# True Link Financial Advisors, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1846236. Source: https://holderbook.com/funds/1846236-true-link-financial-advisors-llc/

- Reported value: $23.5B
- Positions: 104
- Weight of the ten largest: 91.5%
- Filed: 2026-07-31

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $6.1B | 11,412,112 | 26.1% | 23 |
| DIMENSIONAL ETF TRUST | [DFCF](https://holderbook.com/stocks/DFCF/) | $4.6B | 8,871,554 | 19.6% | 5 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $2.8B | 5,216,750 | 11.9% | 23 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $1.9B | 3,703,918 | 8.2% | 11 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $1.6B | 3,051,292 | 6.8% | 17 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $1.2B | 2,211,898 | 5.0% | 17 |
| ISHARES TR | [IAGG](https://holderbook.com/stocks/IAGG/) | $980.6M | 1,866,682 | 4.2% | 3 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $976.2M | 1,780,362 | 4.1% | 23 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $819.4M | 1,407,556 | 3.5% | 23 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $493.3M | 564,130 | 2.1% | 23 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $394.7M | 647,282 | 1.7% | 15 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $343.0M | 554,716 | 1.5% | 23 |
| DIMENSIONAL ETF TRUST | [DFAS](https://holderbook.com/stocks/DFAS/) | $238.8M | 441,312 | 1.0% | 3 |
| ISHARES TR | [IEUR](https://holderbook.com/stocks/IEUR/) | $137.4M | 255,584 | 0.6% | 6 |
| ISHARES TR | [IBTG](https://holderbook.com/stocks/IBTG/) | $130.9M | 255,958 | 0.6% | 5 |
| SCHWAB STRATEGIC TR | [SCHO](https://holderbook.com/stocks/SCHO/) | $60.4M | 117,874 | 0.3% | 14 |
| SCHWAB STRATEGIC TR | [SCHR](https://holderbook.com/stocks/SCHR/) | $54.3M | 106,032 | 0.2% | 7 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $45.0M | 81,620 | 0.2% | 23 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $42.1M | 74,848 | 0.2% | 6 |
| WISDOMTREE TR | [DLN](https://holderbook.com/stocks/DLN/) | $41.8M | 76,246 | 0.2% | 6 |
| ISHARES TR | [SGOV](https://holderbook.com/stocks/SGOV/) | $31.9M | 58,000 | 0.1% | 14 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $30.9M | 57,112 | 0.1% | 6 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $26.9M | 49,784 | 0.1% | 6 |
| LISTED FDS TR | [OVT](https://holderbook.com/stocks/OVT/) | $24.0M | 47,020 | 0.1% | 1 |
| ISHARES TR | [CMF](https://holderbook.com/stocks/CMF/) | $18.1M | 34,308 | 0.1% | 10 |
| ISHARES TR | [SUSC](https://holderbook.com/stocks/SUSC/) | $18.1M | 35,334 | 0.1% | 4 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $15.0M | 27,070 | 0.1% | 10 |
| DIMENSIONAL ETF TRUST | [DFCA](https://holderbook.com/stocks/DFCA/) | $14.0M | 26,620 | 0.1% | 10 |
| HEWLETT PACKARD ENTERPRISE C | [HPE](https://holderbook.com/stocks/HPE/) | $13.4M | 25,600 | 0.1% | 11 |
| HP INC | [HPQ](https://holderbook.com/stocks/HPQ/) | $13.1M | 25,600 | 0.1% | 11 |
| ISHARES TR | [SUSB](https://holderbook.com/stocks/SUSB/) | $12.5M | 24,422 | 0.1% | 3 |
| LISTED FD TR | [OVB](https://holderbook.com/stocks/OVB/) | $12.5M | 24,446 | 0.1% | 1 |
| NUSHARES ETF TR | [NUDV](https://holderbook.com/stocks/NUDV/) | $12.0M | 23,212 | 0.1% | 6 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $10.4M | 19,388 | 0.0% | 5 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $8.8M | 16,250 | 0.0% | 4 |
| WISDOMTREE TR | [DON](https://holderbook.com/stocks/DON/) | $8.7M | 16,392 | 0.0% | 6 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $8.5M | 14,032 | 0.0% | 7 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $8.5M | 16,594 | 0.0% | 2 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $8.0M | 15,174 | 0.0% | 2 |
| LISTED FDS TR | [OVF](https://holderbook.com/stocks/OVF/) | $7.9M | 15,400 | 0.0% | 1 |
| GOLDMAN SACHS ETF TR | [GSIE](https://holderbook.com/stocks/GSIE/) | $7.6M | 14,474 | 0.0% | 3 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $7.1M | 9,394 | 0.0% | 11 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $7.1M | 13,052 | 0.0% | 23 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $7.1M | 13,332 | 0.0% | 6 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $6.9M | 12,950 | 0.0% | 5 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $6.1M | 10,238 | 0.0% | 10 |
| SPDR SERIES TRUST | [EFIV](https://holderbook.com/stocks/EFIV/) | $6.1M | 11,288 | 0.0% | 3 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $5.5M | 8,558 | 0.0% | 16 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $5.3M | 9,720 | 0.0% | 3 |
| SPDR INDEX SHS FDS | [CWI](https://holderbook.com/stocks/CWI/) | $5.3M | 10,226 | 0.0% | 3 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $5.3M | 8,570 | 0.0% | 8 |
| ISHARES TR | [FLOT](https://holderbook.com/stocks/FLOT/) | $5.0M | 9,536 | 0.0% | 1 |
