# Prosperity Planning, Inc.

> Institutional holdings reported to the SEC as of Q3 2026 on Form 13F. CIK 1843292. Source: https://holderbook.com/funds/1843292-prosperity-planning-inc/

- Reported value: $450.7M
- Positions: 119
- Weight of the ten largest: 50.8%
- Filed: 2026-10-09

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [ISTB](https://holderbook.com/stocks/ISTB/) | $55.0M | 1,164,033 | 12.2% | 24 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $27.4M | 303,709 | 6.1% | 24 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $27.1M | 260,791 | 6.0% | 24 |
| AMERICAN CENTY ETF TR | [AVDV](https://holderbook.com/stocks/AVDV/) | $21.1M | 192,661 | 4.7% | 24 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $20.3M | 412,206 | 4.5% | 24 |
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $17.5M | 341,590 | 3.9% | 24 |
| DIMENSIONAL ETF TRUST | [DFAX](https://holderbook.com/stocks/DFAX/) | $16.8M | 454,810 | 3.7% | 21 |
| ISHARES TR | [GNMA](https://holderbook.com/stocks/GNMA/) | $15.3M | 366,502 | 3.4% | 24 |
| AMERICAN CENTY ETF TR | [AVLC](https://holderbook.com/stocks/AVLC/) | $14.7M | 162,333 | 3.3% | 10 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $13.7M | 145,726 | 3.0% | 24 |
| AMERICAN CENTY ETF TR | [AVMV](https://holderbook.com/stocks/AVMV/) | $13.1M | 172,244 | 2.9% | 10 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $11.9M | 51,963 | 2.6% | 24 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $10.4M | 88,253 | 2.3% | 24 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $10.3M | 35,186 | 2.3% | 24 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $9.2M | 39,813 | 2.0% | 24 |
| AMERICAN CENTY ETF TR | [AVLV](https://holderbook.com/stocks/AVLV/) | $8.9M | 98,051 | 2.0% | 10 |
| VANGUARD INDEX FDS | [VOE](https://holderbook.com/stocks/VOE/) | $8.8M | 45,199 | 2.0% | 24 |
| AMERICAN CENTY ETF TR | [AVUS](https://holderbook.com/stocks/AVUS/) | $7.4M | 57,950 | 1.6% | 24 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $6.4M | 18,855 | 1.4% | 24 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $5.9M | 76,648 | 1.3% | 18 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $5.9M | 57,885 | 1.3% | 24 |
| AMERICAN CENTY ETF TR | [AVIV](https://holderbook.com/stocks/AVIV/) | $5.6M | 70,115 | 1.2% | 10 |
| ISHARES TR | [IVLU](https://holderbook.com/stocks/IVLU/) | $5.1M | 118,289 | 1.1% | 24 |
| CBRE GROUP INC | [CBRE](https://holderbook.com/stocks/CBRE/) | $4.9M | 38,501 | 1.1% | 15 |
| ISHARES TR | [USRT](https://holderbook.com/stocks/USRT/) | $4.8M | 78,362 | 1.1% | 24 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $4.2M | 5,557 | 0.9% | 24 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $3.9M | 11,740 | 0.9% | 24 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $3.9M | 37,317 | 0.9% | 24 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $3.8M | 17,402 | 0.8% | 24 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $3.7M | 17,655 | 0.8% | 24 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $3.4M | 35,950 | 0.8% | 24 |
| ISHARES TR | [IJJ](https://holderbook.com/stocks/IJJ/) | $3.2M | 22,889 | 0.7% | 24 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $3.1M | 70,625 | 0.7% | 21 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $2.8M | 19,452 | 0.6% | 24 |
