# Monterey Private Wealth, Inc.

> Institutional holdings reported to the SEC as of Q1 2025 on Form 13F. CIK 1839826. Source: https://holderbook.com/funds/1839826-monterey-private-wealth-inc/

- Reported value: $339.5M
- Positions: 138
- Weight of the ten largest: 63.6%
- Filed: 2025-05-14

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $52.9M | 192,454 | 15.6% | 22 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $38.6M | 759,112 | 11.4% | 20 |
| BERKSHIRE HATHAWAY INC DEL | [BRKA](https://holderbook.com/stocks/BRKA/) | $33.5M | 42 | 9.9% | 1 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $19.8M | 37,157 | 5.8% | 22 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $17.4M | 78,143 | 5.1% | 22 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $15.4M | 69,560 | 4.5% | 22 |
| WISDOMTREE TR | [DGRW](https://holderbook.com/stocks/DGRW/) | $10.8M | 134,676 | 3.2% | 11 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $9.5M | 115,777 | 2.8% | 21 |
| ISHARES TR | [DGRO](https://holderbook.com/stocks/DGRO/) | $9.1M | 147,778 | 2.7% | 20 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $8.9M | 147,127 | 2.6% | 21 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $7.0M | 15,025 | 2.1% | 19 |
| ISHARES INC | [EMXC](https://holderbook.com/stocks/EMXC/) | $6.9M | 124,363 | 2.0% | 5 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $6.2M | 12,036 | 1.8% | 22 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $5.6M | 14,847 | 1.6% | 22 |
| ISHARES TR | [USMV](https://holderbook.com/stocks/USMV/) | $4.6M | 48,675 | 1.3% | 22 |
| VANGUARD WORLD FD | [ESGV](https://holderbook.com/stocks/ESGV/) | $4.4M | 44,479 | 1.3% | 22 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $4.0M | 70,772 | 1.2% | 4 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $3.9M | 72,668 | 1.2% | 5 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $3.8M | 4,036 | 1.1% | 22 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $3.2M | 27,252 | 0.9% | 22 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $3.1M | 11,769 | 0.9% | 22 |
| J P MORGAN EXCHANGE TRADED F | [JEPQ](https://holderbook.com/stocks/JEPQ/) | $2.7M | 52,098 | 0.8% | 4 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $2.6M | 16,953 | 0.8% | 22 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.5M | 13,093 | 0.7% | 22 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $2.3M | 9,319 | 0.7% | 22 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $2.2M | 24,736 | 0.7% | 21 |
| ISHARES TR | [EFAV](https://holderbook.com/stocks/EFAV/) | $2.1M | 27,066 | 0.6% | 22 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $2.1M | 19,045 | 0.6% | 16 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.8M | 11,814 | 0.5% | 22 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $1.7M | 4,872 | 0.5% | 22 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $1.6M | 8,301 | 0.5% | 22 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.6M | 13,301 | 0.5% | 22 |
| VANGUARD WORLD FD | [VSGX](https://holderbook.com/stocks/VSGX/) | $1.6M | 26,453 | 0.5% | 22 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $1.4M | 2,467 | 0.4% | 22 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $1.3M | 31,580 | 0.4% | 22 |
| INVESCO EXCH TRADED FD TR II | [SPLV](https://holderbook.com/stocks/SPLV/) | $1.3M | 17,263 | 0.4% | 22 |
| S&P GLOBAL INC | [SPGI](https://holderbook.com/stocks/SPGI/) | $1.1M | 2,171 | 0.3% | 22 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.0M | 1,753 | 0.3% | 9 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $963.0K | 9,757 | 0.3% | 22 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $940.6K | 6,274 | 0.3% | 22 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $926.8K | 1,122 | 0.3% | 22 |
| DIMENSIONAL ETF TRUST | [DFAC](https://holderbook.com/stocks/DFAC/) | $888.2K | 26,924 | 0.3% | 16 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $884.2K | 5,119 | 0.3% | 14 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $871.5K | 3,370 | 0.3% | 18 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $816.2K | 4,879 | 0.2% | 22 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $810.6K | 2,212 | 0.2% | 20 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $743.9K | 10,128 | 0.2% | 20 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $698.8K | 7,785 | 0.2% | 22 |
| INVESCO EXCH TRD SLF IDX FD | [BSCQ](https://holderbook.com/stocks/BSCQ/) | $674.4K | 34,620 | 0.2% | 3 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $670.9K | 1,858 | 0.2% | 22 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $647.9K | 1,237 | 0.2% | 13 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $642.5K | 4,851 | 0.2% | 20 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $633.4K | 15,371 | 0.2% | 11 |
