# Red Tortoise LLC

> Institutional holdings reported to the SEC as of Q1 2026 on Form 13F. CIK 1910488. Source: https://holderbook.com/funds/1910488-red-tortoise-llc/

- Reported value: $240.3M
- Positions: 590
- Weight of the ten largest: 48.5%
- Filed: 2026-04-21

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $28.4M | 1,149,146 | 11.8% | 18 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $22.3M | 456,225 | 9.3% | 18 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $12.3M | 18,891 | 5.1% | 18 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $10.2M | 308,145 | 4.2% | 18 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $8.4M | 92,305 | 3.5% | 18 |
| VANGUARD SCOTTSDALE FDS | [VGLT](https://holderbook.com/stocks/VGLT/) | $7.7M | 139,542 | 3.2% | 18 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $7.3M | 286,631 | 3.1% | 18 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $7.1M | 254,175 | 2.9% | 18 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $6.4M | 30,137 | 2.7% | 18 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $6.4M | 264,983 | 2.7% | 18 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $5.5M | 28,037 | 2.3% | 18 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $5.3M | 75,221 | 2.2% | 18 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $4.8M | 25,217 | 2.0% | 18 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $4.5M | 70,848 | 1.9% | 18 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $4.5M | 61,158 | 1.9% | 18 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $4.0M | 70,838 | 1.7% | 18 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $3.4M | 148,447 | 1.4% | 18 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $3.3M | 122,832 | 1.4% | 14 |
| ISHARES TR | [ACWX](https://holderbook.com/stocks/ACWX/) | $3.2M | 47,050 | 1.3% | 18 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $2.8M | 7,837 | 1.2% | 18 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $2.8M | 39,874 | 1.2% | 18 |
| INVESCO EXCH TRADED FD TR II | [PXF](https://holderbook.com/stocks/PXF/) | $2.8M | 39,758 | 1.2% | 18 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $2.5M | 98,340 | 1.0% | 18 |
| SCHWAB STRATEGIC TR | [FNDE](https://holderbook.com/stocks/FNDE/) | $2.4M | 63,177 | 1.0% | 18 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $2.4M | 45,376 | 1.0% | 18 |
| SPDR INDEX SHS FDS | [DWX](https://holderbook.com/stocks/DWX/) | $2.2M | 48,930 | 0.9% | 4 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $2.2M | 830 | 0.9% | 18 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $2.2M | 9,990 | 0.9% | 18 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $2.0M | 18,766 | 0.8% | 14 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $1.9M | 35,297 | 0.8% | 18 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $1.9M | 37,874 | 0.8% | 14 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $1.9M | 12,701 | 0.8% | 18 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $1.7M | 6,730 | 0.7% | 18 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $1.7M | 29,106 | 0.7% | 18 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $1.6M | 23,182 | 0.7% | 18 |
| FLEXSHARES TR | [IQDF](https://holderbook.com/stocks/IQDF/) | $1.5M | 48,919 | 0.6% | 15 |
| SPDR SERIES TRUST | [SPTL](https://holderbook.com/stocks/SPTL/) | $1.5M | 58,027 | 0.6% | 14 |
| AGNICO EAGLE MINES LTD | [AEM](https://holderbook.com/stocks/AEM/) | $1.5M | 7,269 | 0.6% | 12 |
| ISHARES GOLD TRUST MICRO | [IAUM](https://holderbook.com/stocks/IAUM/) | $1.5M | 31,072 | 0.6% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $1.5M | 5,717 | 0.6% | 18 |
| VANGUARD SCOTTSDALE FDS | [VTWO](https://holderbook.com/stocks/VTWO/) | $1.4M | 14,026 | 0.6% | 14 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $1.3M | 2,061 | 0.6% | 18 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $1.3M | 22,830 | 0.6% | 14 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $1.3M | 13,713 | 0.6% | 18 |
| SCHWAB STRATEGIC TR | [FNDB](https://holderbook.com/stocks/FNDB/) | $1.3M | 46,664 | 0.5% | 18 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $1.2M | 16,112 | 0.5% | 18 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.2M | 3,217 | 0.5% | 18 |
| SPDR SERIES TRUST | [XAR](https://holderbook.com/stocks/XAR/) | $1.2M | 4,604 | 0.5% | 14 |
| ISHARES INC | [VEGI](https://holderbook.com/stocks/VEGI/) | $1.1M | 25,000 | 0.5% | 3 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $1.1M | 11,143 | 0.5% | 14 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $1.1M | 37,714 | 0.5% | 18 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.1M | 5,260 | 0.5% | 18 |
| SCHWAB STRATEGIC TR | [SCHK](https://holderbook.com/stocks/SCHK/) | $1.0M | 33,192 | 0.4% | 14 |
| ABRDN SILVER ETF TRUST | [SIVR](https://holderbook.com/stocks/SIVR/) | $1.0M | 14,307 | 0.4% | 3 |
