# CERTUITY, LLC

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1800752. Source: https://holderbook.com/funds/1800752-certuity-llc/

- Reported value: $2.0B
- Positions: 672
- Weight of the ten largest: 45.4%
- Filed: 2026-07-28

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| MICRON TECHNOLOGY INC | [MU](https://holderbook.com/stocks/MU/) | $311.4M | 269,762 | 15.3% | 15 |
| CITIGROUP INC | [C](https://holderbook.com/stocks/C/) | $118.5M | 846,920 | 5.8% | 15 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $88.3M | 299,721 | 4.3% | 27 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $77.7M | 113,125 | 3.8% | 26 |
| GE AEROSPACE | [GE](https://holderbook.com/stocks/GE/) | $69.5M | 186,037 | 3.4% | 20 |
| ONEMAIN HLDGS INC | [OMF](https://holderbook.com/stocks/OMF/) | $56.8M | 931,578 | 2.8% | 10 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $55.5M | 74,626 | 2.7% | 27 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $54.4M | 272,565 | 2.7% | 25 |
| INTEL CORP | [INTC](https://holderbook.com/stocks/INTC/) | $45.9M | 328,834 | 2.3% | 13 |
| MORGAN STANLEY | [MS](https://holderbook.com/stocks/MS/) | $42.9M | 205,123 | 2.1% | 15 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $35.1M | 1,038,460 | 1.7% | 19 |
| FLAGSTAR BANK NATIONAL ASSOC | [FLG](https://holderbook.com/stocks/FLG/) | $31.7M | 2,124,280 | 1.6% | 8 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $28.8M | 505,847 | 1.4% | 16 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $28.2M | 79,475 | 1.4% | 27 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $25.8M | 312,648 | 1.3% | 15 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $25.3M | 34,499 | 1.2% | 27 |
| PNC FINL SVCS GROUP INC | [PNC](https://holderbook.com/stocks/PNC/) | $25.2M | 102,285 | 1.2% | 25 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $22.3M | 93,810 | 1.1% | 27 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $21.9M | 58,655 | 1.1% | 27 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $20.9M | 141,083 | 1.0% | 27 |
| FORD MTR CO | [F](https://holderbook.com/stocks/F/) | $18.8M | 1,351,081 | 0.9% | 15 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $17.5M | 23,492 | 0.9% | 27 |
| FLEXSHARES TR | [NFRA](https://holderbook.com/stocks/NFRA/) | $17.4M | 271,415 | 0.9% | 8 |
| FREEPORT-MCMORAN INC | [FCX](https://holderbook.com/stocks/FCX/) | $16.0M | 255,187 | 0.8% | 15 |
| VANGUARD TAX-MANAGED FDS | [VEA](https://holderbook.com/stocks/VEA/) | $15.4M | 216,406 | 0.8% | 27 |
| EXXONMOBIL HOLDINGS CORP COM SHS | [XOM](https://holderbook.com/stocks/XOM/) | $14.4M | 105,578 | 0.7% | 1 |
| VERIZON COMMUNICATIONS INC | [VZ](https://holderbook.com/stocks/VZ/) | $13.6M | 322,081 | 0.7% | 27 |
| ISHARES TR | [IWD](https://holderbook.com/stocks/IWD/) | $13.6M | 56,216 | 0.7% | 27 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $13.5M | 38,161 | 0.7% | 27 |
| WISDOMTREE TR | [WTV](https://holderbook.com/stocks/WTV/) | $12.6M | 123,471 | 0.6% | 4 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $12.5M | 22,303 | 0.6% | 27 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $12.4M | 33,466 | 0.6% | 27 |
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $11.6M | 46,029 | 0.6% | 27 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $11.4M | 191,106 | 0.6% | 27 |
| PALO ALTO NETWORKS INC | [PANW](https://holderbook.com/stocks/PANW/) | $10.3M | 30,085 | 0.5% | 14 |
