# CAROLINAS WEALTH CONSULTING LLC

> Institutional holdings reported to the SEC as of Q1 2025 on Form 13F. CIK 1803425. Source: https://holderbook.com/funds/1803425-carolinas-wealth-consulting-llc/

- Reported value: $464.9M
- Positions: 1,012
- Weight of the ten largest: 46.6%
- Filed: 2025-08-14

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD SCOTTSDALE FDS | [VONG](https://holderbook.com/stocks/VONG/) | $37.2M | 461,247 | 8.0% | 22 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $31.5M | 61,228 | 6.8% | 22 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $30.9M | 403,218 | 6.6% | 11 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $22.0M | 786,423 | 4.7% | 22 |
| VANGUARD SCOTTSDALE FDS | [VONV](https://holderbook.com/stocks/VONV/) | $21.8M | 264,410 | 4.7% | 22 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $19.8M | 54,921 | 4.3% | 22 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $15.3M | 78,995 | 3.3% | 22 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $13.7M | 24,480 | 2.9% | 22 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $12.7M | 67,332 | 2.7% | 22 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $11.5M | 227,923 | 2.5% | 20 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $10.0M | 18,809 | 2.2% | 22 |
| VANGUARD ADMIRAL FDS INC | [VIOO](https://holderbook.com/stocks/VIOO/) | $9.1M | 144,663 | 2.0% | 22 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $8.3M | 54,960 | 1.8% | 22 |
| PINNACLE FINL PARTNERS INC | [PNFP](https://holderbook.com/stocks/PNFP/) | $8.3M | 78,194 | 1.8% | 21 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $8.0M | 29,020 | 1.7% | 22 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $7.5M | 33,609 | 1.6% | 22 |
| T ROWE PRICE EXCHANGE-TRADED | [TCAF](https://holderbook.com/stocks/TCAF/) | $7.3M | 441,362 | 1.6% | 7 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $7.0M | 12,537 | 1.5% | 22 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $7.0M | 36,625 | 1.5% | 21 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $6.5M | 143,818 | 1.4% | 22 |
| ISHARES TR | [IWO](https://holderbook.com/stocks/IWO/) | $6.0M | 23,667 | 1.3% | 22 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $4.8M | 94,826 | 1.0% | 22 |
| INVESCO EXCHANGE TRADED FD T | [SPHQ](https://holderbook.com/stocks/SPHQ/) | $4.6M | 69,257 | 1.0% | 22 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $4.4M | 54,032 | 0.9% | 22 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $4.3M | 11,434 | 0.9% | 22 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $4.2M | 24,415 | 0.9% | 22 |
| PACER FDS TR | [COWZ](https://holderbook.com/stocks/COWZ/) | $4.2M | 77,007 | 0.9% | 11 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $3.4M | 31,481 | 0.7% | 21 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $3.3M | 16,577 | 0.7% | 22 |
| VANGUARD SCOTTSDALE FDS | [VTWV](https://holderbook.com/stocks/VTWV/) | $2.7M | 20,013 | 0.6% | 19 |
| INVESCO EXCHANGE TRADED FD T | [RSP](https://holderbook.com/stocks/RSP/) | $2.6M | 15,181 | 0.6% | 9 |
| CAPITAL GROUP DIVIDEND VALUE | [CGDV](https://holderbook.com/stocks/CGDV/) | $2.4M | 66,406 | 0.5% | 12 |
| INVESCO EXCHANGE TRADED FD T | [PRF](https://holderbook.com/stocks/PRF/) | $2.4M | 167,735 | 0.5% | 21 |
| DUKE ENERGY CORP NEW | [DUK](https://holderbook.com/stocks/DUK/) | $2.3M | 18,483 | 0.5% | 22 |
