# SJS Investment Consulting Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1894302. Source: https://holderbook.com/funds/1894302-sjs-investment-consulting-inc/

- Reported value: $918.7M
- Positions: 2,884
- Weight of the ten largest: 73.9%
- Filed: 2026-07-22

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $416.0M | 9,377,832 | 45.3% | 18 |
| DIMENSIONAL ETF TRUST | [DFIC](https://holderbook.com/stocks/DFIC/) | $77.1M | 2,069,299 | 8.4% | 16 |
| DIMENSIONAL ETF TRUST | [DUSB](https://holderbook.com/stocks/DUSB/) | $37.5M | 737,985 | 4.1% | 9 |
| VANGUARD MALVERN FDS | [VCRB](https://holderbook.com/stocks/VCRB/) | $37.4M | 484,453 | 4.1% | 10 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $23.0M | 19,153 | 2.5% | 18 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $21.1M | 420,192 | 2.3% | 18 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $19.0M | 65,502 | 2.1% | 18 |
| AMERICAN CENTY ETF TR | [AVUS](https://holderbook.com/stocks/AVUS/) | $18.5M | 144,667 | 2.0% | 18 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $18.0M | 186,638 | 2.0% | 18 |
| HORMEL FOODS CORP | [HRL](https://holderbook.com/stocks/HRL/) | $11.8M | 475,479 | 1.3% | 18 |
| AMERICAN CENTY ETF TR | [AVTM](https://holderbook.com/stocks/AVTM/) | $11.2M | 205,237 | 1.2% | 2 |
| DIMENSIONAL ETF TRUST | [DFGR](https://holderbook.com/stocks/DFGR/) | $11.0M | 378,778 | 1.2% | 13 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $9.8M | 49,169 | 1.1% | 18 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $9.6M | 260,306 | 1.0% | 18 |
| DIMENSIONAL ETF TRUST | [DFSU](https://holderbook.com/stocks/DFSU/) | $9.1M | 194,776 | 1.0% | 15 |
| VANGUARD INSTL INDEX FD | [VBIL](https://holderbook.com/stocks/VBIL/) | $7.6M | 100,758 | 0.8% | 6 |
| DIMENSIONAL ETF TRUST | [DFCF](https://holderbook.com/stocks/DFCF/) | $6.2M | 146,198 | 0.7% | 11 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $5.5M | 15,362 | 0.6% | 18 |
| AMERICAN CENTY ETF TR | [AVDE](https://holderbook.com/stocks/AVDE/) | $5.5M | 61,103 | 0.6% | 18 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $4.5M | 12,636 | 0.5% | 18 |
| DIMENSIONAL ETF TRUST | [DFEM](https://holderbook.com/stocks/DFEM/) | $4.4M | 109,192 | 0.5% | 16 |
| DIMENSIONAL ETF TRUST | [DFSD](https://holderbook.com/stocks/DFSD/) | $4.2M | 87,060 | 0.5% | 17 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $3.8M | 11,046 | 0.4% | 18 |
| VANGUARD WHITEHALL FDS | [VYMI](https://holderbook.com/stocks/VYMI/) | $3.6M | 36,649 | 0.4% | 18 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $3.4M | 29,602 | 0.4% | 18 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $3.2M | 8,518 | 0.3% | 18 |
| ANDERSONS INC | [ANDE](https://holderbook.com/stocks/ANDE/) | $3.0M | 43,555 | 0.3% | 18 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.8M | 11,743 | 0.3% | 18 |
| WESBANCO INC | [WSBC](https://holderbook.com/stocks/WSBC/) | $2.8M | 71,568 | 0.3% | 15 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $2.5M | 9,331 | 0.3% | 18 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $2.3M | 27,525 | 0.2% | 18 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $2.1M | 6,304 | 0.2% | 18 |
| DIMENSIONAL ETF TRUST | [DFAU](https://holderbook.com/stocks/DFAU/) | $1.8M | 35,752 | 0.2% | 4 |