| WISDOMTREE TR | [DGRW](https://holderbook.com/stocks/DGRW/) | $10.0M | 105,076 | 0.5% | 18 |
| BOEING CO | [BA](https://holderbook.com/stocks/BA/) | $9.6M | 44,320 | 0.5% | 25 |
| LAM RESEARCH CORP | [LRCX](https://holderbook.com/stocks/LRCX/) | $9.1M | 21,107 | 0.5% | 7 |
| SPDR SERIES TRUST | [BIL](https://holderbook.com/stocks/BIL/) | $9.1M | 99,596 | 0.4% | 27 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $9.0M | 259,028 | 0.4% | 5 |
| BARCLAYS BANK PLC | [DJP](https://holderbook.com/stocks/DJP/) | $8.9M | 204,390 | 0.4% | 27 |
| FIRST TR EXCHANGE-TRADED FD | [EMLP](https://holderbook.com/stocks/EMLP/) | $7.4M | 170,353 | 0.4% | 6 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $7.4M | 14,790 | 0.4% | 27 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $7.1M | 18,879 | 0.4% | 25 |
| ISHARES TR | [IWF](https://holderbook.com/stocks/IWF/) | $7.1M | 57,048 | 0.3% | 27 |
| ADVANCED MICRO DEVICES INC | [AMD](https://holderbook.com/stocks/AMD/) | $6.9M | 12,140 | 0.3% | 24 |
| BRISTOL-MYERS SQUIBB CO | [BMY](https://holderbook.com/stocks/BMY/) | $6.7M | 116,698 | 0.3% | 27 |
| TESLA INC | [TSLA](https://holderbook.com/stocks/TSLA/) | $6.5M | 15,640 | 0.3% | 26 |
| BLUE OWL CAPITAL CORPORATION | [OBDC](https://holderbook.com/stocks/OBDC/) | $6.1M | 562,235 | 0.3% | 25 |
| AT&T INC | [T](https://holderbook.com/stocks/T/) | $6.1M | 293,459 | 0.3% | 15 |
| SPROTT ASSET MANAGEMENT LP | [PHYS](https://holderbook.com/stocks/PHYS/) | $5.9M | 196,585 | 0.3% | 4 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $5.7M | 48,102 | 0.3% | 27 |
| ARISTA NETWORKS INC | [ANET](https://holderbook.com/stocks/ANET/) | $5.5M | 32,896 | 0.3% | 7 |
| VANGUARD WORLD FD | [VGT](https://holderbook.com/stocks/VGT/) | $5.4M | 45,315 | 0.3% | 27 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $5.4M | 16,514 | 0.3% | 27 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $5.3M | 33,453 | 0.3% | 27 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $5.2M | 15,123 | 0.3% | 27 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $5.1M | 4,773 | 0.3% | 15 |
| ISHARES TR | [IWM](https://holderbook.com/stocks/IWM/) | $4.9M | 16,382 | 0.2% | 27 |
| VANGUARD ADMIRAL FDS INC | [VIOO](https://holderbook.com/stocks/VIOO/) | $4.8M | 34,787 | 0.2% | 24 |
| SPDR SERIES TRUST | [SPYM](https://holderbook.com/stocks/SPYM/) | $4.7M | 53,927 | 0.2% | 3 |
| UBER TECHNOLOGIES INC | [UBER](https://holderbook.com/stocks/UBER/) | $4.7M | 64,719 | 0.2% | 13 |
| ISHARES TR | [ACWX](https://holderbook.com/stocks/ACWX/) | $4.2M | 55,225 | 0.2% | 16 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $4.2M | 43,193 | 0.2% | 25 |
| MASTERCARD INCORPORATED | [MA](https://holderbook.com/stocks/MA/) | $4.2M | 8,110 | 0.2% | 27 |
| DOW HLDGS INC | [DOW](https://holderbook.com/stocks/DOW/) | $4.2M | 151,814 | 0.2% | 7 |
| ISHARES TR | [IWV](https://holderbook.com/stocks/IWV/) | $4.1M | 9,720 | 0.2% | 27 |
| PETROLEO BRASILEIRO S A | [PBR](https://holderbook.com/stocks/PBR/) | $4.0M | 250,127 | 0.2% | 15 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $3.8M | 14,890 | 0.2% | 27 |
| SPDR GOLD TR | [GLD](https://holderbook.com/stocks/GLD/) | $3.8M | 10,208 | 0.2% | 27 |
| VERTEX PHARMACEUTICALS INC | [VRTX](https://holderbook.com/stocks/VRTX/) | $3.7M | 7,449 | 0.2% | 17 |
