# Bull Oak Capital, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1824263. Source: https://holderbook.com/funds/1824263-bull-oak-capital-llc/

- Reported value: $300.2M
- Positions: 40
- Weight of the ten largest: 87.4%
- Filed: 2026-08-10

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $108.3M | 144,614 | 36.1% | 19 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $38.9M | 403,026 | 13.0% | 11 |
| INVESCO EXCH TRADED FD TR II | [SPMO](https://holderbook.com/stocks/SPMO/) | $30.5M | 189,004 | 10.2% | 5 |
| ISHARES TR | [SHV](https://holderbook.com/stocks/SHV/) | $27.8M | 251,810 | 9.3% | 16 |
| AMERICAN CENTY ETF TR | [AVUS](https://holderbook.com/stocks/AVUS/) | $13.0M | 101,602 | 4.3% | 8 |
| ISHARES TR | [SGOV](https://holderbook.com/stocks/SGOV/) | $10.5M | 104,497 | 3.5% | 5 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $10.2M | 115,774 | 3.4% | 19 |
| AMERICAN CENTY ETF TR | [AVDV](https://holderbook.com/stocks/AVDV/) | $7.9M | 76,925 | 2.6% | 8 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $7.7M | 62,014 | 2.6% | 8 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $7.4M | 97,670 | 2.5% | 5 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $6.4M | 81,647 | 2.1% | 12 |
| SPDR SERIES TRUST | [SPAB](https://holderbook.com/stocks/SPAB/) | $4.3M | 167,695 | 1.4% | 15 |
| ISHARES TR | [GOVT](https://holderbook.com/stocks/GOVT/) | $4.2M | 185,121 | 1.4% | 19 |
| ISHARES BITCOIN TRUST ETF | [IBIT](https://holderbook.com/stocks/IBIT/) | $3.4M | 100,750 | 1.1% | 9 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $2.8M | 34,496 | 0.9% | 11 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $2.5M | 6,721 | 0.8% | 5 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $2.5M | 84,472 | 0.8% | 6 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $1.5M | 17,886 | 0.5% | 8 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $1.2M | 5,606 | 0.4% | 8 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $950.1K | 3,283 | 0.3% | 6 |
| QUALCOMM INC | [QCOM](https://holderbook.com/stocks/QCOM/) | $834.9K | 4,518 | 0.3% | 3 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $761.7K | 1,020 | 0.3% | 12 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $703.5K | 4,798 | 0.2% | 3 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $661.6K | 1,774 | 0.2% | 14 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $608.1K | 7,359 | 0.2% | 2 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $476.1K | 3,482 | 0.2% | 3 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $432.6K | 7,864 | 0.1% | 14 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $385.1K | 523 | 0.1% | 5 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $371.1K | 1,038 | 0.1% | 1 |
| SEMPRA | [SRE](https://holderbook.com/stocks/SRE/) | $368.8K | 3,978 | 0.1% | 2 |
| TRAVELERS COMPANIES INC | [TRV](https://holderbook.com/stocks/TRV/) | $355.9K | 1,078 | 0.1% | 2 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $329.2K | 1,645 | 0.1% | 5 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $296.0K | 431 | 0.1% | 3 |
| OKLO INC | [OKLO](https://holderbook.com/stocks/OKLO/) | $261.6K | 5,000 | 0.1% | 2 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $261.0K | 2,184 | 0.1% | 1 |
| DIMENSIONAL ETF TRUST | [DFUS](https://holderbook.com/stocks/DFUS/) | $252.3K | 3,079 | 0.1% | 5 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $235.5K | 1,739 | 0.1% | 3 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $227.5K | 7,173 | 0.1% | 2 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $207.2K | 633 | 0.1% | 1 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $204.4K | 841 | 0.1% | 1 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +10.8% | +14.8% | -4.0% | 100% |
| Q1 2026 | -2.4% | -4.6% | +2.3% | 100% |
| Q4 2025 | +1.4% | +2.4% | -1.0% | 100% |
| Q3 2025 | +6.0% | +7.8% | -1.8% | 100% |
| Q2 2025 | +8.8% | +10.5% | -1.6% | 100% |
| Q1 2025 | -2.4% | -4.6% | +2.2% | 100% |
| Q4 2024 | -1.1% | +2.1% | -3.3% | 99% |
| Q3 2024 | +4.9% | +5.4% | -0.5% | 76% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $300.2M | 40 |
| Q1 2026 | $260.2M | 38 |
| Q4 2025 | $244.8M | 36 |
| Q3 2025 | $235.4M | 32 |
| Q2 2025 | $219.5M | 32 |
| Q1 2025 | $183.4M | 23 |
| Q4 2024 | $179.8M | 26 |
| Q3 2024 | $174.1M | 124 |
| Q2 2024 | $155.3M | 45 |
| Q1 2024 | $149.2M | 38 |
| Q4 2023 | $388.9M | 40 |
| Q3 2023 | $91.4M | 81 |