# eCIO, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1830823. Source: https://holderbook.com/funds/1830823-ecio-inc/

- Reported value: $355.9M
- Positions: 46
- Weight of the ten largest: 77.9%
- Filed: 2026-07-27

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB S&P 500 INDEX | - | $80.2M | 4,150,439 | 22.5% | 1 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $43.9M | 443,674 | 12.3% | 6 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $33.8M | 1,064,896 | 9.5% | 6 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $30.3M | 1,092,949 | 8.5% | 6 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $19.5M | 249,955 | 5.5% | 6 |
| VANGUARD SCOTTSDALE FDS | [VMBS](https://holderbook.com/stocks/VMBS/) | $15.6M | 332,623 | 4.4% | 3 |
| Schwab US Mid-Cap Index | - | $14.8M | 894,938 | 4.2% | 1 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $13.6M | 91,747 | 3.8% | 6 |
| VANGUARD INSTL INDEX FD | [VBIL](https://holderbook.com/stocks/VBIL/) | $12.9M | 171,059 | 3.6% | 5 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $12.7M | 153,634 | 3.6% | 6 |
| JANUS DETROIT STR TR | [JAAA](https://holderbook.com/stocks/JAAA/) | $11.1M | 220,349 | 3.1% | 6 |
| ISHARES TR | [SUSA](https://holderbook.com/stocks/SUSA/) | $9.3M | 60,027 | 2.6% | 6 |
| BONDBLOXX ETF TRUST | [XHLF](https://holderbook.com/stocks/XHLF/) | $9.1M | 180,392 | 2.5% | 4 |
| BONDBLOXX ETF TRUST | [XONE](https://holderbook.com/stocks/XONE/) | $8.5M | 171,397 | 2.4% | 5 |
| ISHARES TR | [EAGG](https://holderbook.com/stocks/EAGG/) | $7.8M | 164,204 | 2.2% | 6 |
| ISHARES TR | [ISTB](https://holderbook.com/stocks/ISTB/) | $5.2M | 107,864 | 1.5% | 6 |
| ISHARES TR | [EVUS](https://holderbook.com/stocks/EVUS/) | $4.8M | 135,346 | 1.3% | 1 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $4.1M | 39,656 | 1.1% | 6 |
| ISHARES TR | [ESML](https://holderbook.com/stocks/ESML/) | $3.6M | 64,571 | 1.0% | 6 |
| VANGUARD SCOTTSDALE FDS | [VGSH](https://holderbook.com/stocks/VGSH/) | $1.9M | 31,897 | 0.5% | 6 |
| ISHARES TR | [SUSB](https://holderbook.com/stocks/SUSB/) | $1.8M | 72,604 | 0.5% | 6 |
| ISHARES INC | [ESGE](https://holderbook.com/stocks/ESGE/) | $1.7M | 31,670 | 0.5% | 6 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $1.4M | 1,172 | 0.4% | 6 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $1.2M | 16,890 | 0.3% | 6 |
| SPDR SERIES TRUST | [SPYX](https://holderbook.com/stocks/SPYX/) | $1.2M | 19,956 | 0.3% | 6 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $855.9K | 2,313 | 0.2% | 6 |
| ISHARES TR | [USXF](https://holderbook.com/stocks/USXF/) | $701.7K | 10,104 | 0.2% | 5 |
| SCHWAB STRATEGIC TR | [SCHR](https://holderbook.com/stocks/SCHR/) | $526.2K | 21,336 | 0.1% | 6 |
| GLOBAL X FDS | [CATH](https://holderbook.com/stocks/CATH/) | $437.9K | 4,948 | 0.1% | 2 |
| SPDR INDEX SHS FDS | [EFAX](https://holderbook.com/stocks/EFAX/) | $399.4K | 7,379 | 0.1% | 6 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $367.1K | 1,039 | 0.1% | 6 |
| CATHOLIC RESPONSIBLE INV ESTMENTS BD INV | - | $287.5K | 33,983 | 0.1% | 2 |
| VANGUARD MALVERN FDS | [VTIP](https://holderbook.com/stocks/VTIP/) | $286.8K | 5,709 | 0.1% | 6 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $285.8K | 1,821 | 0.1% | 6 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $261.6K | 701 | 0.1% | 6 |
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $243.8K | 4,652 | 0.1% | 6 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $243.6K | 1,022 | 0.1% | 1 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $242.0K | 2,889 | 0.1% | 6 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $237.0K | 933 | 0.1% | 6 |
| GLOBAL X FDS | [CEFA](https://holderbook.com/stocks/CEFA/) | $235.3K | 5,930 | 0.1% | 2 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $231.3K | 776 | 0.1% | 1 |
| JPMORGAN CHASE & CO | - | $25.1K | 25,000 | 0.0% | 6 |
| DELL INTL LLC/EMC CORP | - | $21.7K | 22,000 | 0.0% | 6 |
| WELLS FARGO & CO | - | $15.3K | 15,000 | 0.0% | 6 |
| DUKE ENERGY CORP | - | $15.0K | 15,000 | 0.0% | 6 |
| ISHARES TR | [ICLN](https://holderbook.com/stocks/ICLN/) | $8.9K | 437 | 0.0% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +5.2% | +14.8% | -9.6% | 99% |
| Q1 2026 | +1.8% | -4.6% | +6.5% | 92% |
| Q4 2025 | +1.1% | +2.4% | -1.3% | 89% |
| Q3 2025 | -19.9% | +7.8% | -27.8% | 90% |
| Q2 2025 | +4.2% | +10.5% | -6.3% | 68% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $355.9M | 46 |
| Q1 2026 | $227.6M | 42 |
| Q4 2025 | $214.7M | 190 |
| Q3 2025 | $267.9M | 70 |
| Q2 2025 | $237.2M | 71 |
| Q1 2025 | $298.9M | 494 |