| CHEVRON CORPORATION | [CVX](https://holderbook.com/stocks/CVX/) | $3.7M | 22,058 | 0.2% | 27 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $3.7M | 32,260 | 0.2% | 24 |
| TORTOISE ENERGY INFRSTRCTR C | [TYG](https://holderbook.com/stocks/TYG/) | $3.6M | 85,000 | 0.2% | 15 |
| RIVIAN AUTOMOTIVE INC | [RIVN](https://holderbook.com/stocks/RIVN/) | $3.6M | 209,077 | 0.2% | 5 |
| PFIZER INC | [PFE](https://holderbook.com/stocks/PFE/) | $3.6M | 150,075 | 0.2% | 24 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $3.5M | 498,050 | 0.2% | 25 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $3.3M | 7,959 | 0.2% | 11 |
| ARBOR REALTY TRUST INC | [ABR](https://holderbook.com/stocks/ABR/) | $3.3M | 600,537 | 0.2% | 9 |
| REGIONS FINANCIAL CORP NEW | [RF](https://holderbook.com/stocks/RF/) | $3.2M | 106,246 | 0.2% | 15 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $3.1M | 16,114 | 0.2% | 26 |
| TAIWAN SEMICONDUCTOR MANUFAC | [TSM](https://holderbook.com/stocks/TSM/) | $3.0M | 6,345 | 0.1% | 9 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $3.0M | 2,505 | 0.1% | 23 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $3.0M | 107,138 | 0.1% | 27 |
| INCYTE CORP | [INCY](https://holderbook.com/stocks/INCY/) | $2.9M | 25,994 | 0.1% | 3 |
| CROWDSTRIKE HLDGS INC | [CRWD](https://holderbook.com/stocks/CRWD/) | $2.8M | 3,749 | 0.1% | 14 |
| FIRST TR EXCHANGE-TRADED FD | [RDVY](https://holderbook.com/stocks/RDVY/) | $2.8M | 34,362 | 0.1% | 6 |
| SHOPIFY INC | [SHOP](https://holderbook.com/stocks/SHOP/) | $2.8M | 23,975 | 0.1% | 27 |
| MARVELL TECHNOLOGY INC | [MRVL](https://holderbook.com/stocks/MRVL/) | $2.7M | 9,182 | 0.1% | 8 |
| SYNCHRONY FINANCIAL | [SYF](https://holderbook.com/stocks/SYF/) | $2.7M | 35,315 | 0.1% | 15 |
| SWEETGREEN INC | [SG](https://holderbook.com/stocks/SG/) | $2.6M | 300,000 | 0.1% | 5 |
| MAPLEBEAR INC | [CART](https://holderbook.com/stocks/CART/) | $2.6M | 55,753 | 0.1% | 8 |
| STARBUCKS CORP | [SBUX](https://holderbook.com/stocks/SBUX/) | $2.6M | 25,503 | 0.1% | 8 |
| DBX ETF TR | [DBJP](https://holderbook.com/stocks/DBJP/) | $2.6M | 22,513 | 0.1% | 9 |
| MONOLITHIC PWR SYS INC | [MPWR](https://holderbook.com/stocks/MPWR/) | $2.6M | 1,848 | 0.1% | 4 |
| INVESCO EXCH TRADED FD TR II | [QQQM](https://holderbook.com/stocks/QQQM/) | $2.6M | 8,420 | 0.1% | 5 |
| COPART INC | [CPRT](https://holderbook.com/stocks/CPRT/) | $2.5M | 88,674 | 0.1% | 9 |
| NEBIUS GROUP N.V. | [NBIS](https://holderbook.com/stocks/NBIS/) | $2.5M | 8,125 | 0.1% | 5 |
| MACYS INC | [M](https://holderbook.com/stocks/M/) | $2.5M | 104,955 | 0.1% | 6 |
| BITMINE IMMERSION TECHS INC | [BMNR](https://holderbook.com/stocks/BMNR/) | $2.4M | 181,655 | 0.1% | 4 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +29.9% | +14.8% | +15.1% | 100% |
| Q1 2026 | -3.9% | -4.6% | +0.7% | 125% |
| Q4 2025 | +6.1% | +2.4% | +3.8% | 126% |
| Q3 2025 | +9.7% | +7.8% | +1.9% | 100% |
| Q2 2025 | +12.2% | +10.5% | +1.8% | 100% |
| Q1 2025 | -2.5% | -4.6% | +2.0% | 99% |
| Q4 2024 | +1.7% | +2.1% | -0.4% | 100% |
| Q3 2024 | +3.5% | +5.4% | -2.0% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $2.0B | 672 |
| Q1 2026 | $1.5B | 656 |
| Q4 2025 | $1.6B | 584 |
| Q3 2025 | $1.5B | 554 |
| Q2 2025 | $1.1B | 424 |
| Q1 2025 | $952.9M | 405 |
| Q4 2024 | $920.7M | 383 |
| Q3 2024 | $926.1M | 359 |
| Q2 2024 | $1.3B | 356 |
| Q1 2024 | $1.1B | 328 |
| Q4 2023 | $988.3M | 345 |
| Q3 2023 | $849.3M | 263 |