/PCG/) | $231.0K | 13,731 | 0.0% | 19 |
| MANAGER DIRECTED PORTFOLIOS | [VGSR](https://holderbook.com/stocks/VGSR/) | $226.7K | 19,911 | 0.0% | 10 |
| SPDR SERIES TRUST | [SPTS](https://holderbook.com/stocks/SPTS/) | $226.2K | 7,796 | 0.0% | 11 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $220.5K | 734 | 0.0% | 1 |
| KONINKLIJKE PHILIPS N V | [PHG](https://holderbook.com/stocks/PHG/) | $218.6K | 8,039 | 0.0% | 4 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $203.2K | 2,426 | 0.0% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.0% | +14.8% | -4.9% | 100% |
| Q1 2026 | -0.3% | -4.6% | +4.3% | 100% |
| Q4 2025 | +2.9% | +2.4% | +0.5% | 100% |
| Q3 2025 | +7.9% | +7.8% | +0.1% | 100% |
| Q2 2025 | +6.5% | +10.5% | -3.9% | 100% |
| Q1 2025 | -2.7% | -4.6% | +1.9% | 100% |
| Q4 2024 | -1.2% | +2.1% | -3.4% | 100% |
| Q3 2024 | +6.3% | +5.4% | +0.9% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $565.3M | 86 |
| Q1 2026 | $509.8M | 85 |
| Q4 2025 | $438.6M | 70 |
| Q3 2025 | $420.0M | 69 |
| Q2 2025 | $390.4M | 63 |
| Q1 2025 | $356.4M | 61 |
| Q4 2024 | $363.0M | 68 |
| Q3 2024 | $338.4M | 63 |
| Q2 2024 | $313.8M | 61 |
| Q1 2024 | $307.0M | 63 |
| Q4 2023 | $292.4M | 61 |
| Q3 2023 | $248.3M | 49 |