# Mine & Arao Wealth Creation & Management, LLC.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1802994. Source: https://holderbook.com/funds/1802994-mine-arao-wealth-creation-management-llc/

- Reported value: $275.9M
- Positions: 78
- Weight of the ten largest: 76.4%
- Filed: 2026-07-23

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $51.2M | 69,519 | 18.6% | 27 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $41.7M | 55,886 | 15.1% | 27 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $27.2M | 52,051 | 9.9% | 27 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $25.2M | 86,934 | 9.1% | 27 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $16.8M | 84,022 | 6.1% | 27 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $15.3M | 64,037 | 5.5% | 27 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $12.5M | 35,509 | 4.5% | 27 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $8.5M | 25,931 | 3.1% | 27 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $6.9M | 45,107 | 2.5% | 27 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $5.5M | 15,999 | 2.0% | 27 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $4.6M | 29,171 | 1.7% | 27 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $4.0M | 11,289 | 1.5% | 27 |
| ISHARES TR | [IYH](https://holderbook.com/stocks/IYH/) | $3.0M | 44,401 | 1.1% | 27 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $3.0M | 19,979 | 1.1% | 27 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $2.7M | 33,013 | 1.0% | 27 |
| ISHARES TR | [ICF](https://holderbook.com/stocks/ICF/) | $2.7M | 40,250 | 1.0% | 27 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $2.6M | 31,501 | 1.0% | 27 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $2.0M | 26,303 | 0.7% | 27 |
| ISHARES TR | [IYY](https://holderbook.com/stocks/IYY/) | $1.9M | 10,568 | 0.7% | 27 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $1.9M | 4,360 | 0.7% | 7 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.8M | 4,925 | 0.7% | 27 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $1.8M | 1,658 | 0.6% | 27 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.7M | 3,473 | 0.6% | 27 |
| WASTE MGMT INC DEL | [WM](https://holderbook.com/stocks/WM/) | $1.3M | 5,723 | 0.5% | 27 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $1.3M | 2,464 | 0.5% | 27 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $1.1M | 8,854 | 0.4% | 27 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $1.1M | 13,788 | 0.4% | 27 |
| ISHARES TR | [IYG](https://holderbook.com/stocks/IYG/) | $1.1M | 12,073 | 0.4% | 27 |
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $1.1M | 925 | 0.4% | 3 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $986.7K | 6,729 | 0.4% | 27 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $962.8K | 1,709 | 0.3% | 27 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $927.3K | 15,255 | 0.3% | 27 |
| NORTHROP GRUMMAN CORP | [NOC](https://holderbook.com/stocks/NOC/) | $916.8K | 1,800 | 0.3% | 27 |
| GLOBAL X FDS | [PAVE](https://holderbook.com/stocks/PAVE/) | $902.5K | 15,317 | 0.3% | 27 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $833.8K | 8,027 | 0.3% | 27 |
| NORFOLK SOUTHN CORP | [NSC](https://holderbook.com/stocks/NSC/) | $776.6K | 2,469 | 0.3% | 27 |
| NETFLIX INC | [NFLX](https://holderbook.com/stocks/NFLX/) | $749.4K | 10,496 | 0.3% | 27 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $743.6K | 3,903 | 0.3% | 27 |
| ORACLE CORP | [ORCL](https://holderbook.com/stocks/ORCL/) | $734.3K | 5,011 | 0.3% | 27 |
| ISHARES TR | [IJK](https://holderbook.com/stocks/IJK/) | $721.2K | 6,138 | 0.3% | 24 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $694.8K | 12,194 | 0.3% | 27 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $674.2K | 900 | 0.2% | 24 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $651.9K | 1,550 | 0.2% | 27 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $649.3K | 5,528 | 0.2% | 27 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $637.7K | 532 | 0.2% | 27 |
