# Williams Financial, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1846923. Source: https://holderbook.com/funds/1846923-williams-financial-llc/

- Reported value: $193.5M
- Positions: 30
- Weight of the ten largest: 86.8%
- Filed: 2026-07-21

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| J P MORGAN EXCHANGE TRADED F | [JPIE](https://holderbook.com/stocks/JPIE/) | $51.6M | 1,120,305 | 26.7% | 6 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $25.8M | 34,425 | 13.3% | 4 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $17.2M | 553,422 | 8.9% | 3 |
| PIMCO ETF TR | [MINT](https://holderbook.com/stocks/MINT/) | $17.0M | 168,887 | 8.8% | 3 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $16.6M | 198,449 | 8.6% | 3 |
| WISDOMTREE TR | [DGRW](https://holderbook.com/stocks/DGRW/) | $14.1M | 147,038 | 7.3% | 3 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $9.2M | 174,572 | 4.8% | 3 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $6.2M | 232,547 | 3.2% | 3 |
| SCHWAB STRATEGIC TR | [SCHH](https://holderbook.com/stocks/SCHH/) | $5.7M | 240,915 | 2.9% | 3 |
| ISHARES TR | [SMLF](https://holderbook.com/stocks/SMLF/) | $4.5M | 50,761 | 2.3% | 3 |
| DIMENSIONAL ETF TRUST | [DFIS](https://holderbook.com/stocks/DFIS/) | $4.1M | 116,135 | 2.1% | 3 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $3.9M | 47,500 | 2.0% | 3 |
| SCHWAB STRATEGIC TR | [SCHR](https://holderbook.com/stocks/SCHR/) | $3.0M | 121,041 | 1.5% | 3 |
| SPDR SERIES TRUST | [SJNK](https://holderbook.com/stocks/SJNK/) | $2.9M | 116,799 | 1.5% | 3 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $2.9M | 80,438 | 1.5% | 3 |
| SCHWAB STRATEGIC TR | [FNDA](https://holderbook.com/stocks/FNDA/) | $2.2M | 57,377 | 1.1% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $2.0M | 6,865 | 1.0% | 8 |
| CVS HEALTH CORP | [CVS](https://holderbook.com/stocks/CVS/) | $713.3K | 6,895 | 0.4% | 23 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $579.7K | 4,240 | 0.3% | 4 |
| TORONTO DOMINION BK ONT | [TD](https://holderbook.com/stocks/TD/) | $382.0K | 3,146 | 0.2% | 6 |
| ISHARES TR | [SUSC](https://holderbook.com/stocks/SUSC/) | $374.4K | 16,173 | 0.2% | 1 |
| BLACKROCK ETF TRUST | [LCTU](https://holderbook.com/stocks/LCTU/) | $357.8K | 4,463 | 0.2% | 1 |
| ISHARES TR | [EAGG](https://holderbook.com/stocks/EAGG/) | $321.9K | 6,791 | 0.2% | 1 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $304.4K | 524 | 0.2% | 1 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $300.2K | 1,834 | 0.2% | 1 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $289.2K | 775 | 0.1% | 5 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $264.6K | 941 | 0.1% | 6 |
| ISHARES TR | [DSI](https://holderbook.com/stocks/DSI/) | $251.7K | 1,768 | 0.1% | 1 |
| SYSCO CORP | [SYY](https://holderbook.com/stocks/SYY/) | $247.7K | 2,963 | 0.1% | 4 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $245.0K | 1,028 | 0.1% | 4 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +6.2% | +14.8% | -8.7% | 100% |
| Q1 2026 | -0.0% | -4.6% | +4.6% | 100% |
| Q4 2025 | +1.5% | +2.4% | -0.8% | 100% |
| Q3 2025 | +2.5% | +7.8% | -5.3% | 100% |
| Q2 2025 | +2.7% | +10.5% | -7.7% | 100% |
| Q1 2025 | -1.1% | -4.6% | +3.5% | 100% |
| Q4 2024 | -1.2% | +2.1% | -3.3% | 100% |
| Q3 2024 | +4.4% | +5.4% | -1.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $193.5M | 30 |
| Q1 2026 | $171.8M | 25 |
| Q4 2025 | $172.8M | 24 |
| Q3 2025 | $97.0M | 17 |
| Q2 2025 | $91.7M | 10 |
| Q1 2025 | $143.1M | 15 |
| Q4 2024 | $160.6M | 18 |
| Q3 2024 | $160.0M | 18 |
| Q2 2024 | $150.2M | 17 |
| Q1 2024 | $150.2M | 19 |
| Q4 2023 | $137.4M | 30 |
| Q3 2023 | $131.7M | 30 |