# Brewster Financial Planning LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1898145. Source: https://holderbook.com/funds/1898145-brewster-financial-planning-llc/

- Reported value: $182.1M
- Positions: 30
- Weight of the ten largest: 94.0%
- Filed: 2026-07-14

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $48.7M | 119,018 | 26.8% | 19 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $33.8M | 325,592 | 18.6% | 19 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $24.3M | 80,832 | 13.3% | 19 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $22.3M | 291,009 | 12.3% | 19 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $18.8M | 241,799 | 10.3% | 19 |
| ISHARES TR | [ICF](https://holderbook.com/stocks/ICF/) | $12.3M | 181,727 | 6.7% | 19 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $3.6M | 71,104 | 2.0% | 9 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $3.4M | 32,011 | 1.9% | 9 |
| ISHARES TR | [EAGG](https://holderbook.com/stocks/EAGG/) | $2.3M | 49,055 | 1.3% | 19 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $1.6M | 35,885 | 0.9% | 19 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $1.3M | 15,731 | 0.7% | 19 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $1.2M | 11,260 | 0.6% | 13 |
| ISHARES TR | [ESML](https://holderbook.com/stocks/ESML/) | $918.1K | 16,415 | 0.5% | 15 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $903.9K | 24,537 | 0.5% | 19 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $776.7K | 4,949 | 0.4% | 1 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $765.6K | 4,678 | 0.4% | 13 |
| LOEWS CORP | [L](https://holderbook.com/stocks/L/) | $528.4K | 4,667 | 0.3% | 7 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $505.1K | 1,365 | 0.3% | 9 |
| MARATHON PETE CORP | [MPC](https://holderbook.com/stocks/MPC/) | $469.7K | 1,837 | 0.3% | 7 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $432.0K | 8,601 | 0.2% | 6 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $418.3K | 1,184 | 0.2% | 5 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $408.4K | 4,941 | 0.2% | 7 |
| SPDR SERIES TRUST | [SPTM](https://holderbook.com/stocks/SPTM/) | $341.7K | 3,764 | 0.2% | 19 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $323.1K | 1,949 | 0.2% | 7 |
| ISHARES TR | [EUSB](https://holderbook.com/stocks/EUSB/) | $322.9K | 7,431 | 0.2% | 7 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $302.2K | 604 | 0.2% | 11 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $289.8K | 12,005 | 0.2% | 6 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $278.0K | 10,492 | 0.2% | 1 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $238.3K | 4,921 | 0.1% | 1 |
| ISHARES INC | [ESGE](https://holderbook.com/stocks/ESGE/) | $213.1K | 3,896 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +8.8% | +14.8% | -6.0% | 100% |
| Q1 2026 | -0.8% | -4.6% | +3.8% | 100% |
| Q4 2025 | +1.3% | +2.4% | -1.1% | 100% |
| Q3 2025 | +5.1% | +7.8% | -2.8% | 100% |
| Q2 2025 | +6.1% | +10.5% | -4.3% | 100% |
| Q1 2025 | -0.5% | -4.6% | +4.1% | 100% |
| Q4 2024 | -2.7% | +2.1% | -4.9% | 100% |
| Q3 2024 | +6.4% | +5.4% | +1.0% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $182.1M | 30 |
| Q1 2026 | $165.3M | 26 |
| Q4 2025 | $162.7M | 26 |
| Q3 2025 | $159.0M | 27 |
| Q2 2025 | $148.2M | 26 |
| Q1 2025 | $135.3M | 25 |
| Q4 2024 | $132.0M | 26 |
| Q3 2024 | $129.0M | 20 |
| Q2 2024 | $118.9M | 19 |
| Q1 2024 | $116.3M | 16 |
| Q4 2023 | $110.6M | 16 |
| Q3 2023 | $99.9M | 15 |