| SYSCO CORP | [SYY](https://holderbook.com/stocks/SYY/) | $1.8M | 21,726 | 0.2% | 18 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $1.7M | 2,288 | 0.2% | 18 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.6M | 1,504 | 0.2% | 18 |
| VANGUARD MUN BD FDS | [VCRM](https://holderbook.com/stocks/VCRM/) | $1.6M | 20,403 | 0.2% | 6 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $1.5M | 20,216 | 0.2% | 18 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $1.4M | 26,169 | 0.2% | 16 |
| UMB FINL CORP | [UMBF](https://holderbook.com/stocks/UMBF/) | $1.4M | 10,063 | 0.2% | 16 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $1.3M | 1,144 | 0.1% | 17 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $1.2M | 1,054 | 0.1% | 9 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.2M | 8,942 | 0.1% | 18 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $1.2M | 8,229 | 0.1% | 18 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.1M | 4,507 | 0.1% | 18 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $1.1M | 1,216 | 0.1% | 18 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $1.1M | 20,785 | 0.1% | 6 |
| WELLTOWER INC | [WELL](https://holderbook.com/stocks/WELL/) | $1.1M | 4,706 | 0.1% | 18 |
| CITIGROUP INC | [C](https://holderbook.com/stocks/C/) | $1.0M | 7,427 | 0.1% | 18 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $1.0M | 1,347 | 0.1% | 14 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $983.1K | 11,500 | 0.1% | 18 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $979.0K | 2,050 | 0.1% | 18 |
| SCHWAB CHARLES CORP | [SCHW](https://holderbook.com/stocks/SCHW/) | $968.6K | 10,497 | 0.1% | 17 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $961.3K | 2,598 | 0.1% | 18 |
| INVESCO EXCH TRD SLF IDX FD | [BSCS](https://holderbook.com/stocks/BSCS/) | $940.8K | 46,196 | 0.1% | 18 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $937.0K | 2,228 | 0.1% | 18 |
| INVESCO EXCH TRD SLF IDX FD | [BSCT](https://holderbook.com/stocks/BSCT/) | $933.3K | 50,247 | 0.1% | 17 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $910.9K | 4,180 | 0.1% | 18 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $904.7K | 2,395 | 0.1% | 18 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $888.2K | 1,206 | 0.1% | 18 |
| INVESCO EXCH TRD SLF IDX FD | [BSCR](https://holderbook.com/stocks/BSCR/) | $874.5K | 44,583 | 0.1% | 18 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $809.7K | 9,225 | 0.1% | 17 |
| APPLIED OPTOELECTRONICS INC | [AAOI](https://holderbook.com/stocks/AAOI/) | $806.1K | 5,441 | 0.1% | 3 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $803.6K | 1,170 | 0.1% | 9 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $798.9K | 2,265 | 0.1% | 18 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $770.2K | 9,354 | 0.1% | 18 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $764.9K | 4,615 | 0.1% | 18 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $762.7K | 1,313 | 0.1% | 18 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $759.9K | 1,754 | 0.1% | 7 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $759.4K | 1,348 | 0.1% | 18 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $748.9K | 1 | 0.1% | 5 |
| DELL TECHNOLOGIES INC | [DELL](https://holderbook.com/stocks/DELL/) | $747.3K | 1,732 | 0.1% | 18 |