| LISTED FDS TR | [OVL](https://holderbook.com/stocks/OVL/) | $5.0M | 9,428 | 0.0% | 1 |
| ISHARES INC | [ESGE](https://holderbook.com/stocks/ESGE/) | $4.9M | 9,210 | 0.0% | 5 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $4.5M | 8,112 | 0.0% | 3 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $4.2M | 7,612 | 0.0% | 7 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $3.6M | 5,288 | 0.0% | 23 |
| OKTA INC | [OKTA](https://holderbook.com/stocks/OKTA/) | $3.6M | 6,298 | 0.0% | 7 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $3.6M | 6,570 | 0.0% | 2 |
| GOLDMAN SACHS ETF TR | [GSSC](https://holderbook.com/stocks/GSSC/) | $3.6M | 6,514 | 0.0% | 3 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $3.5M | 6,504 | 0.0% | 3 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $3.5M | 6,302 | 0.0% | 3 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $3.4M | 4,972 | 0.0% | 10 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $3.4M | 5,896 | 0.0% | 6 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $3.3M | 4,840 | 0.0% | 11 |
| SELECT SECTOR SPDR TR | [XLC](https://holderbook.com/stocks/XLC/) | $3.2M | 5,848 | 0.0% | 3 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $3.2M | 4,868 | 0.0% | 9 |
| EXXONMOBIL HOLDINGS CORP COM SHS | [XOM](https://holderbook.com/stocks/XOM/) | $3.2M | 5,612 | 0.0% | 1 |
| GLOBAL X FDS | [CATH](https://holderbook.com/stocks/CATH/) | $3.1M | 5,748 | 0.0% | 7 |
| AMERICAN CENTY ETF TR | [AVDE](https://holderbook.com/stocks/AVDE/) | $2.9M | 5,312 | 0.0% | 3 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $2.9M | 5,150 | 0.0% | 2 |
| ISHARES TR | [SHV](https://holderbook.com/stocks/SHV/) | $2.8M | 5,110 | 0.0% | 12 |
| AGILENT TECHNOLOGIES INC | [A](https://holderbook.com/stocks/A/) | $2.8M | 4,880 | 0.0% | 11 |
| VANGUARD WORLD FD | [ESGV](https://holderbook.com/stocks/ESGV/) | $2.8M | 4,878 | 0.0% | 4 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $2.6M | 3,808 | 0.0% | 3 |
| FIDELITY COVINGTON TRUST | [FTEC](https://holderbook.com/stocks/FTEC/) | $2.6M | 3,974 | 0.0% | 3 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $2.4M | 2,700 | 0.0% | 18 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $2.3M | 3,664 | 0.0% | 11 |
| MORGAN STANLEY | [MS](https://holderbook.com/stocks/MS/) | $2.3M | 3,854 | 0.0% | 6 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $2.3M | 3,360 | 0.0% | 9 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $2.2M | 3,274 | 0.0% | 3 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $2.0M | 2,990 | 0.0% | 3 |
| KEYSIGHT TECHNOLOGIES INC | [KEYS](https://holderbook.com/stocks/KEYS/) | $2.0M | 2,918 | 0.0% | 4 |
| ALLSTATE CORP | [ALL](https://holderbook.com/stocks/ALL/) | $1.8M | 2,980 | 0.0% | 6 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $1.8M | 3,024 | 0.0% | 5 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $1.7M | 3,000 | 0.0% | 9 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.6M | 2,338 | 0.0% | 4 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $1.6M | 2,474 | 0.0% | 3 |
| ISHARES TR | [IYJ](https://holderbook.com/stocks/IYJ/) | $1.6M | 2,710 | 0.0% | 3 |
| CARDINAL HEALTH INC | [CAH](https://holderbook.com/stocks/CAH/) | $1.5M | 2,354 | 0.0% | 6 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $1.4M | 1,612 | 0.0% | 6 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.3M | 2,142 | 0.0% | 3 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $1.3M | 2,066 | 0.0% | 4 |
| GE VERNOVA INC | [GEV](https://holderbook.com/stocks/GEV/) | $1.3M | 1,150 | 0.0% | 5 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $1.2M | 1,908 | 0.0% | 4 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $1.0M | 1,596 | 0.0% | 3 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $1.0M | 1,584 | 0.0% | 5 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $874.7K | 1,166 | 0.0% | 10 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $852.4K | 982 | 0.0% | 3 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $794.3K | 922 | 0.0% | 2 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +5.1% | +14.8% | -9.7% | 100% |
| Q1 2026 | -1.0% | -4.6% | +3.6% | 100% |
| Q4 2025 | +0.9% | +2.4% | -1.4% | 100% |
| Q3 2025 | +3.5% | +7.8% | -4.3% | 100% |
| Q2 2025 | +4.1% | +10.5% | -6.3% | 100% |
| Q1 2025 | +0.6% | -4.6% | +5.1% | 100% |
| Q4 2024 | -2.4% | +2.1% | -4.6% | 100% |
| Q3 2024 | +4.4% | +5.4% | -1.0% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $23.5B | 104 |
| Q1 2026 | $1.6B | 418 |
| Q4 2025 | $1.6B | 114 |
| Q3 2025 | $1.6B | 92 |
| Q2 2025 | $1.4B | 87 |
| Q1 2025 | $1.3B | 94 |
| Q4 2024 | $1.2B | 72 |
| Q3 2024 | $1.2B | 66 |
| Q2 2024 | $1.1B | 64 |
| Q1 2024 | $1.0B | 63 |
| Q4 2023 | $923.8M | 61 |
| Q3 2023 | $833.6M | 103 |