# Fingerlakes Wealth Management, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1910248. Source: https://holderbook.com/funds/1910248-fingerlakes-wealth-management-inc/

- Reported value: $185.8M
- Positions: 101
- Weight of the ten largest: 44.2%
- Filed: 2026-07-23

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD WORLD FD | [MGK](https://holderbook.com/stocks/MGK/) | $12.8M | 145,553 | 6.9% | 19 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $10.1M | 13,694 | 5.4% | 19 |
| VANGUARD WORLD FD | [MGV](https://holderbook.com/stocks/MGV/) | $10.0M | 60,926 | 5.4% | 19 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $8.9M | 262,572 | 4.8% | 19 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $8.9M | 30,658 | 4.8% | 19 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $8.6M | 45,201 | 4.6% | 19 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $6.7M | 56,264 | 3.6% | 19 |
| FIDELITY COVINGTON TRUST | [FTEC](https://holderbook.com/stocks/FTEC/) | $5.6M | 19,535 | 3.0% | 18 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $5.5M | 14,751 | 2.9% | 19 |
| SPDR INDEX SHS FDS | [QWLD](https://holderbook.com/stocks/QWLD/) | $5.1M | 33,473 | 2.7% | 19 |
| J P MORGAN EXCHANGE TRADED F | [BBUS](https://holderbook.com/stocks/BBUS/) | $4.5M | 33,379 | 2.4% | 14 |
| INVESCO EXCH TRADED FD TR II | [QQMG](https://holderbook.com/stocks/QQMG/) | $4.3M | 84,778 | 2.3% | 11 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $4.0M | 5,501 | 2.1% | 19 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $3.5M | 6,760 | 1.9% | 19 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $3.3M | 8,909 | 1.8% | 19 |
| VANGUARD WORLD FD | [ESGV](https://holderbook.com/stocks/ESGV/) | $3.3M | 24,636 | 1.8% | 19 |
| ISHARES TR | [DSI](https://holderbook.com/stocks/DSI/) | $3.2M | 22,588 | 1.7% | 19 |
| ISHARES TR | [SUSA](https://holderbook.com/stocks/SUSA/) | $3.1M | 20,132 | 1.7% | 19 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $3.1M | 10,128 | 1.7% | 19 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $3.0M | 18,034 | 1.6% | 19 |
| DBX ETF TR | [USSG](https://holderbook.com/stocks/USSG/) | $2.8M | 39,793 | 1.5% | 17 |
| ISHARES TR | [IWY](https://holderbook.com/stocks/IWY/) | $2.8M | 9,468 | 1.5% | 7 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $2.7M | 33,298 | 1.4% | 19 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $2.6M | 34,075 | 1.4% | 17 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $2.4M | 3,152 | 1.3% | 19 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $2.3M | 4,570 | 1.2% | 19 |
| SPDR SERIES TRUST | [SPTM](https://holderbook.com/stocks/SPTM/) | $2.2M | 24,615 | 1.2% | 19 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $2.2M | 13,935 | 1.2% | 19 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $1.9M | 2,514 | 1.0% | 19 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $1.8M | 25,600 | 1.0% | 14 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.6M | 4,480 | 0.9% | 19 |
| SPDR SERIES TRUST | [SPMD](https://holderbook.com/stocks/SPMD/) | $1.5M | 21,704 | 0.8% | 19 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $1.5M | 16,669 | 0.8% | 19 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $1.5M | 2,119 | 0.8% | 19 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $1.5M | 6,581 | 0.8% | 19 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.4M | 4,026 | 0.8% | 19 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $1.3M | 1,059 | 0.7% | 19 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $1.3M | 14,373 | 0.7% | 19 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.2M | 1,151 | 0.7% | 19 |
| CSX CORP | [CSX](https://holderbook.com/stocks/CSX/) | $1.2M | 25,715 | 0.7% | 19 |
| ISHARES TR | [ESML](https://holderbook.com/stocks/ESML/) | $1.2M | 20,734 | 0.6% | 19 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $1.1M | 3,142 | 0.6% | 19 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $1.1M | 9,534 | 0.6% | 19 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $1.0M | 2,956 | 0.6% | 19 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $1.0M | 11,819 | 0.5% | 19 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $881.6K | 3,699 | 0.5% | 19 |
| NUSHARES ETF TR | [NUMV](https://holderbook.com/stocks/NUMV/) | $832.2K | 19,135 | 0.4% | 19 |
| FIRST TR EXCHANGE-TRADED FD | [QTEC](https://holderbook.com/stocks/QTEC/) | $823.6K | 2,461 | 0.4% | 19 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $821.3K | 5,197 | 0.4% | 19 |
| ISHARES TR | [MTUM](https://holderbook.com/stocks/MTUM/) | $815.1K | 2,378 | 0.4% | 19 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $799.6K | 8,292 | 0.4% | 19 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $794.8K | 7,731 | 0.4% | 18 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $767.7K | 24,684 | 0.4% | 4 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $766.9K | 2,530 | 0.4% | 19 |
