# SENTINEL PENSION ADVISORS, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1802290. Source: https://holderbook.com/funds/1802290-sentinel-pension-advisors-llc/

- Reported value: $762.3M
- Positions: 147
- Weight of the ten largest: 67.5%
- Filed: 2026-07-23

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| BNY MELLON ETF TRUST | [BKLC](https://holderbook.com/stocks/BKLC/) | $146.6M | 3,089,007 | 19.2% | 18 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $106.4M | 143,086 | 14.0% | 27 |
| J P MORGAN EXCHANGE TRADED F | [JCPB](https://holderbook.com/stocks/JCPB/) | $62.1M | 1,333,579 | 8.1% | 9 |
| BNY MELLON ETF TRUST | [BKIE](https://holderbook.com/stocks/BKIE/) | $61.1M | 1,838,019 | 8.0% | 18 |
| WORLD GOLD TR | [GLDM](https://holderbook.com/stocks/GLDM/) | $33.5M | 421,382 | 4.4% | 10 |
| SPDR SERIES TRUST | [SPTI](https://holderbook.com/stocks/SPTI/) | $28.2M | 997,269 | 3.7% | 13 |
| FIDELITY COVINGTON TRUST | [FELG](https://holderbook.com/stocks/FELG/) | $20.6M | 481,348 | 2.7% | 10 |
| SSGA ACTIVE ETF TR | [RLY](https://holderbook.com/stocks/RLY/) | $20.5M | 575,103 | 2.7% | 2 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $20.1M | 84,498 | 2.6% | 10 |
| FIDELITY MERRIMACK STR TR | [FBND](https://holderbook.com/stocks/FBND/) | $15.4M | 339,398 | 2.0% | 27 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $13.6M | 270,378 | 1.8% | 3 |
| SPDR SERIES TRUST | [SPTM](https://holderbook.com/stocks/SPTM/) | $12.4M | 136,870 | 1.6% | 27 |
| ALPS ETF TR | [SMTH](https://holderbook.com/stocks/SMTH/) | $12.3M | 481,227 | 1.6% | 5 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $10.3M | 30,990 | 1.4% | 27 |
| PIMCO ETF TR | [PYLD](https://holderbook.com/stocks/PYLD/) | $10.3M | 392,208 | 1.4% | 9 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $8.3M | 283,819 | 1.1% | 27 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $8.2M | 166,193 | 1.1% | 27 |
| SCHWAB STRATEGIC TR | [SCHR](https://holderbook.com/stocks/SCHR/) | $7.9M | 323,780 | 1.0% | 13 |
| ISHARES INC | [EWC](https://holderbook.com/stocks/EWC/) | $7.5M | 125,550 | 1.0% | 14 |
| DIMENSIONAL ETF TRUST | [DFLV](https://holderbook.com/stocks/DFLV/) | $7.2M | 181,231 | 1.0% | 5 |
| THORNBURG ETF TR | [TXUE](https://holderbook.com/stocks/TXUE/) | $7.2M | 207,057 | 0.9% | 5 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $6.3M | 15,556 | 0.8% | 1 |
| PIMCO ETF TR | [MINT](https://holderbook.com/stocks/MINT/) | $6.1M | 60,348 | 0.8% | 3 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $6.1M | 70,973 | 0.8% | 26 |
| LAZARD ACTIVE ETF TR | [IDEQ](https://holderbook.com/stocks/IDEQ/) | $5.0M | 145,966 | 0.7% | 2 |
| AMERICAN CENTY ETF TR | [AVEM](https://holderbook.com/stocks/AVEM/) | $4.6M | 51,244 | 0.6% | 21 |
| ISHARES INC | [EWA](https://holderbook.com/stocks/EWA/) | $4.3M | 148,500 | 0.6% | 14 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $4.2M | 26,054 | 0.6% | 27 |
| AMERICAN CENTY ETF TR | [AVUV](https://holderbook.com/stocks/AVUV/) | $4.1M | 32,498 | 0.5% | 21 |
| ISHARES TR | [EAGG](https://holderbook.com/stocks/EAGG/) | $3.7M | 78,289 | 0.5% | 20 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $3.7M | 4,901 | 0.5% | 27 |
| EASTERN BANKSHARES INC | [EBC](https://holderbook.com/stocks/EBC/) | $3.3M | 143,374 | 0.4% | 8 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $3.0M | 85,594 | 0.4% | 27 |
