# First Citizens Financial Corp

> Institutional holdings reported to the SEC as of Q3 2026 on Form 13F. CIK 1800597. Source: https://holderbook.com/funds/1800597-first-citizens-financial-corp/

- Reported value: $237.9M
- Positions: 137
- Weight of the ten largest: 35.9%
- Filed: 2026-10-02

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| ISHARES TR | [IYW](https://holderbook.com/stocks/IYW/) | $23.4M | 88,349 | 9.8% | 27 |
| ISHARES TR | [IJK](https://holderbook.com/stocks/IJK/) | $7.9M | 72,411 | 3.3% | 27 |
| ISHARES TR | [EFA](https://holderbook.com/stocks/EFA/) | $7.5M | 71,838 | 3.1% | 27 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $7.3M | 21,775 | 3.0% | 27 |
| J P MORGAN EXCHANGE TRADED F | [JPST](https://holderbook.com/stocks/JPST/) | $7.0M | 139,734 | 3.0% | 25 |
| ISHARES TR | [IJJ](https://holderbook.com/stocks/IJJ/) | $6.9M | 50,014 | 2.9% | 27 |
| ISHARES TR | [IYF](https://holderbook.com/stocks/IYF/) | $6.8M | 54,091 | 2.9% | 27 |
| ISHARES TR | [IYH](https://holderbook.com/stocks/IYH/) | $6.6M | 92,342 | 2.8% | 27 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $6.5M | 17,324 | 2.7% | 27 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $5.6M | 25,077 | 2.3% | 21 |
| ISHARES TR | [IJT](https://holderbook.com/stocks/IJT/) | $5.3M | 32,763 | 2.2% | 27 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $5.2M | 10,498 | 2.2% | 27 |
| ISHARES TR | [IJS](https://holderbook.com/stocks/IJS/) | $5.1M | 39,701 | 2.1% | 27 |
| ISHARES TR | [IYJ](https://holderbook.com/stocks/IYJ/) | $4.9M | 32,069 | 2.1% | 27 |
| ISHARES TR | [IYC](https://holderbook.com/stocks/IYC/) | $4.6M | 48,842 | 1.9% | 27 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $4.4M | 22,287 | 1.8% | 12 |
| ISHARES U S ETF TR | [NEAR](https://holderbook.com/stocks/NEAR/) | $4.3M | 86,810 | 1.8% | 13 |
| J P MORGAN EXCHANGE TRADED F | [JPIE](https://holderbook.com/stocks/JPIE/) | $4.0M | 89,498 | 1.7% | 14 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $3.9M | 7,633 | 1.6% | 27 |
| PGIM ETF TR | [PULS](https://holderbook.com/stocks/PULS/) | $3.8M | 76,427 | 1.6% | 22 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $3.3M | 4,416 | 1.4% | 24 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $3.2M | 9,571 | 1.3% | 27 |
| ISHARES TR | [IVW](https://holderbook.com/stocks/IVW/) | $2.8M | 19,920 | 1.2% | 12 |
| ISHARES TR | [IYK](https://holderbook.com/stocks/IYK/) | $2.7M | 38,008 | 1.1% | 27 |
| PGIM ETF TR | [PHYL](https://holderbook.com/stocks/PHYL/) | $2.6M | 78,035 | 1.1% | 14 |
| PGIM ETF TR | [PTRB](https://holderbook.com/stocks/PTRB/) | $2.6M | 65,245 | 1.1% | 14 |
| PIMCO ETF TR | [PYLD](https://holderbook.com/stocks/PYLD/) | $2.6M | 100,695 | 1.1% | 4 |
| BLACKROCK ETF TRUST | [DYNF](https://holderbook.com/stocks/DYNF/) | $2.6M | 36,858 | 1.1% | 10 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $2.5M | 2,167 | 1.1% | 27 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $2.4M | 2,975 | 1.0% | 27 |
| CUMMINS INC | [CMI](https://holderbook.com/stocks/CMI/) | $2.4M | 4,566 | 1.0% | 27 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $2.3M | 10,168 | 1.0% | 14 |
| ISHARES TR | [IYE](https://holderbook.com/stocks/IYE/) | $2.3M | 35,451 | 1.0% | 27 |
| JOHNSON & JOHNSON | [JNJ](https://holderbook.com/stocks/JNJ/) | $1.9M | 7,147 | 0.8% | 27 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $1.9M | 31,494 | 0.8% | 27 |