| WW GRAINGER INC | [GWW](https://holderbook.com/stocks/GWW/) | $722.4K | 531 | 0.1% | 18 |
| LINDE PLC | [LIN](https://holderbook.com/stocks/LIN/) | $675.1K | 1,301 | 0.1% | 14 |
| SPDR SERIES TRUST | [MDYV](https://holderbook.com/stocks/MDYV/) | $664.0K | 7,000 | 0.1% | 18 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $659.9K | 5,618 | 0.1% | 18 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $643.9K | 16,013 | 0.1% | 15 |
| VERTIV HOLDINGS CO | [VRT](https://holderbook.com/stocks/VRT/) | $641.6K | 1,916 | 0.1% | 12 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $627.6K | 5,251 | 0.1% | 18 |
| MARATHON PETE CORP | [MPC](https://holderbook.com/stocks/MPC/) | $619.5K | 2,423 | 0.1% | 18 |
| DTE ENERGY CO | [DTE](https://holderbook.com/stocks/DTE/) | $615.7K | 4,041 | 0.1% | 18 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $596.4K | 14,085 | 0.1% | 18 |
| SELLAS LIFE SCIENCES GROUP I | [SLS](https://holderbook.com/stocks/SLS/) | $590.4K | 40,000 | 0.1% | 2 |
| EMERSON ELEC CO | [EMR](https://holderbook.com/stocks/EMR/) | $558.3K | 3,900 | 0.1% | 18 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $546.4K | 2,868 | 0.1% | 18 |
| ISHARES TR | [ICF](https://holderbook.com/stocks/ICF/) | $541.0K | 8,000 | 0.1% | 18 |
| ISHARES INC | [EMXC](https://holderbook.com/stocks/EMXC/) | $517.9K | 5,063 | 0.1% | 18 |
| BOEING CO | [BA](https://holderbook.com/stocks/BA/) | $510.7K | 2,359 | 0.1% | 18 |
| KESTRA MED TECHNOLOGIES LTD | [KMTS](https://holderbook.com/stocks/KMTS/) | $510.3K | 20,060 | 0.1% | 1 |
| WESTERN DIGITAL CORP | [WDC](https://holderbook.com/stocks/WDC/) | $495.0K | 775 | 0.1% | 16 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $493.7K | 8,665 | 0.1% | 18 |
| FIRST SOLAR INC | [FSLR](https://holderbook.com/stocks/FSLR/) | $490.6K | 2,079 | 0.1% | 18 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $489.5K | 1,741 | 0.1% | 18 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $488.9K | 1,943 | 0.1% | 18 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $466.5K | 1,539 | 0.1% | 18 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $463.2K | 1,239 | 0.1% | 18 |
| GRAYSCALE BITCOIN TRUST ETF | [GBTC](https://holderbook.com/stocks/GBTC/) | $452.7K | 9,946 | 0.0% | 10 |
| VANGUARD INTL EQUITY INDEX F | [VNQI](https://holderbook.com/stocks/VNQI/) | $448.5K | 10,000 | 0.0% | 18 |
| SANDISK CORP | [SNDK](https://holderbook.com/stocks/SNDK/) | $441.1K | 194 | 0.0% | 6 |
| ISHARES BITCOIN TRUST ETF | [IBIT](https://holderbook.com/stocks/IBIT/) | $438.7K | 13,177 | 0.0% | 10 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +11.1% | +14.8% | -3.7% | 100% |
| Q1 2026 | -1.4% | -4.6% | +3.2% | 100% |
| Q4 2025 | +2.8% | +2.4% | +0.5% | 100% |
| Q3 2025 | +6.1% | +7.8% | -1.7% | 100% |
| Q2 2025 | +7.4% | +10.5% | -3.1% | 100% |
| Q1 2025 | -2.5% | -4.6% | +2.1% | 100% |
| Q4 2024 | -0.3% | +2.1% | -2.5% | 100% |
| Q3 2024 | +5.7% | +5.4% | +0.3% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $918.7M | 2,884 |
| Q1 2026 | $818.6M | 2,473 |
| Q4 2025 | $790.4M | 2,087 |
| Q3 2025 | $730.9M | 1,634 |
| Q2 2025 | $630.4M | 1,548 |
| Q1 2025 | $586.4M | 1,601 |
| Q4 2024 | $579.1M | 1,599 |
| Q3 2024 | $566.7M | 1,657 |
| Q2 2024 | $516.3M | 1,660 |
| Q1 2024 | $500.6M | 1,645 |
| Q4 2023 | $442.1M | 1,618 |
| Q3 2023 | $398.5M | 1,631 |