| FIDELITY COVINGTON TRUST | [FBCG](https://holderbook.com/stocks/FBCG/) | $2.2M | 55,235 | 0.5% | 18 |
| ABBOTT LABORATORIES | [ABT](https://holderbook.com/stocks/ABT/) | $2.2M | 16,321 | 0.5% | 20 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $2.1M | 12,754 | 0.5% | 20 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $2.1M | 10,911 | 0.4% | 22 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $2.0M | 22,002 | 0.4% | 22 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $2.0M | 5,259 | 0.4% | 21 |
| CAPITAL GROUP GROWTH ETF | [CGGR](https://holderbook.com/stocks/CGGR/) | $1.9M | 54,043 | 0.4% | 12 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $1.8M | 3,129 | 0.4% | 22 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $1.7M | 16,405 | 0.4% | 22 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $1.7M | 7,907 | 0.4% | 21 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $1.7M | 39,590 | 0.4% | 22 |
| BLACKSTONE INC | [BX](https://holderbook.com/stocks/BX/) | $1.6M | 11,627 | 0.3% | 20 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $1.6M | 48,772 | 0.3% | 20 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.5M | 9,820 | 0.3% | 22 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $1.5M | 9,432 | 0.3% | 20 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $1.5M | 19,055 | 0.3% | 21 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $1.5M | 5,124 | 0.3% | 21 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $1.4M | 4,651 | 0.3% | 22 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $1.3M | 6,062 | 0.3% | 22 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $1.3M | 18,822 | 0.3% | 22 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.3M | 8,102 | 0.3% | 22 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $1.2M | 20,767 | 0.3% | 21 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $1.1M | 42,646 | 0.2% | 20 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.1M | 4,590 | 0.2% | 21 |
| GOLDMAN SACHS ETF TR | [GSST](https://holderbook.com/stocks/GSST/) | $1.1M | 22,241 | 0.2% | 2 |
| CAPITAL GROUP INTL FOCUS EQT | [CGXU](https://holderbook.com/stocks/CGXU/) | $1.1M | 43,822 | 0.2% | 12 |
| UNITEDHEALTH GROUP INC | [UNH](https://holderbook.com/stocks/UNH/) | $1.1M | 2,046 | 0.2% | 22 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $1.1M | 11,813 | 0.2% | 22 |
| SCHWAB STRATEGIC TR | [FNDB](https://holderbook.com/stocks/FNDB/) | $1.0M | 44,811 | 0.2% | 21 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $966.5K | 3,737 | 0.2% | 21 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $962.4K | 1,018 | 0.2% | 20 |
| STATE STR SPDR S&P MIDCAP 40 | [MDY](https://holderbook.com/stocks/MDY/) | $927.6K | 1,739 | 0.2% | 20 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $891.4K | 7,495 | 0.2% | 20 |
| AVIDXCHANGE HOLDINGS INC | [AVDX](https://holderbook.com/stocks/AVDX/) | $886.9K | 104,586 | 0.2% | 13 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $885.0K | 11,699 | 0.2% | 22 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $872.3K | 7,149 | 0.2% | 22 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $855.2K | 5,857 | 0.2% | 22 |
| INVESCO EXCHANGE TRADED FD T | [PDP](https://holderbook.com/stocks/PDP/) | $828.0K | 8,282 | 0.2% | 5 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $820.8K | 4,950 | 0.2% | 21 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $796.1K | 18,218 | 0.2% | 22 |
