# Spectrum Investment Advisors, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1856042. Source: https://holderbook.com/funds/1856042-spectrum-investment-advisors-inc/

- Reported value: $244.6M
- Positions: 76
- Weight of the ten largest: 74.8%
- Filed: 2026-07-30

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| DIMENSIONAL ETF TRUST | [DFAU](https://holderbook.com/stocks/DFAU/) | $32.0M | 620,035 | 13.1% | 11 |
| FIDELITY COVINGTON TRUST | [FELG](https://holderbook.com/stocks/FELG/) | $27.9M | 637,144 | 11.4% | 11 |
| DIMENSIONAL ETF TRUST | [DFAI](https://holderbook.com/stocks/DFAI/) | $23.9M | 580,123 | 9.8% | 11 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $22.7M | 33,019 | 9.3% | 11 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $19.2M | 201,581 | 7.9% | 3 |
| INVESCO EXCH TRADED FD TR II | [GOVI](https://holderbook.com/stocks/GOVI/) | $15.1M | 556,899 | 6.2% | 11 |
| PIMCO ETF TR | [PMBS](https://holderbook.com/stocks/PMBS/) | $12.4M | 250,856 | 5.1% | 1 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $11.4M | 46,917 | 4.7% | 11 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $10.4M | 258,619 | 4.3% | 6 |
| CAPITAL GROUP CORE BALANCED | [CGBL](https://holderbook.com/stocks/CGBL/) | $7.9M | 208,664 | 3.2% | 1 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $7.0M | 86,954 | 2.9% | 9 |
| ALPS ETF TR | [SMTH](https://holderbook.com/stocks/SMTH/) | $6.3M | 246,241 | 2.6% | 7 |
| FIDELITY MERRIMACK STR TR | [FBND](https://holderbook.com/stocks/FBND/) | $6.3M | 139,298 | 2.6% | 7 |
| VANGUARD SCOTTSDALE FDS | [VONG](https://holderbook.com/stocks/VONG/) | $4.1M | 32,137 | 1.7% | 11 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $3.6M | 12,472 | 1.5% | 11 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $3.3M | 16,672 | 1.4% | 11 |
| ISHARES TR | [MBB](https://holderbook.com/stocks/MBB/) | $1.9M | 20,282 | 0.8% | 11 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $1.6M | 7,966 | 0.6% | 3 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $1.5M | 10,094 | 0.6% | 3 |
| FIDELITY COVINGTON TRUST | [FVAL](https://holderbook.com/stocks/FVAL/) | $1.5M | 18,860 | 0.6% | 11 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.2M | 2,489 | 0.5% | 11 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.2M | 3,282 | 0.5% | 11 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.1M | 2,990 | 0.5% | 3 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $1.1M | 4,616 | 0.4% | 3 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $882.7K | 3,508 | 0.4% | 11 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $814.6K | 2,280 | 0.3% | 1 |
| FIDELITY NATL INFORMATION SV | [FIS](https://holderbook.com/stocks/FIS/) | $812.8K | 20,905 | 0.3% | 2 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $692.5K | 1,450 | 0.3% | 1 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $690.2K | 738 | 0.3% | 10 |
| ANALOG DEVICES INC | [ADI](https://holderbook.com/stocks/ADI/) | $615.3K | 1,549 | 0.3% | 1 |
| MORGAN STANLEY | [MS](https://holderbook.com/stocks/MS/) | $608.3K | 2,910 | 0.2% | 1 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $587.4K | 4,338 | 0.2% | 3 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $580.4K | 1,380 | 0.2% | 4 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $579.4K | 1,029 | 0.2% | 1 |
| WEC ENERGY GROUP INC | [WEC](https://holderbook.com/stocks/WEC/) | $575.6K | 4,929 | 0.2% | 3 |
| PIONEER PWR SOLUTIONS INC | [PPSI](https://holderbook.com/stocks/PPSI/) | $541.8K | 137,500 | 0.2% | 3 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $487.3K | 1,489 | 0.2% | 4 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $469.3K | 1,368 | 0.2% | 1 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $441.5K | 1,036 | 0.2% | 1 |
