# BCS Wealth Management

> Institutional holdings reported to the SEC as of Q2 2026 on Form 13F. CIK 1798172. Source: https://holderbook.com/funds/1798172-bcs-wealth-management/

- Reported value: $555.1M
- Positions: 270
- Weight of the ten largest: 32.8%
- Filed: 2026-07-16

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| VANGUARD INDEX FDS | [VOO](https://holderbook.com/stocks/VOO/) | $57.5M | 83,736 | 10.4% | 7 |
| SCHWAB STRATEGIC TR | [SCHX](https://holderbook.com/stocks/SCHX/) | $20.0M | 679,092 | 3.6% | 7 |
| SCHWAB STRATEGIC TR | [SCHF](https://holderbook.com/stocks/SCHF/) | $18.0M | 650,399 | 3.2% | 7 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $14.1M | 142,203 | 2.5% | 7 |
| PROCTER & GAMBLE CO | [PG](https://holderbook.com/stocks/PG/) | $14.0M | 95,712 | 2.5% | 7 |
| SPDR SERIES TRUST | [SPYG](https://holderbook.com/stocks/SPYG/) | $14.0M | 117,665 | 2.5% | 18 |
| VANGUARD SCOTTSDALE FDS | [VCSH](https://holderbook.com/stocks/VCSH/) | $12.5M | 157,822 | 2.2% | 20 |
| SPDR SERIES TRUST | [SPYV](https://holderbook.com/stocks/SPYV/) | $12.3M | 202,146 | 2.2% | 18 |
| INVESCO EXCH TRD SLF IDX FD | [BSCQ](https://holderbook.com/stocks/BSCQ/) | $10.3M | 529,635 | 1.9% | 16 |
| INVESCO EXCH TRD SLF IDX FD | [BSCX](https://holderbook.com/stocks/BSCX/) | $9.5M | 449,212 | 1.7% | 10 |
| VANGUARD WHITEHALL FDS | [VYMI](https://holderbook.com/stocks/VYMI/) | $9.3M | 94,636 | 1.7% | 7 |
| SCHWAB STRATEGIC TR | [FNDX](https://holderbook.com/stocks/FNDX/) | $8.7M | 280,104 | 1.6% | 7 |
| INVESCO EXCH TRD SLF IDX FD | [BSCR](https://holderbook.com/stocks/BSCR/) | $8.0M | 408,983 | 1.4% | 15 |
| PIMCO ETF TR | [BOND](https://holderbook.com/stocks/BOND/) | $7.9M | 85,864 | 1.4% | 22 |
| INVESCO EXCH TRD SLF IDX FD | [BSCY](https://holderbook.com/stocks/BSCY/) | $7.2M | 346,682 | 1.3% | 8 |
| INVESCO EXCH TRD SLF IDX FD | [BSCS](https://holderbook.com/stocks/BSCS/) | $7.1M | 350,461 | 1.3% | 11 |
| SPDR INDEX SHS FDS | [SPDW](https://holderbook.com/stocks/SPDW/) | $7.0M | 138,105 | 1.3% | 23 |
| SCHWAB STRATEGIC TR | [FNDF](https://holderbook.com/stocks/FNDF/) | $6.9M | 131,634 | 1.3% | 7 |
| SCHWAB STRATEGIC TR | [SCHD](https://holderbook.com/stocks/SCHD/) | $6.9M | 217,305 | 1.2% | 7 |
| VANGUARD INDEX FDS | [VTV](https://holderbook.com/stocks/VTV/) | $6.5M | 29,974 | 1.2% | 7 |
| VANGUARD INDEX FDS | [VUG](https://holderbook.com/stocks/VUG/) | $6.3M | 73,543 | 1.1% | 7 |
| SCHWAB STRATEGIC TR | [SCHA](https://holderbook.com/stocks/SCHA/) | $6.0M | 166,639 | 1.1% | 7 |
| INVESCO EXCH TRD SLF IDX FD | [BSMY](https://holderbook.com/stocks/BSMY/) | $5.8M | 234,983 | 1.0% | 3 |
