# Schaeffer Financial LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1898838. Source: https://holderbook.com/funds/1898838-schaeffer-financial-llc/

- Reported value: $129.3M
- Positions: 27
- Weight of the ten largest: 95.2%
- Filed: 2026-08-03

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $35.3M | 674,253 | 27.3% | 11 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $26.2M | 904,868 | 20.3% | 15 |
| SPDR INDEX SHS FDS | [SPGM](https://holderbook.com/stocks/SPGM/) | $19.4M | 226,929 | 15.0% | 15 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $15.3M | 482,072 | 11.8% | 15 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $14.9M | 440,212 | 11.5% | 15 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $5.3M | 142,468 | 4.1% | 11 |
| INVESCO EXCH TRADED FD TR II | [SPLV](https://holderbook.com/stocks/SPLV/) | $2.7M | 35,733 | 2.1% | 15 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $2.2M | 64,454 | 1.7% | 11 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $894.8K | 1,198 | 0.7% | 11 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $874.5K | 2,344 | 0.7% | 3 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $791.6K | 3,345 | 0.6% | 15 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $731.9K | 1,066 | 0.6% | 2 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $487.6K | 458 | 0.4% | 4 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $461.2K | 493 | 0.4% | 15 |
| ISHARES TR | [OEF](https://holderbook.com/stocks/OEF/) | $394.4K | 1,078 | 0.3% | 5 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $361.0K | 9,956 | 0.3% | 15 |
| VANGUARD WORLD FD | [ESGV](https://holderbook.com/stocks/ESGV/) | $353.6K | 2,674 | 0.3% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $342.0K | 1,182 | 0.3% | 11 |
| SCHWAB STRATEGIC TR | [SCHI](https://holderbook.com/stocks/SCHI/) | $289.5K | 12,786 | 0.2% | 1 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $279.9K | 814 | 0.2% | 5 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $261.2K | 798 | 0.2% | 5 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $259.6K | 736 | 0.2% | 15 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $257.6K | 629 | 0.2% | 2 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $247.4K | 336 | 0.2% | 1 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $234.9K | 2,973 | 0.2% | 15 |
| VANGUARD WORLD FD | [MGC](https://holderbook.com/stocks/MGC/) | $234.8K | 858 | 0.2% | 2 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $214.4K | 600 | 0.2% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +8.5% | +14.8% | -6.4% | 100% |
| Q1 2026 | -1.3% | -4.6% | +3.3% | 100% |
| Q4 2025 | +1.2% | +2.4% | -1.1% | 100% |
| Q3 2025 | +5.5% | +7.8% | -2.3% | 100% |
| Q2 2025 | +4.9% | +10.5% | -5.5% | 100% |
| Q1 2025 | -2.3% | -4.6% | +2.3% | 100% |
| Q4 2024 | -0.0% | +2.1% | -2.2% | 100% |
| Q3 2024 | +6.0% | +5.4% | +0.5% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $129.3M | 27 |
| Q1 2026 | $118.8M | 25 |
| Q4 2025 | $114.6M | 21 |
| Q3 2025 | $110.3M | 20 |
| Q2 2025 | $102.4M | 18 |
| Q1 2025 | $90.6M | 15 |
| Q4 2024 | $100.3M | 19 |
| Q3 2024 | $98.4M | 15 |
| Q2 2024 | $92.1M | 16 |
| Q1 2024 | $100.4M | 18 |
| Q4 2023 | $94.4M | 18 |
| Q3 2022 | $53.8M | 11 |