| CAPITAL GRP FIXED INCM ETF T | [CGMU](https://holderbook.com/stocks/CGMU/) | $438.9K | 15,978 | 0.2% | 1 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $420.1K | 581 | 0.2% | 1 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $419.4K | 350 | 0.2% | 3 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $413.5K | 1,118 | 0.2% | 2 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $394.3K | 4,492 | 0.2% | 3 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $388.4K | 520 | 0.2% | 10 |
| ASML HLDG NV | [ASML](https://holderbook.com/stocks/ASML/) | $356.1K | 179 | 0.1% | 1 |
| SALESFORCE INC | [CRM](https://holderbook.com/stocks/CRM/) | $355.1K | 2,267 | 0.1% | 1 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $352.6K | 3,277 | 0.1% | 11 |
| TEXAS PACIFIC LAND CORPORATI | [TPL](https://holderbook.com/stocks/TPL/) | $347.5K | 794 | 0.1% | 1 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $338.6K | 1,431 | 0.1% | 3 |
| US BANCORP | [USB](https://holderbook.com/stocks/USB/) | $333.1K | 5,514 | 0.1% | 3 |
| FREEPORT-MCMORAN INC | [FCX](https://holderbook.com/stocks/FCX/) | $316.5K | 5,033 | 0.1% | 1 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $315.9K | 630 | 0.1% | 1 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $305.2K | 1,024 | 0.1% | 3 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $291.1K | 1,077 | 0.1% | 3 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $288.2K | 816 | 0.1% | 4 |
| FIDELITY COMWLTH TR | [ONEQ](https://holderbook.com/stocks/ONEQ/) | $282.1K | 2,733 | 0.1% | 3 |
| PULTE GROUP INC | [PHM](https://holderbook.com/stocks/PHM/) | $274.8K | 2,003 | 0.1% | 3 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $272.2K | 2,118 | 0.1% | 3 |
| WILLIAMS COS INC | [WMB](https://holderbook.com/stocks/WMB/) | $270.6K | 3,640 | 0.1% | 1 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $255.7K | 2,818 | 0.1% | 11 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $252.4K | 4,430 | 0.1% | 1 |
| TKO GROUP HOLDINGS INC | [TKO](https://holderbook.com/stocks/TKO/) | $251.0K | 1,247 | 0.1% | 1 |
| MONSTER BEVERAGE CORP NEW | [MNST](https://holderbook.com/stocks/MNST/) | $248.6K | 2,586 | 0.1% | 1 |
| OREILLY AUTOMOTIVE INC | [ORLY](https://holderbook.com/stocks/ORLY/) | $240.7K | 2,614 | 0.1% | 1 |
| HONEYWELL AEROSPACE INC | [HONA](https://holderbook.com/stocks/HONA/) | $224.0K | 1,013 | 0.1% | 1 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $223.0K | 1,411 | 0.1% | 3 |
| UBER TECHNOLOGIES INC | [UBER](https://holderbook.com/stocks/UBER/) | $220.4K | 3,055 | 0.1% | 1 |
| INTUITIVE SURGICAL INC | [ISRG](https://holderbook.com/stocks/ISRG/) | $218.7K | 550 | 0.1% | 1 |
| CINTAS CORP | [CTAS](https://holderbook.com/stocks/CTAS/) | $213.4K | 1,254 | 0.1% | 1 |
| FRANCO NEV CORP | [FNV](https://holderbook.com/stocks/FNV/) | $204.7K | 982 | 0.1% | 1 |
| HONEYWELL INTL INC | [HON](https://holderbook.com/stocks/HON/) | $204.4K | 913 | 0.1% | 1 |
| VANGUARD WORLD FD | [MGK](https://holderbook.com/stocks/MGK/) | $203.5K | 2,315 | 0.1% | 1 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $201.6K | 2,340 | 0.1% | 1 |
| TENAYA THERAPEUTICS INC | [TNYA](https://holderbook.com/stocks/TNYA/) | $10.4K | 14,048 | 0.0% | 1 |
| HERON THERAPEUTICS INC | [HRTX](https://holderbook.com/stocks/HRTX/) | $5.0K | 11,731 | 0.0% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.2% | +14.8% | -4.6% | 100% |
| Q1 2026 | -2.7% | -4.6% | +1.9% | 100% |
| Q4 2025 | -4.4% | +2.4% | -6.8% | 100% |
| Q3 2025 | +6.7% | +7.8% | -1.1% | 100% |
| Q2 2025 | +8.6% | +10.5% | -1.8% | 100% |
| Q1 2025 | -2.1% | -4.6% | +2.5% | 100% |
| Q4 2024 | -1.2% | +2.1% | -3.3% | 100% |
| Q3 2024 | +5.7% | +5.4% | +0.3% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $244.6M | 76 |
| Q1 2026 | $201.3M | 46 |
| Q4 2025 | $199.5M | 51 |
| Q3 2025 | $184.7M | 30 |
| Q2 2025 | $172.4M | 24 |
| Q1 2025 | $155.0M | 25 |
| Q4 2024 | $149.8M | 27 |
| Q3 2024 | $145.8M | 27 |
| Q2 2024 | $136.6M | 25 |
| Q1 2024 | $135.4M | 34 |
| Q4 2023 | $126.1M | 33 |