| INVESCO EXCH TRD SLF IDX FD | [BSCT](https://holderbook.com/stocks/BSCT/) | $5.7M | 308,513 | 1.0% | 11 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $5.3M | 18,426 | 1.0% | 12 |
| VANGUARD INDEX FDS | [VTI](https://holderbook.com/stocks/VTI/) | $5.2M | 14,088 | 0.9% | 7 |
| INVESCO EXCH TRD SLF IDX FD | [BSCU](https://holderbook.com/stocks/BSCU/) | $5.2M | 312,665 | 0.9% | 11 |
| PACER FDS TR | [COWZ](https://holderbook.com/stocks/COWZ/) | $5.2M | 83,108 | 0.9% | 17 |
| INVESCO EXCH TRD SLF IDX FD | [BSCW](https://holderbook.com/stocks/BSCW/) | $5.2M | 251,567 | 0.9% | 11 |
| INVESCO EXCH TRD SLF IDX FD | [BSCV](https://holderbook.com/stocks/BSCV/) | $5.1M | 312,326 | 0.9% | 13 |
| VANGUARD INDEX FDS | [VXF](https://holderbook.com/stocks/VXF/) | $4.9M | 20,020 | 0.9% | 7 |
| PIMCO ETF TR | [MUNI](https://holderbook.com/stocks/MUNI/) | $4.9M | 92,544 | 0.9% | 18 |
| INVESCO QQQ TR | [QQQ](https://holderbook.com/stocks/QQQ/) | $4.7M | 6,419 | 0.9% | 27 |
| INNOVATOR ETFS TRUST | [PFEB](https://holderbook.com/stocks/PFEB/) | $4.7M | 108,358 | 0.8% | 22 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $4.4M | 22,186 | 0.8% | 12 |
| ROYAL GOLD INC | [RGLD](https://holderbook.com/stocks/RGLD/) | $4.1M | 20,713 | 0.7% | 7 |
| VANGUARD ADMIRAL FDS INC | [VIOO](https://holderbook.com/stocks/VIOO/) | $4.0M | 29,263 | 0.7% | 7 |
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $3.8M | 5,036 | 0.7% | 27 |
| INVESCO EXCH TRADED FD TR II | [QQQM](https://holderbook.com/stocks/QQQM/) | $3.7M | 12,254 | 0.7% | 9 |
| SCHWAB STRATEGIC TR | [SCHB](https://holderbook.com/stocks/SCHB/) | $3.5M | 121,906 | 0.6% | 7 |
| SCHWAB STRATEGIC TR | [SCHC](https://holderbook.com/stocks/SCHC/) | $2.9M | 60,795 | 0.5% | 7 |
| SCHWAB STRATEGIC TR | [FNDC](https://holderbook.com/stocks/FNDC/) | $2.9M | 59,639 | 0.5% | 7 |
| ISHARES INC | [IEMG](https://holderbook.com/stocks/IEMG/) | $2.8M | 34,154 | 0.5% | 18 |
| PROSHARES TR | [NOBL](https://holderbook.com/stocks/NOBL/) | $2.8M | 50,094 | 0.5% | 27 |
| INVESCO EXCH TRD SLF IDX FD | [BSCZ](https://holderbook.com/stocks/BSCZ/) | $2.8M | 134,922 | 0.5% | 3 |
| SPDR SERIES TRUST | [FLRN](https://holderbook.com/stocks/FLRN/) | $2.8M | 89,419 | 0.5% | 27 |
| AMAZON COM INC | [AMZN](https://holderbook.com/stocks/AMZN/) | $2.7M | 11,302 | 0.5% | 12 |
| INNOVATOR ETFS TRUST | [PMAR](https://holderbook.com/stocks/PMAR/) | $2.7M | 56,372 | 0.5% | 22 |
| VANGUARD INDEX FDS | [VB](https://holderbook.com/stocks/VB/) | $2.6M | 8,492 | 0.5% | 7 |
| INNOVATOR ETFS TRUST | [PAUG](https://holderbook.com/stocks/PAUG/) | $2.5M | 55,204 | 0.5% | 20 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $2.5M | 6,651 | 0.4% | 7 |
| INNOVATOR ETFS TRUST | [PDEC](https://holderbook.com/stocks/PDEC/) | $2.4M | 51,745 | 0.4% | 19 |
