# TOBIAS FINANCIAL ADVISORS, INC.

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1802080. Source: https://holderbook.com/funds/1802080-tobias-financial-advisors-inc/

- Reported value: $787.3M
- Positions: 147
- Weight of the ten largest: 56.9%
- Filed: 2026-08-12

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| SPDR SERIES TRUST | [SPAB](https://holderbook.com/stocks/SPAB/) | $113.0M | 4,428,126 | 14.4% | 18 |
| ISHARES TR | [IQLT](https://holderbook.com/stocks/IQLT/) | $52.6M | 1,061,444 | 6.7% | 18 |
| INVESCO EXCH TRADED FD TR II | [QQQM](https://holderbook.com/stocks/QQQM/) | $46.4M | 153,000 | 5.9% | 17 |
| VANGUARD BD INDEX FDS | [BSV](https://holderbook.com/stocks/BSV/) | $44.1M | 566,494 | 5.6% | 17 |
| SSGA ACTIVE ETF TR | [RLY](https://holderbook.com/stocks/RLY/) | $37.2M | 1,079,223 | 4.7% | 4 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $35.7M | 414,195 | 4.5% | 18 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $33.5M | 404,155 | 4.3% | 18 |
| DIMENSIONAL ETF TRUST | [DFIV](https://holderbook.com/stocks/DFIV/) | $33.0M | 610,701 | 4.2% | 17 |
| DIMENSIONAL ETF TRUST | [DFLV](https://holderbook.com/stocks/DFLV/) | $28.3M | 715,031 | 3.6% | 14 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $24.1M | 403,971 | 3.1% | 27 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $23.4M | 106,768 | 3.0% | 18 |
| DIMENSIONAL ETF TRUST | [DFIS](https://holderbook.com/stocks/DFIS/) | $23.1M | 659,583 | 2.9% | 12 |
| VANGUARD INDEX FDS | [VNQ](https://holderbook.com/stocks/VNQ/) | $18.3M | 190,223 | 2.3% | 3 |
| DIMENSIONAL ETF TRUST | [DFSV](https://holderbook.com/stocks/DFSV/) | $17.9M | 461,103 | 2.3% | 12 |
| J P MORGAN EXCHANGE TRADED F | [JEPI](https://holderbook.com/stocks/JEPI/) | $17.5M | 310,180 | 2.2% | 5 |
| ISHARES TR | [IWO](https://holderbook.com/stocks/IWO/) | $16.8M | 42,656 | 2.1% | 18 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $12.2M | 98,443 | 1.6% | 18 |
| DIMENSIONAL ETF TRUST | [DFUV](https://holderbook.com/stocks/DFUV/) | $11.1M | 201,189 | 1.4% | 17 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $10.4M | 87,770 | 1.3% | 18 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $9.7M | 132,223 | 1.2% | 17 |
| SPDR INDEX SHS FDS | [CWI](https://holderbook.com/stocks/CWI/) | $7.5M | 183,600 | 0.9% | 18 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $7.1M | 24,509 | 0.9% | 27 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $6.9M | 50,150 | 0.9% | 18 |
| ISHARES TR | [SUB](https://holderbook.com/stocks/SUB/) | $6.3M | 59,096 | 0.8% | 17 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $6.0M | 29,786 | 0.8% | 15 |
| WISDOMTREE TR | [DLN](https://holderbook.com/stocks/DLN/) | $5.9M | 61,735 | 0.8% | 18 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $5.4M | 54,577 | 0.7% | 18 |
| SPDR INDEX SHS FDS | [SPEM](https://holderbook.com/stocks/SPEM/) | $5.2M | 100,682 | 0.7% | 18 |
| VANGUARD INTL EQUITY INDEX F | [VSS](https://holderbook.com/stocks/VSS/) | $4.9M | 31,747 | 0.6% | 17 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $4.3M | 19,650 | 0.5% | 18 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $4.0M | 16,320 | 0.5% | 18 |
| ISHARES TR | [IWN](https://holderbook.com/stocks/IWN/) | $3.9M | 17,727 | 0.5% | 18 |
| SPDR INDEX SHS FDS | [GWX](https://holderbook.com/stocks/GWX/) | $3.9M | 89,497 | 0.5% | 18 |
