# Strategic Financial Planning, Inc.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1802277. Source: https://holderbook.com/funds/1802277-strategic-financial-planning-inc/

- Reported value: $191.6M
- Positions: 41
- Weight of the ten largest: 72.5%
- Filed: 2026-08-14

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $24.4M | 841,398 | 12.7% | 1 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $21.9M | 605,509 | 11.4% | 1 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $18.8M | 315,363 | 9.8% | 1 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $17.7M | 352,236 | 9.3% | 1 |
| SPDR SERIES TRUST | [SPSM](https://holderbook.com/stocks/SPSM/) | $12.5M | 217,032 | 6.5% | 1 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $12.0M | 78,172 | 6.3% | 1 |
| SCHWAB STRATEGIC TR | [SCHH](https://holderbook.com/stocks/SCHH/) | $11.8M | 499,423 | 6.2% | 1 |
| SCHWAB STRATEGIC TR | [SCHC](https://holderbook.com/stocks/SCHC/) | $7.7M | 160,420 | 4.0% | 1 |
| SCHWAB STRATEGIC TR | [SCYB](https://holderbook.com/stocks/SCYB/) | $6.1M | 234,403 | 3.2% | 1 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $5.9M | 15,925 | 3.1% | 1 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $5.4M | 193,304 | 2.8% | 1 |
| VANGUARD INTL EQUITY INDEX F | [VNQI](https://holderbook.com/stocks/VNQI/) | $5.2M | 115,681 | 2.7% | 1 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $4.8M | 19,511 | 2.5% | 1 |
| BNY MELLON ETF TRUST | [BKLC](https://holderbook.com/stocks/BKLC/) | $4.6M | 32,027 | 2.4% | 3 |
| VANGUARD CHARLOTTE FDS | [BNDX](https://holderbook.com/stocks/BNDX/) | $3.4M | 69,531 | 1.8% | 27 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $3.3M | 89,994 | 1.7% | 1 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $2.8M | 39,004 | 1.5% | 1 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $2.4M | 64,900 | 1.2% | 1 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $2.1M | 25,335 | 1.1% | 19 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $1.9M | 37,476 | 1.0% | 1 |
| SPDR SERIES TRUST | [SPTM](https://holderbook.com/stocks/SPTM/) | $1.9M | 21,240 | 1.0% | 1 |
| ISHARES TR | [IDEV](https://holderbook.com/stocks/IDEV/) | $1.7M | 19,065 | 0.9% | 11 |
| SPDR SERIES TRUST | [SPMD](https://holderbook.com/stocks/SPMD/) | $1.4M | 20,599 | 0.7% | 1 |
| SCHWAB STRATEGIC TR | [SCHP](https://holderbook.com/stocks/SCHP/) | $1.4M | 51,734 | 0.7% | 1 |
| SPDR SERIES TRUST | [SPHY](https://holderbook.com/stocks/SPHY/) | $1.4M | 57,588 | 0.7% | 1 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $1.2M | 16,124 | 0.6% | 27 |
| VANGUARD WHITEHALL FDS | [VWOB](https://holderbook.com/stocks/VWOB/) | $1.1M | 15,898 | 0.6% | 1 |
| ISHARES TR | [USRT](https://holderbook.com/stocks/USRT/) | $1.1M | 15,829 | 0.5% | 1 |
| ISHARES INC | [LEMB](https://holderbook.com/stocks/LEMB/) | $953.9K | 22,524 | 0.5% | 1 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $860.1K | 1,149 | 0.4% | 27 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $757.4K | 5,107 | 0.4% | 27 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $454.7K | 662 | 0.2% | 1 |
| SPDR SERIES TRUST | [EBND](https://holderbook.com/stocks/EBND/) | $430.4K | 20,573 | 0.2% | 2 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $372.8K | 3,866 | 0.2% | 1 |
| BNY MELLON ETF TRUST | [BKAG](https://holderbook.com/stocks/BKAG/) | $359.9K | 8,579 | 0.2% | 1 |
| VANGUARD INDEX FDS | [VO](https://holderbook.com/stocks/VO/) | $314.2K | 3,900 | 0.2% | 1 |
| SPDR SERIES TRUST | [SPAB](https://holderbook.com/stocks/SPAB/) | $282.9K | 11,084 | 0.1% | 1 |
| ISHARES TR | [ISCB](https://holderbook.com/stocks/ISCB/) | $270.3K | 3,580 | 0.1% | 5 |
| SPDR SERIES TRUST | [HYMB](https://holderbook.com/stocks/HYMB/) | $263.6K | 10,360 | 0.1% | 11 |
| ISHARES TR | [IJH](https://holderbook.com/stocks/IJH/) | $257.4K | 3,338 | 0.1% | 5 |
| DBX ETF TR | [HAUZ](https://holderbook.com/stocks/HAUZ/) | $250.6K | 11,177 | 0.1% | 11 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q1 2026 | +0.2% | -4.6% | +4.9% | 100% |
| Q4 2025 | +0.8% | +2.4% | -1.6% | 100% |
| Q3 2025 | +6.7% | +7.8% | -1.1% | 100% |
| Q2 2025 | +9.0% | +10.5% | -1.5% | 100% |
| Q1 2025 | -1.2% | -4.6% | +3.4% | 100% |
| Q4 2024 | -4.5% | +2.1% | -6.6% | 100% |
| Q3 2024 | +8.0% | +5.4% | +2.6% | 100% |
| Q2 2024 | -0.2% | +4.0% | -4.2% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $191.6M | 41 |
| Q1 2026 | $170.9M | 40 |
| Q4 2025 | $175.8M | 39 |
| Q3 2025 | $172.6M | 38 |
| Q2 2025 | $160.6M | 38 |
| Q1 2025 | $145.0M | 35 |
| Q4 2024 | $146.7M | 37 |
| Q3 2024 | $151.3M | 37 |
| Q2 2024 | $138.7M | 34 |
| Q1 2024 | $133.6M | 36 |
| Q4 2023 | $127.9M | 34 |
| Q3 2023 | $108.6M | 30 |