| AMERICAN CENTY ETF TR | [AVDE](https://holderbook.com/stocks/AVDE/) | $2.7M | 29,547 | 0.6% | 21 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $2.6M | 37,665 | 0.6% | 18 |
| ISHARES TR | [SGOV](https://holderbook.com/stocks/SGOV/) | $2.6M | 26,103 | 0.6% | 15 |
| ISHARES TR | [SCZ](https://holderbook.com/stocks/SCZ/) | $2.5M | 29,606 | 0.6% | 24 |
| ISHARES TR | [IAGG](https://holderbook.com/stocks/IAGG/) | $2.2M | 44,033 | 0.5% | 24 |
| VANGUARD INTL EQUITY INDEX F | [VNQI](https://holderbook.com/stocks/VNQI/) | $2.2M | 50,935 | 0.5% | 24 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $2.1M | 31,170 | 0.5% | 24 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $2.1M | 4,136 | 0.5% | 24 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $1.8M | 11,030 | 0.4% | 24 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $1.7M | 7,019 | 0.4% | 24 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $1.7M | 23,678 | 0.4% | 19 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $1.6M | 15,508 | 0.4% | 24 |
| REALTY INCOME CORP | [O](https://holderbook.com/stocks/O/) | $1.6M | 28,749 | 0.3% | 15 |
| DIMENSIONAL ETF TRUST | [DISV](https://holderbook.com/stocks/DISV/) | $1.5M | 35,678 | 0.3% | 17 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $1.5M | 15,475 | 0.3% | 17 |
| VANGUARD SCOTTSDALE FDS | [VCIT](https://holderbook.com/stocks/VCIT/) | $1.5M | 18,782 | 0.3% | 6 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $1.4M | 1,780 | 0.3% | 24 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $1.3M | 28,393 | 0.3% | 18 |
| VANGUARD SCOTTSDALE FDS | [VMBS](https://holderbook.com/stocks/VMBS/) | $1.1M | 25,546 | 0.3% | 17 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $1.1M | 9,028 | 0.2% | 17 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $1.1M | 8,747 | 0.2% | 24 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $1.1M | 19,131 | 0.2% | 17 |
| ISHARES TR | [IWO](https://holderbook.com/stocks/IWO/) | $1.1M | 2,966 | 0.2% | 24 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $1.0M | 2,797 | 0.2% | 24 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $973.7K | 16,417 | 0.2% | 24 |
| ISHARES TR | [IWS](https://holderbook.com/stocks/IWS/) | $960.6K | 5,976 | 0.2% | 17 |
| ISHARES TR | [IBTG](https://holderbook.com/stocks/IBTG/) | $955.9K | 41,777 | 0.2% | 4 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $946.7K | 12,255 | 0.2% | 18 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $923.3K | 1,406 | 0.2% | 24 |
| ISHARES TR | [IBTH](https://holderbook.com/stocks/IBTH/) | $922.1K | 41,311 | 0.2% | 4 |
| SPDR SERIES TRUST | [SHM](https://holderbook.com/stocks/SHM/) | $915.0K | 19,615 | 0.2% | 18 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $905.6K | 2,098 | 0.2% | 24 |
| ISHARES TR | [IBTI](https://holderbook.com/stocks/IBTI/) | $859.9K | 39,248 | 0.2% | 10 |
| ISHARES TR | [IBDT](https://holderbook.com/stocks/IBDT/) | $830.3K | 33,265 | 0.2% | 12 |
| ISHARES U S ETF TR | [COMT](https://holderbook.com/stocks/COMT/) | $810.9K | 21,999 | 0.2% | 24 |
| ISHARES TR | [IBDR](https://holderbook.com/stocks/IBDR/) | $808.7K | 33,361 | 0.2% | 12 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $733.1K | 991 | 0.2% | 3 |
| ISHARES TR | [IUSB](https://holderbook.com/stocks/IUSB/) | $714.8K | 16,213 | 0.2% | 23 |