| ISHARES INC | [EMGF](https://holderbook.com/stocks/EMGF/) | $1.8M | 25,563 | 0.8% | 14 |
| J P MORGAN EXCHANGE TRADED F | [JPEF](https://holderbook.com/stocks/JPEF/) | $1.8M | 22,284 | 0.8% | 7 |
| MORGAN STANLEY | [MS](https://holderbook.com/stocks/MS/) | $1.8M | 9,319 | 0.7% | 25 |
| GOLDMAN SACHS GROUP INC | [GS](https://holderbook.com/stocks/GS/) | $1.7M | 1,923 | 0.7% | 27 |
| ISHARES TR | [IDU](https://holderbook.com/stocks/IDU/) | $1.7M | 16,729 | 0.7% | 27 |
| ISHARES TR | [IYR](https://holderbook.com/stocks/IYR/) | $1.6M | 17,057 | 0.7% | 27 |
| ISHARES TR | [IYM](https://holderbook.com/stocks/IYM/) | $1.6M | 8,812 | 0.7% | 27 |
| ISHARES TR | [EFV](https://holderbook.com/stocks/EFV/) | $1.5M | 19,107 | 0.6% | 21 |
| SPDR SERIES TRUST | [BIL](https://holderbook.com/stocks/BIL/) | $1.5M | 16,186 | 0.6% | 14 |
| CORNING INC | [GLW](https://holderbook.com/stocks/GLW/) | $1.4M | 9,142 | 0.6% | 13 |
| HOME DEPOT INC | [HD](https://holderbook.com/stocks/HD/) | $1.4M | 4,903 | 0.6% | 27 |
| VANGUARD WORLD FD | [VOX](https://holderbook.com/stocks/VOX/) | $1.4M | 7,207 | 0.6% | 14 |
| ISHARES TR | [MTUM](https://holderbook.com/stocks/MTUM/) | $1.4M | 4,296 | 0.6% | 22 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $1.4M | 5,199 | 0.6% | 27 |
| SELECT SECTOR SPDR TR | [XLC](https://holderbook.com/stocks/XLC/) | $1.3M | 11,642 | 0.5% | 9 |
| STEEL DYNAMICS INC | [STLD](https://holderbook.com/stocks/STLD/) | $1.3M | 5,800 | 0.5% | 24 |
| VISA INC | [V](https://holderbook.com/stocks/V/) | $1.3M | 3,540 | 0.5% | 24 |
| SELECT SECTOR SPDR TR | [XLF](https://holderbook.com/stocks/XLF/) | $1.2M | 22,945 | 0.5% | 8 |
| ISHARES TR | [EFG](https://holderbook.com/stocks/EFG/) | $1.2M | 9,667 | 0.5% | 22 |
| CISCO SYS INC | [CSCO](https://holderbook.com/stocks/CSCO/) | $1.1M | 10,353 | 0.5% | 27 |
| SELECT SECTOR SPDR TR | [XLV](https://holderbook.com/stocks/XLV/) | $1.1M | 6,533 | 0.5% | 9 |
| ISHARES TR | [VLUE](https://holderbook.com/stocks/VLUE/) | $1.1M | 5,431 | 0.5% | 23 |
| PRINCIPAL EXCHANGE TRADED FD | [PREF](https://holderbook.com/stocks/PREF/) | $1.0M | 55,522 | 0.4% | 15 |
| ISHARES TR | [USMV](https://holderbook.com/stocks/USMV/) | $960.7K | 9,859 | 0.4% | 27 |
| SELECT SECTOR SPDR TR | [XLI](https://holderbook.com/stocks/XLI/) | $956.3K | 5,727 | 0.4% | 9 |
| VANGUARD MALVERN FDS | [VCRB](https://holderbook.com/stocks/VCRB/) | $938.1K | 12,743 | 0.4% | 4 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $900.7K | 3,615 | 0.4% | 11 |
| J P MORGAN EXCHANGE TRADED F | [JCPB](https://holderbook.com/stocks/JCPB/) | $898.0K | 20,053 | 0.4% | 14 |
| ISHARES TR | [DVY](https://holderbook.com/stocks/DVY/) | $897.4K | 5,901 | 0.4% | 27 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $865.4K | 2,515 | 0.4% | 27 |
| SELECT SECTOR SPDR TR | [XLY](https://holderbook.com/stocks/XLY/) | $842.6K | 7,742 | 0.4% | 6 |
| SELECT SECTOR SPDR TR | [XLE](https://holderbook.com/stocks/XLE/) | $832.3K | 13,533 | 0.3% | 11 |
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $791.3K | 1,129 | 0.3% | 27 |
| ISHARES TR | [IEFA](https://holderbook.com/stocks/IEFA/) | $777.8K | 8,029 | 0.3% | 27 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $772.5K | 2,267 | 0.3% | 5 |
| LOWES COS INC | [LOW](https://holderbook.com/stocks/LOW/) | $763.0K | 4,140 | 0.3% | 27 |
| BANK OF AMER CORP | [BAC](https://holderbook.com/stocks/BAC/) | $754.0K | 13,852 | 0.3% | 27 |