| ISHARES TR | [IJT](https://holderbook.com/stocks/IJT/) | $3.8M | 21,232 | 0.5% | 18 |
| VANGUARD WHITEHALL FDS | [VIGI](https://holderbook.com/stocks/VIGI/) | $3.7M | 39,684 | 0.5% | 18 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $3.7M | 53,373 | 0.5% | 18 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $3.5M | 36,735 | 0.5% | 16 |
| ISHARES TR | [IUSV](https://holderbook.com/stocks/IUSV/) | $3.5M | 31,906 | 0.4% | 5 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $3.3M | 13,953 | 0.4% | 27 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $3.1M | 13,006 | 0.4% | 27 |
| WISDOMTREE TR | [DWM](https://holderbook.com/stocks/DWM/) | $2.8M | 38,077 | 0.4% | 18 |
| VANGUARD INDEX FDS | [VBK](https://holderbook.com/stocks/VBK/) | $2.7M | 7,312 | 0.3% | 17 |
| VANGUARD INTL EQUITY INDEX F | [VEU](https://holderbook.com/stocks/VEU/) | $2.5M | 29,359 | 0.3% | 27 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $2.4M | 22,933 | 0.3% | 18 |
| INVESCO EXCHANGE TRADED FD T | [PWB](https://holderbook.com/stocks/PWB/) | $2.3M | 13,465 | 0.3% | 18 |
| VANGUARD INDEX FDS | [VBR](https://holderbook.com/stocks/VBR/) | $2.2M | 9,216 | 0.3% | 18 |
| ISHARES TR | [AOA](https://holderbook.com/stocks/AOA/) | $2.1M | 21,399 | 0.3% | 18 |
| ISHARES TR | [IVE](https://holderbook.com/stocks/IVE/) | $2.0M | 9,022 | 0.3% | 18 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $2.0M | 2,630 | 0.3% | 12 |
| SPDR SERIES TRUST | [SLYG](https://holderbook.com/stocks/SLYG/) | $1.9M | 15,860 | 0.2% | 18 |
| ISHARES TR | [IJS](https://holderbook.com/stocks/IJS/) | $1.9M | 13,705 | 0.2% | 18 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $1.9M | 5,000 | 0.2% | 27 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $1.8M | 5,151 | 0.2% | 14 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $1.8M | 3,515 | 0.2% | 5 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $1.6M | 2,205 | 0.2% | 6 |
| SPDR SERIES TRUST | [SPYD](https://holderbook.com/stocks/SPYD/) | $1.5M | 32,479 | 0.2% | 18 |
| GOLDMAN SACHS ETF TR | [GSLC](https://holderbook.com/stocks/GSLC/) | $1.5M | 10,687 | 0.2% | 5 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $1.5M | 4,012 | 0.2% | 9 |
| VANGUARD SCOTTSDALE FDS | [VTWV](https://holderbook.com/stocks/VTWV/) | $1.5M | 7,494 | 0.2% | 18 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $1.4M | 23,568 | 0.2% | 27 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $1.4M | 18,326 | 0.2% | 18 |
| VANGUARD WHITEHALL FDS | [VYM](https://holderbook.com/stocks/VYM/) | $1.4M | 8,660 | 0.2% | 27 |
| DIMENSIONAL ETF TRUST | [DFAT](https://holderbook.com/stocks/DFAT/) | $1.4M | 19,531 | 0.2% | 17 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $1.3M | 3,722 | 0.2% | 18 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $1.3M | 11,245 | 0.2% | 10 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $1.2M | 17,538 | 0.2% | 18 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.2M | 3,451 | 0.2% | 13 |
| T ROWE PRICE EXCHANGE-TRADED | [TSPA](https://holderbook.com/stocks/TSPA/) | $1.2M | 25,346 | 0.2% | 5 |
| ISHARES TR | [SCZ](https://holderbook.com/stocks/SCZ/) | $1.0M | 12,645 | 0.1% | 18 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $1.0M | 3,108 | 0.1% | 9 |
