# SYNOVUS FINANCIAL CORP

> Institutional holdings reported to the SEC as of Q3 2025 on Form 13F. CIK 18349. Source: https://holderbook.com/funds/18349-synovus-financial-corp/

- Reported value: $8.7B
- Positions: 937
- Weight of the ten largest: 42.2%
- Filed: 2025-11-07

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $659.6M | 3,240,013 | 7.5% | 28 |
| GLOBAL PMTS INC | [GPN](https://holderbook.com/stocks/GPN/) | $635.9M | 7,653,761 | 7.3% | 28 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $568.7M | 1,214,072 | 6.5% | 28 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $501.6M | 7,563,920 | 5.7% | 28 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $299.8M | 449,982 | 3.4% | 28 |
| SYNOVUS FINL CORP | [SNV](https://holderbook.com/stocks/SNV/) | $260.6M | 5,308,777 | 3.0% | 28 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $213.8M | 839,520 | 2.4% | 28 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $191.3M | 369,234 | 2.2% | 28 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $180.3M | 3,008,694 | 2.1% | 28 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $176.3M | 944,678 | 2.0% | 28 |
| SOUTHERN CO | [SO](https://holderbook.com/stocks/SO/) | $160.0M | 1,688,686 | 1.8% | 28 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $144.5M | 742,905 | 1.7% | 28 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $141.4M | 584,336 | 1.6% | 28 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $129.1M | 680,638 | 1.5% | 28 |
| AFLAC INC | [AFL](https://holderbook.com/stocks/AFL/) | $123.4M | 1,104,430 | 1.4% | 28 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $108.3M | 1,122,081 | 1.2% | 28 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $96.7M | 306,472 | 1.1% | 28 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $88.9M | 365,515 | 1.0% | 28 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $82.3M | 374,753 | 0.9% | 28 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $76.8M | 100,668 | 0.9% | 28 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $73.4M | 222,319 | 0.8% | 28 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $69.9M | 196,558 | 0.8% | 28 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $68.2M | 168,198 | 0.8% | 28 |
| BLACKROCK ETF TRUST II | [BINC](https://holderbook.com/stocks/BINC/) | $64.1M | 1,203,741 | 0.7% | 3 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $64.0M | 538,538 | 0.7% | 28 |
| ISHARES TR | [GVI](https://holderbook.com/stocks/GVI/) | $62.0M | 576,665 | 0.7% | 6 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $57.9M | 94,529 | 0.7% | 28 |
| INVESCO EXCHANGE TRADED FD T | [PRF](https://holderbook.com/stocks/PRF/) | $55.8M | 1,233,291 | 0.6% | 28 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $52.7M | 564,523 | 0.6% | 28 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $50.7M | 154,364 | 0.6% | 28 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $50.3M | 178,670 | 0.6% | 28 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $45.4M | 61,866 | 0.5% | 28 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $42.7M | 230,188 | 0.5% | 28 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $42.2M | 374,134 | 0.5% | 28 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $39.2M | 686,623 | 0.4% | 15 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $35.8M | 147,132 | 0.4% | 28 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $35.6M | 38,449 | 0.4% | 28 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $34.3M | 220,570 | 0.4% | 28 |
| ISHARES TR | [SHY](https://holderbook.com/stocks/SHY/) | $33.8M | 406,980 | 0.4% | 28 |
| HARBOR ETF TRUST | [HGER](https://holderbook.com/stocks/HGER/) | $31.1M | 1,203,559 | 0.4% | 14 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $30.0M | 60,004 | 0.3% | 28 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $29.7M | 49,499 | 0.3% | 28 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $29.6M | 97,433 | 0.3% | 28 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $29.5M | 207,249 | 0.3% | 28 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $29.4M | 86,020 | 0.3% | 28 |
| AMERICAN CENTY ETF TR | [QGRO](https://holderbook.com/stocks/QGRO/) | $29.3M | 255,814 | 0.3% | 26 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $28.9M | 124,959 | 0.3% | 28 |
| VANGUARD WORLD FD | [VFH](https://holderbook.com/stocks/VFH/) | $28.5M | 216,804 | 0.3% | 28 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $27.3M | 399,164 | 0.3% | 28 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $26.8M | 520,174 | 0.3% | 28 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $26.0M | 38,761 | 0.3% | 28 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $25.4M | 899,194 | 0.3% | 28 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $25.2M | 244,975 | 0.3% | 28 |