| ISHARES TR | [ISTB](https://holderbook.com/stocks/ISTB/) | $612.2K | 12,689 | 0.2% | 27 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $605.9K | 2,386 | 0.2% | 27 |
| ISHARES TR | [TIP](https://holderbook.com/stocks/TIP/) | $599.7K | 5,480 | 0.2% | 27 |
| PROSHARES TR | [NOBL](https://holderbook.com/stocks/NOBL/) | $594.5K | 10,586 | 0.2% | 27 |
| SELECT SECTOR SPDR TR | [XLP](https://holderbook.com/stocks/XLP/) | $539.8K | 6,499 | 0.2% | 27 |
| DISNEY WALT CO | [DIS](https://holderbook.com/stocks/DIS/) | $507.4K | 5,272 | 0.2% | 27 |
| INTERNATIONAL BUSINESS MACHS | [IBM](https://holderbook.com/stocks/IBM/) | $491.8K | 1,749 | 0.2% | 16 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $470.3K | 465 | 0.2% | 27 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $467.2K | 6,557 | 0.2% | 27 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $464.1K | 799 | 0.2% | 1 |
| MARRIOTT INTL INC NEW | [MAR](https://holderbook.com/stocks/MAR/) | $409.5K | 1,105 | 0.1% | 27 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $382.7K | 1,274 | 0.1% | 27 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $356.9K | 8,429 | 0.1% | 27 |
| AMERICAN EXPRESS CO | [AXP](https://holderbook.com/stocks/AXP/) | $343.4K | 1,015 | 0.1% | 14 |
| ISHARES TR | [STIP](https://holderbook.com/stocks/STIP/) | $338.5K | 3,313 | 0.1% | 27 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $328.3K | 351 | 0.1% | 27 |
| AMERICAN TOWER CORP | [AMT](https://holderbook.com/stocks/AMT/) | $312.9K | 1,913 | 0.1% | 27 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $310.5K | 4,229 | 0.1% | 27 |
| CSX CORP | [CSX](https://holderbook.com/stocks/CSX/) | $305.8K | 6,434 | 0.1% | 5 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $296.0K | 2,896 | 0.1% | 27 |
| HUNTINGTON INGALLS INDS INC | [HII](https://holderbook.com/stocks/HII/) | $286.9K | 1,025 | 0.1% | 6 |
| CLOROX CO DEL | [CLX](https://holderbook.com/stocks/CLX/) | $267.1K | 2,798 | 0.1% | 27 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $264.2K | 3,444 | 0.1% | 27 |
| INTAPP INC | [INTA](https://holderbook.com/stocks/INTA/) | $262.1K | 10,397 | 0.1% | 3 |
| PALANTIR TECHNOLOGIES INC | [PLTR](https://holderbook.com/stocks/PLTR/) | $245.0K | 2,100 | 0.1% | 5 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $243.8K | 478 | 0.1% | 27 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $241.4K | 888 | 0.1% | 1 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $222.7K | 2,309 | 0.1% | 1 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $220.3K | 1,945 | 0.1% | 4 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $217.6K | 9,035 | 0.1% | 8 |
| BLOOM ENERGY CORP | [BE](https://holderbook.com/stocks/BE/) | $211.9K | 700 | 0.1% | 1 |
| PEPSICO INC | [PEP](https://holderbook.com/stocks/PEP/) | $211.0K | 1,558 | 0.1% | 1 |
| THERMO FISHER SCIENTIFIC INC | [TMO](https://holderbook.com/stocks/TMO/) | $207.7K | 414 | 0.1% | 4 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +15.7% | +14.8% | +0.8% | 100% |
| Q1 2026 | -5.1% | -4.6% | -0.4% | 100% |
| Q4 2025 | +3.8% | +2.4% | +1.4% | 100% |
| Q3 2025 | +9.6% | +7.8% | +1.8% | 100% |
| Q2 2025 | +10.3% | +10.5% | -0.1% | 100% |
| Q1 2025 | -5.8% | -4.6% | -1.2% | 100% |
| Q4 2024 | +4.0% | +2.1% | +1.9% | 100% |
| Q3 2024 | +4.7% | +5.4% | -0.7% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $275.9M | 78 |
| Q1 2026 | $238.3M | 75 |
| Q4 2025 | $255.5M | 76 |
| Q3 2025 | $246.1M | 77 |
| Q2 2025 | $224.0M | 74 |
| Q1 2025 | $205.1M | 75 |
| Q4 2024 | $218.2M | 76 |
| Q3 2024 | $215.4M | 75 |
| Q2 2024 | $205.5M | 74 |
| Q1 2024 | $202.1M | 385 |
| Q4 2023 | $184.9M | 320 |
| Q3 2023 | $164.4M | 318 |