# Cornerstone Retirement Group, Inc.

> Institutional holdings reported to the SEC as of Q3 2023 on Form 13F. CIK 1791803. Source: https://holderbook.com/funds/1791803-cornerstone-retirement-group-inc/

- Reported value: $349.8M
- Positions: 33
- Weight of the ten largest: 97.7%
- Filed: 2023-10-26

A 13F reports long US equity positions only. Short positions, bonds, foreign listings, private holdings and cash are not visible, so this is not the manager's whole book.

## Holdings

| Security | Ticker | Value | Shares | Weight | Quarters held |
|---|---|---|---|---|---|
| STATE STR SPDR S&P 500 ETF T | [SPY](https://holderbook.com/stocks/SPY/) | $134.4M | 314,422 | 38.4% | 11 |
| ISHARES TR | [IEF](https://holderbook.com/stocks/IEF/) | $115.2M | 1,257,747 | 32.9% | 7 |
| ISHARES TR | [SHV](https://holderbook.com/stocks/SHV/) | $58.6M | 530,662 | 16.8% | 11 |
| ISHARES TR | [AGG](https://holderbook.com/stocks/AGG/) | $16.1M | 171,607 | 4.6% | 2 |
| ISHARES TR | [ITOT](https://holderbook.com/stocks/ITOT/) | $7.1M | 75,640 | 2.0% | 1 |
| ISHARES TR | [IXUS](https://holderbook.com/stocks/IXUS/) | $4.7M | 77,937 | 1.3% | 1 |
| ISHARES TR | [IAGG](https://holderbook.com/stocks/IAGG/) | $2.3M | 48,119 | 0.7% | 1 |
| APPLE INC | [AAPL](https://holderbook.com/stocks/AAPL/) | $1.2M | 7,000 | 0.3% | 4 |
| ISHARES TR | [IWB](https://holderbook.com/stocks/IWB/) | $1.0M | 4,290 | 0.3% | 1 |
| GUGGENHEIM STRATEGIC OPPORTU | [GOF](https://holderbook.com/stocks/GOF/) | $987.0K | 66,737 | 0.3% | 1 |
| ISHARES TR | [ACWX](https://holderbook.com/stocks/ACWX/) | $762.8K | 16,227 | 0.2% | 1 |
| ISHARES TR | [MBB](https://holderbook.com/stocks/MBB/) | $639.7K | 7,204 | 0.2% | 1 |
| ISHARES TR | [LQDW](https://holderbook.com/stocks/LQDW/) | $481.4K | 15,274 | 0.1% | 1 |
| NVIDIA CORPORATION | [NVDA](https://holderbook.com/stocks/NVDA/) | $477.2K | 1,097 | 0.1% | 3 |
| ISHARES TR | [MUB](https://holderbook.com/stocks/MUB/) | $467.8K | 4,562 | 0.1% | 1 |
| MICROSOFT CORP | [MSFT](https://holderbook.com/stocks/MSFT/) | $412.1K | 1,305 | 0.1% | 4 |
| ISHARES TR | [IWR](https://holderbook.com/stocks/IWR/) | $407.4K | 5,883 | 0.1% | 1 |
| ISHARES TR | [IGIB](https://holderbook.com/stocks/IGIB/) | $386.3K | 7,940 | 0.1% | 1 |
| CATERPILLAR INC | [CAT](https://holderbook.com/stocks/CAT/) | $327.6K | 1,200 | 0.1% | 4 |
| ABBVIE INC | [ABBV](https://holderbook.com/stocks/ABBV/) | $322.0K | 2,160 | 0.1% | 4 |
| JPMORGAN CHASE & CO | [JPM](https://holderbook.com/stocks/JPM/) | $303.4K | 2,092 | 0.1% | 4 |
| ISHARES TR | [ICVT](https://holderbook.com/stocks/ICVT/) | $288.6K | 3,889 | 0.1% | 1 |
| WALMART INC | [WMT](https://holderbook.com/stocks/WMT/) | $284.6K | 1,779 | 0.1% | 4 |
| ISHARES TR | [GOVT](https://holderbook.com/stocks/GOVT/) | $283.4K | 12,859 | 0.1% | 3 |
| FLEXSHARES TR | [SKOR](https://holderbook.com/stocks/SKOR/) | $280.8K | 6,103 | 0.1% | 3 |
| SPDR SERIES TRUST | [SPBO](https://holderbook.com/stocks/SPBO/) | $279.2K | 10,123 | 0.1% | 3 |
| ISHARES TR | [ILTB](https://holderbook.com/stocks/ILTB/) | $256.7K | 5,432 | 0.1% | 3 |
| EXXON MOBIL CORP | [XOMXXXX](https://holderbook.com/stocks/XOMXXXX/) | $255.2K | 2,171 | 0.1% | 3 |
| NEXTERA ENERGY INC | [NEE](https://holderbook.com/stocks/NEE/) | $251.9K | 4,397 | 0.1% | 4 |
| PHILLIPS 66 | [PSX](https://holderbook.com/stocks/PSX/) | $228.3K | 1,900 | 0.1% | 1 |
| ISHARES TR | [EEM](https://holderbook.com/stocks/EEM/) | $225.4K | 5,939 | 0.1% | 1 |
| ISHARES TR | [QUAL](https://holderbook.com/stocks/QUAL/) | $218.5K | 1,658 | 0.1% | 1 |
| LOCKHEED MARTIN CORP | [LMT](https://holderbook.com/stocks/LMT/) | $213.1K | 521 | 0.1% | 4 |

## What the disclosed book did

Not the fund's return. This is the change in value of the positions disclosed on Form 13F, had they been left untouched, against SPY over the same quarter ends.

| Quarter | Book | Market | Difference | Priced |
|---|---|---|---|---|
| Q3 2023 | -3.1% | -3.6% | +0.5% | 100% |
| Q2 2023 | +3.1% | +8.3% | -5.2% | 100% |
| Q1 2023 | +4.8% | +7.0% | -2.2% | 100% |

## Quarter by quarter

| Quarter | Value | Positions |
|---|---|---|
| Q3 2023 | $349.8M | 33 |
| Q2 2023 | $361.8M | 25 |
| Q1 2023 | $341.0M | 20 |
| Q4 2022 | $333.7M | 13 |
| Q3 2022 | $328.4M | 3 |
| Q2 2022 | $349.4M | 3 |
| Q1 2022 | $532.5M | 3 |
| Q4 2021 | $542.1K | 2 |
| Q3 2021 | $496.7M | 2 |
| Q2 2021 | $480.2M | 2 |
| Q1 2021 | $454.0M | 2 |