| VANGUARD SCOTTSDALE FDS | [VTWO](https://holderbook.com/stocks/VTWO/) | $1.0M | 8,293 | 0.1% | 18 |
| VANGUARD ADMIRAL FDS INC | [VOOV](https://holderbook.com/stocks/VOOV/) | $933.0K | 4,256 | 0.1% | 18 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $888.1K | 10,388 | 0.1% | 6 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $869.6K | 1,544 | 0.1% | 11 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $865.6K | 2,339 | 0.1% | 14 |
| SIMON PPTY GROUP INC NEW | [SPG](https://holderbook.com/stocks/SPG/) | $852.3K | 3,811 | 0.1% | 17 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $829.3K | 2,352 | 0.1% | 10 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $797.5K | 2,165 | 0.1% | 14 |
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $763.0K | 3,025 | 0.1% | 5 |
| HARTFORD INSURANCE GROUP INC | [HIG](https://holderbook.com/stocks/HIG/) | $757.5K | 5,716 | 0.1% | 3 |
| ASSURANT INC | [AIZ](https://holderbook.com/stocks/AIZ/) | $679.1K | 2,529 | 0.1% | 8 |
| ISHARES TR | [SOXX](https://holderbook.com/stocks/SOXX/) | $619.5K | 967 | 0.1% | 2 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $580.4K | 845 | 0.1% | 6 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $578.5K | 482 | 0.1% | 9 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $575.5K | 2,266 | 0.1% | 22 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $557.0K | 17,910 | 0.1% | 13 |
| COSTCO WHOLESALE CORPORATION | [COST](https://holderbook.com/stocks/COST/) | $553.3K | 591 | 0.1% | 10 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $514.7K | 3,765 | 0.1% | 11 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $495.7K | 16,844 | 0.1% | 13 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $475.0K | 4,044 | 0.1% | 3 |
| SANDISK CORP | [SNDK](https://holderbook.com/stocks/SNDK/) | $472.9K | 208 | 0.1% | 1 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $467.0K | 9,235 | 0.1% | 18 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $460.0K | 919 | 0.1% | 17 |
| WESTERN DIGITAL CORP | [WDC](https://holderbook.com/stocks/WDC/) | $436.2K | 683 | 0.1% | 1 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $422.1K | 822 | 0.1% | 8 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $418.8K | 4,772 | 0.1% | 7 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $410.6K | 3,722 | 0.1% | 8 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $408.1K | 403 | 0.1% | 5 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $392.6K | 12,382 | 0.0% | 3 |
| TRANE TECHNOLOGIES PLC | [TT](https://holderbook.com/stocks/TT/) | $391.7K | 798 | 0.0% | 11 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +8.4% | +14.8% | -6.4% | 100% |
| Q1 2026 | -0.2% | -4.6% | +4.4% | 100% |
| Q4 2025 | +1.6% | +2.4% | -0.7% | 100% |
| Q3 2025 | +5.0% | +7.8% | -2.8% | 100% |
| Q2 2025 | +6.3% | +10.5% | -4.2% | 100% |
| Q1 2025 | -0.5% | -4.6% | +4.0% | 100% |
| Q4 2024 | -2.1% | +2.1% | -4.2% | 100% |
| Q3 2024 | +4.8% | +5.4% | -0.6% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $787.3M | 147 |
| Q1 2026 | $718.3M | 143 |
| Q4 2025 | $707.9M | 146 |
| Q3 2025 | $658.2M | 132 |
| Q2 2025 | $584.2M | 123 |
| Q1 2025 | $514.9M | 113 |
| Q4 2024 | $497.4M | 110 |
| Q3 2024 | $498.9M | 108 |
| Q2 2024 | $463.8M | 104 |
| Q1 2024 | $441.4M | 102 |
| Q4 2023 | $410.7M | 96 |
| Q3 2023 | $381.1M | 90 |