# Charter Oak Capital Management, LLC

> Institutional holdings reported to the SEC as of Q1 2026 on Form 13F. CIK 1810720. Source: https://holderbook.com/funds/1810720-charter-oak-capital-management-llc/

- Reported value: $1.3B
- Positions: 208
- Weight of the ten largest: 76.6%
- Filed: 2026-04-24

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $317.0M | 485,265 | 24.6% | 22 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $188.3M | 1,896,989 | 14.6% | 22 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $129.3M | 1,676,714 | 10.0% | 22 |
| ISHARES TR | [IGIB](https://holderbook.com/stocks/IGIB/) | $85.1M | 1,599,851 | 6.6% | 9 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $72.4M | 351,937 | 5.6% | 22 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $55.3M | 705,781 | 4.3% | 22 |
| VANGUARD BD INDEX FDS | [VUSB](https://holderbook.com/stocks/VUSB/) | $43.5M | 872,856 | 3.4% | 3 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $35.7M | 474,940 | 2.8% | 22 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $33.9M | 390,861 | 2.6% | 22 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $28.0M | 46,793 | 2.2% | 22 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $19.5M | 76,872 | 1.5% | 22 |
| ISHARES TR | [IGSB](https://holderbook.com/stocks/IGSB/) | $12.2M | 232,317 | 0.9% | 22 |
| VANGUARD WORLD FD | [VSGX](https://holderbook.com/stocks/VSGX/) | $11.3M | 157,138 | 0.9% | 22 |
| ISHARES TR | [ACWI](https://holderbook.com/stocks/ACWI/) | $11.1M | 79,937 | 0.9% | 22 |
| ISHARES TR | [SUSA](https://holderbook.com/stocks/SUSA/) | $10.1M | 76,374 | 0.8% | 22 |
| ISHARES TR | [IUSV](https://holderbook.com/stocks/IUSV/) | $9.6M | 93,569 | 0.7% | 22 |
| ISHARES TR | [ACWX](https://holderbook.com/stocks/ACWX/) | $8.9M | 130,501 | 0.7% | 22 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $7.5M | 66,443 | 0.6% | 22 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $7.2M | 97,370 | 0.6% | 22 |
| NUSHARES ETF TR | [NUBD](https://holderbook.com/stocks/NUBD/) | $6.0M | 271,726 | 0.5% | 22 |
| VANGUARD WORLD FD | [ESGV](https://holderbook.com/stocks/ESGV/) | $5.9M | 52,582 | 0.5% | 22 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $5.5M | 37,278 | 0.4% | 22 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $5.0M | 23,916 | 0.4% | 22 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $5.0M | 25,540 | 0.4% | 22 |
| ANALOG DEVICES INC | [ADI](https://holderbook.com/stocks/ADI/) | $4.9M | 15,447 | 0.4% | 22 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $4.5M | 6,853 | 0.3% | 22 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $4.2M | 9,617 | 0.3% | 22 |
| ISHARES TR | [IXN](https://holderbook.com/stocks/IXN/) | $4.1M | 40,770 | 0.3% | 22 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $4.0M | 12,619 | 0.3% | 22 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $3.8M | 10,307 | 0.3% | 22 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $3.8M | 17,724 | 0.3% | 22 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $3.5M | 55,154 | 0.3% | 22 |
| ISHARES TR | [SUSB](https://holderbook.com/stocks/SUSB/) | $3.5M | 138,119 | 0.3% | 22 |
| ISHARES TR | [EAGG](https://holderbook.com/stocks/EAGG/) | $3.3M | 69,821 | 0.3% | 22 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $3.1M | 12,806 | 0.2% | 22 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $2.7M | 9,293 | 0.2% | 22 |
| VANGUARD INTL EQUITY INDEX F | [VGK](https://holderbook.com/stocks/VGK/) | $2.7M | 32,259 | 0.2% | 22 |
| ISHARES TR | [IHI](https://holderbook.com/stocks/IHI/) | $2.6M | 48,284 | 0.2% | 22 |
| MORGAN STANLEY | [MS](https://holderbook.com/stocks/MS/) | $2.5M | 15,468 | 0.2% | 7 |
| ISHARES TR | [ESML](https://holderbook.com/stocks/ESML/) | $2.5M | 52,932 | 0.2% | 22 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.3M | 11,097 | 0.2% | 22 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $2.3M | 25,449 | 0.2% | 22 |
| ISHARES TR | [ESGD](https://holderbook.com/stocks/ESGD/) | $2.3M | 23,875 | 0.2% | 22 |
| DIREXION SHARES ETF TRUST | [SPXL](https://holderbook.com/stocks/SPXL/) | $2.3M | 12,332 | 0.2% | 22 |
| ISHARES TR | [EUSB](https://holderbook.com/stocks/EUSB/) | $2.1M | 48,472 | 0.2% | 5 |
| PNC FINL SVCS GROUP INC | [PNC](https://holderbook.com/stocks/PNC/) | $2.1M | 10,114 | 0.2% | 3 |
| ISHARES TR | [SLQD](https://holderbook.com/stocks/SLQD/) | $2.0M | 39,852 | 0.2% | 22 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $1.9M | 9,868 | 0.1% | 22 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.9M | 3,967 | 0.1% | 22 |
| ISHARES TR | [DSI](https://holderbook.com/stocks/DSI/) | $1.9M | 15,555 | 0.1% | 22 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $1.8M | 8,374 | 0.1% | 22 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.8M | 10,427 | 0.1% | 12 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.8M | 10,394 | 0.1% | 22 |
