# Cardinal Point Wealth Management Partners, LLC

> Institutional holdings reported to the SEC as of Q3 2022 on Form 13F. CIK 1909054. Source: https://holderbook.com/funds/1909054-cardinal-point-wealth-management-partners-llc/

- Reported value: $209.5M
- Positions: 49
- Weight of the ten largest: 86.6%
- Filed: 2022-11-03

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $65.0M | 356,249 | 31.0% | 4 |
| WISDOMTREE TR | [USFR](https://holderbook.com/stocks/USFR/) | $37.6M | 747,070 | 17.9% | 2 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $17.5M | 388,944 | 8.4% | 4 |
| BLACKROCK ETF TRUST | [DYNF](https://holderbook.com/stocks/DYNF/) | $16.3M | 585,188 | 7.8% | 4 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $10.8M | 336,181 | 5.2% | 4 |
| WISDOMTREE TR | [IHDG](https://holderbook.com/stocks/IHDG/) | $9.3M | 253,072 | 4.4% | 4 |
| PIMCO ETF TR | [BOND](https://holderbook.com/stocks/BOND/) | $8.3M | 92,656 | 3.9% | 4 |
| SSGA ACTIVE ETF TR | [TOTL](https://holderbook.com/stocks/TOTL/) | $8.0M | 200,706 | 3.8% | 4 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $5.2M | 69,304 | 2.5% | 4 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $3.5M | 15,525 | 1.7% | 4 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $2.6M | 9,741 | 1.3% | 4 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $2.5M | 9,252 | 1.2% | 2 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $2.3M | 16,355 | 1.1% | 4 |
| FIRSTSERVICE CORP NEW | [FSV](https://holderbook.com/stocks/FSV/) | $1.7M | 13,636 | 0.8% | 4 |
| ARK ETF TR | [ARKK](https://holderbook.com/stocks/ARKK/) | $1.2M | 32,674 | 0.6% | 4 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $1.0M | 44,622 | 0.5% | 4 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $1.0M | 27,513 | 0.5% | 4 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $1.0M | 3,042 | 0.5% | 4 |
| WISDOMTREE TR | [WTMF](https://holderbook.com/stocks/WTMF/) | $988.0K | 28,590 | 0.5% | 4 |
| FIRST TR EXCH TRADED FD III | [FTLS](https://holderbook.com/stocks/FTLS/) | $891.0K | 18,740 | 0.4% | 4 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $848.0K | 12,195 | 0.4% | 4 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $826.0K | 10,662 | 0.4% | 4 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $812.0K | 2 | 0.4% | 4 |
| ISHARES TR | [AOR](https://holderbook.com/stocks/AOR/) | $779.0K | 17,256 | 0.4% | 4 |
| INNOVATOR ETFS TRUST | [PJUL](https://holderbook.com/stocks/PJUL/) | $769.0K | 26,615 | 0.4% | 1 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $656.0K | 4,157 | 0.3% | 4 |
| ISHARES TR | [SUSB](https://holderbook.com/stocks/SUSB/) | $626.0K | 26,735 | 0.3% | 4 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $621.0K | 6,002 | 0.3% | 2 |
| ECOLAB INC | [ECL](https://holderbook.com/stocks/ECL/) | $596.0K | 4,138 | 0.3% | 3 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $518.0K | 11,491 | 0.2% | 2 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $487.0K | 10,399 | 0.2% | 4 |
| AMERICAN CENTY ETF TR | [AVDV](https://holderbook.com/stocks/AVDV/) | $469.0K | 9,635 | 0.2% | 4 |
| FIDELITY MERRIMACK STR TR | [FBND](https://holderbook.com/stocks/FBND/) | $441.0K | 9,940 | 0.2% | 4 |
| ISHARES TR | [ICLN](https://holderbook.com/stocks/ICLN/) | $385.0K | 20,875 | 0.2% | 3 |
| ISHARES TR | [EAOR](https://holderbook.com/stocks/EAOR/) | $368.0K | 14,805 | 0.2% | 4 |
| COLGATE PALMOLIVE CO | [CL](https://holderbook.com/stocks/CL/) | $353.0K | 5,110 | 0.2% | 4 |
| VANGUARD BD INDEX FDS | [VUSB](https://holderbook.com/stocks/VUSB/) | $331.0K | 6,775 | 0.2% | 4 |
| MCKESSON CORP | [MCK](https://holderbook.com/stocks/MCK/) | $327.0K | 943 | 0.2% | 1 |
| ISHARES TR | [REET](https://holderbook.com/stocks/REET/) | $326.0K | 15,605 | 0.2% | 4 |
| ISHARES TR | [BGRN](https://holderbook.com/stocks/BGRN/) | $325.0K | 7,185 | 0.2% | 2 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $283.0K | 3,515 | 0.1% | 2 |
| ISHARES TR | [EAOM](https://holderbook.com/stocks/EAOM/) | $263.0K | 11,200 | 0.1% | 4 |
| ARK ETF TR | [PRNT](https://holderbook.com/stocks/PRNT/) | $255.0K | 12,725 | 0.1% | 4 |
| ISHARES TR | [CRBN](https://holderbook.com/stocks/CRBN/) | $241.0K | 1,875 | 0.1% | 2 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $239.0K | 2,460 | 0.1% | 3 |
| ISHARES TR | [IJS](https://holderbook.com/stocks/IJS/) | $229.0K | 2,696 | 0.1% | 4 |
| ISHARES TR | [EAGG](https://holderbook.com/stocks/EAGG/) | $229.0K | 4,960 | 0.1% | 4 |
| SPDR SERIES TRUST | [BIL](https://holderbook.com/stocks/BIL/) | $200.0K | 2,190 | 0.1% | 1 |
| CHIMERA INVT CORP | [CIMXXXX](https://holderbook.com/stocks/CIMXXXX/) | $67.0K | 12,225 | 0.0% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q3 2022 | -4.5% | -5.3% | +0.8% | 100% |
| Q2 2022 | -13.5% | -16.5% | +3.0% | 100% |
| Q1 2022 | -5.8% | -4.9% | -0.9% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2022 | $209.5M | 49 |
| Q2 2022 | $208.5M | 50 |
| Q1 2022 | $224.3M | 51 |
| Q4 2021 | $230.7M | 49 |