| VANGUARD SCOTTSDALE FDS | [VTWG](https://holderbook.com/stocks/VTWG/) | $742.3K | 3,983 | 0.2% | 17 |
| ACCENTURE PLC IRELAND | [ACN](https://holderbook.com/stocks/ACN/) | $712.0K | 2,282 | 0.2% | 20 |
| VANGUARD MUN BD FDS | [VTEB](https://holderbook.com/stocks/VTEB/) | $704.9K | 14,207 | 0.2% | 22 |
| FIRST TR EXCH TRADED FD III | [FTLS](https://holderbook.com/stocks/FTLS/) | $671.0K | 10,471 | 0.1% | 21 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $650.1K | 1,774 | 0.1% | 20 |
| CAPITAL GRP FIXED INCM ETF T | [CGCP](https://holderbook.com/stocks/CGCP/) | $647.5K | 28,843 | 0.1% | 9 |
| STRYKER CORPORATION | [SYK](https://holderbook.com/stocks/SYK/) | $645.9K | 1,735 | 0.1% | 20 |
| INVESCO EXCHANGE TRADED FD T | [XLG](https://holderbook.com/stocks/XLG/) | $638.2K | 13,867 | 0.1% | 5 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $637.4K | 1,819 | 0.1% | 20 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $632.4K | 1,166 | 0.1% | 21 |
| CENTRUS ENERGY CORP | [LEU](https://holderbook.com/stocks/LEU/) | $622.1K | 10,000 | 0.1% | 10 |
| ALTRIA GROUP INC | [MO](https://holderbook.com/stocks/MO/) | $618.0K | 10,296 | 0.1% | 20 |
| ISHARES TR | [IUSG](https://holderbook.com/stocks/IUSG/) | $615.8K | 4,846 | 0.1% | 21 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $605.9K | 24,199 | 0.1% | 21 |
| SOFI TECHNOLOGIES INC | [SOFI](https://holderbook.com/stocks/SOFI/) | $581.5K | 50,000 | 0.1% | 3 |
| KKR & CO INC | [KKR](https://holderbook.com/stocks/KKR/) | $577.0K | 4,991 | 0.1% | 19 |
| SKECHERS U S A INC | [SKX](https://holderbook.com/stocks/SKX/) | $567.8K | 10,000 | 0.1% | 20 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $561.3K | 10,401 | 0.1% | 22 |
| CVS HEALTH CORP | [CVS](https://holderbook.com/stocks/CVS/) | $550.3K | 8,122 | 0.1% | 20 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $536.4K | 82,783 | 0.1% | 22 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $521.0K | 7,093 | 0.1% | 21 |
| ETF SER SOLUTIONS | [DSTL](https://holderbook.com/stocks/DSTL/) | $520.4K | 9,594 | 0.1% | 7 |
| MARSH & MCLENNAN COS INC | [MRSH](https://holderbook.com/stocks/MRSH/) | $516.5K | 2,117 | 0.1% | 20 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $513.1K | 2,038 | 0.1% | 22 |
| LEMAITRE VASCULAR INC | [LMAT](https://holderbook.com/stocks/LMAT/) | $506.8K | 6,040 | 0.1% | 19 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $505.6K | 3,817 | 0.1% | 20 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q1 2025 | -3.6% | -4.6% | +0.9% | 105% |
| Q4 2024 | +1.4% | +2.1% | -0.8% | 104% |
| Q3 2024 | +6.2% | +5.4% | +0.8% | 104% |
| Q2 2024 | +2.1% | +4.0% | -2.0% | 104% |
| Q1 2024 | +7.2% | +10.0% | -2.8% | 117% |
| Q4 2023 | +11.0% | +11.2% | -0.2% | 119% |
| Q3 2023 | -3.5% | -3.6% | +0.0% | 116% |
| Q2 2023 | +6.4% | +8.3% | -1.9% | 117% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q1 2025 | $464.9M | 1,012 |
| Q4 2024 | $508.8M | 1,056 |
| Q3 2024 | $551.2M | 1,052 |
| Q2 2024 | $518.0M | 1,040 |
| Q1 2024 | $507.3M | 1,033 |
| Q4 2023 | $459.8M | 996 |
| Q3 2023 | $401.2M | 1,015 |
| Q2 2023 | $504.4M | 1,059 |
| Q1 2023 | $469.9M | 1,060 |
| Q4 2022 | $441.9M | 1,067 |
| Q3 2022 | $395.4M | 871 |
| Q2 2022 | $402.6M | 877 |