| SCHWAB STRATEGIC TR | [FNDE](https://holderbook.com/stocks/FNDE/) | $2.4M | 59,471 | 0.4% | 7 |
| ELI LILLY & CO | [LLY](https://holderbook.com/stocks/LLY/) | $2.4M | 1,962 | 0.4% | 7 |
| SCHWAB STRATEGIC TR | [SCHM](https://holderbook.com/stocks/SCHM/) | $2.3M | 63,394 | 0.4% | 7 |
| PACER FDS TR | [CALF](https://holderbook.com/stocks/CALF/) | $2.3M | 46,047 | 0.4% | 14 |
| SCHWAB STRATEGIC TR | [FNDA](https://holderbook.com/stocks/FNDA/) | $2.3M | 61,195 | 0.4% | 7 |
| ISHARES TR | [IUSG](https://holderbook.com/stocks/IUSG/) | $2.3M | 12,303 | 0.4% | 3 |
| SCHWAB STRATEGIC TR | [SCHV](https://holderbook.com/stocks/SCHV/) | $2.3M | 66,329 | 0.4% | 7 |
| ALPHABET INC | [GOOGL](https://holderbook.com/stocks/GOOGL/) | $2.2M | 6,287 | 0.4% | 13 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $2.2M | 2,045 | 0.4% | 7 |
| MERCK & CO INC | [MRK](https://holderbook.com/stocks/MRK/) | $2.0M | 15,887 | 0.4% | 27 |
| INNOVATOR ETFS TRUST | [PJUL](https://holderbook.com/stocks/PJUL/) | $1.9M | 39,806 | 0.4% | 21 |
| INNOVATOR ETFS TRUST | [PAPR](https://holderbook.com/stocks/PAPR/) | $1.9M | 45,522 | 0.3% | 22 |
| VANGUARD STAR FDS | [VXUS](https://holderbook.com/stocks/VXUS/) | $1.9M | 22,125 | 0.3% | 7 |
| DBX ETF TR | [DBEF](https://holderbook.com/stocks/DBEF/) | $1.9M | 34,362 | 0.3% | 7 |
| INVESCO EXCHANGE TRADED FD T | [SPHQ](https://holderbook.com/stocks/SPHQ/) | $1.9M | 20,748 | 0.3% | 8 |
| PACER FDS TR | [QDPL](https://holderbook.com/stocks/QDPL/) | $1.9M | 41,442 | 0.3% | 7 |
| PIMCO ETF TR | [MINO](https://holderbook.com/stocks/MINO/) | $1.9M | 40,773 | 0.3% | 15 |
| PUTNAM ETF TRUST | [FTMU](https://holderbook.com/stocks/FTMU/) | $1.8M | 225,776 | 0.3% | 3 |
| NEW YORK LIFE INVTS ACTIVE E | [MMIN](https://holderbook.com/stocks/MMIN/) | $1.7M | 71,083 | 0.3% | 26 |
| SCHWAB STRATEGIC TR | [SCHG](https://holderbook.com/stocks/SCHG/) | $1.7M | 50,163 | 0.3% | 7 |
| INNOVATOR ETFS TRUST | [PNOV](https://holderbook.com/stocks/PNOV/) | $1.7M | 37,493 | 0.3% | 19 |
| VANGUARD INTL EQUITY INDEX F | [VWO](https://holderbook.com/stocks/VWO/) | $1.6M | 27,632 | 0.3% | 7 |
| INNOVATOR ETFS TRUST | [POCT](https://holderbook.com/stocks/POCT/) | $1.6M | 35,359 | 0.3% | 20 |
| PARKER-HANNIFIN CORP | [PH](https://holderbook.com/stocks/PH/) | $1.6M | 1,593 | 0.3% | 7 |
| KIMBERLY-CLARK CORP | [KMB](https://holderbook.com/stocks/KMB/) | $1.5M | 13,658 | 0.3% | 3 |
| BERKSHIRE HATHAWAY INC DEL | [BRKB](https://holderbook.com/stocks/BRKB/) | $1.5M | 2,939 | 0.3% | 12 |
| SPDR SERIES TRUST | [SPMD](https://holderbook.com/stocks/SPMD/) | $1.5M | 21,678 | 0.3% | 14 |
| PACER FDS TR | [GCOW](https://holderbook.com/stocks/GCOW/) | $1.4M | 33,403 | 0.3% | 16 |
