# Roger Wittlin Investment Advisory, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1911328. Source: https://holderbook.com/funds/1911328-roger-wittlin-investment-advisory-llc/

- Reported value: $127.3M
- Positions: 43
- Weight of the ten largest: 75.2%
- Filed: 2026-07-17

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $26.2M | 70,742 | 20.6% | 15 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $20.6M | 27,557 | 16.2% | 15 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $15.0M | 91,607 | 11.8% | 15 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $7.9M | 10,577 | 6.2% | 17 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $6.4M | 75,348 | 5.1% | 13 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $4.9M | 6,592 | 3.8% | 19 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $4.7M | 58,010 | 3.7% | 19 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $3.4M | 117,806 | 2.7% | 15 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $3.3M | 44,131 | 2.6% | 8 |
| PIMCO ETF TR | [BOND](https://holderbook.com/stocks/BOND/) | $3.3M | 35,759 | 2.6% | 17 |
| SPDR SERIES TRUST | [VLU](https://holderbook.com/stocks/VLU/) | $3.1M | 12,976 | 2.4% | 15 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $3.0M | 14,160 | 2.4% | 11 |
| PIMCO ETF TR | [LONZ](https://holderbook.com/stocks/LONZ/) | $3.0M | 60,842 | 2.4% | 15 |
| INVESCO EXCH TRADED FD TR II | [SPMO](https://holderbook.com/stocks/SPMO/) | $2.0M | 12,687 | 1.6% | 5 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $1.8M | 18,193 | 1.4% | 14 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $1.6M | 4,399 | 1.3% | 15 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $1.3M | 18,107 | 1.0% | 19 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $1.1M | 7,403 | 0.9% | 17 |
| PIMCO ETF TR | [MINT](https://holderbook.com/stocks/MINT/) | $1.1M | 10,940 | 0.9% | 7 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $1.1M | 4,639 | 0.9% | 18 |
| PIMCO ETF TR | [PYLD](https://holderbook.com/stocks/PYLD/) | $1.1M | 40,920 | 0.9% | 10 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $1.0M | 1,475 | 0.8% | 8 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $972.4K | 11,738 | 0.8% | 1 |
| VANGUARD INTL EQUITY INDEX F | [VGK](https://holderbook.com/stocks/VGK/) | $927.1K | 10,470 | 0.7% | 15 |
| ISHARES TR | [LQD](https://holderbook.com/stocks/LQD/) | $758.3K | 6,952 | 0.6% | 15 |
| VANGUARD SCOTTSDALE FDS | [VMBS](https://holderbook.com/stocks/VMBS/) | $746.8K | 15,953 | 0.6% | 15 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $632.8K | 22,846 | 0.5% | 3 |
| PALANTIR TECHNOLOGIES INC | [PLTR](https://holderbook.com/stocks/PLTR/) | $622.6K | 5,336 | 0.5% | 14 |
| ISHARES TR | [IUSB](https://holderbook.com/stocks/IUSB/) | $584.5K | 12,665 | 0.5% | 5 |
| PROSHARES TR | [PSQ](https://holderbook.com/stocks/PSQ/) | $576.6K | 23,008 | 0.5% | 1 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $511.1K | 5,163 | 0.4% | 16 |
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $436.8K | 8,334 | 0.3% | 16 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $394.7K | 12,690 | 0.3% | 3 |
| J P MORGAN EXCHANGE TRADED F | [JIVE](https://holderbook.com/stocks/JIVE/) | $391.0K | 4,252 | 0.3% | 2 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $382.8K | 10,594 | 0.3% | 19 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $362.8K | 12,327 | 0.3% | 1 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $350.9K | 981 | 0.3% | 1 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $333.8K | 2,126 | 0.3% | 3 |
| ISHARES TR | [UAE](https://holderbook.com/stocks/UAE/) | $291.9K | 15,356 | 0.2% | 1 |
| PROLOGIS INC. | [PLD](https://holderbook.com/stocks/PLD/) | $290.4K | 2,143 | 0.2% | 15 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $246.6K | 697 | 0.2% | 1 |
| SPDR SERIES TRUST | [FLRN](https://holderbook.com/stocks/FLRN/) | $203.0K | 6,580 | 0.2% | 10 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $200.1K | 1,925 | 0.2% | 4 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +11.7% | +14.8% | -3.1% | 100% |
| Q1 2026 | -2.8% | -4.6% | +1.9% | 100% |
| Q4 2025 | +1.7% | +2.4% | -0.7% | 100% |
| Q3 2025 | +6.4% | +7.8% | -1.4% | 100% |
| Q2 2025 | +8.4% | +10.5% | -2.1% | 100% |
| Q1 2025 | -3.0% | -4.6% | +1.5% | 100% |
| Q4 2024 | +0.4% | +2.1% | -1.8% | 100% |
| Q3 2024 | +5.4% | +5.4% | -0.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $127.3M | 43 |
| Q1 2026 | $122.3M | 39 |
| Q4 2025 | $143.0M | 39 |
| Q3 2025 | $179.9M | 41 |
| Q2 2025 | $179.4M | 43 |
| Q1 2025 | $170.9M | 43 |
| Q4 2024 | $178.6M | 43 |
| Q3 2024 | $173.8M | 54 |
| Q2 2024 | $155.8M | 49 |
| Q1 2024 | $142.6M | 46 |
| Q4 2023 | $135.4M | 41 |
| Q3 2023 | $117.8M | 39 |