| EXXONMOBIL HOLDINGS CORP COM SHS | [XOM](https://holderbook.com/stocks/XOM/) | $725.2K | 4,456 | 0.3% | 1 |
| UNION PAC CORP | [UNP](https://holderbook.com/stocks/UNP/) | $722.2K | 2,654 | 0.3% | 24 |
| RTX CORPORATION | [RTX](https://holderbook.com/stocks/RTX/) | $707.1K | 3,809 | 0.3% | 23 |
| ISHARES TR | [IDV](https://holderbook.com/stocks/IDV/) | $699.6K | 16,581 | 0.3% | 5 |
| MCDONALDS CORP | [MCD](https://holderbook.com/stocks/MCD/) | $695.4K | 3,011 | 0.3% | 27 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $685.1K | 4,715 | 0.3% | 27 |
| META PLATFORMS INC | [META](https://holderbook.com/stocks/META/) | $683.1K | 942 | 0.3% | 10 |
| PNC FINL SVCS GROUP INC | [PNC](https://holderbook.com/stocks/PNC/) | $633.4K | 2,850 | 0.3% | 14 |
| AFLAC INC | [AFL](https://holderbook.com/stocks/AFL/) | $609.2K | 5,450 | 0.3% | 23 |
| DEERE & CO | [DE](https://holderbook.com/stocks/DE/) | $607.8K | 905 | 0.3% | 24 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $587.4K | 767 | 0.2% | 10 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $577.9K | 6,802 | 0.2% | 22 |
| COHEN & STEERS ETF TRUST | [CSPF](https://holderbook.com/stocks/CSPF/) | $569.9K | 22,642 | 0.2% | 3 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $550.6K | 3,790 | 0.2% | 27 |
| COCA COLA CO | [KO](https://holderbook.com/stocks/KO/) | $540.2K | 6,275 | 0.2% | 27 |
| FEDERATED HERMES ETF TRUST | [FTRB](https://holderbook.com/stocks/FTRB/) | $539.3K | 22,516 | 0.2% | 4 |
| VANGUARD BD INDEX FDS | [BND](https://holderbook.com/stocks/BND/) | $515.5K | 7,348 | 0.2% | 14 |
| VANGUARD BD INDEX FDS | [BIV](https://holderbook.com/stocks/BIV/) | $511.7K | 7,023 | 0.2% | 14 |
| SELECT SECTOR SPDR TR | [XLP](https://holderbook.com/stocks/XLP/) | $505.4K | 6,271 | 0.2% | 6 |
| TRANE TECHNOLOGIES PLC | [TT](https://holderbook.com/stocks/TT/) | $443.4K | 981 | 0.2% | 9 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $436.2K | 572 | 0.2% | 7 |
| WELLS FARGO & CO | [WFC](https://holderbook.com/stocks/WFC/) | $428.4K | 5,352 | 0.2% | 13 |
| BROADCOM INC | [AVGO](https://holderbook.com/stocks/AVGO/) | $410.9K | 1,170 | 0.2% | 6 |
| FRANKLIN TEMPLETON ETF TR | [FLCB](https://holderbook.com/stocks/FLCB/) | $402.7K | 19,715 | 0.2% | 8 |
| PHILIP MORRIS INTL INC | [PM](https://holderbook.com/stocks/PM/) | $398.6K | 2,089 | 0.2% | 15 |
| STATE STR SPDR DOW JONES IND | [DIA](https://holderbook.com/stocks/DIA/) | $394.1K | 775 | 0.2% | 24 |
| PRINCIPAL FINANCIAL GROUP IN | [PFG](https://holderbook.com/stocks/PFG/) | $379.3K | 3,388 | 0.2% | 16 |
| ANALOG DEVICES INC | [ADI](https://holderbook.com/stocks/ADI/) | $370.9K | 935 | 0.2% | 5 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +13.2% | +14.8% | -1.6% | 100% |
| Q1 2026 | -1.9% | -4.6% | +2.8% | 100% |
| Q4 2025 | +2.4% | +2.4% | +0.0% | 100% |
| Q3 2025 | +6.9% | +7.8% | -1.0% | 100% |
| Q2 2025 | +6.4% | +10.5% | -4.1% | 100% |
| Q1 2025 | -1.6% | -4.6% | +2.9% | 100% |
| Q4 2024 | -0.9% | +2.1% | -3.1% | 100% |
| Q3 2024 | +6.5% | +5.4% | +1.1% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2026 | $237.9M | 137 |
| Q2 2026 | $239.2M | 139 |
| Q1 2026 | $211.8M | 135 |
| Q4 2025 | $202.4M | 127 |
| Q3 2025 | $202.3M | 136 |
| Q2 2025 | $181.8M | 124 |
| Q1 2025 | $176.8M | 121 |
| Q4 2024 | $184.2M | 121 |
| Q3 2024 | $189.0M | 121 |
| Q2 2024 | $169.0M | 114 |
| Q1 2024 | $168.3M | 113 |
| Q4 2023 | $155.7M | 111 |