| NEOS ETF TRUST | [NIHI](https://holderbook.com/stocks/NIHI/) | $1.4M | 27,871 | 0.3% | 3 |
| VANGUARD WORLD FD | [VHT](https://holderbook.com/stocks/VHT/) | $1.4M | 4,737 | 0.3% | 13 |
| ISHARES TR | [IVV](https://holderbook.com/stocks/IVV/) | $1.4M | 1,854 | 0.3% | 7 |
| NEOS ETF TRUST | [SPYI](https://holderbook.com/stocks/SPYI/) | $1.4M | 25,739 | 0.2% | 5 |
| SCHWAB STRATEGIC TR | [SCHE](https://holderbook.com/stocks/SCHE/) | $1.4M | 37,574 | 0.2% | 7 |
| INNOVATOR ETFS TRUST | [BDEC](https://holderbook.com/stocks/BDEC/) | $1.4M | 25,576 | 0.2% | 15 |
| VANGUARD SPECIALIZED FUNDS | [VIG](https://holderbook.com/stocks/VIG/) | $1.3M | 5,634 | 0.2% | 7 |
| INNOVATOR ETFS TRUST | [PJAN](https://holderbook.com/stocks/PJAN/) | $1.3M | 26,657 | 0.2% | 19 |
| SHERWIN WILLIAMS CO | [SHW](https://holderbook.com/stocks/SHW/) | $1.3M | 3,739 | 0.2% | 7 |
| SELECT SECTOR SPDR TR | [XLK](https://holderbook.com/stocks/XLK/) | $1.3M | 6,739 | 0.2% | 11 |
| ISHARES TR | [IJR](https://holderbook.com/stocks/IJR/) | $1.3M | 8,613 | 0.2% | 7 |
| APPLIED MATLS INC | [AMAT](https://holderbook.com/stocks/AMAT/) | $1.3M | 1,743 | 0.2% | 12 |
| SCHWAB STRATEGIC TR | [SCHZ](https://holderbook.com/stocks/SCHZ/) | $1.3M | 54,160 | 0.2% | 7 |
| INNOVATOR ETFS TRUST | [PJUN](https://holderbook.com/stocks/PJUN/) | $1.2M | 28,301 | 0.2% | 21 |
| TRUIST FINL CORP | [TFC](https://holderbook.com/stocks/TFC/) | $1.2M | 24,195 | 0.2% | 13 |
| ALPHABET INC | [GOOG](https://holderbook.com/stocks/GOOG/) | $1.2M | 3,369 | 0.2% | 13 |
| ISHARES TR | [IWP](https://holderbook.com/stocks/IWP/) | $1.2M | 8,092 | 0.2% | 3 |
| COLGATE PALMOLIVE CO | [CL](https://holderbook.com/stocks/CL/) | $1.2M | 12,780 | 0.2% | 7 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $1.2M | 8,570 | 0.2% | 26 |
| INNOVATOR ETFS TRUST | [PSEP](https://holderbook.com/stocks/PSEP/) | $1.1M | 24,709 | 0.2% | 20 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q2 2026 | +8.3% | +14.8% | -6.5% | 100% |
| Q1 2026 | -0.8% | -4.6% | +3.8% | 100% |
| Q4 2025 | +2.1% | +2.4% | -0.3% | 97% |
| Q3 2025 | +5.0% | +7.8% | -2.9% | 100% |
| Q2 2025 | +5.4% | +10.5% | -5.1% | 100% |
| Q1 2025 | -1.3% | -4.6% | +3.3% | 100% |
| Q4 2024 | -0.7% | +2.1% | -2.8% | 99% |
| Q3 2024 | +4.2% | +5.4% | -1.3% | 99% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q2 2026 | $555.1M | 270 |
| Q1 2026 | $489.9M | 248 |
| Q4 2025 | $990.2M | 352 |
| Q3 2025 | $443.8M | 246 |
| Q2 2025 | $464.6M | 263 |
| Q1 2025 | $388.9M | 243 |
| Q4 2024 | $402.1M | 256 |
| Q3 2024 | $235.1M | 167 |
| Q2 2024 | $205.5M | 155 |
| Q1 2024 | $311.7M | 235 |
| Q4 2023 | $271.6M | 220 |
| Q3 2023 | $240.3M | 198 |