| WISDOMTREE TR | [DGRW](https://holderbook.com/stocks/DGRW/) | $2.7M | 27,922 | 0.4% | 27 |
| FIRST TR EXCH TRADED FD III | [FMB](https://holderbook.com/stocks/FMB/) | $2.6M | 51,218 | 0.3% | 21 |
| SPDR SERIES TRUST | [SPAB](https://holderbook.com/stocks/SPAB/) | $2.4M | 95,660 | 0.3% | 27 |
| BLACKROCK ETF TRUST II | [BINC](https://holderbook.com/stocks/BINC/) | $2.4M | 45,623 | 0.3% | 4 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $2.4M | 26,974 | 0.3% | 27 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $2.3M | 13,329 | 0.3% | 26 |
| SPROTT ASSET MANAGEMENT LP | [PHYS](https://holderbook.com/stocks/PHYS/) | $2.3M | 76,300 | 0.3% | 26 |
| SPDR SERIES TRUST | [SPTS](https://holderbook.com/stocks/SPTS/) | $2.3M | 77,763 | 0.3% | 26 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $2.1M | 26,739 | 0.3% | 27 |
| BNY MELLON ETF TRUST | [BKAG](https://holderbook.com/stocks/BKAG/) | $2.1M | 50,688 | 0.3% | 18 |
| LISTED FDS TR | [HEGD](https://holderbook.com/stocks/HEGD/) | $2.0M | 76,700 | 0.3% | 3 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $1.9M | 5,421 | 0.2% | 21 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.7M | 4,376 | 0.2% | 27 |
| VANECK ETF TRUST | [MOAT](https://holderbook.com/stocks/MOAT/) | $1.7M | 16,042 | 0.2% | 21 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $1.7M | 2,447 | 0.2% | 9 |
| SPDR SERIES TRUST | [QUS](https://holderbook.com/stocks/QUS/) | $1.6M | 8,712 | 0.2% | 27 |
| ISHARES TR | [IBMP](https://holderbook.com/stocks/IBMP/) | $1.5M | 60,012 | 0.2% | 16 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $1.4M | 6,812 | 0.2% | 9 |
| ISHARES TR | [IBMS](https://holderbook.com/stocks/IBMS/) | $1.4M | 53,112 | 0.2% | 2 |
| VANGUARD WORLD FD | [VAW](https://holderbook.com/stocks/VAW/) | $1.4M | 6,114 | 0.2% | 21 |
| ISHARES TR | [IBMQ](https://holderbook.com/stocks/IBMQ/) | $1.3M | 52,596 | 0.2% | 12 |
| WISDOMTREE TR | [DNL](https://holderbook.com/stocks/DNL/) | $1.3M | 29,356 | 0.2% | 27 |
| DELL TECHNOLOGIES INC | [DELL](https://holderbook.com/stocks/DELL/) | $1.3M | 3,293 | 0.2% | 6 |
| ISHARES TR | [IBMR](https://holderbook.com/stocks/IBMR/) | $1.3M | 51,487 | 0.2% | 7 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $1.2M | 11,999 | 0.2% | 21 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $1.1M | 3,116 | 0.2% | 27 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.1M | 3,125 | 0.1% | 12 |
| BNY MELLON ETF TRUST | [BKMC](https://holderbook.com/stocks/BKMC/) | $1.1M | 26,224 | 0.1% | 9 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.1M | 7,151 | 0.1% | 1 |
| FIDELITY COVINGTON TRUST | [FBCG](https://holderbook.com/stocks/FBCG/) | $975.6K | 16,268 | 0.1% | 16 |
| VANGUARD WORLD FD | [MGV](https://holderbook.com/stocks/MGV/) | $935.9K | 5,783 | 0.1% | 6 |
| BNY MELLON ETF TRUST | [BKSE](https://holderbook.com/stocks/BKSE/) | $930.5K | 21,005 | 0.1% | 8 |
| INVESCO EXCH TRD SLF IDX FD | [BSCQ](https://holderbook.com/stocks/BSCQ/) | $900.2K | 46,013 | 0.1% | 15 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $882.0K | 748 | 0.1% | 15 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $858.7K | 3,941 | 0.1% | 13 |
| INVESCO EXCH TRD SLF IDX FD | [BSCR](https://holderbook.com/stocks/BSCR/) | $856.6K | 43,580 | 0.1% | 11 |
| INVESCO EXCH TRD SLF IDX FD | [BSMQ](https://holderbook.com/stocks/BSMQ/) | $853.0K | 36,175 | 0.1% | 13 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $850.9K | 3,442 | 0.1% | 13 |