| PACER FDS TR | [COWZ](https://holderbook.com/stocks/COWZ/) | $25.2M | 438,690 | 0.3% | 8 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $25.0M | 49,645 | 0.3% | 28 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $24.8M | 148,262 | 0.3% | 22 |
| GENUINE PARTS CO | [GPC](https://holderbook.com/stocks/GPC/) | $24.8M | 178,726 | 0.3% | 28 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $24.6M | 160,127 | 0.3% | 28 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $23.2M | 315,641 | 0.3% | 2 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $23.0M | 81,416 | 0.3% | 28 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $22.2M | 254,125 | 0.3% | 28 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $22.0M | 164,218 | 0.3% | 28 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $21.8M | 45,606 | 0.2% | 28 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $21.5M | 256,591 | 0.2% | 28 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $21.5M | 37,705 | 0.2% | 28 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $19.4M | 136,009 | 0.2% | 28 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $18.5M | 149,310 | 0.2% | 28 |
| EATON CORP PLC | [ETN](https://holderbook.com/stocks/ETN/) | $18.4M | 49,166 | 0.2% | 28 |
| TRUIST FINL CORP | [TFC](https://holderbook.com/stocks/TFC/) | $18.0M | 393,992 | 0.2% | 24 |
| TJX COS INC NEW | [TJX](https://holderbook.com/stocks/TJX/) | $17.7M | 122,486 | 0.2% | 28 |
| JOHN HANCOCK EXCHANGE TRADED | [JHSC](https://holderbook.com/stocks/JHSC/) | $17.5M | 418,561 | 0.2% | 28 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $17.3M | 80,116 | 0.2% | 28 |
| AUTOMATIC DATA PROCESSING IN | [ADP](https://holderbook.com/stocks/ADP/) | $17.3M | 58,784 | 0.2% | 28 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $17.2M | 21,637 | 0.2% | 28 |
| WASTE MGMT INC DEL | [WM](https://holderbook.com/stocks/WM/) | $17.2M | 77,706 | 0.2% | 28 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $17.1M | 35,593 | 0.2% | 28 |
| VANGUARD INDEX FDS | [VOT](https://holderbook.com/stocks/VOT/) | $17.0M | 57,764 | 0.2% | 28 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $16.9M | 60,037 | 0.2% | 28 |
| AMGEN INC | [AMGN](https://holderbook.com/stocks/AMGN/) | $16.8M | 59,438 | 0.2% | 28 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $16.0M | 242,981 | 0.2% | 28 |
| HONEYWELL INTL INC | [HONZZZZ](https://holderbook.com/stocks/HONZZZZ/) | $15.7M | 74,433 | 0.2% | 28 |
| JOHN HANCOCK EXCHANGE TRADED | [JHMM](https://holderbook.com/stocks/JHMM/) | $15.6M | 241,189 | 0.2% | 13 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $15.5M | 87,880 | 0.2% | 28 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $15.3M | 302,002 | 0.2% | 28 |
| AMERICAN CENTY ETF TR | [VALQ](https://holderbook.com/stocks/VALQ/) | $15.0M | 231,907 | 0.2% | 26 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $14.6M | 71,773 | 0.2% | 28 |
| ENBRIDGE INC | [ENB](https://holderbook.com/stocks/ENB/) | $14.4M | 286,240 | 0.2% | 28 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $14.3M | 324,993 | 0.2% | 28 |
| ISHARES SILVER TR | [SLV](https://holderbook.com/stocks/SLV/) | $14.2M | 334,211 | 0.2% | 28 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $14.1M | 216,652 | 0.2% | 28 |
| BRISTOL-MYERS SQUIBB CO | [BMY](https://holderbook.com/stocks/BMY/) | $14.1M | 311,763 | 0.2% | 28 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $14.0M | 187,881 | 0.2% | 28 |
| DARDEN RESTAURANTS INC | [DRI](https://holderbook.com/stocks/DRI/) | $13.5M | 71,140 | 0.2% | 28 |
| TRAVELERS COMPANIES INC | [TRV](https://holderbook.com/stocks/TRV/) | $13.5M | 48,300 | 0.2% | 28 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $13.4M | 82,646 | 0.2% | 28 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $13.0M | 512,060 | 0.1% | 28 |
| BLACKROCK ETF TRUST II | [BRTR](https://holderbook.com/stocks/BRTR/) | $12.8M | 250,567 | 0.1% | 3 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $12.7M | 45,366 | 0.1% | 12 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $12.3M | 10,287 | 0.1% | 28 |
| ISHARES TR | [IWO](https://holderbook.com/stocks/IWO/) | $12.3M | 38,398 | 0.1% | 28 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q3 2025 | +5.4% | +7.8% | -2.4% | 100% |
| Q2 2025 | +4.2% | +10.5% | -6.2% | 100% |
| Q1 2025 | -2.4% | -4.6% | +2.2% | 100% |
| Q4 2024 | -0.2% | +2.1% | -2.4% | 100% |
| Q3 2024 | +7.2% | +5.4% | +1.8% | 100% |
| Q2 2024 | -2.1% | +4.0% | -6.2% | 100% |
| Q1 2024 | +7.4% | +10.0% | -2.7% | 100% |
| Q4 2023 | +10.2% | +11.2% | -1.0% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2025 | $8.7B | 937 |
| Q2 2025 | $8.2B | 909 |
| Q1 2025 | $7.7B | 894 |
| Q4 2024 | $7.9B | 874 |
| Q3 2024 | $8.6B | 915 |
| Q2 2024 | $7.6B | 839 |
| Q1 2024 | $7.7B | 842 |
| Q4 2023 | $7.1B | 821 |
| Q3 2023 | $8.8B | 837 |
| Q2 2023 | $9.1B | 840 |
| Q1 2023 | $8.9B | 827 |
| Q4 2022 | $8.8B | 859 |