| INVESCO EXCH TRD SLF IDX FD | [BSCP](https://holderbook.com/stocks/BSCP/) | $630.7K | 30,497 | 0.2% | 3 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $609.8K | 3,057 | 0.2% | 11 |
| ISHARES TR | [IDV](https://holderbook.com/stocks/IDV/) | $600.7K | 19,365 | 0.2% | 2 |
| INVESCO EXCH TRD SLF IDX FD | [BSCR](https://holderbook.com/stocks/BSCR/) | $600.6K | 30,660 | 0.2% | 3 |
| INVESCO EXCH TRD SLF IDX FD | [BSCS](https://holderbook.com/stocks/BSCS/) | $574.7K | 28,240 | 0.2% | 3 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $557.0K | 2,659 | 0.2% | 22 |
| CARRIER GLOBAL CORPORATION | [CARR](https://holderbook.com/stocks/CARR/) | $529.6K | 8,353 | 0.2% | 19 |
| INVESCO EXCH TRD SLF IDX FD | [BSCT](https://holderbook.com/stocks/BSCT/) | $522.0K | 28,171 | 0.2% | 3 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $514.6K | 8,339 | 0.2% | 22 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $513.0K | 4,865 | 0.2% | 2 |
| COHEN & STEERS INFRASTRUCTUR | [UTF](https://holderbook.com/stocks/UTF/) | $491.2K | 19,226 | 0.1% | 22 |
| FIRST TR EXCHANGE TRADED FD | [FXZ](https://holderbook.com/stocks/FXZ/) | $491.1K | 8,857 | 0.1% | 22 |
| MACERICH CO | [MAC](https://holderbook.com/stocks/MAC/) | $488.3K | 28,440 | 0.1% | 19 |
| ISHARES TR | [CRBN](https://holderbook.com/stocks/CRBN/) | $476.3K | 2,491 | 0.1% | 6 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $472.1K | 2,847 | 0.1% | 22 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $469.7K | 3,498 | 0.1% | 22 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $469.3K | 3,639 | 0.1% | 22 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $465.4K | 2,780 | 0.1% | 4 |
| CONOCOPHILLIPS | [COP](https://holderbook.com/stocks/COP/) | $460.1K | 4,381 | 0.1% | 13 |
| PG&E CORP | [PCG](https://holderbook.com/stocks/PCG/) | $452.4K | 26,331 | 0.1% | 1 |
| MORGAN STANLEY ETF TRUST | [EVLN](https://holderbook.com/stocks/EVLN/) | $446.7K | 9,033 | 0.1% | 1 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $442.4K | 3,335 | 0.1% | 22 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $439.4K | 2,195 | 0.1% | 9 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $422.3K | 1,570 | 0.1% | 4 |
| OTIS WORLDWIDE CORP | [OTIS](https://holderbook.com/stocks/OTIS/) | $413.6K | 4,008 | 0.1% | 20 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $410.6K | 1,314 | 0.1% | 19 |
| FISERV INC | [FISV](https://holderbook.com/stocks/FISV/) | $408.5K | 1,850 | 0.1% | 6 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $377.1K | 2,213 | 0.1% | 22 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $375.0K | 4,271 | 0.1% | 5 |
| ECOLAB INC | [ECL](https://holderbook.com/stocks/ECL/) | $368.9K | 1,455 | 0.1% | 9 |
| ISHARES TR | [DMXF](https://holderbook.com/stocks/DMXF/) | $363.9K | 5,404 | 0.1% | 8 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $357.2K | 851 | 0.1% | 19 |
| PROGRESSIVE CORP | [PGR](https://holderbook.com/stocks/PGR/) | $351.5K | 1,242 | 0.1% | 5 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $346.2K | 649 | 0.1% | 10 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $331.8K | 13,252 | 0.1% | 2 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $330.3K | 1,990 | 0.1% | 5 |
| DIREXION SHARES ETF TRUST | [QQQE](https://holderbook.com/stocks/QQQE/) | $322.6K | 3,700 | 0.1% | 17 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $321.3K | 1,360 | 0.1% | 20 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $318.0K | 3,242 | 0.1% | 20 |
| COMCAST CORP NEW | [CMCSA](https://holderbook.com/stocks/CMCSA/) | $313.6K | 8,498 | 0.1% | 20 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $309.7K | 1,246 | 0.1% | 5 |
| HERSHEY CO | [HSY](https://holderbook.com/stocks/HSY/) | $296.2K | 1,732 | 0.1% | 10 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $287.6K | 4,928 | 0.1% | 18 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $281.6K | 302 | 0.1% | 4 |
| COLGATE PALMOLIVE CO | [CL](https://holderbook.com/stocks/CL/) | $280.7K | 2,996 | 0.1% | 18 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $278.4K | 1,918 | 0.1% | 6 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $275.6K | 2,949 | 0.1% | 13 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q1 2025 | -1.6% | -4.6% | +2.9% | 100% |
| Q4 2024 | -0.6% | +2.1% | -2.7% | 100% |
| Q3 2024 | +6.6% | +5.4% | +1.2% | 100% |
| Q2 2024 | +2.2% | +4.0% | -1.9% | 100% |
| Q1 2024 | +7.2% | +10.0% | -2.8% | 100% |
| Q4 2023 | +9.5% | +11.2% | -1.7% | 100% |
| Q3 2023 | -3.9% | -3.6% | -0.4% | 100% |
| Q2 2023 | +6.7% | +8.3% | -1.5% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q1 2025 | $339.5M | 138 |
| Q4 2024 | $303.3M | 141 |
| Q3 2024 | $293.5M | 124 |
| Q2 2024 | $267.5M | 118 |
| Q1 2024 | $249.1M | 112 |
| Q4 2023 | $221.5M | 105 |
| Q3 2023 | $198.9M | 95 |
| Q2 2023 | $206.4M | 105 |
| Q1 2023 | $194.7M | 101 |
| Q4 2022 | $185.3M | 99 |
| Q3 2022 | $166.9M | 97 |
| Q2 2022 | $175.0M | 102 |