| FIDELITY COVINGTON TRUST | [FREL](https://holderbook.com/stocks/FREL/) | $753.6K | 25,722 | 0.4% | 11 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $694.3K | 2,734 | 0.4% | 19 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $659.7K | 11,439 | 0.4% | 19 |
| INVESCO EXCHANGE TRADED FD T | [RPV](https://holderbook.com/stocks/RPV/) | $633.6K | 5,567 | 0.3% | 19 |
| SPDR SERIES TRUST | [SHE](https://holderbook.com/stocks/SHE/) | $594.8K | 3,851 | 0.3% | 19 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $593.9K | 5,056 | 0.3% | 19 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $592.2K | 4,045 | 0.3% | 19 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $592.1K | 4,331 | 0.3% | 8 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $545.2K | 2,304 | 0.3% | 19 |
| SPDR INDEX SHS FDS | [NZAC](https://holderbook.com/stocks/NZAC/) | $541.0K | 11,784 | 0.3% | 19 |
| SPDR SERIES TRUST | [SLYG](https://holderbook.com/stocks/SLYG/) | $527.1K | 4,424 | 0.3% | 19 |
| NUSHARES ETF TR | [NUMG](https://holderbook.com/stocks/NUMG/) | $507.6K | 10,810 | 0.3% | 19 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $494.2K | 1,828 | 0.3% | 19 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $481.5K | 2,406 | 0.3% | 10 |
| INVESCO EXCH TRADED FD TR II | [SPHB](https://holderbook.com/stocks/SPHB/) | $480.9K | 3,091 | 0.3% | 11 |
| NUSHARES ETF TR | [NULG](https://holderbook.com/stocks/NULG/) | $480.9K | 4,108 | 0.3% | 5 |
| EQUINIX INC | [EQIX](https://holderbook.com/stocks/EQIX/) | $468.5K | 449 | 0.3% | 19 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $449.4K | 6,121 | 0.2% | 4 |
| SELECT SECTOR SPDR TR | [XLI](https://holderbook.com/stocks/XLI/) | $448.0K | 2,419 | 0.2% | 19 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $444.6K | 12,060 | 0.2% | 19 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $442.3K | 1,732 | 0.2% | 2 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $410.3K | 5,321 | 0.2% | 10 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $385.5K | 1,371 | 0.2% | 10 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $375.6K | 737 | 0.2% | 19 |
| ISHARES TR | [USRT](https://holderbook.com/stocks/USRT/) | $370.3K | 5,573 | 0.2% | 19 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $333.4K | 356 | 0.2% | 4 |
| PLANET LABS PBC | [PL](https://holderbook.com/stocks/PL/) | $331.3K | 10,000 | 0.2% | 17 |
| ISHARES TR | [IUSG](https://holderbook.com/stocks/IUSG/) | $319.3K | 1,698 | 0.2% | 5 |
| ISHARES TR | [IUSV](https://holderbook.com/stocks/IUSV/) | $312.8K | 2,840 | 0.2% | 8 |
| WISDOMTREE TR | [AIVL](https://holderbook.com/stocks/AIVL/) | $297.4K | 2,268 | 0.2% | 19 |
| VANGUARD WORLD FD | [VSGX](https://holderbook.com/stocks/VSGX/) | $296.1K | 3,596 | 0.2% | 6 |
| BRITISH AMERN TOB PLC | [BTI](https://holderbook.com/stocks/BTI/) | $294.6K | 4,770 | 0.2% | 8 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $279.0K | 2,529 | 0.2% | 5 |
| PUTNAM ETF TRUST | [PVAL](https://holderbook.com/stocks/PVAL/) | $238.2K | 4,675 | 0.1% | 3 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $237.0K | 1,617 | 0.1% | 10 |
| MONDELEZ INTL INC | [MDLZ](https://holderbook.com/stocks/MDLZ/) | $234.4K | 4,053 | 0.1% | 19 |
| ISHARES INC | [ESGE](https://holderbook.com/stocks/ESGE/) | $232.3K | 4,247 | 0.1% | 1 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $229.9K | 624 | 0.1% | 4 |
| NUSHARES ETF TR | [NULV](https://holderbook.com/stocks/NULV/) | $220.1K | 4,402 | 0.1% | 1 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $213.0K | 877 | 0.1% | 1 |
| ISHARES TR | [IMCB](https://holderbook.com/stocks/IMCB/) | $211.2K | 2,188 | 0.1% | 1 |
| SPDR SERIES TRUST | [MDYG](https://holderbook.com/stocks/MDYG/) | $209.5K | 1,869 | 0.1% | 1 |
| ISHARES TR | [SCZ](https://holderbook.com/stocks/SCZ/) | $209.3K | 2,544 | 0.1% | 1 |
| C H ROBINSON WORLDWIDE IN | [CHRW](https://holderbook.com/stocks/CHRW/) | $206.3K | 1,095 | 0.1% | 1 |
| SELECT SECTOR SPDR TR | [XLP](https://holderbook.com/stocks/XLP/) | $201.1K | 2,420 | 0.1% | 1 |
| ALLSPRING INCOME OPPORTUNIT | [EAD](https://holderbook.com/stocks/EAD/) | $141.5K | 21,769 | 0.1% | 4 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +18.7% | +14.8% | +3.9% | 100% |
| Q1 2026 | -4.5% | -4.6% | +0.1% | 100% |
| Q4 2025 | +2.4% | +2.4% | +0.0% | 100% |
| Q3 2025 | +9.2% | +7.8% | +1.3% | 100% |
| Q2 2025 | +10.8% | +10.5% | +0.3% | 100% |
| Q1 2025 | -6.0% | -4.6% | -1.5% | 100% |
| Q4 2024 | +1.3% | +2.1% | -0.9% | 100% |
| Q3 2024 | +5.7% | +5.4% | +0.3% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $185.8M | 101 |
| Q1 2026 | $150.8M | 97 |
| Q4 2025 | $157.3M | 97 |
| Q3 2025 | $153.3M | 98 |
| Q2 2025 | $134.0M | 92 |
| Q1 2025 | $117.6M | 86 |
| Q4 2024 | $123.9M | 86 |
| Q3 2024 | $120.3M | 89 |
| Q2 2024 | $111.5M | 89 |
| Q1 2024 | $103.6M | 90 |
| Q4 2023 | $93.0M | 85 |
| Q3 2023 | $81.8M | 81 |