| ISHARES TR | [ISHG](https://holderbook.com/stocks/ISHG/) | $1.0M | 13,660 | 0.4% | 3 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $865.3K | 17,856 | 0.4% | 15 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $863.3K | 3,009 | 0.4% | 18 |
| SPDR SERIES TRUST | [SLYV](https://holderbook.com/stocks/SLYV/) | $755.8K | 7,992 | 0.3% | 18 |
| INVESCO EXCH TRADED FD TR II | [PXH](https://holderbook.com/stocks/PXH/) | $730.6K | 27,150 | 0.3% | 18 |
| VANECK ETF TRUST | [REMX](https://holderbook.com/stocks/REMX/) | $686.4K | 7,800 | 0.3% | 2 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $677.8K | 5,290 | 0.3% | 18 |
| GLOBAL X FDS | [URA](https://holderbook.com/stocks/URA/) | $669.5K | 13,823 | 0.3% | 9 |
| ISHARES TR | [ILCB](https://holderbook.com/stocks/ILCB/) | $649.9K | 7,232 | 0.3% | 18 |
| ISHARES TR | [IWS](https://holderbook.com/stocks/IWS/) | $629.0K | 4,316 | 0.3% | 18 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $592.3K | 7,966 | 0.2% | 18 |
| ISHARES TR | [ILCG](https://holderbook.com/stocks/ILCG/) | $576.7K | 6,040 | 0.2% | 18 |
| VANGUARD WHITEHALL FDS | [VYMI](https://holderbook.com/stocks/VYMI/) | $565.9K | 6,005 | 0.2% | 4 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $552.6K | 3,650 | 0.2% | 18 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $545.3K | 3,126 | 0.2% | 13 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $524.7K | 909 | 0.2% | 12 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $510.6K | 2,374 | 0.2% | 18 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $494.7K | 1,720 | 0.2% | 18 |
| ISHARES TR | [IBMO](https://holderbook.com/stocks/IBMO/) | $448.8K | 17,511 | 0.2% | 2 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $400.1K | 2,720 | 0.2% | 18 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $384.6K | 1,199 | 0.2% | 18 |
| VANGUARD SCOTTSDALE FDS | [VONE](https://holderbook.com/stocks/VONE/) | $382.1K | 1,295 | 0.2% | 12 |
| FLEXSHARES TR | [QDEF](https://holderbook.com/stocks/QDEF/) | $301.6K | 3,779 | 0.1% | 15 |
| VANGUARD WORLD FD | [VCR](https://holderbook.com/stocks/VCR/) | $291.5K | 812 | 0.1% | 14 |
| ISHARES TR | [IWO](https://holderbook.com/stocks/IWO/) | $278.7K | 888 | 0.1% | 14 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $257.8K | 3,288 | 0.1% | 18 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $253.4K | 424 | 0.1% | 3 |
| ISHARES TR | [SCZ](https://holderbook.com/stocks/SCZ/) | $235.3K | 3,001 | 0.1% | 14 |
| APPLOVIN CORP | [APP](https://holderbook.com/stocks/APP/) | $218.9K | 550 | 0.1% | 4 |
| DIMENSIONAL ETF TRUST | [DFSI](https://holderbook.com/stocks/DFSI/) | $214.1K | 5,051 | 0.1% | 13 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $203.0K | 1,839 | 0.1% | 14 |
| SPROTT ASSET MANAGEMENT LP | [PHYS](https://holderbook.com/stocks/PHYS/) | $198.5K | 5,600 | 0.1% | 14 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $198.3K | 3,175 | 0.1% | 14 |
| DIMENSIONAL ETF TRUST | [DFSU](https://holderbook.com/stocks/DFSU/) | $195.8K | 4,765 | 0.1% | 13 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $191.3K | 2,689 | 0.1% | 14 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $191.1K | 334 | 0.1% | 14 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $185.0K | 598 | 0.1% | 14 |
| SCHWAB STRATEGIC TR | [SCHY](https://holderbook.com/stocks/SCHY/) | $184.0K | 5,813 | 0.1% | 8 |
| ABRDN ETFS | [BCI](https://holderbook.com/stocks/BCI/) | $183.7K | 7,561 | 0.1% | 2 |
| VANGUARD WORLD FD | [VFH](https://holderbook.com/stocks/VFH/) | $183.1K | 1,516 | 0.1% | 3 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $182.7K | 1,470 | 0.1% | 14 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $180.2K | 376 | 0.1% | 14 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $180.1K | 1,449 | 0.1% | 14 |
| ISHARES TR | [IQLT](https://holderbook.com/stocks/IQLT/) | $161.1K | 3,484 | 0.1% | 14 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $153.2K | 903 | 0.1% | 14 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $150.0K | 791 | 0.1% | 14 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q1 2026 | +1.0% | -4.6% | +5.7% | 99% |
| Q4 2025 | +2.1% | +2.4% | -0.2% | 99% |
| Q3 2025 | +6.4% | +7.8% | -1.4% | 99% |
| Q2 2025 | +7.5% | +10.5% | -3.0% | 99% |
| Q1 2025 | +1.2% | -4.6% | +5.8% | 99% |
| Q4 2024 | -4.5% | +2.1% | -6.6% | 99% |
| Q3 2024 | +6.9% | +5.4% | +1.4% | 99% |
| Q2 2024 | +0.5% | +4.0% | -3.6% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q1 2026 | $240.3M | 590 |
| Q4 2025 | $235.7M | 600 |
| Q3 2025 | $230.6M | 590 |
| Q2 2025 | $207.2M | 595 |
| Q1 2025 | $193.8M | 578 |
| Q4 2024 | $193.0M | 582 |
| Q3 2024 | $200.6M | 562 |
| Q2 2024 | $185.5M | 571 |
| Q1 2024 | $179.1M | 554 |
| Q4 2023 | $176.8M | 524 |
| Q3 2023 | $149.2M | 547 |
| Q2 2023 | $159.2M | 545 |