| TEXAS INSTRS INC | [TXN](https://holderbook.com/stocks/TXN/) | $1.6M | 8,478 | 0.1% | 4 |
| ISHARES TR | [SUSC](https://holderbook.com/stocks/SUSC/) | $1.6M | 70,981 | 0.1% | 22 |
| VANGUARD INTL EQUITY INDEX F | [VPL](https://holderbook.com/stocks/VPL/) | $1.6M | 16,358 | 0.1% | 22 |
| TE CONNECTIVITY PLC | [TEL](https://holderbook.com/stocks/TEL/) | $1.6M | 7,571 | 0.1% | 5 |
| VANGUARD INTL EQUITY INDEX F | [VT](https://holderbook.com/stocks/VT/) | $1.6M | 11,360 | 0.1% | 13 |
| ISHARES TR | [ESGU](https://holderbook.com/stocks/ESGU/) | $1.6M | 11,108 | 0.1% | 22 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.5M | 5,334 | 0.1% | 22 |
| MEDTRONIC PLC | [MDT](https://holderbook.com/stocks/MDT/) | $1.5M | 17,386 | 0.1% | 22 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $1.5M | 10,342 | 0.1% | 22 |
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $1.5M | 7,997 | 0.1% | 22 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $1.4M | 20,261 | 0.1% | 22 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $1.4M | 25,488 | 0.1% | 22 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.4M | 4,447 | 0.1% | 9 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $1.3M | 10,764 | 0.1% | 22 |
| IDEXX LABS INC | [IDXX](https://holderbook.com/stocks/IDXX/) | $1.3M | 2,331 | 0.1% | 22 |
| CELESTICA INC | [CLS](https://holderbook.com/stocks/CLS/) | $1.3M | 4,502 | 0.1% | 3 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $1.3M | 4,652 | 0.1% | 22 |
| ISHARES TR | [ISTB](https://holderbook.com/stocks/ISTB/) | $1.3M | 25,797 | 0.1% | 22 |
| VANGUARD WORLD FD | [VPU](https://holderbook.com/stocks/VPU/) | $1.2M | 6,249 | 0.1% | 22 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.2M | 4,274 | 0.1% | 22 |
| VANGUARD WHITEHALL FDS | [VYMI](https://holderbook.com/stocks/VYMI/) | $1.2M | 12,876 | 0.1% | 13 |
| SALESFORCE INC | [CRM](https://holderbook.com/stocks/CRM/) | $1.2M | 6,482 | 0.1% | 22 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $1.2M | 9,826 | 0.1% | 22 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $1.2M | 4,443 | 0.1% | 22 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $1.2M | 12,404 | 0.1% | 22 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $1.1M | 3,181 | 0.1% | 22 |
| ISHARES TR | [ITA](https://holderbook.com/stocks/ITA/) | $1.1M | 4,936 | 0.1% | 22 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $1.1M | 1,825 | 0.1% | 22 |
| FIDELITY COVINGTON TRUST | [FHLC](https://holderbook.com/stocks/FHLC/) | $1.0M | 14,577 | 0.1% | 22 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $1.0M | 1,095 | 0.1% | 22 |
| ISHARES TR | [SMMD](https://holderbook.com/stocks/SMMD/) | $1.0M | 13,183 | 0.1% | 16 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.0M | 1,414 | 0.1% | 22 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $981.3K | 14,531 | 0.1% | 22 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $973.7K | 3,926 | 0.1% | 22 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $972.6K | 4,552 | 0.1% | 22 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $942.7K | 2,866 | 0.1% | 22 |
| WATSCO INC | [WSO](https://holderbook.com/stocks/WSO/) | $927.7K | 2,550 | 0.1% | 22 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $875.8K | 6,149 | 0.1% | 22 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $874.7K | 2,353 | 0.1% | 6 |
| YUM BRANDS INC | [YUM](https://holderbook.com/stocks/YUM/) | $866.6K | 5,574 | 0.1% | 22 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $862.6K | 1,531 | 0.1% | 22 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $840.5K | 5,412 | 0.1% | 22 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $836.0K | 4,040 | 0.1% | 22 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $818.4K | 2,633 | 0.1% | 22 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $788.8K | 2,610 | 0.1% | 13 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $778.8K | 17,649 | 0.1% | 22 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $760.5K | 1,090 | 0.1% | 22 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q1 2026 | -1.8% | -4.6% | +2.8% | 100% |
| Q4 2025 | +1.7% | +2.4% | -0.7% | 100% |
| Q3 2025 | +5.6% | +7.8% | -2.2% | 100% |
| Q2 2025 | +6.9% | +10.5% | -3.5% | 100% |
| Q1 2025 | -1.3% | -4.6% | +3.3% | 100% |
| Q4 2024 | -1.5% | +2.1% | -3.7% | 100% |
| Q3 2024 | +5.6% | +5.4% | +0.2% | 100% |
| Q2 2024 | +1.4% | +4.0% | -2.6% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q1 2026 | $1.3B | 208 |
| Q4 2025 | $1.3B | 208 |
| Q3 2025 | $1.3B | 202 |
| Q2 2025 | $1.2B | 196 |
| Q1 2025 | $1.1B | 193 |
| Q4 2024 | $1.1B | 180 |
| Q3 2024 | $1.1B | 186 |
| Q2 2024 | $958.3M | 175 |
| Q1 2024 | $933.1M | 182 |
| Q4 2023 | $841.8M | 168 |
| Q3 2023 | $755.1M | 171 |
| Q2 2023 | $767.8M | 173 |