| SPDR SERIES TRUST | [SJNK](https://holderbook.com/stocks/SJNK/) | $698.3K | 28,797 | 0.2% | 1 |
| ISHARES TR | [IJK](https://holderbook.com/stocks/IJK/) | $695.1K | 6,342 | 0.2% | 24 |
| NEWELL BRANDS INC | [NWL](https://holderbook.com/stocks/NWL/) | $685.2K | 129,770 | 0.2% | 15 |
| FIDELITY WISE ORIGIN BITCOIN | [FBTC](https://holderbook.com/stocks/FBTC/) | $675.5K | 9,300 | 0.1% | 8 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $623.1K | 7,335 | 0.1% | 24 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $619.5K | 535 | 0.1% | 6 |
| ISHARES TR | [IBDS](https://holderbook.com/stocks/IBDS/) | $582.1K | 24,134 | 0.1% | 12 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $538.6K | 7,486 | 0.1% | 15 |
| ISHARES TR | [IBDX](https://holderbook.com/stocks/IBDX/) | $528.3K | 21,950 | 0.1% | 1 |
| ISHARES TR | [IBTJ](https://holderbook.com/stocks/IBTJ/) | $525.1K | 24,742 | 0.1% | 9 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $513.6K | 3,308 | 0.1% | 24 |
| ISHARES TR | [IBDU](https://holderbook.com/stocks/IBDU/) | $486.9K | 21,460 | 0.1% | 10 |
| DIMENSIONAL ETF TRUST | [DFAE](https://holderbook.com/stocks/DFAE/) | $478.2K | 12,166 | 0.1% | 17 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $472.4K | 929 | 0.1% | 15 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $427.7K | 2,710 | 0.1% | 24 |
| SPDR SERIES TRUST | [JNK](https://holderbook.com/stocks/JNK/) | $421.7K | 4,547 | 0.1% | 1 |
| ISHARES TR | [IBTL](https://holderbook.com/stocks/IBTL/) | $403.8K | 20,739 | 0.1% | 2 |
| ISHARES TR | [IBDV](https://holderbook.com/stocks/IBDV/) | $401.3K | 18,985 | 0.1% | 10 |
| ISHARES TR | [IJT](https://holderbook.com/stocks/IJT/) | $401.0K | 2,501 | 0.1% | 24 |
| ISHARES TR | [IBTK](https://holderbook.com/stocks/IBTK/) | $389.7K | 20,519 | 0.1% | 9 |
| VANGUARD INDEX FDS | [VV](https://holderbook.com/stocks/VV/) | $387.7K | 1,102 | 0.1% | 24 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $383.5K | 571 | 0.1% | 1 |
| IDEXX LABS INC | [IDXX](https://holderbook.com/stocks/IDXX/) | $365.5K | 700 | 0.1% | 15 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $361.4K | 4,608 | 0.1% | 24 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $323.1K | 4,083 | 0.1% | 24 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $322.5K | 1,160 | 0.1% | 24 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $317.7K | 1,275 | 0.1% | 3 |
| FREEPORT-MCMORAN INC | [FCX](https://holderbook.com/stocks/FCX/) | $315.0K | 4,500 | 0.1% | 3 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +7.4% | +14.8% | -7.5% | 100% |
| Q1 2026 | -0.0% | -4.6% | +4.6% | 100% |
| Q4 2025 | +1.4% | +2.4% | -1.0% | 100% |
| Q3 2025 | +5.2% | +7.8% | -2.6% | 100% |
| Q2 2025 | +6.2% | +10.5% | -4.3% | 100% |
| Q1 2025 | -0.0% | -4.6% | +4.5% | 100% |
| Q4 2024 | -2.4% | +2.1% | -4.6% | 100% |
| Q3 2024 | +6.4% | +5.4% | +0.9% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2026 | $450.7M | 119 |
| Q2 2026 | $436.3M | 117 |
| Q1 2026 | $394.7M | 110 |
| Q4 2025 | $382.3M | 108 |
| Q3 2025 | $370.7M | 109 |
| Q2 2025 | $346.6M | 106 |
| Q1 2025 | $319.4M | 104 |
| Q4 2024 | $312.0M | 103 |
| Q3 2024 | $315.6M | 104 |
| Q2 2024 | $292.5M | 102 |
| Q1 2024 | $288.8M | 94 |
| Q4 2023 | $267.1M | 93 |