| MATTHEWS ASIA FDS | [MINV](https://holderbook.com/stocks/MINV/) | $766.3K | 15,903 | 0.1% | 12 |
| ISHARES GOLD TR | [IAU](https://holderbook.com/stocks/IAU/) | $764.6K | 10,127 | 0.1% | 8 |
| SPDR SERIES TRUST | [SDY](https://holderbook.com/stocks/SDY/) | $711.7K | 4,597 | 0.1% | 27 |
| INVESCO EXCH TRD SLF IDX FD | [BSMR](https://holderbook.com/stocks/BSMR/) | $685.8K | 29,041 | 0.1% | 10 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $685.5K | 20,274 | 0.1% | 7 |
| FIRST MERCHANTS CORP | [FRME](https://holderbook.com/stocks/FRME/) | $679.0K | 15,228 | 0.1% | 7 |
| FORD MTR CO | [F](https://holderbook.com/stocks/F/) | $675.9K | 47,500 | 0.1% | 26 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $666.4K | 6,253 | 0.1% | 1 |
| INVESCO EXCH TRD SLF IDX FD | [BSMT](https://holderbook.com/stocks/BSMT/) | $662.5K | 28,738 | 0.1% | 10 |
| INVESCO EXCH TRD SLF IDX FD | [BSMS](https://holderbook.com/stocks/BSMS/) | $656.6K | 28,012 | 0.1% | 10 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $636.4K | 985 | 0.1% | 13 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $626.8K | 7,059 | 0.1% | 7 |
| VANGUARD SCOTTSDALE FDS | [VTWO](https://holderbook.com/stocks/VTWO/) | $623.3K | 5,243 | 0.1% | 8 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $598.2K | 22,149 | 0.1% | 26 |
| ISHARES TR | [IBMO](https://holderbook.com/stocks/IBMO/) | $564.2K | 21,994 | 0.1% | 25 |
| VANECK ETF TRUST | [CLOI](https://holderbook.com/stocks/CLOI/) | $537.0K | 10,151 | 0.1% | 9 |
| EVERSOURCE ENERGY | [ES](https://holderbook.com/stocks/ES/) | $529.0K | 7,089 | 0.1% | 3 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $524.5K | 1,515 | 0.1% | 11 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $517.8K | 15,735 | 0.1% | 14 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $503.8K | 1,882 | 0.1% | 12 |
| PUTNAM ETF TRUST | [PVAL](https://holderbook.com/stocks/PVAL/) | $493.1K | 9,491 | 0.1% | 12 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $482.5K | 14,170 | 0.1% | 27 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $453.0K | 13,254 | 0.1% | 11 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $452.1K | 7,379 | 0.1% | 5 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $449.6K | 1,767 | 0.1% | 8 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $447.2K | 1,311 | 0.1% | 5 |
| VANECK ETF TRUST | [RAAX](https://holderbook.com/stocks/RAAX/) | $444.7K | 11,307 | 0.1% | 17 |
| PROFESIONALLY MANAGED PORTFO | [AKRE](https://holderbook.com/stocks/AKRE/) | $443.9K | 7,901 | 0.1% | 3 |
| RBB FUND TRUST | [FEOE](https://holderbook.com/stocks/FEOE/) | $415.4K | 7,736 | 0.1% | 5 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +7.9% | +14.8% | -6.9% | 100% |
| Q1 2026 | -1.8% | -4.6% | +2.9% | 100% |
| Q4 2025 | +2.0% | +2.4% | -0.3% | 100% |
| Q3 2025 | +6.0% | +7.8% | -1.8% | 100% |
| Q2 2025 | +7.0% | +10.5% | -3.5% | 100% |
| Q1 2025 | -0.7% | -4.6% | +3.9% | 100% |
| Q4 2024 | -1.2% | +2.1% | -3.3% | 99% |
| Q3 2024 | +5.2% | +5.4% | -0.2% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $762.3M | 147 |
| Q1 2026 | $676.4M | 137 |
| Q4 2025 | $651.0M | 131 |
| Q3 2025 | $625.4M | 123 |
| Q2 2025 | $594.1M | 122 |
| Q1 2025 | $543.4M | 111 |
| Q4 2024 | $539.0M | 110 |
| Q3 2024 | $519.0M | 111 |
| Q2 2024 | $482.0M | 110 |
| Q1 2024 | $467.5M | 108 |
| Q4 2023 | $420.4M | 98 |
| Q3 2023 | $410.3M | 100 |